1.Stock markets：issuance of shares or common stock.
2.Bond markets: issuance of bonds.
https://www.doczj.com/doc/463989530.html,modity markets: trading of commodities.
4.Money markets: short term debt financing and investment.
5.Derivatives markets: instruments for the management of financial risk.
6.Futures markets: standardized forward contracts
7.Insurance markets: redistribution of various risks.
8.Derivative products are financial products which are used to control risk or
paradoxically exploit risk. It is also called financial economics.
9.The international capital market trades capital market instruments with an
original maturity greater than one year.
10.The foreign exchange market is the one where foreign currencies are bought
and sold in the course of trading goods, services, and financial claims among countries.
11.★Money: Economists define money (also referred to as the money supply) as anything that
is generally accepted in payment for goods or services or in the repayment of debts.
12.Currency: currency, consisting of dollar bills and coins, clearly fits money’s definition and is
one type of the money.
13.★Transaction cost：The time spent trying to exchange goods and services is called a
transaction cost
14.★Liquidity：Liquidity is a measure of the ease with which an asset can be turned into a
means of payment, namely money.
15.★Inflation：Inflation is a sustained rise in the general price level—that is, the price of
everything goes up more or less at the same time.
16.M1: currency and various deposit accounts on which people can write checks.
17.M2：M2 equals all of M1 plus assets that cannot be used directly as a means of payment and
are difficult to turn into currency quickly.
18.M3：M3 adds to M2 a number of other assets that are important to large institutions but not to
individuals.
19.Demand deposits at commercial banks, which are standard checking accounts that pay no
interest
20.★Depository institutions are financial institutions that accept deposits from savers and
make loans to borrowers; Normally, we use the term “banks” as an alternative
21.★Bank: A bank is a financial institution where you can deposit your money.
22.A commercial bank is an institution that accepts deposits and uses the proceeds to make
consumer, commercial, and mortgage loans.
23.A holding company is a corporation that owns a group of other firms.
https://www.doczj.com/doc/463989530.html,munity Banks: Small banks—those with assets of less than $1 billion—that concentrate
on serving consumers and small businesses.
25.Regional and Super-Regional Banks larger than community banks and much less local.
Besides consumer and residential loans, these banks also make commercial and industrial loans.
26.Money Center Banks do not rely primarily on deposit financing. These banks rely instead
on borrowing for their funding
27.Savings institutions, which are sometimes referred to as “thrift institutions” or “thrifts”, are
financial intermediaries that were established to serve households and individuals
28.Savings Banks They raise funds by accepting deposits and use them primarily to make
mortgage loans
29.Central banks are normally government-owned and charged with
quasi-regulatory responsibilities, such as supervising commercial banks, or controlling the cash interest rate.
30.Credit unions (CUs)are nonprofit organizations. They are composed of members with a
common bond, such as an affiliation with a particular labor union, church, university, or even residential area.
31.Dividends：The deposits are called shares, and interest paid on the deposits is called
dividends.
32.★Insurance companies are intermediaries whose primary function is to allow households
and businesses to shed specific risks by buying contracts called insurance policies that pay cash compensation if certain specified events occur.
33.property and casualty insurance :Policies that cover accidents, theft, or fire are called
property and casualty insurance.
34.health and disability insurance:Policies that cover sickness or the inability to work are
called health and disability insurance,
35.life insurance :Policies that cover death are called life insurance.
36.premiums :Payments made to insurance companies for the insurance they provide are called
premiums.
37.reinsurance :Insurance companies commonly obtain reinsurance, which effectively allocates
a portion of their return and risk to other insurance companies.
38.★a pension fund offers people the ability to make premium payments today in exchange for
promised payments under certain future circumstances.
39. A pension plan is an asset pool that accumulates over an individual’s working years and is
paid out during the nonworking years.
40.★A mutual fund is a portfolio of stocks, bonds, or other assets purchased in the name of a
group of investors and managed by a professional investment company or other financial institution.
41.An Investment bank is not a bank in the ordinary sense. It is a financial institution that helps
corporations raise funds.
42.Brokers are pure intermediaries who act as agents for investors in the purchase or sale of
securities.
43.Security dealers link buyers and sellers by standing ready to buy and sell securities at given
prices.
44.auction market in which buyers and seller trade with each other in a central location.
45. A dealer market in which dealers make the market by buying and selling securities at given
prices.
46.the interest rate: The willingness to postpone purchases into the future is a function of the
reward—that is, the interest rate.
47.★future value is the value on some future date of an investment made today.
48.★Present value is the value in the present of a payment that is promised to be made in the
future.
49.★nominal interest rate is What we have up to now been calling the interest rate makes no
allowance of inflation.
50.★real interest rate is adjusted for expected changes in the price level so that it more
accurately reflects the true cost of borrowing.
51.Money market is the market for short-term credit.
52.★Treasury bills：To finance the national debt, the treasury department issues a variety of
debt securities
53.★A CD (Negotiable Certificates of Deposit) is simply a short- to medium-length investment
and is a debt instruments sold by a depository institution that pays annual interest payments equal to a fixed percentage of the original purchase price. In addition, at maturity the original purchase price is also paid back.
54.★Commercial paper securities are unsecured promissory notes, issued by corporations that
mature in no more than 270 days.
55.Banker’s acceptances are money market instruments created in the course of financing
international trade.
