account number 帐号depositor 存户
pay-in slip 存款单
a deposit form 存款单
a banding machine 自动存取机to deposit 存款
deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡
principal 本金
overdraft, overdraw 透支
to counter sign 双签
to endorse 背书
endorser 背书人
to cash 兑现
to honor a cheque 兑付
to dishonor a cheque 拒付
to suspend payment 止付cheque,check 支票
cheque book 支票本
order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票
traveler's cheque 旅行支票
cheque for transfer 转帐支票
outstanding cheque 未付支票
canceled cheque 已付支票
forged cheque 伪支票
Bandar's note 庄票，银票
banker 银行家
president 行长
savings bank 储蓄银行
Chase Bank 大通银行
Citibank 花旗银行
Hongkong Shanghai Banking Corporation 汇丰银行
Chartered Bank of India, Australia and China 麦加利银行
Banque de I'IndoChine 东方汇理银行
central bank, national bank, banker's ba nk 中央银行
bank of issue, bank of circulation 发行币银行
commercial bank 商业银行，储蓄信贷银行
member bank, credit bank 储蓄信贷银行
discount bank 贴现银行
exchange bank 汇兑银行
requesting bank 委托开证银行
issuing bank, opening bank 开证银行
advising bank, notifying bank 通知银行
negotiation bank 议付银行
confirming bank 保兑银行
paying bank 付款银行
associate banker of collection 代收银行
consigned banker of collection 委托银行
clearing bank 清算银行
local bank 本地银行
domestic bank 国内银行
overseas bank 国外银行
unincorporated bank 钱庄
branch bank 银行分行
trustee savings bank 信托储蓄银行
trust company 信托公司
financial trust 金融信托公司
unit trust 信托投资公司
trust institution 银行的信托部
credit department 银行的信用部
commercial credit company(discount co mpany) 商业信贷公司（贴现公司）
neighborhood savings bank, bank of de posit 街道储蓄所
credit union 合作银行
credit bureau 商业兴信所
self-service bank 无人银行
land bank 土地银行
construction bank 建设银行
industrial and commercial bank 工商银行
bank of communications 交通银行mutual savings bank 互助储蓄银行
post office savings bank 邮局储蓄银行
mortgage bank, building society 抵押银行
industrial bank 实业银行
home loan bank 家宅贷款银行reserve bank 准备银行
chartered bank 特许银行corresponding bank 往来银行
merchant bank, accepting bank 承兑银行
investment bank 投资银行
import and export bank (EXIMBANK) 进出口银行
joint venture bank 合资银行
money shop, native bank 钱庄
credit cooperatives 信用社
clearing house 票据交换所
public accounting 公共会计
business accounting 商业会计
cost accounting 成本会计
depreciation accounting 折旧会计
computerized accounting 电脑化会计
general ledger 总帐
subsidiary ledger 分户帐
cash book 现金出纳帐
cash account 现金帐
journal, day-book 日记帐，流水帐
bad debts 坏帐
investment 投资
surplus 结余
idle capital 游资
economic cycle 经济周期
economic boom 经济繁荣
economic recession 经济衰退
economic depression 经济萧条
economic crisis 经济危机
economic recovery 经济复苏
inflation 通货膨胀
deflation 通货收缩
devaluation 货币贬值
revaluation 货币增值
international balance of payment 国际收支
favourable balance 顺差
adverse balance 逆差
hard currency 硬通货
soft currency 软通货
international monetary system 国际货币制度
the purchasing power of money 货币购买力
money in circulation 货币流通量
note issue 纸币发行量
national budget 国家预算
national gross product 国民生产总值
public bond 公债
stock, share 股票debenture 债券
treasury bill 国库券
debt chain 债务链
direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率
foreign currency (exchange) reserve 外汇储备
foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现
discount rate, bank rate 贴现率
gold reserve 黄金储备
money (financial) market 金融市场stock exchange 股票交易所
broker 经纪人
commission 佣金
bookkeeping 簿记
bookkeeper 簿记员
an application form 申请单
bank statement 对帐单
letter of credit 信用证
strong room, vault 保险库
equitable tax system 等价税则specimen signature 签字式样
banking hours, business hours 营业时间银行英语口语－新开帐户
What kind of account did you have in your mind?
你想开哪种帐户?
Do you like to open a current account?
你想开一个活期存款帐户吗?
A deposit or current account?
定期还是活期?
Please tell me how you would like to d eposit your money.
