Lesson One
Translate the following passage into Chinese
1.紧缩性货币政策和扩张性货币政策都涉及到改变一个国家的货币供应量水平。
扩张性货币政策增加货币供应量，而紧缩性货币政策会减少货币供应量。
2.当联邦储备体系在公开市场上购买有价证券，会引起证券价格上涨。债券价格
和利率成反比关系。联邦贴现率就是一种利率，因此降低联邦利率实际上就是
降低利率。如果联邦储备系统决定降低法定储备要求，那么银行能够进行投资
的资金会增加。这会引起投资比如债券价格的上涨，因此利率会降低。无论联
邦储备体系用何种方法来增加货币供应量，利率都会降低，债券价格会上涨。
Translate the following sentences into English
1. China would maintain a stable currency and prudent monetary policy, and expected to stay within its growth and inflation targets this year
2.China would also maintain a prudent monetary policy to support economic development while preventing inflationary pressure and financial risks
3. China’s economy continued to grow steadily and rapidly in the first quarter, with investment in fixed assets slowing and domestic consumption accelerating.
4.because of China’s large increase in its trade surplus and foreign exchange reserves in the first quarter, the effectiveness of its monetary policy — used to help control inflation — was facing “serious challenges.”
5. The central bank would seek to further streamline its foreign exchange system to facilitate the orderly outflow of funds. At the same time, it would tighten the management of foreign exchange inflows and settlement.
—Three
Translation:
Translate the following passage into Chinese
1．外汇交易当然是指两种不用货币之间的交易了。每一组货币的交易或“买卖”都包含两个部分。一个是即期市场，在这个市场中支付（交付）需在交易时立即进行（在实际操作中一般是在第二个交易日进行），另一个就是远期市场。远期市场的汇率是在交易的时候就先确定了，但实际的交易，或交付则是在未来的某个特定时间进行的。
2．外汇交易期权是指一种货币和另一种货币在未来进行交付的一个合同，在此合同中，
期权的所有者有权力以双方商定的价格买进（或卖出）货币，也可放弃该权力。买进的权力叫看涨期权，卖出的叫看跌期权。为了获取此种权力就需要支付期权费。
期权的出售者收到期权费后，如果买方行使期权的话，那么卖方就有义务以先前预定的价格交货或收货。
Translate the following sentences into English
1．As the internationalization of business grows, so too does your company's exposure to exchange rate fluctuations. The tools and techniques available to help you mange this exposure are developing rapidly but these instruments carry their own particular challenges and risks, and the price for inappropriate hedging strategies can be high.
2. While the amount of the transaction, the payments procedure, and the exchange rate are all determined in advance, no exchange of money takes place until the actual settlement date. This commitment to exchange currencies at a previously agreed exchange rate is usually referred to as a forward contract.
3. Futures are also standardized in terms of delivery date. The normal currency futures delivery dates are March, June, September and December, while forwards are private agreements that can specify any delivery date that the parties choose.
4．Another difference is that forwards are traded by phone and telex and are completely independent of location or time. Futures, on the other hand, are traded in organized exchanges such the LIFFE in London, SIMEX in Singapore and the IMM in Chicago.
5．Thus forwards and futures serve similar purposes, and tend to have identical rates, but differ in their applicability. Most big companies use forwards; futures tend to be used whenever credit risk may be a problem.
-Six
Translate the following passage into Chinese
1. 把交易记录在日记账上标志着复式记账制度的开始。在这个制度中，一个组织的财务状况受到多个相互关联方面的影响，每一个方面都称作一个账户（例如，应付工资账户）。每一笔交易都可看作由两个方面或更多方面组成，我们称之为交易的借方（或左边）和贷方（或右边）, 并且，其中每一方面都对组织的财务状况产生各自的影响。
2. 将（所有的财务）数据转入分类账后，把所有账户的借方或贷方余额列出来，计算一下所有的借方余额合计数是否与所有的贷方余额合计数相等（因为每一笔交易都被同时记录为借方和贷方）。这种方法称为试算平衡。这一处理程序及其后的那些处理程序都将在财务报告期的后期进行。一旦成功地做好试算平衡，会计循环的簿记部分就完成了。
Translate the following sentences into English
1. Information relating to the financial position of an enterprise is presented on a balance sheet, while disclosures about operating results are displayed on an income statement. Information relating to an organization’s liquidity—namely, how it obtains and spends cash—is shown on
a statement of cash flows.