56.Repurchase agreements (repos) are short-term agreements in which the seller sells a
government security to a buyer and simultaneously agrees to buy the government security back on a later date at a higher price.
57.The money markets are wholesale markets where most securities trade in large
denominations.
58.MMMFs are funds that aggregate money from a group of small investors and invest it in
money market instruments.
59.★The central bank is the financial institution designed to regulate and control the money
supply of a nation, with the goal of fostering economic growth without inflation.
60.Monetary policy may be defined as the use of various tools by the central bank to control the
availability of loanable funds in an effort to achieve national economic goals, such as full employment and reasonable price stability.
61.legal reserves :All depository institutions offering selected kinds of deposits are required to
hold a small percentage of those deposits in an asset account of the central bank known as legal reserves.
62.★Reserve requirements are a percentage of depository institutions' demand deposit
liabilities that must be kept on deposit at the central bank as a requirement of banking regulations.
63.★Discount rate is the interest rate charged by a central bank on loans to commercial banks.
64.The capital market is the market in which long-term debt (generally those with original
maturity of one year or greater) and equity instruments are traded.
65.The primary market is where new issues of stocks and bonds are introduced.
66.When firms sell securities for the first time, the issue is an initial public offering (IPO).
67. A secondary market is where the sale of previously issued securities takes place.
68.★Bonds are securities that represent a debt owed by the issuer to the investor, similar to an
I.O.U.
69.Municipal bonds:These are issued by state and local governments or their agencies to pay
for public improvements, reducing debt, or other purposes.
70.Corporate bonds:These are issued by corporations that want to raise money for their
business venture, ranging from balancing their cash flow to buying new equipment, building new facilities, or spending on new research.
https://www.doczj.com/doc/463989530.html,ernment bonds:Issued by the Federal government or one of the its agencies. From a
credit perspective, theses are the safest of all investments because they are backed by the “full faith and credit”of the US government; so unless the US goes bankrupt, you are guaranteed to get your money back.
72.Treasuries bills, notes and bonds are collectively called “Treasuries”.
73.Bonds can be issued by either governments or corporations.
74. A bond’s coupon rate refers to the amount of interest that will be paid based on the face
value of the bond.
75.the coupon rate is tied to market rates through an index such as the rate on treasury bills.
76.The yield is the discount rate or interest rate that an investor wants from investing in a bond.
77. A share of stock in a firm represents ownership. A stockholder owns a percentage interest in
a firm, consistent with the percentage of outstanding stock held.
78. A bear market indicates the continuous downward movement of the stock market.
79. a bull market indicates the constant upward movement of the stock market.
80.Financial derivatives are financial contracts, or financial instruments, whose values are
derived from the value of something else ( known as the underlying).
81.★Exchange-traded derivatives (ETD) are those derivatives products that are traded via
specialized derivatives exchanges or other exchanges.
82.★Over-the counter (OTC) derivatives
83.They are contracts that are traded ( and privately negotiated) directly between two parties,
without going through an exchange or other intermediary.
84.★Derivatives are complex instruments devised as a form of insurance, to transfer risk
among parties based on their willingness to assume additional risk, or hedge against it.
85.★A forward, or forward contract, is an agreement between a buyer and a seller to
exchange a commodity or financial instrument for a specified amount of cash on a prearranged future date.
86.The forward price is defined as the delivery price that makes the current market value of the
contract zero. No money is paid in the present by either party to the other.
87.The face value of the contract is the quantity of the item specified in the contract times the
forward price.
88.initial margin represents a good faith deposit that serves to cover losses if prices move
against the trader.
89.★Options are contracts that give the purchaser the right to buy or sell the underlying
financial instrument at a specified price within a specific period of time.
90.★A swap is an agreement between two parties to exchange sequences of cash flows for a set
period of time.
91.Interest rate swaps involve the exchange of one set of interest payments for another set of
interest payments, all denominated in the same currency. The most common type of interest rate swap specifies:
92.Currency swap :It involves exchanging principal and fixed interest payments on a loan in
one currency for principal and fixed interest payments on a similar loan in another currency.
93.★the foreign exchange market is the one where foreign currencies are bought and
sold in the course of trading goods, services, and financial claims among countries.
94.foreign exchange rates: The prices of foreign currencies expressed in terms of other
currencies are called foreign exchange rates.
95. A foreign exchange transactio n is still a shift of funds, or short-term financial claims, from
one country and currency to another.
96.The OTC market is a country’s portion of an international OTC network of major dealers
—mainly but not exclusively banks—operating in financial centers around the world, trading with each other and with customers, via computers, telephones, and other means.
97.★A spot transaction is a straightforward (or “outright”) exchange of one currency for
another. (This trade represents a “direct exchange”between two currencies and has the shortest time frame.
98.★An outright forward transaction, like a spot transaction, is a straightforward single
purchase/sale of one currency for another.
99. A swap is an agreement between two parties to exchange payments based on identical
notional principle.
100.A currency swap is structurally different from the FX swap described above.
101.a foreign exchange futures contract is an agreement between two parties to buy/sell a particular (non-U.S. dollar) currency at a particular price on a particular future date, as specified in a standardized contract common to all participants in that currency futures exchange.
102.The option buyer—who has no further financial obligation after he has paid the premium—is not required to make margin payments.