请告诉我你想存何种户头?
There's a service charge for the checkin g account but no charge for the saving s.
支票户头要收服务费，现金户头不收。
Our minimum deposit for a savings acc ount is 100 dollars.
我们储蓄存款的最低存款额是100美圆。
Five yuan is the minimum original depo sit.
最低起存款额是5元。
You can open a savings account at any time with an initial deposit of 50 dolla rs.
你可随时以50美圆的起存额开立储蓄帐户。
Even one yuan is all right.
甚至一元也可以起存。
Here is your pasbook. Please bring it b ack when you deposit or withdraw mon ey any time you like. Keep it well and inform us whenever you lose it. 这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。
I should like to open a current account.
我想开一个活期存款帐户。
I need a checking account so that I ca n pay my bill.
我需开个支票帐户，这样就能付帐。
We'd like to know how we open a chec king-savings account.
我们想知道如何开一个支票储蓄帐户。
I have a checking account here.
我在这里有一个支票存款帐户。
I think I'd like a deposit account.
我想要开个定期存款帐户。
Can I open a current account here?
我能否在这儿开个活期存款帐户？
I want to open a deposit account with you.
我要开个储蓄帐户。
I'd like to open a deposit account with you.
我想在你们这儿开个定期存款帐户。
Could you tell me the difference betwe en a savings account and a checking a ccount?
请告诉我储蓄存款与支票存款的区别好吗？
Please tell me the procedure for openin g a savings account.
请告诉我开个储蓄帐户需要什么手续。
Will 100 yuan be enough for a minimu m deposit?
100元作最低存款额够吗？
I'd like to know whether a 200 yuan d eposit will be enough for opening a che cking account.
我想知道开一个支票帐户200元存款是否够。
Could you tell me how to operate this account?
请告诉我如何经管这个帐户好吗？
Is there any minimum for the first dep osit?
第一次储蓄有最低限额吗？
How much does each account cost?
每个帐户要花多少钱？
Useful Phrases
current deposit, current account 活期存款
fixed deposit, fixed account 定期存款
fixed deposit by installments 零存整取
joint account 联名存款帐户
to open an account 开户头
银行英语口语－存款
How much do you want to deposit with us?
你想在我们这存多少？How much do you wish to pay into you r account?
你希望在你的户头上存多少？
How much money do you plan to keep in your account on a regular basis?
你计划在你的户头上定期存放多少钱？
How much cash do you plan to deposit in your account?
你有多少钱要存入呢？
I think you may deposit your money wi th the bank, or leave it here for tempo rary safe-keeping.
我认为你可把钱存入银行，或留在银行暂保管起来。
Would you please fill in the depositing f orm, giving the sum of money you're t o deposit as well as your name, addres s and professional unit?
请填张存款单，写明要存的数额以及你的姓名，地址和工作的单位，好吗？
I want to deposit 300 yuan in my acco unt.
我想在我的户头上存300元。
I want to deposit these cheques in my account.
我想把这些支票存在我的户头上。
I'd like to pay 200 yuan into my deposi t account.
我想在在我的定期存款户头上存200元。
I want to deposit my paycheck.
我想存入我的工资支票。
I'd like to know whether I can cash a cheque here.
我想知道我能否在这兑换支票。
Will you please cash this traveler's cheq ue?
请兑现这张旅行支票好吗？
I'd like to cash this money order.
我想兑现这张汇款单。
I want to cash the balance of a travele r's letter of credit.
我要把旅行信用证的结余兑现。
Will you please tell me whether you ch arge for cheques?
请告诉我兑换支票收手续费吗？
Could you tell me how much the check s cost?
请告诉我这些支票要花多少钱？What if I overdraw?
如果透支了怎么办？
Please sign your name on the bottom li ne if you want to cash the check.
如果想兑支票，请在底线上签名。Please write your account number on t he back of the check.
请在支票背面写上你的帐号。
We honored the check as the overdraft was only 5 yuan.
我们承兑这张支票的透支额只有5元。
Please endorse the cheque.
请背签这张支票。
The traveler's checks cost 1.5% of the total amount of purchase.
旅行支票手续费是购买总额的1.5%。Here's the cheque book. When you sen d a cheque by post be careful to cross it, but if you wish to cash a cheque y ourself, you must leave it "open".
这是一本支票簿，你邮寄支票时，注意要在支票上打叉线。但是如果你本人想开张兑现支票，就不可打叉线。
Each cheque you write will cost 2 dolla rs.