2. Modern accounting entails a seven-step accounting cycle. The first three steps fall under the bookkeeping function—that is, the systematic compiling and recording of financial transactions.
3. In the next step in the accounting cycle, the amounts that appear in the various journals are transferred to the organization's general ledger—a procedure called posting.
4. Subsidiary accounts may also be kept for the wages paid to each employee, for each building or machine owned by the company, and for amounts owed to each of the enterprise's creditors.
5 The final step is to close non-cumulative accounts. This procedure involves a series of bookkeeping debits and credits to transfer sums from income-statement accounts into owners' equity accounts.
-Nine
Translate the following passage into Chinese
1. 首先，理赔代表要确认在发生损失时索赔者实际上已从公司购买保险单并且支付的保险费能够包含该时间段。例如，如果保险客户未进行支付，导致保险单过期，则保险公司不会对保险单过期后的索赔进行支付。
2. 理赔代表还会确认保险单中达成的条款适用于特定索赔，包括导致损失的特别事件。例如对人们的房屋进行保险的标准保险单一般涵盖如闪电、风暴等自然事件造成的损失。然而，它们不包括洪水或地震造成的损失。最后，谨慎的理赔程序可确保索赔者的保险团体其他成员尽可能少的支付保险费又可以充分支付正当索赔。
Translate the following sentences into English
1. Some of the most important of these criteria include: (1) the financial stability of the insurance company, (2) the price of policies, and (3) details of coverage and service.
2. Only a financially sound company can fulfill its promise to pay in all circumstances.
3. Policy prices vary significantly among companies, but competition usually forces most companies’ prices into a narrow range.
4. People seeking to buy insurance often use the services of an insurance agent or broker to assist in their purchase.
5. Thus, a detailed examination of coverage in policies provided by different, well-regarded
companies can help consumers make the best choice based on the risks they face, their needs, and their finances.
-Twelve
Translate the following passage into Chinese
1. 信贷员评估这份报告，并与分析师共同讨论报告是否有错误、遗漏和夸大。如果信用（贷款）无法满足银行的风险标准，信贷员就通知借款人最初的（借款）请求已被拒绝。信贷员可以建议借款人采用一些步骤，以改善借款人的状况和还款前景，并在境况改善之后再次提出借款请求。如果信用在风险范围之内可以接受，信贷员则提出明确的初步贷款条件，包括贷款额度、到期日、利率、抵押担保要求、还款计划等。
2. 很多小银行没有专门的信贷部门和专职的分析师来准备有关的信用历史纪录。信贷员独自完成上面列出来的步骤，然后再决定是接受还是拒绝一项贷款请求。通常，贷款请求在未经了解借款人的详细状况的情况下就被接受了。财务报表可能是手写的或是未经审计，或不符合公认会计原则。然而，借款人也许拥有良好的信誉和充实的资产净值。在这种情况下，信贷员要与借款人一起准备正式的贷款请求并获得尽可能充分的财务信息。这可能意味着（信贷员）要亲自审计借款人的收入、支出、应收款项和存货等项目。
Translate the following sentences into English
1、The credit file contains background information on the borrower, including call report summaries, past and present financial statements, pertinent credit reports, and supporting schedules such as an aging of receivables, a breakdown of current inventory and equipment, and a summary of insurance coverage.
2、If the customer is a previous borrower, the file should also contain copies of the past loan agreement, cash flow projections, collateral agreements and security documents, any narrative comments provided by prior loan officers, and copies of all correspondence with the customer. Capacity involves both the borrower’s legal standing and management’s expertise in maintaining operations so the firm or individual can repay its debt obligations. A business must have identifiable cash flow or alternative sources of cash to repay debt. An individual must be able to generate income.
3、Complacency refers to the tendency to assume that because things were good in the past they will be good in the future. Common examples are an overreliance on guarantors, reported net worth, or past loan repayment success because it’s always worked out in the past. Competition involves following competitors’ behavior rather than maintaining the bank’s own credit standards. Doing something because the bank down the street is doing it does not mean it’s good.