103.The option writer—who has all of the financial risk—is required to put up initial margin and to make additional (maintenance) margin payments if the market price moves adversely to his position.
104.★A country’s balance of payments is commonly defined as the record of transactions between its residents and foreign residents over a specified period.
105.The balance of payments has two major accounts—the current account, and the capital and financial account.
106.An export of any of the tangible goods is a credit in this account, because this would result in a payment from abroad.
107.An import of any of the tangible goods is a debit in this account, as this would result in a payment made to abroad.
108.A balance-of-payments deficit refers to a situation in which the official settlements balance is positive.
109.A balance-of-payments equilibrium refers to a situation where the sum of the debits and credits in the current account and capital and financial account is zero, and thus the official settlements balance is zero.
110.A letter of credit is an international bank’s future promise to pay for goods stored overseas or for goods shipped between two countries.
111.★Bankers’acceptances are time drafts used mainly to finance the shipment of goods or commodities.
inflation通货膨胀 deflation通货紧缩 tighter credit紧缩信贷 monetary policy货币政策 foreign exchange外汇 spot transaction即期交易 forward transaction远期交易 option forward transaction择期交易 s调期交易 quote报价 settlment and delivery交割 Treasury bond财政部公债 current-account经常项目 pickup in rice物价上涨 Federal Reserve美联储 buying rate买入价 selling rate卖出价 spread差幅 contract合同 at par平价 premium升水 discount贴水 direct quoation method直接报价法 indirect quoation method间接报价法 dividend股息 domestic currency本币 floating rate浮动利率 parent company母公司 credit swap互惠贷款 venture capital风险资本 book value帐面价值 physical capital实际资本 IPO(initial public offering)新股首发；首次公开发行job machine就业市场 welfare capitalism福利资本主义 collective market cap市场资本总值 glolbal corporation跨国公司 transnational status跨国优势 transfer price转让价格 consolidation兼并 leverage杠杆 financial turmoil/meltdown金融危机 bankruptcy申请破产 bailout救助
常见银行英文词汇 储蓄 银行及金融机构 会计 经济政策 金融债券 FORFAITING 储蓄(save) account number帐目编号depositor存户 pay-in slip存款单 a deposit form存款单 a banding machine自动存取机to deposit存款 deposit receipt存款收据private deposits私人存款certificate of deposit存单deposit book,passbook存折credit card信用卡 principal本金 overdraft,overdraw透支 to counter sign双签 to endorse背书 endorser背书人 to cash兑现 to honor a cheque兑付 to dishonor a cheque拒付 to suspend payment止付cheque,check支票 cheque book支票本 order cheque记名支票 bearer cheque不记名支票crossed cheque横线支票 blank cheque空白支票 rubber cheque空头支票cheque stub,counterfoil票根cash cheque现金支票 traveler's cheque旅行支票cheque for transfer转帐支票outstanding cheque未付支票canceled cheque已付支票
forged cheque伪支票 Bandar's note庄票，银票 银行及金融机构(Banks and financial organizations) banker银行家 president行长 savings bank储蓄银行 Chase Bank大通银行 National City Bank of New York花旗银行 Hongkong Shanghai Banking Corporation汇丰银行 Chartered Bank of India,Australia and China麦加利银行 Banque de I'IndoChine东方汇理银行 central bank,national bank,banker's bank中央银行 bank of issue,bank of circulation发行币银行 commercial bank商业银行，储蓄信贷银行 member bank,credit bank储蓄信贷银行 discount bank贴现银行 exchange bank汇兑银行 requesting bank委托开证银行 issuing bank,opening bank开证银行 advising bank,notifying bank通知银行 negotiation bank议付银行 confirming bank保兑银行 paying bank付款银行 associate banker of collection代收银行 consigned banker of collection委托银行 clearing bank清算银行 local bank本地银行 domestic bank国内银行 overseas bank国外银行 unincorporated bank钱庄 branch bank银行分行 trustee savings bank信托储蓄银行 trust company信托公司 financial trust金融信托公司 unit trust信托投资公司 trust institution银行的信托部 credit department银行的信用部 commercial credit company(discount company)商业信贷公司（贴现公司）neighborhood savings bank,bank of deposit街道储蓄所 credit union合作银行 credit bureau商业兴信所