你每开一张支票将花2美圆。
Useful Words and Phrases account number 帐目编号
depositor 存户
pay-in slip 存款单
a deposit form 存款单
a banding machine 自动存取机
to deposit 存款
deposit receipt 存款收据
private deposits 私人存款
certificate of deposit 存单
deposit book, passbook 存折
credit card 信用卡
principal 本金
overdraft, overdraw 透支
to counter sign 双签
to endorse 背书
endorser 背书人
to cash 兑现
to honor a cheque 兑付
to dishonor a cheque 拒付
to suspend payment 止付
cheque,check 支票
cheque book 支票本order cheque 记名支票
bearer cheque 不记名支票
crossed cheque 横线支票
blank cheque 空白支票
rubber cheque 空头支票
cheque stub, counterfoil 票根
cash cheque 现金支票
traveler's cheque 旅行支票
cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票
forged cheque 伪支票
Bandar's note 庄票，银票
银行英语口语－取款、结余
I'd like to know if I can draw on my a ccount for payment of things I buy in Tianjin.
我想知道一下我是否能提取存款来支付天津购物的费用。
I want to withdraw 200 dollars from m y deposit account.
我要从我的定期存款中支取200美圆。
I want to close my account with you.
我想结束在你们这儿的帐户。
I'd like to draw 100 yuan against this l etter of credit.
我想从这份信用证上提款100元。
May I draw money against the letter of credit here?
我可以在这儿用这份信用证取钱吗？
Could you tell me my balance?
能否把存款结余金额告诉我？
Please let me know my balance.
请告诉我结余金额。
I think you can draw on this account b y cheque in payment of goods.
我以为你可用支票提款支付购物费用。
Your balance at the bank is 300 yuan. 你在本行的结余是300元。
Your deposit is exhausted.
你的存款支净了。
Your letter of credit is used up.
你的信用证用完了。Please tell me how you wish to draw y our money.
请告诉我你希望怎样支款。
Fill our a withdrawal form, please.
请填写取款单。
The letter of credit is exhausted.
信用证上的款子已提清。
The letter at Counter 6 will pay you ag ainst your number slip.
六号柜台的出纳员将根据你的号码牌付给你钱。
Useful Words and Phrases
to close an account, to clear an accoun t 结清
to draw money 取款
drawing-out slip 取款单
the number slip 号码牌
a withdrawal form 取款单
to fill in the receipt in duplicate 一式两份填这张收据
teller, cashier 出纳员
银行英语口语－兑换货币
Please tell me how much you want to
change.
请告诉我你要换多少。
How much of the remittance do you w ant to convert into Japanese yen?
你要把多少汇款换成日圆？
What kind of currency do you want? 要哪种货币？
What's it you wish to change?
你有什么要换的？
What kind of currency do you want to change?
要换哪种货币？
In what denominations?
要什么面值的？
Please tell me what note you want.
请告诉我要什么钞票。
Will seven tens be all right?
7张10元的可以吗？
Is it in traveler's cheques?
换旅行支票吗？I'd like to know how I shall give it to you.
我想知道如何付钱给你。
How would you like it?
你要什么面额的？
Would you kindly sign the exchange for m, giving your name and address?
请在兑换单上签字，写出你的姓名和地址，好吗？
Can you change me some money, pleas e?
能否请你给我兑换一些钱？
Here it is, some French francs, Swiss fr ancs, American dollars and a few Dutch guilders.
这些就是：一些法国法郎，瑞士法郎，美圆和一些荷兰盾。
Would you please give me seven five-p ound notes, four pound notes and four ten-shilling notes, and the rest in smal l change.
请你给我7张5镑纸币，4张1镑纸币，4张10先令纸币，剩下的要零票。
Would you mind giving me the six penc e in coppers?
劳驾给我6便士的铜币。
I'd like to know if you could change thi s money back into U.S. dollars for me. 我想知道能否把这笔兑回成美圆。
Could you change these French francs f or me?
能给我兑换这些法国法郎吗？
Can you give me 100 dollars in Swiss f rancs?
能否给我100美圆的瑞士法郎？
I'd like to convert the full amount of th e remittance into U.S. dollars.
我想把全部汇款换成美圆。
I'd like some coins for this note.
我想把这张纸币换成硬币。
I'd like to break this 50 dollar note.
