中国人寿保险业经验生命表(2000-2003)
养老金业务表（女）
年龄(x)死亡率q x生存人数l x死亡人数d x生存人年数L x T x期望寿命e x
00.00057510000005759997138367296183.67
10.0004669994254669991928267324882.72
20.0003699989593699987758167405681.76
30.000299985912909984468067528180.79
40.0002329983012329981857967683579.81
50.0001959980691959979727867865078.83
60.0001759978751759977887768067877.85
70.0001649977001649976187668289076.86
80.0001519975371519974617568527275.87
90.0001469973861469973137468781174.88 100.0001449972401449971697369049873.89 110.0001439970971439970257269332972.90 120.0001459969541459968827169630471.92 130.0001499968101499967357069942270.93 140.0001579966611569965836970268769.94 150.0001689965051679964216870610468.95 160.0001819963371809962476770968367.96 170.0001969961571959960596671343666.97 180.0002139959622129958566571737765.98 190.0002299957492289956356472152165.00 200.0002459955212449953996372588664.01 210.000269952782599951486273048663.03 220.0002739950192729948836173533862.04 230.0002849947472839946066074045561.06 240.0002939944652919943195974584960.08 250.0003019941732999940245875153059.10 260.0003089938743069937215775750758.11 270.0003169935683149934115676378657.13 280.0003259932543239930925577037556.15 290.0003379929313359927645477728255.17 300.0003519925963489924225378451954.19 310.0003669922483639920665279209653.20 320.0003849918853819916945180003052.22 330.0004029915043999913055080833551.24 340.0004219911054179908974981703150.26 350.0004419906884379904704882613449.29 360.0004649902514599900224783566448.31 370.0004939897924889895484684564347.33 380.0005289893045229890434585609546.35
390.0005699887815639885004486705245.38 400.0006159882196089879154387855244.40 410.0006649876116569872834289063743.43 420.0007149869557059866034190335442.46 430.0007639862517539858744091675141.49 440.0008159854988039850973993087640.52 450.0008739846958609842653894578039.55 460.0009429838359279833723796151538.59 470.00102698290910089824043697814337.62 480.00112998190011099813463599573836.66 490.00124998079212259801793501439235.70 500.00138497956713569788893403421334.74 510.00154897821115149774543305532533.79 520.00171497669716749758603207787132.84 530.00189397502218469741003110201231.90 540.00209397317720379721583012791230.96 550.00231897114022519700142915575430.02 560.00260796888925269676262818573929.09 570.00297996636328799649242721811328.17 580.0034196348432859618412625319027.25 590.00381696019936649583672529134926.34 600.00427295653540869544912433298225.44 610.00478195244845549501712337849124.55 620.00535194789550729453582242831923.66 630.00598894282256469400002148296122.79 640.00670193717762809340372054296121.92 650.00749993089769819274061960892521.06 660.00840892391677689200321868151820.22 670.00943891614886479118241776148619.39 680.01059290750196129026951684966218.57 690.011886897889106728925531594696717.76 700.013337887216118338813001505441516.97 710.014964875384130998688341417311516.19 720.016787862284144758550471330428115.43 730.018829847809159638398281244923414.68 740.021117831846175668230631160940613.96 750.023702814280193008046301078634313.25 760.02649179498021060784450998171412.56 770.02960277392022910762465919726411.88 780.0330775101024836738592843479911.23 790.03693572617426821712764769620610.60 800.0412416993532884268493269834429.99 810.0460336705113086665507862985109.39