金融专业英语词汇表 accelerated depreciation 加速折旧 acceptor 承兑人；受票人；接受人 accommodation paper 融通票据；担保借据 accounts payable 应付帐款 accounts receivable 应收帐款 accrual basis 应计制；权责发生制 accrued interest 应计利息 accredited investors 合资格投资者；受信投资人 指符合美国证券交易委员(sec)条例，可参与一般美国非公开(私募)发行的部份机构和高净值个人投资者 accredit value 自然增长值 ace 美国商品交易所 acid test ratio 酸性测验比率；速动比率 across the board 全面一致；全盘的 acting in concert 一致行动；合谋 active assets 活动资产；有收益资产 active capital 活动资本 actual market 现货市场 actuary 精算师；保险统计专家 adb 亚洲开发银行
adr 美国存股证；美国预托收据；美国存托凭证 ad valorem 从价；按值 affiliated company 关联公司；联营公司 after date 发票后，出票后 after-market 后市 agm 周年大会 agreement 协议；协定 all-or-none order 整批委托 allocation 分配；配置 allotment 配股 alpha (market alpha) 阿尔法；预期市场可得收益水平 alternative investment 另类投资 american commodities exchange 美国商品交易所 american depository receipt 美国存股证；美国预托收据；美国存托凭证 (简称“adr ”参见adr栏目) american depository share 美国存托股份 amercian stock exchange 美国证券交易所 american style option 美式期权 amex 美国证券交易所 amortizable intangibles 可摊销的无形资产 amortization 摊销
常用金融英语词汇的 翻译
常用金融英语词汇的翻译 acquiring company 收购公司 bad loan 呆帐 chart of cash flow 现金流量表 clearly-established ownership 产权清晰 debt to equity 债转股 diversity of equities 股权多元化 economy of scale 规模经济 emerging economies 新兴经济 exchange-rate regime 汇率机制 fund and financing 筹资融资 global financial architecture 全球金融体系 global integration, globality 全球一体化，全球化 go public 上市 growth spurt （经济的）急剧增长 have one's "two commas" 百万富翁 hedge against 套期保值 housing mortgage 住房按揭 holdings 控股，所持股份 holding company 控股公司 initial offerings 原始股 initial public offerings 首次公募 innovative business 创新企业 intellectual capital 智力资本 inter-bank lending 拆借 internet customer 网上客户 investment payoff period 投资回收期 joint-stock 参股 mall rat 爱逛商店的年轻人 means of production 生产要素 (the)medical cost social pool for major diseases 大病医疗费用社会统筹mergers and acquisitions 并购
1. 素质教育：Quality Education 金融英语 2. EQ：分两种，一种为教育商数Educational quotient，另一种情感商数Emotional quotient 3. 保险业： the insurance industry 金融英语 4. 保证重点指出： ensure funding for priority areas 5. 补发拖欠的养老金： clear up pension payments in arrears 6. 不良贷款： non-performing loan 金融英语 7. 层层转包和违法分包：mutlti-level contracting and illegal subcontracting 8. 城乡信用社： credit cooperative in both urban and rural areas 9. 城镇居民最低生活保障：a minimum standard of living for city residents 10. 城镇职工医疗保障制度：the system of medical insurance for urban workers 11. 出口信贷： export credit 12. 贷款质量： loan quality 13. 贷款质量五级分类办法：the five-category assets classification for bank loans 14. 防范和化解金融风险：take precautions against and reduce financial risks 15. 防洪工程： flood-prevention project 16. 非法外汇交易： illegal foreign exchange transaction 17. 非贸易收汇：foreign exchange earnings through nontrade channels 18. 非银行金融机构： non-bank financial institutions 19. 费改税： transform administrative fees into taxes 20. 跟踪审计： foolow-up auditing 21. 工程监理制度： the monitoring system for projects 22. 国有资产安全： the safety of state-owned assets 23. 过度开垦： excess reclamation 24. 合同管理制度： the contract system for governing projects 25. 积极的财政政策： pro-active fiscal policy 26. 基本生活费： basic allowance 27. 解除劳动关系： sever labor relation 28. 金融监管责任制：the responsibility system for financial supervision