我想把这张50美圆纸币换开。
Five twenties and ten singles, please. 请给我5张20元和10张一元的。
I need 300 dollars in 100-dollar cheque s.
我要300美圆票面为100美圆的支票。I hope you'll give me ten traveler's che ques of 100 dollars each.
我希望给我10张面额为100美圆的旅行支票。
In fives, please.
请给我5元票面的。
Could you give me some small notes? 给我一些小票好吗？
Useful Words and Phrases
currency, money 货币
money changing 兑换货币
an exchange form 兑换单
bank note 钞票
note of large denomination 大票
note of small denomination 小票
small change 零钱
subsidiary money 辅币
nickel piece 镍币
plastic currency notes 塑料钞票convertible money 可兑换（黄金）纸币
银行英语口语－储蓄存款利息
What's the interest rate for the savings account?
储蓄存款的利率是多少？
Do you pay interest on this account? 这种存款付给利息吗？
Please tell me what the annual interest rate is.
请告诉我年利率是多少。
Interest is paid at the rate of 1% per annum at present.
目前每年的利率是1%。
It allows you to earn a little interest on your money.
这可使你从存款中获得一点利息。
The account carries interest of 4%.
该存款有4%的利息。
The interest is added to your account e very year.
每年的利息都加到你的存款中。
The interest rate for the savings accoun t is 4%.
储蓄存款的利率是4%。It varies from time to time. At present it is 6%.
（年息）每个时期都不同，现在是六厘。Useful Words and Phrases
interest rate 利率
simple interest 单利
compound interest 复利
legal interest 法定利息
prime rate 优待利率
payable interest 应付利息
lending rate 贷款利率
usury 高利贷
the subsidy rate for value-preserved sav ings 保值储蓄补贴率
银行英语口语－外汇率
Tell me the current rate for RMB, pleas e.
请告诉我人民币的现价。
What's your selling rate for RMB yuan i n notes today?
你们今天人民币现钞的售价是多少？What's the dollar going for today?
美圆今天的售价是多少？
Our buying rate for notes is 523 yuan f or 100 dollars.
我们100美圆的现钞买入价是523元。
It's 200 French francs at today's selling rate.
今天的卖出价是200法国法郎。
The buying rate of U.S. dollar notes is 460 yuan per hundred dollars.
美圆现钞买入价是100美圆付460元。Useful Phrases
buying rate 买进价格
selling rate 卖出价格
And how much will it be in Japanese c urrency?
换成日本币是多少？
How much would I get for 300 Japanes e yen?
300日圆可兑换多少钱？
I'd like to know the exchange rate for German marks.
我想知道德国马克的兑换率。
What rate are you giving? 你们提供的兑换率是多少？
What's the exchange rate today?
今天的兑换率是多少？
Please tell me what you would give me for my U.S. dollars.
请告诉我这些美圆可以兑换多少钱。
Please tell me the current rate for sterli ng.
请告诉我英国货币的现行兑换率。
If you'll wait a moment, I'll find out th e rates of exchange.
请等一会儿，我查一下兑换率。
Please wait a moment. I'll find out the exchange rate between U.S. dollars and RMB.
请等一会儿，我查一下美圆对人民币的兑换率。
It's 470 yuan for 100 dollars.
100美圆可兑470元。
The exchange rate today is 200 yen to the pound.
今天的兑换率是一英镑可兑200日圆。
The rate for traveler's cheques is 300 y uan against 100 dollars.
旅行支票的兑换率是100美圆兑300元。
These dollars are worth 1,000 yuan.