【英语】中考英语阅读理解经典题型带答案 一、初三英语阅读理解（含答案详细解析） 1．根据短文理解，选择正确答案。 A Some people think only school children do not agree with their parents, however, it is not true. Communication is a problem for parents and children of all ages. If it's hard for you to communicate with your parents, don't worry about it. Here are some suggestions for you to bridge generation gap（代沟）. Don't argue with your parents. Don't get to your parents when you are angry. Your parents probably won't consider your ideas if you are shouting at them You can't express（表达）yourself well if you are angry. Go to some place to cool off. Make sure you understand why you are unhappy. Then think about what you want to say to your parents. If you don't think you can speak to them at the moment, try writing a letter. Try to reach a compromise （和解）. Perhaps you and your parents disagree（有分歧） on something. You can keep your disagreement and try your best to accept each other. Michael's mother didn't agree with him about buying a car. They argued over it, but finally they came to a compromise. Michael bought the car, but only drove it on certain days. Of course your parents might refuse to compromise on something. In these situations, it is especially important to show love and respect （尊敬） to them. Showing respect will keep your relationship strong. Talk about your values. The values of your parents are probably different from those of your own. Tell your parents what you care about, and why. Understanding your values might help them see your purposes in life. A good relationship with your parents can make you a better and happier person. It is worth having a try. （1）From the passage we know_______ have a communication problem. A. parents and children of all ages B. children and other people C. parents and their school children D. teachers and their students （2）How many pieces of advice does the writer give us to bridge the generation gap? A. 5 B. 4 C. 3 D. 2 （3）The underlined phrase "cool off" in the passage means_______. A. make yourself happy B. make yourself quiet and relaxed C. become angry D. go away （4）If the values of your parents are different from those of yours, you'd better_______. A. argue with them B. keep away from them
I In the early 1990s,the word” Internet” was strange to most people. But today, Internet has become a useful tool for people all over the world. Maybe Internet has been the greatest invention in the field of communication in the history of mankind（人类） Communicating with others on the Internet is much faster. We can chat with a person who is sitting in the other part of the world. We can e-mail our friends and they can read the e-mails within a minute. Giving all kinds of information is probably the biggest advantage of the Internet. We can use search engines to find the information we need. Just type in a keyword or keywords and the search engine will give us a list of suitable websites to look at. We can enjoy a lot on the Internet by downloading games, visiting chat rooms or surfing （浏览）websites. There
一、中考英语阅读理解汇编 1．阅读下面短文，从每题所给的A、B、C三个选项中，选出最佳选项。 What will the world of the future be like? There are plenty of people who are happy to give their opinion of what we will be doing in 2050. Here are two predictions about the world of tomorrow. When we dream about the future, many like to think of owning a personal flying car. The advantages are obvious. This technology would allow total freedom of movement. We could fly at 480 km per hour, avoiding traffic lights and busy roads. However, some people believe there will be problems with traffic control. If the cars become popular, there is likely to be air traffic jam. Another big problem is mechanical failure. What will happen if the cars stop working? These are problems we must expect if flying cars become a reality. Three-dimensional printing is another new technology with exciting possibilities. 3D printers are used to build an object with liquid plastic. They build the object layer by layer until it is complete. Car companies already use 3D printers to make life-size models of car parts, and medical companies use the technology to make man-made body parts. As we move into the future, 3D printing will revolutionize the way we shop, the way we manufacture and the way we treat sick people. The disadvantage is that such equipment will be extremely expensive. So in the future, we might be able to fly to work or print out new shoes. Although there are some problems to solve before this will be possible, we can certainly dream of a world where technology makes life easier and safer for millions of people. （1）What is the passage mainly about? A. Environmental protection. B. The world of tomorrow. C. Advantages of technology. （2）What do we learn from the passage? A. Some people think technology development may bring new problems B. 3D printing can bring great changes to our life and its equipment is cheap. C. The flying cars won't bring air traffic jam even when they become popular.