unit one division of labor 劳动分工 commodity money 商品货币 legal tender 法定货币 fiat money 法定通货 a medium of exchange交换媒介 legal sanction法律制裁 face value面值 liquid assets流动资产 illiquidl assets非流动资产 the liquidity scale 流动性指标 real estate 不动产 checking accounts,demand deposit,checkable deposit 活期存款time deposit 定期存款 negotiable order of withdrawal accounts 大额可转让提款单money market mutual funds 货币市场互助基金 repurchase agreements 回购协议 certificate of deposits存单 bond 债券 stock股票 travelers'checks 旅行支票 small-denomination time deposits小额定期存款 large-denomination time deposits大额定期存款 bank overnight repurchase agreements 银行隔夜回购协议 bank long-term repurchase agreements 银行长期回购协议 thrift institutions 存款机构 financial institution 金融机构 commercial banks商业银行 a means of payment 支付手段 a store of value储藏手段 a standard of value价值标准 unit two reserve 储备 note 票据 discount贴现 circulate流通 central bank 中央银行 the Federal Reserve System联邦储备系统 credit union 信用合作社 paper currency 纸币 credit creation 信用创造 branch banking 银行分行制 unit banking 单一银行制
金融专业英语单词内部编号：（YUUT-TBBY-MMUT-URRUY-UOOY-DBUYI-0128）
金融专业英语词汇大全 a flat percentage rate of income 统一比率的所得税税率 a long position 多头部位，利多形势 a long positio 多头寸；买进的期货合同 a put option on a debt security 债务证券的卖出期权 a sales slip 签购单据，售货清单 a short position 空头部位，短缺头寸 a short position 空头；卖出的期货合同 a tax return 税务申报表 abnormal depreciation 特别折旧abnormal spoilage 非 正常损坏 aboriginal cost 原始成本 acceptance bank 票 据承兑行 acceptance method 承兑方式 acceptance risks 承兑风险 accepting bank 承兑银行 accessory risks 附加保险，附加险 accident insurance 意外保险（不包括海 上，火灾和人寿险） accommodation of funds 资金融通 accompany vt. 附 带，伴随，陪同 account charges 账户费用 account current (A/C,a/c) 往来帐 户 account number (A/N) 帐号 account statement 帐户清单 accounting exposure 会计风险 accounting risks 会计风险 accounting value 帐面价值 accounts of assured 保险帐户 accrued bond interest 应计债券利息 accrued depreciation 应计折旧 accrued dividend 应计股利
常用金融英语词汇大全必备单词 在英语的学习中，词汇量的积累无疑是很重要的，有关金融方面的英语单词你知道多少呢，下面是学习啦小编整理的一些常用金融英语词汇，希望对大家有帮助。 常用金融英语词汇：H 合理预期 rational expectation 核心资本 core capital 合资企业 joint-venture enterprises 红利 dividend 宏观经济运营良好 sound macroeconomic performance 宏观经济基本状况 macroeconomic fundamentals 宏观调控 macroeconomic management(or adjustment) 宏观调控目标 macroeconomic objectives(or targets) 坏账 bad debt 还本付息 debt service 换汇成本 unit export cost;local currency cost of export earnings 汇兑在途 funds in float 汇兑支出 advance payment of remittance by the beneficiary's bank 汇率并轨 unification of exchange rates 活期存款 demand deposits 汇率失调 exchange rate misalignment 混合所有制 diversified(mixed)ownership 货币政策态势 monetary policy stance 货款拖欠 overdue obligations to suppliers 常用金融英语词汇：J 基本建设投资 investment in infrastructure 基本经济要素 economic fundamentals 基本适度 broadly appropriate 基准利率 benchmark interest rate