这些美圆可换1000元。
Useful Phrases
exchange table, conversion table 汇兑换算表
foreign exchange 外汇
exchange rate 外汇率
conversion rate 折合率
foreign exchange restriction 外汇限额foreign exchange quotations 外汇行情to check the rate for sb. 查牌价
吸塑机https://www.doczj.com/doc/47681297.html, 27A01fcJL5t2
常见银行英语词汇 account number 帐目编号 depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机 to deposit 存款 deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 traveler's cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandar's note 庄票，银票 banker 银行家 president 行长 savings bank 储蓄银行 Chase Bank 大通银行 National City Bank of New York 花旗银行 Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行
常见银行英语词汇account number 帐号 depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机 to deposit 存款 deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票
cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 traveler's cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandar's note 庄票，银票 banker 银行家 president 行长 savings bank 储蓄银行 Chase Bank 大通银行 Citibank 花旗银行 Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行
Bank –vocabulary and sentences branch bank 银行分行 construction bank 建设银行 industrial and commercial bank 工商银行 bank of communications 交通银行 inflation 通货膨胀 deflation 通货收缩 devaluation 货币贬值 revaluation 货币增值 favourable balance 顺差 adverse balance 逆差 the purchasing power of money 货币购买力 money in circulation 货币流通量 note issue 纸币发行量 national budget 国家预算 national gross product 国民生产总值public bond 公债 stock, share 股票 debenture 债券 treasury bill 国库券 foreign currency (exchange) reserve 外汇储备 foreign exchange fluctuation 外汇波动 foreign exchange crisis 外汇危机 gold reserve 黄金储备 money (financial) market 金融市场 stock exchange 股票交易所 broker 经纪人 an application form 申请单 bank statement 对帐单 banking hours, business hours 营业时间 password/code密码 amount in figures小写金额 amount in words大写金额 cashier收银员Automated Teller Machine teller银行职员statement对帐单service charge服务费/手续费 by installment分期付款 银行英语口语－新开帐户 Useful Phrases current deposit, current account 活期存款 fixed deposit, fixed account 定期存款 fixed deposit by installments 零存整取 joint account 联名存款帐户
savings bank 储蓄银行 Chase Bank 大通银行 National City Bank of New York 花旗银行 Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I IndoChine 东方汇理银行 central bank, national bank, banker s bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行 member bank, credit bank 储蓄信贷银行 discount bank 贴现银行 exchange bank 汇兑银行 requesting bank 委托开证银行 issuing bank, opening bank 开证银行 advising bank, notifying bank 通知银行 negotiation bank 议付银行 confirming bank 保兑银行 paying bank 付款银行 associate banker of collection 代收银行 consigned banker of collection 委托银行 clearing bank 清算银行 local bank 本地银行 domestic bank 国内银行 overseas bank 国外银行 unincorporated bank 钱庄 branch bank 银行分行 account number 帐目编号 depositor 存户
中国各大银行名称缩写 中国建设银行——CCB(China Constuction Bank) 中国农业银行——ABC(Agricultural Bank of China) 中国工商银行——ICBC(Industrial and Commercial Bank of China) 中国银行——BOC（Bank of China) 中国民生银行——CMBC（China Minsheng Banking Co., Ltd） 招商银行——CMB(China Merchants Bank Ltd) 兴业银行——CIB (Industrial Bank Co., Ltd) 北京市商业银行——已经改名北京银行——BOB(Bank of Beijing) 交通银行——BCM(Bank of Communications) 中国光大银行——CEB(Chian Everbright Bank) 中信银行——(cvbnm` 广东发展银行——GDB(Guangdong Development Bank) 上海浦东发展银行——SPDB/SPDBank(Shanghai Pudong Development Bank) 深圳发展银行——SDB(Shenzhen Development Bank)