《全新版大学英语阅读教程》 (通用本课后练习答案) 第二册 UNIT ONE The Pleasure of Learning Key to the Exercises I. 1. C 2. A 3. C 4. B 5. B II. 1. F 2. T 3. T 4. T. 5. F. 6. T III. 1.对于太多的人来说,学习似乎是自己的意愿屈服于外界的指引,是一种奴役. 2.然而,只要幸运,有决心,指导得法,人的精神不仅经得起贫穷而且经得起富裕的考验. 3.对一个人来说,形成完整和协调的人格与保持自身的卫生,健康以及经济上的自立是同样必要的,那些从来没有认识到这一点的人已经吃尽苦头. IV. 1. First of all , the writer points out that there is a mistake about learning. Some young people dislike learning simply because they are educated in the wrong way. Learning is a natural pleasure that should be enjoyed. Then he develops this idea by examples to illustrate the different aspects: learning from books, by travel and trough practice. Learning can expand one’s knowledge over a period of time. 2. The chief danger of learning is laziness, sloth, routine, stupidity. It sneaks into people’s mind like wind through the shutters, causing people to slowly give up learning. We should realize that learning is a life-long endeavor, and only by continuous learning can one gain a meaningful and rewarding life. Key to the reading—skill Exercises 1. Students have improved SAT scores. 2. Teenagers planned patrols 3. TV programs are less thorough than newspapers. 4. Welcome to Our City is about the South and its people 5. Some films show little children fascinated at the world. 6. One can communicate with the writer as one reads a book. with Santa Claus Key to the Exercises I . 1. A 2. D 3. C 4. A 5. C 6. B II. . 1. 朱莉让我们如此为难,我的确感到生气.难道圣诞老人不存在的事实不是从同学那里得知的吗 2.我给她讲述了事情的经过,尽量使它听起来滑稽有趣,希望她不要注意到我和杰里在处理我开始认为的"圣诞老人问题"上是如此拙劣. 3.我可以看出,他正努力在想一种办法,用来解释我们的行为,使其听起来不太像事实那样具有欺骗性,那样错误和愚蠢. 4.事情就这样结束了.对圣诞老人不存在的事实悲伤了片刻只后,生活又恢复了正常. III. 1. Santa Claus is an imaginary old man with a long white beard and a red coat.
英语阅读理解题及答案 Do you love holidays but hate the increase weight that follows? You are not alone. Holidays are happy days with pleasure and delicious foods. Many people, however, are worried about the weight that comes along with these delicious foods. With proper planning, though, it is possible to control your weight. The idea is to enjoy the holidays but not to eat too much. You don't have to turn away from the foods that you enjoy. The following suggestions may be of some help to you. Do not miss meals. Before yon leave home for a feast(宴会),have a small, low-fat snack(小吃). This may help to keep you from getting too excited before delicious foods. Begin with clear soup and fruit or vegetables. A large glass of water before you eat may help you feel full. Use a small plate; a large plate will encourage you to have more than enough. Better not have high-fat foods. Dishes that look oily or creamy have much fat in them. Choose lean meat(瘦肉 ).Fill your plate with salad and green vegetables. If you have a sweet tooth, try mints (薄荷) and fruits. They don’t have fat content as cream and chocolate. Don’t let exercise take a break during the holidays. A 20-minute walk after a meal can help burn off excess(过多的) calories.