equilibrium theory 均衡理论 mechanical models of the economy 机械经济模型macroeconomic management 宏观经济管理 demand management 需求管理 nationalization 国有化 social security 社会保障 unemployment benefit 失业救济 counter-cyclical monetary and fiscal policies 反周期-货币与财政政策time lags 时滞 Monetarism 货币学派 trade unions 工会 aggregate demand 总需求 conventional wisdom 普遍流行观点 Keynesianism 凯恩斯主义 economic behavior 经济行为 economic model 经济模式 the principle of comparative advantage 比较优势法则 the theory of income determination 收入决定论 the circular flow model 循环流向图 fiscal policy 财政政策 merchant capitalism 商业资本主义 Industrial Revolution 工业革命 the Great Depression 大萧条 imperfect competition 不完全竞争 possibilities frontier （生产）可能性界限 exchange rate 汇率 checking account 经常账户支票账户 savings and loan association 储蓄与贷款协会 foreign exchange rate 外汇汇率 junk bond crisis 垃圾债券危机 bank failure 银行倒闭 savings and loan crisis 储蓄贷款危机 Federal Reserve System 联邦储备银行系统 personal finance 个人理财 business finance 公司财务 international finance 国际金融 public finance 公共财政 risk of loss 亏损的风险 medium of exchange 交换手段 fiat money 法币 legal tender 法定货币 IOU 借据欠条 business day 工作日 electronic means of payment 电子支付手段
Back-door listing 借壳上市 Back-end load 撤离费；后收费用 Back office 后勤办公室 Back to back FX agreement 背靠背外汇协议 Balance of payments 国际收支平衡；收支结余 Balance of trade 贸易平衡 Balance sheet 资产负债表 Balance sheet date 年结日 Balloon maturity 到期大额偿还 Balloon payment 期末大额偿还 Bank, Banker, Banking 银行；银行家；银行业 国际结算银行 Bank for International Settlements (BIS) Bankruptcy 破产 Base day 基准日 Base rate 基准利率 Basel Capital Accord 巴塞尔资本协议 Basis Point (BP) 基点；点子 一个基点等如一个百分点（%）的百分之一。 举例：25个基点=0.25%
Basis swap 基准掉期 Basket of currencies 一揽子货币 Basket warrant 一揽子备兑证 Bear market 熊市；股市行情看淡 Bear position 空仓；空头 Bear raid 疯狂抛售 Bearer 持票人 Bearer stock 不记名股票 Behind-the-scene 未开拓市场 Below par 低于平值 Benchmark 比较基准 Benchmark mortgage pool 按揭贷款基准组合 Beneficiary 受益人 Bermudan option 百慕大期权 百慕大期权介乎美式与欧式之间，持有人有权在到期日前的一个 或多个日期执行期权。 Best practice 最佳做法；典范做法 Beta (Market beta) 贝他(系数)；市场风险指数 Bid 出价；投标价；买盘 指由买方报出表示愿意按此水平买入的一个价格。 Big Band 金融改革 Bill of exchange 汇票 Bills department 押汇部 Binary 二元制；二进法（只有两个可能的结果） Binary option 二元期权 又称数字期权或非全有即全无期权。如果基础工具满足预先确定 的启动条件，二元期权将支付一个固定金额，在其他情形下则不 支付任何收益。 BIS 国际结算银行 (Bank for International Settlements的英文缩写) Blackout period 封锁期 Block trade 大额交易；大宗买卖 Blue chips 蓝筹股
常用金融英语词汇 Accounts payable 应付帐款 Accounts receivable 应收帐款 Accrued interest 应计利息 Accredited Investors 合资格投资者；受信投资人 指符合美国证券交易委员(SEC)条例，可参与一般美国非公开(私募)发行的部份机构和高净值个人投资者 Accredit value 自然增长值 ACE 美国商品交易所 ADB 亚洲开发银行 ADR 美国存股证；美国预托收据；美国存托凭证 [股市] 指由负责保管所存托外国股票的存托银行所发行一种表明持有人拥有多少外国股票(即存托股份)的收据。ADR一般以美元计价和进行交易，及被视为美国证券。对很多美国投资者而言，买卖ADR比买卖ADR所代表的股票更加方便、更流动、成本较低和容易。大部份预托收据为ADR；但也可以指全球预托收(GDR) ，欧洲预托收据(EDR) 或国际预托收据(IDR) 。从法律和行政立场而言，所有预托收据具有同样的意义。 ADS 美国存托股份 Affiliated company 关联公司；联营公司 After-market 后市 [股市] 指某只新发行股票在定价和配置后的交易市场。市场参与者关注的是紧随的后市情况，即头几个交易日。有人把后市定义为股价稳定期，即发行结束后的30天。也有人认为后市应指稳定期过后的交易市况。然而，较为普遍的是把这段时期视为二级市场 AGM 周年大会 Agreement 协议；协定 All-or-none order 整批委托 Allocation 分配；配置 Allotment 配股 Alpha (Market Alpha) 阿尔法；预期市场可得收益水平 Alternative investment 另类投资 American Commodities Exchange 美国商品交易所 American Depository Receipt 美国存股证；美国预托收据；美国存托凭证(简称“ADR ”参见ADR栏目) American Depository Share 美国存托股份 Amercian Stock Exchange 美国证券交易所 American style option 美式期权 Amex 美国证券交易所 Amortization 摊销 Amsterdam Stock Exchange 阿姆斯特丹证券交易所 Annual General Meeting 周年大会 Antitrust 反垄断 APEC 亚太区经济合作组织(亚太经合组织) Arbitrage 套利；套汇；套戥
ABS 资产担保证券（Asset Backed Securities的英文缩写） Accelerated depreciation 加速折旧 Acceptor 承兑人；受票人；接受人 Accommodation paper 融通票据；担保借据 Accounts payable 应付帐款 Accounts receivable 应收帐款 Accredited Investors 合资格投资者；受信投资人 指符合美国证券交易委员(SEC)条例，可参与一般美国非公开(私募)发行的 部份机构和高净值个人投资者。 Accredit value 自然增长值 Accrediting 本金增值 适用于多种工具，指名义本金在工具（如上限合约、上下限合约、掉期和互 换期权）的期限内连续增长。 Accrual basis 应计制；权责发生制 Accrued interest 应计利息 ACE 美国商品交易所 Acid Test Ratio 酸性测验比率；速动比率 Acquisition 收购 Across the board 全面一致；全盘的 Acting in concert 一致行动；合谋