中国银行新线借记卡历史交易明细清单 Debit card transaction details history list 交易区间：2012/06/01 至2012/12/01 Trading range: to 打印日期：2012/12/17 打印网点: 11111 打印柜员：33333 Print date: Print branches:Print teller: 账号：1222222222 客户号：9999999 Account number: Customer number: 账户名：王三 Account name: WANG SAN 开户日期：2012/01/04 开户行：88881 Account opening date: Deposit bank: 产品大类：5500 产品子类：1999 Product Line: Subclass: 起息日：2012/01/12 到期日： Value date: Expiry date: 存折号：货币号： Bankbook number: Currency number: 交易日网点交易代码货币号交易金额交易余额摘要Trade date Branches Trade code Currency number Transaction amount Account balance Abstract 交易类别对方账号 Trade type Reciprocal account number
常见银行英语词汇帐号 存户 存款单 a 存款单 a 自动存取机 存款 存款收据 私人存款 存单 , 存折 信用卡 本金 , 透支 双签 背书 背书人 兑现 a 兑付 a 拒付 止付 支票
支票本 记名支票 不记名支票 横线支票 空白支票 空头支票 , 票根 现金支票 's 旅行支票 转帐支票 未付支票 已付支票 伪支票 's 庄票，银票 银行家 行长 储蓄银行 大通银行 花旗银行 汇丰银行 , 麦加利银行I' 东方汇理银行
, , 's 中央银行 , 发行币银行 商业银行，储蓄信贷银行, 储蓄信贷银行 贴现银行 汇兑银行 委托开证银行 , 开证银行 , 通知银行 议付银行 保兑银行 付款银行 代收银行 委托银行 清算银行 本地银行 国内银行 国外银行 钱庄 银行分行 信托储蓄银行 信托公司
金融信托公司 信托投资公司 银行的信托部 银行的信用部 ( ) 商业信贷公司（贴现公司）, 街道储蓄所 合作银行 商业兴信所 无人银行 土地银行 建设银行 工商银行 交通银行 互助储蓄银行 邮局储蓄银行 , 抵押银行 实业银行 家宅贷款银行 准备银行 特许银行 往来银行 , 承兑银行
投资银行 () 进出口银行 合资银行 , 钱庄 信用社 票据交换所 公共会计 商业会计 成本会计 折旧会计 电脑化会计 总帐 分户帐 现金出纳帐 现金帐 , 日记帐，流水帐坏帐 投资 结余 游资 经济周期 经济繁荣
经济衰退 经济萧条 经济危机 经济复苏 通货膨胀 通货收缩 货币贬值 货币增值 国际收支 顺差 逆差 硬通货 软通货 国际货币制度 货币购买力 货币流通量纸币发行量 国家预算 国民生产总值公债 , 股票 债券
account number 帐号depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机to deposit 存款 deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人
to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票 traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票
forged cheque 伪支票 Bandar's note 庄票，银票 banker 银行家 president 行长 savings bank 储蓄银行 Chase Bank 大通银行 Citibank 花旗银行 Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行 central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行 member bank, credit bank 储蓄信贷银行 discount bank 贴现银行 exchange bank 汇兑银行
1. 现金业务：cash business 2. 转账业务：transfer business 3. 汇兑业务：currency exchange business 4. 委托收款：commission receivables 5. 发放贷款：loans 6. 贷款收回：loan recovery 7. 贷款展期：loan extension 8. 办理银行汇票：apply for bank drafts 9. 收息：interest 10 托收：collection 其他相关：帐目编号account number 存户depositor 存款单pay-in slip 存款单 a deposit form 自动存取机 a banding machine 存款deposit 存款收据deposit receipt 私人存款private deposit 存单certificate deposit 存折deposit book 信用卡credit card 本金principal 透支overdrafts overdraw 双签 a counter sign 背书to endorse 背书人endorser 兑现to cash 兑付to honor a cheque 拒付to dishonor a cheque 止付to suspend payment 支票cheque ,check 支票本cheque book 记名支票order cheque 不记名支票bearer cheque 横线支票crossed cheque 空白支票blank cheque rubber cheque 空头支票cheque stub, counterfoil 票根
account number 帐目编号credit card 信用卡principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 traveler's cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandar's note 庄票，银票 banker 银行家 president 行长 savings bank 储蓄银行 Chase Bank 大通银行 depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机 to deposit 存款 deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折
英语词汇银行业务一般业务 ATM:n.自动柜员机 automatic bill payment:自动转帐服务 balance:n.余额；差额 bank account:银行账户 bank holiday:银行公休日；国定假日 banking:n.银行业务 banknote:n.纸币；钞票 certificate of deposit:定期存款 checking account:支票存款账户 deposit:n.存款 discount rate:重贴现率 Individual Retirement Account:个人退休账户 interest:n.利息 safe-deposit box:(银行)保险箱 savings account:储蓄存款账户 signature:n.签名 teller:n.(银行)出纳员 transfer:v.转帐 wire:v.汇款 withdraw:v.提款 商务英语词汇办公室：影印 enlarge :v.放大 jam :v.卡纸 lighten :v.变淡 make a copy of :影印一份…… original :n.原稿 percentage :n.百分比 reset :n.重新设定 scroll down :向下卷动 size :n.大小；尺寸 smudge :n.脏污 streak :n.刮痕 toner :n.碳粉 two-sided :a.双面的 warm-up time :热机时间 商务英语词汇保险：保单 compulsory :a.强制性的 coverage :n.承保范围 expiration :n.期满；截止 insurance :n.保险 insurer :n.保险公司
account number 帐号 depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机to deposit 存款 deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票cheque stub, counterfoil 票根