英语阅读理解专项习题及答案解析及解析 一、高中英语阅读理解 1．阅读理解 Every day I see advertisements in the newspapers and on the buses claiming that it is easy and quick to learn English. There is even a reference to William Shakespeare or Charles Dickens to encourage learners even more. When I see advertisements like this, I don't know whether to laugh or cry. But many people must believe these ridiculous claims, or else the advertisements would not appear. Of course it is clear that students who go to England to learn English have a great advantage over others, but too many cannot afford to do so. Some go to the opposite extreme and think they can teach themselves at home with dictionaries. But it is wrong to assume that each word in English has a precise equivalent in another language, let alone produces good pronunciation and intonation. Most teaching is still based on behaviorist psychology. Behaviorists are fond of making students repeat phrases and making sentences. If we were parrots or chimpanzees, these methods might be successful. A large number of theorists seem to think it is a pity we aren't, because it would make it easier to use their methods. In my personal opinion, no one can ever learn to speak English or any other language unless he is interested in it. Human beings, unlike parrots and chimpanzees, do not like making noises unless they understand what the noises mean and can relate them to their own lives. It is worth remembering that language is a means of communication. What they listen to and read cannot be a formula. It must be real. There is another relevant point worth mentioning here. We need other people to talk to and listen to when we communicate. They can work with us and practice the unfamiliar forms with us in real situations, talking to each other about real life language. （1）Many people believe advertisements in the newspapers and on the buses probably because . A. they are encouraged by William Shakespeare or Charles Dickens B. they are eager to learn and then believe them C. the ways advertised can help them to save time and efforts D. the ways advertised prove effective and helpful （2）What may behaviorists argue towards English learning? A. Human beings make more interesting noises than parrots and chimpanzees. B. Human beings should relate their speech to their own lives. C. Language is a formula with lots of repetitions and practices. D. Language is a means of communication. （3）What opinion does the author hold? A. A quick method that suits all the students does exist. B. English can be mastered within a very short period of time. C. Each word in English has a precise equivalent in another language. D. No one can learn English well without being interested in it.
Unit 1 TEXT A Language focus Word in use [3] 1.whereby 2. pursuit 3. inhibit 4. maintain 5. patriotic 6. transcend 7. endeavor 8. dedication 9. prestige 10. nominate Word building [4] [5] 1.resultant 2. tolerant 3. pollutants 4. inhabited 5. participants 6. descendants 7. attendants 8. respectful 9. contestants 10. neglectful 11. resourceful 12. boastful Banked cloze [6] 1.eventually 2. premier 3. endeavor 4. bypass 5. handicaps Expressions in use [7] 1. removed from 2. failed in 3. in pursuit of 4. deviated from 5. precluded from 6. triumph over 7. work their way into
8. written off TEXT B Understanding the text [2] CBADBBCD Language focus Word in use [4] 1.indulge 2. propelled 3.aggravated 4.dazzled 5. alleviated 6.renowned 7.eloquent 8. destined 9.scorns 10. Applause Expression in use [5] up 2.in 3.on 4.up 5.to 6.on 7.as 8.out sentence structure [6] He prefers to start early rather than leave everything to the last minute She prefers to be the boss, to be in charge and to organize others rather than be organized by some whom she may not even rate very highly. My brother prefers to take the whole blame himself rather than allow it to fall on the innocent.
上海市初中毕业生统一学业考试英语试卷 阅读部分 F. Answer the questions（根据短文内容回答下列问题): ( 12分) 08年 English is an important international language, but that doesn’t mean it’s easy to learn. Many experts have tried to make English easier to learn —but they weren’t always successful. In 1930, Professor C.K. Ogden of Cambridge University invented Basic English. It had only 850 words (and just eighteen verbs) and Ogden said most people could learn it in just thirty hours. The problem was that people who learned Basic English could write and say simple messages, but they couldn’t understand the answers in ‘real’ English! It was also impossible to explain a word if it wasn’t in the Basic English word list. R.E. Zachrisson, a university professor in Sweden, decided that the biggest problem for learners of English was spelling, so he invented a language with the name Anglic. Anglic was similar to English, but with much simpler spelling. ‘Father’ became ‘faadher’, ‘new’ became ‘nue’ and ‘years’ became ‘yeerz’. Unluckily, Anglic never became p opular. In the age of international communication through the Internet, who knows what will happen? ... a new form of English might appear. A large