Active assets 活动资产；有收益资产 Active capital 活动资本 Actual market 现货市场 Actual price 现货价 Actual useful life 实际可用年期 Actuary 精算师；保险统计专家 ADB 亚洲开发银行 (Asian Development Bank的英文缩写) ADR 美国存股证；美国预托收据；美国存托凭证(参见American Depository Receipt栏目） ADS 美国存托股份 (American Depository Share的英文缩写) Ad valorem 从价；按值 Ad valorem stamp duty 从价印花税 Adjudicator 审裁员 调息按揭 Adjustable rate mortgage (ARM) Admitted value 认可值 Advance 垫款 Affiliated company 关联公司；联营公司
金融类常用英语词汇表(2)
Hang Seng China Enterprise Index 恒生中国企业指数 (香港) Hang Seng Index 恒生指数 (香港) Hedge Fund 对冲基金；套保基金 Hedging 对冲; 套保 HIBOR 香港银行同业拆借利率 HKFE 香港期货交易所有限公司 HKMA 香港金融管理局(金管局) HKSAR 香港特别行政区 HKSCC 香港中央结算有限公司 HKSE 香港证券交易所 Holding Company 控股公司 Homepage 首页（互联网） Hong Kong Futures Exchange Ltd. 香港期货交易所有限公司Hong Kong Interbank Offer Rate 香港银行同业拆放利率 Hong Kong Monetary Authority 香港金融管理局(金管局) Hong Kong Securities Clearing Co. Ltd. 香港中央结算有限公司Hong Kong Special Administrative Region 香港特别行政区Hong Kong Stock Exchange 香港证券交易所 HSCEI 恒生中国企业指数 (香港) HSI 恒生指数(恒指) (香港) Hybrid cap 混合上限 IAS 国际会计准则 ICP 互联网内容供货商 Idle funds 闲置资金 IMF 国际货币基金 IMM 国际货币市场 Implicit deflator 隐性通货紧缩指数 Import quota 进口配额 Import tariff 进口关税 In-the-money 价内（期权） Incentive site 鱼饵网点（互联网） Income tax 所得税；入息税；薪俸税 Indemnification 赔偿 Indexed performance 指数表现 Indicative price 指示性价格
金融专业英语词汇大全 1. a 统一比率的所得税税率 2. a 多头部位，利多形势 3. a 多头寸；买进的期货合同 4. a a 债务证券的卖出期权 5. a 签购单据，售货清单 6. a 空头部位，短缺头寸 7. a 空头；卖出的期货合同 8. a 税务申报表 9.特别折旧 10.非正常损坏 11.原始成本 12.票据承兑行 13.承兑方式 14.承兑风险 15.承兑银行 16.附加保险，附加险 17.意外保险（不包括海上，火灾和人寿险） 18.资金融通 19.. 附带，伴随，陪同 20.账户费用 21.() 往来帐户
22.() 帐号 23.帐户清单 24.会计风险 25.会计风险 26.帐面价值 27.保险帐户 28.应计债券利息 29.应计折旧 30.应计股利 31.( 预约保险申报确认书 32.热头股票，活跃的证券 33.（保险用语）实际现金价值 34.实际汇率 35.适应性预期 36.加保，附加保险 37.追加准备金 38.可调整的保险单 39.可调整的保险费 40.已调整的借方余额 41.预缴保险费 42.涨跌理论 43.逆汇、逆汇兑
44.提款通知书 45.通知银行 46.联行 47.关联人 48.次级市场 49.托收代理银行 50.中国农业银行 51.农业贷款 52.（）农（牧）业税 53.备抵呆帐款项 54.() 选择指令 55.运通卡 56.美国标价法 57.小写金额 58.大写金额 59.年费 60. a 银行开户申请书 61.外汇指定银行 62.汇率升值 63.套利 64.套购，套利，套汇 65.套汇
66.套汇或套股 67.套价机会 68.套汇风险 69.做代理 70.做自营 71.() 亚洲开发银行 72.= = 出售价，报价，开价，出价 73.竞价系统 74.估损 75.资产保险 76.保单转让 77.承担风险 78.不对称 79.'s 风险由货主负担 80.收盘指令 81.按市价 82.平值期权 83.( ) 开盘指令 84.拍卖市场 85.(24 a ) 自动取款机（24小时服务） 86.自动转帐 87.平均数
《Financial Englisｈ》 1、Investmeｎt baｎkｉng 投资银行 2、Iｎvｅst 投资 3、Inveｓtｏr 投资者 4、Spｅculaｔe 投机 5、Specｕlator 投机者 6、Specｕｌaｔｉon投机交易 ７、Suｒplus 盈余;顺差 ８、Bｕdｇeｔsurplus 预算盈余 9、Ｔraｄe ｓｕrｐluｓ贸易顺差 10、Dｅfｉcit 赤字；不足额 1１、Gｏｖｅrnment ｄeｆicit 政府赤字 1２、Tradeｄｅficit贸易逆差 13、Ｂaｌａncｅｏf pａyment 国际收支 1４、Ｓtrategｙ战略；策略 １5、Strateｇic 战略上的,战略的 １6、Ｓtrategist 战略家，军事家 17、Ａnalyze vt.分析，研究 1８、Anａlysis ｎ.分析 19、Anaｌysｔ分析师 2０、Cｈief ｅxecutive offｉcｅr (CＥO）首席执行官;总裁 21、Ｉnfｒastｒucture基础设施 22、Staｎdaｒd of liｖing 生活水平；生活标准 2３、Pubｌic transpｏrtatｉoｎ公共交通;公共运输 24、Mａss transit 大众运输 25、Iｎcenｔive 动机;刺激；诱因 ２6、Ｓupplｙdｅｍanｄ供给需求 27、Policyholder 投保人 ２8、Ｒate of retuｒn 收益率
２９、Expectｅd rate of rｅturn 预期收益率 30、Iｎｔeresｔ利息 3１、Ｉnteｒｅｓt ｒate 利率 32、Dividenｄ股息，红利 33、Profｉt 利润 34、Loss 损失 35、Ｆiｎanｃiａｌiｎteｒｍediａry 金融中介机构 36、Primａｒyｍarｋｅt 一级市场 3７、Seconｄaｒｙｍarkｅt 二级市场 38、Finaｎciａl instrumenｔ金融工具 ３9、Trｕｓt cｏmpanｙ信托公司 40、Ｃreｄit uｎion信用合作社 41、Muｔuａl fｕnｄｓ共同基金 42、Ｍｏrｔgaｇe broker 贷款经纪人 43、Pｅnsion fund 养老基金 44、Ｉnsｕrancｅcompａnｙ保险公司 45、Veｎtuｒe capital Coｍｐany 风险投资公司 46、Joiｎｔｖeｎturｅ合资企业,联合经营 4７、Stock exｃhangｅ证券交易所 48、Ｔransａｃtｉon 交易 49、Liｓteｄｃoｍpaｎy上市公司 50、Commｏｄｉｔｙ商品;期货 51、Crudｅoｉl 原油 52、Physiｃal mａrket 现货市场 53、Intａngible （notional) market 无形市场 ５4、Nasdａｑ纳斯达克 55、Ovｅr ｔｈe counter ｍaｒｋet OTC 场外交易场所 56、Ｄebt 债务；负债 57、Equity 权益;股本 58、Sｈare 股份