cash cheque 现金支票 traveler's cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandar's note 庄票，银票 banker 银行家 president 行长 savings bank 储蓄银行 Chase Bank 大通银行 Citibank花旗银行 Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行 central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行 member bank, credit bank 储蓄信贷银行 discount bank 贴现银行 exchange bank 汇兑银行 requesting bank 委托开证银行 issuing bank, opening bank 开证银行 advising bank, notifying bank 通知银行 negotiation bank 议付银行 confirming bank 保兑银行 paying bank 付款银行 associate banker of collection 代收银行
. 银行英语词汇（熟记） account number 帐目编号 depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机 to deposit 存款 deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 traveler's cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandar's note 庄票，银票 banker 银行家 president 行长 savings bank 储蓄银行 Chase Bank 大通银行 National City Bank of New York 花旗银行 Hongkong Shanghai Banking Corporation 汇丰银行 Chartered Bank of India, Australia and China 麦加利银行 Banque de I'IndoChine 东方汇理银行
account number 帐目编号depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机to deposit 存款 deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付cheque,check 支票 cheque book 支票本
order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 traveler's cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 bandar's note 庄票，银票 banker 银行家 president 行长 savings bank 储蓄银行 chase bank 大通银行 national city bank of new york 花旗银行 hongkong shanghai banking corporation 汇丰银行chartered bank of india, australia and china 麦加利银行 banque de i'indochine 东方汇理银行
资料介绍： 这里的词汇是在最合适的一致性基础上对本书中涉及到的(十国集团和欧共 体)中央银行所使用的术语给出解。它不打算对这些术语给出法律定义。应该认识到，它在其他语言中未必能找到完全等同的术语。 咨询轧差（advisory netting)：见状态轧差。 受保支付系统(assured payment system)(aps)：一种价值交换系统中的协议其中，及时完成一笔支付指令的结算，需要第三方(主要是银行、银行辛迪加或者清算所)不可撤销的和无条件的承诺支持。参见价值交换结算系统。 自动化清算所(automated clearing house)(ach)：一种电子清算系统，在系统中支付指令，主要借助磁介质或者通过电信网络在金融机构之间进行交换并由数据处理中心处理。参见清算。 自动柜员机(automated teller machine)(ATM)：一种可以让已授权的用户，主要利用机器可读的塑料卡，从其帐户提取现金并可向用户提供不同种类的其他服务诸如余额查询、资金转帐和接收存款的机电设备。ATM可以以联机实时查询授权数据库或者脱机两种方式运行。 银行汇票(bank draft)：在欧洲，该术语通常指一种由银行自身兑付的票据。银行汇票由付方在银行购买并发送给收方，收方提交银行汇票给收方的开户银行，收方的开户银行对收方支付。收方的开户银行再提交银行汇票给付方银行并由付方银行偿付。在美国，该术语通常指由银行自身或者从其他银行兑付的汇票或者支票。在银行本票中，银行既是出票人又是受票人。在银行柜员支票中，一家银行是出票人，另一家银行是受票人。银行汇票可能由银行按其自己的目的签发或者由客户购买并发送给收款人以清偿债。 批处理(batch)：一组支付指令和(或)证券转让指令以一个集合在处理点以不连续的时间间隔发送或处理。 受益所有权／权益(beneficial ownership/interest)：接收证券或其他金融票据的部分或全部所有权权益的权利(如收入、选举、转帐权)。受益所有权通常区别于证券或金融票据的法定所有权。参见法定所有权。 双边轧差结算系统(bilateral net settlement system)：它是一种结算系统，其参与者的双边轧差结算余额是在每对参与者之间进行结算的。参见净贷记和借记余额。 双边轧差(bilateral netting)：双方之间对其双边债务进行轧差的协议。协议包含的债务可能产生于金融合同或转帐交易或者同时产生于两者。参见轧差，多边轧差，净额结算。
国际业务常用英语词汇跟单结算及国际保函 信用证 Documentary credit 跟单信用证 Back to back credit 背对背信用证Transferable credit 可转让信用证 Un-transferable credit 不可转让信用证 Red clause credit 红条款信用证 Revolving credit 循环信用证 Standby letter of credit 备用信用证Negotiation credit 议付信用证 Acceptance credit 承兑信用证 Payment credit 付款信用证 Irrevocable credit 不可撤销信用证 Payment credit 付款信用证 Deferred payment credit 延期付款信用证Confirmed credit 保兑信用证 Usance credit payable at sight 假远期信用证Commercial contract 商务合同 Importer 进口商 Exporter 出口商 Applicant 申请人 Beneficiary 受益人 Opening bank/issuing bank 开证行 Advising bank 通知行 Reimbursing bank 偿付行 Presenting bank 交单行 Confirming bank 保兑行 Negotiating bank 议付行 Accepting bank 承兑行 Drawee bank 付款行 Transferring bank 转让行 Nominated bank 被指定银行Expiry date and place 有效日期和地点 Freely negotiable 自由议付 Restricted negotiable 限制议付 Cumulative 可累计 Non-cumulative 不可累计 Deferred payment 延期付款 Discounting 贴现 Acceptance 承兑 Negotiation 议付 Discrepancies 不符点 Presentation date 交单日期 Period for presentation of documents 交单期限 托收 Collection 托收 Collecting bank代收行 Remitting bank 托收行 Principal 委托人 Drawee 付款人 Clean collection 光票托收 Documentary collection 跟单托收 Outward collection 出口托收 Collection instruction 托收指示 Collection order 托收指令 Inward collection 进口代收 Financial documents 金融单据 Commercial documents 商业单据 Documents against acceptance (D/A) 承兑交单Documents against payment (D/P) 付款交单 Documents against payment at sight (D/P at sight) 即期付款交单 Documents against payment of usance bill 远期付款交单Terms and conditions of collection 托收条款