820.0513656396453285562321856434328.82 830.0572916067903476458940850202148.27 840.0638725720263653655375844308067.75 850.0711745354903811351643438770487.24 860.079267497377394264776643360614 6.76 870.088225457951404034377502882950 6.30 880.098129417549409743970622445200 5.86 890.109061376575410703560402048138 5.44 900.121107335505406323151891692098 5.04 910.134355294873396182750651376908 4.67 920.148896255256380072362521101844 4.32 930.16481621724935806199346865591 3.98 940.18220118144333059164913666245 3.67 950.20112914838429844133462501332 3.38 960.22166711854026276105401367870 3.10 970.24387922632250081013262469 2.84 980.267773697631868160423181456 2.60 990.293385510821498743589121033 2.37 1000.32068536096115753030877444 2.15 1010.3496152452085732023447136 1.92 1020.3800691594860611291726902 1.69 1030.41189498864072785013985 1.41 1040.4448795814258745216135 1.06 105132283228161416140.50假设：死亡人的分数年龄为0.5
中国人寿保险业经验生命表(2000-2003)—换算函数表
养老金业务表（女）
0.06利率为0.06
年龄(x)生存人数lx Dx Nx Cx Mx 010000001000000.0017435860.48542.4513064.50
1999425942853.7716435860.48414.5012522.05
2998959889070.1915493006.70309.5012107.55
3998591838435.9714603936.51229.3811798.05
4998301790747.9413765500.54173.0711568.67
5998069745815.5612974752.60137.2011395.60
6997875703462.3812228937.04116.1411258.40
7997700663527.6211525474.66102.6611142.26
8997537625866.7910861947.0589.1611039.60
9997386590351.2110236080.2581.3110950.44
10997240556853.799645729.0475.6510869.13
11997097525258.129088875.2570.8610793.48
12996954495455.678563617.1367.7710722.62
13996810467343.238068161.4665.6910654.85
14996661440824.157600818.2365.2910589.16
15996505415806.557159994.0865.9010523.86
16996337392204.436744187.5366.9710457.96
17996157369937.206351983.1068.4010390.99
18995962348928.965982045.9070.1110322.59
19995749329108.155633116.9471.1010252.47
20995521310408.295304008.7971.7510181.37
21995278292766.264993600.5071.8110109.63
22995019276122.774700834.2471.1110037.82
23994747260422.074424711.4769.779966.70
24994465245611.424164289.4067.899896.93
25994173231641.003918677.9865.789829.04
26993874218463.473687036.9863.489763.26
27993568206034.133468573.5161.429699.78
28993254194310.403262539.3859.589638.36
29992931183252.123068228.9758.269578.79
30992596172821.102884976.8557.239520.53
31992248162981.552712155.7556.279463.30
32991885153699.902549174.2055.689407.02
33991504144944.232395474.3054.979351.34
34991105136684.872250530.0754.299296.37
35990688128893.702113845.2053.629242.09
36990251121544.211984951.5053.209188.46
37989792114611.141863407.2953.309135.26
38989304108070.411748796.1553.839081.95
39988781101899.391640725.7354.709028.12 4098821996076.801538826.3455.748973.42 4198761190582.751442749.5456.748917.68 4298695585398.681352166.7957.528860.94 4398625180507.271266768.1157.958803.41 4498549875892.301186260.8458.358745.46 4598469571538.161110368.5458.928687.11 4698383567429.921038830.3759.928628.20 4798290963553.20971400.4661.518568.27 4898190059894.34907847.2563.798506.76 4998079256440.30847952.9266.508442.96 5097956753179.06791512.6269.438376.46 5197821150099.49738333.5673.168307.03 5297669747190.51688234.0676.318233.86 5397502244443.04641043.5579.378157.56 5497317741848.03596600.5182.638078.19 5597114039396.64554752.4986.157995.56 5696888937080.49515355.8491.207909.41 5796636334890.40478275.3598.067818.21 5896348432817.42443384.95105.577720.15 5996019930854.25410567.54111.087614.58 6095653528996.71379713.29116.867503.51 6195244827238.52350716.58122.867386.64 6294789525573.87323478.05129.107263.79 6394282223997.19297904.19135.567134.69 6493717722503.30273907.00142.266999.13 6593089721087.26251403.70149.186856.87 