常用金融英语词汇的翻译 acquiring company 收购公司 bad loan 呆帐 chart of cash flow 现金流量表 clearly-established ownership 产权清晰 debt to equity 债转股 diversity of equities 股权多元化 economy of scale 规模经济 emerging economies 新兴经济 exchange-rate regime 汇率机制 fund and financing 筹资融资 global financial architecture 全球金融体系 global integration, globality 全球一体化，全球化 go public 上市 growth spurt （经济的）急剧增长 have one's "two commas" 百万富翁 hedge against 套期保值 housing mortgage 住房按揭 holdings 控股，所持股份 holding company 控股公司 initial offerings 原始股 initial public offerings 首次公募 innovative business 创新企业 intellectual capital 智力资本 inter-bank lending 拆借 internet customer 网上客户 investment payoff period 投资回收期 joint-stock 参股 mall rat 爱逛商店的年轻人 means of production 生产要素 (the)medical cost social pool for major diseases 大病医疗费用社会统筹
金融术语中英文对照
ABS 资产担保证券（Asset Backed Securities的英文缩写）Accelerated depreciation 加速折旧 Acceptor 承兑人；受票人；接受人 Accommodation paper 融通票据；担保借据 Accounts payable 应付帐款 Accounts receivable 应收帐款 Accredited Investors 合资格投资者；受信投资人 指符合美国证券交易委员(SEC)条例，可参与一般美国非公开(私 募)发行的部份机构和高净值个人投资者。 Accredit value 自然增长值 Accrediting 本金增值 适用于多种工具，指名义本金在工具（如上限合约、上下限合约、 掉期和互换期权）的期限内连续增长。 Accrual basis 应计制；权责发生制 Accrued interest 应计利息 ACE 美国商品交易所 Acid Test Ratio 酸性测验比率；速动比率 Acquisition 收购 Across the board 全面一致；全盘的 Acting in concert 一致行动；合谋 Active assets 活动资产；有收益资产 Active capital 活动资本 Actual market 现货市场 Actual price 现货价 Actual useful life 实际可用年期 Actuary 精算师；保险统计专家 ADB 亚洲开发银行 (Asian Development Bank的英文缩写)
ADR 美国存股证；美国预托收据；美国存托凭证(参见American Depository Receipt栏目） ADS 美国存托股份 (American Depository Share的英文缩写) Ad valorem 从价；按值 Ad valorem stamp duty 从价印花税 Adjudicator 审裁员 Adjustable rate mortgage 调息按揭 (ARM) Admitted value 认可值 Advance 垫款 Affiliated company 关联公司；联营公司 After date 发票后，出票后 After-hours dealing 收市后交易 After-market 后市 [股市] 指某只新发行股票在定价和配置后的交易市场。市场参与者 关注的是紧随的后市情况，即头几个交易日。有人把后市定义为股 价稳定期，即发行结束后的30天。也有人认为后市应指稳定期过 后的交易市况。然而，较为普遍的是把这段时期视为二级市场。After-tax profits 税后盈利/利润 Afternoon session 午市（股市） Age dependency (ratio) 年龄抚养比率 Agency account 代理户口；代客户买卖户口 Aging analysis of accounts 帐龄分析 AGM 周年大会 (Annual General Meeting的英文缩写) Agreement 协议；协定 Alert message 讯息提示 All-or-none order 整批委托 Allocation 分配；配置
金融英语常用词汇70个-按字母排列 American Style Option: 美式选择权 自选择权契约成立之日起，至到期日之前，买方可以在此期间以事先约定的价格，随时要求选择权的卖方履行契约。亦即，要求选择权的卖方依契约条件买入或卖出交易标的物。 Appreciation: 升值 在外汇市场中，升值使指一个货币相对于另一个货币的价值增加。 Arbitrage: 套利 在金融市场从事交易时，利用市场的失衡状况来进行交易，以获取利润的操作方式。其主要操作方法有两种：一为利用同一产品，在不同市场的价格差异;一为利用在同一市场中各种产品的价格差异来操作。 不论是采用何种方法来进行套利交易，其产品或市场的风险程度必须是相等的。Asset Allocation: 资产分配原则 基于风险分散原则，资金经理在评估其资金需求，经营绩效与风险程度之后，将所持有的资产分散投资于各类型的金融产品中。如股票、外汇、债券、贵金属、房地产、放款、定存等项，以求得收益与风险均衡的最适当资产组合(Optimum Assets Components). Asset/Liability Management(ALM): 资产负债管理 由于金融机构的资产为各种放款及投资，而负债主要为各种存款，费用收入、或投资人委托之资金。因此资产负债管理的目的，即在于使银行以有限的资金，在兼顾安全性(Safty)、流动性(Liquidity)、获利性(Profitability)及分散性(Diversification)的情况下，进行最适当的资产与负债的分配(Asset Allocation)。 At The Money: 评价 选择权交易中，履行价格等于远期价格时称之为评价。 Bear Market: 空头市场(熊市) 在金融市场中，若投资人认为交易标的物价格会下降，便会进行卖出该交易标的物的操作策略。因交易者在卖出补回前，其手中并未持有任何交易标的物，故称为：“空头”。所谓空头市场就是代表大部分的市场参与者皆不看好后市的一种市场状态。 Best Order: 最佳价格交易指示单 此类型的交易指示单是顾客指示交易员或经纪中介商以可能的最好价格，在市场上交易。 Bid Rate: 承接买入价格 以报价者的角色来看，报价者愿意买入被报价币(卖出报价币)的最高价格一旦高于bid，则报价者不愿意买入。对询价者而言，Bid代表其在市场可卖出被报价币(买入报价币)的最高价格。 在一般金融市场，Bid代表报价者愿意买入该金融产品的最高价格。价格一旦高于Bid，则报价者不愿意买入该产品。 在货币拆放市场中，Bid就是报价银行愿意拆入资金的最高利率。