银行英语词汇 account number 帐目编号depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机to deposit 存款 deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 记名支票
bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 traveler's cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandar's note 庄票，银票 banker 银行家? president 行长 savings bank 储蓄银行 Chase Bank 大通银行 National City Bank of New York 花旗银行 Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行 central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行 commercial bank 商业银行，储蓄信贷银行 member bank, credit bank 储蓄信贷银行 discount bank 贴现银行
银行英语发表于: 星期六十一月 25, 2006 16:43 PM 常见银行英语词汇 account number 帐目编号 depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机 to deposit 存款 deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人
to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票 traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票 Bandar's note 庄票，银票
division of labor 劳动分工commodity money 商品货币legal tender 法定货币fiat money 法定通货 a medium of exchange交换媒介legal sanction法律制裁 face value面值liquid assets流动资产 illiquidl assets非流动资产the liquidity scale 流动性指标real estate 不动产time deposit 定期存款 bond 债券stock股票thrift institutions 存款机构financial institution 金融机构commercial banks商业银行 a means of payment 支付手段 a store of value储藏手段 a standard of value价值标准certificate of deposits存单repurchase agreements 回购协议travelers'checks 旅行支票money market mutual funds 货币市场互助基金 small-denomination time deposits小额定期存款 large-denomination time deposits大额定期存款 bank overnight repurchase agreements 银行隔夜回购协议 bank long-term repurchase agreements 银行长期回购协议 checking accounts,demand deposit,checkable deposit 活期存款 negotiable order of withdrawal accounts 大额可转让提款单 unit two reserve 储备note 票据discount贴现circulate流通 central bank 中央银行credit union 信用合作社 paper currency 纸币credit creation 信用创造branch banking 银行分行制unit banking 单一银行制 out of circulation 退出流通capital stock股本 at par以票面价值计electronic banking电子银行 the gold standard金本位reserve ratio 准备金比率banking holding company 公司银行the stock market crash 股市风暴the Federal Reserve System联邦储备系统 the Federal Reserve Board 联邦储备委员会 unit three deficit 亏损roll展期wholesale批发default不履约 auction拍卖collateralize担保markup价格的涨幅 dealer交易员broker经纪人pension funds 养老基金 face amount面值commerical paper商业票据 Fed fund 联邦基金eurodollar欧洲美元 treasury bills 国库券floating-rate 浮动比率 fixed-rate 固定比率default risk 拖欠风险 credit rating信誉级别tax collection税收 money market货币市场capital market资本市场original maturity 原始到期期限surplus funds过剩基金
银行英语相关词汇 banker 银行家 president 行长 savings bank 储蓄银行 Chase Bank 大通银行 National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行 bank of issue, bank of circulation 发行币银行 commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行 discount bank 贴现银行 exchange bank 汇兑银行 requesting bank 委托开证银行 issuing bank, opening bank 开证银行 advising bank, notifying bank 通知银行 negotiation bank 议付银行 confirming bank 保兑银行 paying bank 付款银行 associate banker of collection 代收银行 consigned banker of collection 委托银行 clearing bank 清算银行 local bank 本地银行 domestic bank 国内银行 overseas bank 国外银行 unincorporated bank 钱庄 branch bank 银行分行 trustee savings bank 信托储蓄银行 trust company 信托公司 financial trust 金融信托公司 unit trust 信托投资公司