6692391619744.46230316.44156.616707.68 6791614818470.24210571.97164.456551.07 6890750117260.30192101.74172.476386.61 6989788916110.83174841.44180.656214.14 7088721615018.24158730.61188.966033.49 7187538413979.19143712.37197.345844.53 7286228412990.57129733.18205.735647.18 7384780912049.53116742.61214.045441.45 7483184611153.44104693.08222.205227.42 7581428010299.9293539.64230.315005.22 767949809486.5983239.73237.084774.91 777739208712.5373753.13243.314537.83 787510107976.0665040.60248.844294.52 797261747275.7557064.54253.524045.68 806993536610.3949788.79257.193792.16 816705115979.0343178.40259.653534.97
826396455380.9437199.37260.753275.32 836067904815.6131818.42260.273014.57 845720264282.7627002.81258.062754.30 855354903782.2722720.05253.962496.23 864973773314.2218937.78247.842242.27 874579512878.7815623.56239.601994.43 884175492476.2312744.77229.241754.83 893765752106.8310268.54216.771525.59 903355051770.818161.71202.321308.82 912948731468.266390.91186.101106.51 922552561199.054922.65168.43920.41 93217249962.753723.60149.69751.98 94181443758.562760.86130.39602.28 95148384585.232002.30111.04471.90 96118540441.061417.0692.23360.85 9792263323.86976.0074.51268.62 9869763231.02652.1458.36194.11 9951082159.58421.1244.17135.75 10036096106.38261.5332.1891.58 1012452068.18155.1522.4959.39 1021594841.8386.9815.0036.91 103988624.4645.159.5121.91 104581413.5720.68 5.7012.40 10532287.117.11 6.71 6.71
—换算函数表
Rx Sx
733776.73295070146.22
720712.23277634285.74
708190.182********.27
696082.63245705418.56
684284.58231101482.05
672715.91217335981.51
661320.31204361228.91
650061.92192132291.86
638919.66180606817.20
627880.06169744870.16
616929.61159508789.90
606060.48149863060.86
595267.00140774185.61
584544.38132210568.49
573889.53124142407.03
563300.37116541588.80
552776.51109381594.72
542318.55102637407.19
531927.5596285424.09
521604.9790303378.19
511352.4984670261.25
501171.1279366252.46
491061.4974372651.96
481023.6769671817.71
471056.9765247106.24
461160.0461082816.84
451331.0057164138.87
441567.7453477101.89
431867.9650008528.38
422229.6046745989.00
412650.8143677760.03
403130.2940792783.18
393666.9938080627.43
384259.9635531453.22
374908.6233135978.93
365612.2530885448.86
356370.1628771603.66
347181.7026786652.16
338046.4424923244.87
328964.4923174448.72 319936.3621533722.99 310962.9419994896.64 302045.2618552147.10 293184.3217199980.31 284380.9115933212.20 275635.4414746951.35 266948.3313636582.82 258320.1312597752.44 249751.8611626351.98 241245.1010718504.73 232802.149870551.81 224425.689079039.20 216118.658340705.64 207884.797652471.58 199727.237011428.02 191649.046414827.51 183653.485860075.02 175744.085344719.18 167925.874866443.83 160205.724423058.87 152591.134012491.34 145087.633632778.05 137700.993282061.47 130437.202958583.42 123302.512660679.24 116303.392386772.24 109446.522135368.54 102738.841905052.10 96187.771694480.13 89801.151502378.39 83587.011327536.95 77553.521168806.34 71708.991025093.97 66061.81895360.79 60620.36778618.18 55392.94673925.10 50387.72580385.46 45612.81497145.73 41074.98423392.60 36780.46358352.00 32734.79301287.46 28942.63251498.67
25407.65208320.27 22132.33171120.90 19117.76139302.48 16363.47112299.67 13867.2489579.61 11624.9770641.84 9630.5355018.28 7875.7142273.50 6350.1132004.96 5041.2923843.24 3934.7817452.33 3014.3812529.68 2262.408806.08 1660.126045.22 1188.224042.93 827.372625.86 558.751649.86 364.64997.72 228.90576.60 137.32315.07
77.93159.91
41.0272.94
19.1127.79
6.71
7.11