【英语】英语阅读理解专题练习(及答案)及解析 一、阅读理解 1．阅读理解 Science fiction is a popular kind of writing, and many people think of Jules Verne（凡尔纳） as the father of science fiction. He was born in France in 1828. His father wanted him to become a lawyer, but from his early 20s Verne decided to become a writer. At first he wrote plays for the theater. Then, in 1863, he wrote a story called Five Weeks in a Balloon. The success of this book encouraged him to write more stories such as A Journey to the Center of the Earth（1864） and From the Earth to the Moon（1865）. In the 19th century, many people were interested in science and inventions. Jules Verne wrote about scientific subjects in his stories and, as a result, they were very popular. Verne's writing included many predictions（预言）for the 20th century and many of them came true. He described space flight, movies, and air conditioning, a long time before they appeared. These books were very successful and they made Verne rich. Jules Verne's books have been the subjects for many movies. 20, 000 Leagues under the Sea was a successful movie for Walt Disney. It was the first time that Disney movie had used real actors instead of cartoon drawings. Around the World in Eighty Days is another famous movie based on one of Verne's books. The main character is an Englishman called Phileas Fogg. For him, the most important thing is to be always on time! （1）What does the phrase "the father of science fiction" mean? A. The father who has several children. B. The man who loves science and inventions. C. The writer whose father wrote science fiction. D. The man who first started writing science fiction successfully. （2）What encouraged Jules Verne to write more stories? A. The plays he wrote for the theater. B. The encouragement from his father. C. The success of Five Weeks in a Balloon. D. The scientific subjects in his stories. （3）Why were Jules Verne's books very popular in the 19th century? A. Because his books made him rich and famous. B. Because he wrote many plays for the theater at that time. C. Because his books were the subjects for many movies. D. Because many people were interested in science and inventions. （4）Which of the following has the main character called Phileas Fogg? A. Five Weeks in a Balloon. B. Around the World in Eighty Days. C. A Journey to the Center of the Earth. D. From the Earth to the Moon. （5）According to the passage, which of the following is TRUE? A. The space flight Verne described was different from others. B. The main characters in Verne's books are always on time. C. Jules Verne only wrote in the 19th century. D. Many of the predictions in Verne's stories came true.
Lesson 1 II. Translation Put the following passages into Chinese. 1. For English is a killer. It is English that has killed off Cumbric, Cornish, Norn and Manx. There are still parts of these islands where sizeable communities speak languages that were there before English. Yet English is everywhere in everyday use and understood by all or virtually all, constituting such a threat to the three remaining Celtic languages, Irish, Scottish Gaelic, and Welsh... that their long-term future must be considered... very greatly at risk. 因为英语是个杀手。正是英语造成了凯尔特语、康沃尔语、诺恩语和马恩语等语言的消亡。这些岛上的分地区依然还有很多社区的人使用在英语到来之前就已存在的语言。然而，英语在日常生活中无处不在。所有的人或几乎所有的人都懂英语。英语对仅存的三种凯尔特语——爱尔兰语、苏格兰盖尔语及威尔士语的威胁是如此之大，人们一定认为它们遥远的未来是岌岌可危的。 2. He also associated such policies with a prejudice which he calls linguisticism (a condition parallel to racism and sexism). As Phillipson sees it, leading institutions and individuals within the predominantly "white" English-speaking world, have (by design or default) encouraged or at least tolerated—and certainly have not opposed—the hegemonic spread of English, a spread which began some three centuries ago as economic and colonial expansion. 同时，他认为这些政策和他称之为语言歧视（与种族歧视、性别歧视等类似）的偏见密切相关。在菲利普森看来，在以白人英语为主导的世界里，主要的机构和个人（有意或无意地）鼓励或者至少是容忍了（肯定没有反对）英语霸权主义式的传播，这种传播始于三个世纪之前的经济及殖民扩张。 3.By and large, we now view them as more or less benign, and often talk with admiration and appreciation about the cultures associated with them and what they have given to the world. And it is fairly safe to do this, because none of them now poses much of a threat. 总的来说，我们现在或多或少地把这些语言看作有利的语言。在谈到与之相关的文化及其为世界所做的贡献时，我们常怀有崇敬与赞赏，而且这样做是很安全的，因为这些语言现在已不会构成什么大的威胁。 4. Yet many people see English as a blessing. Let me leave aside here the obvious advantages possessed by any world language, such as a large communicative network, a strong literary and media complex, and a powerful cultural and educational apparatus. 然而，许多人把英语看成是一件幸事。在此，我暂且不谈世界语言所具有的明显优势，例如庞大的交流网络、发达的文字与传媒体系以及强大的文化教育设施。 5. English-speaking South Africans of British descent were not particularly strong in opposing the apartheid regime, and the black opposition, whose members had many languages, was at first weak and disorganized. 讲英语的南非英国后裔并不强烈反对种族隔离政权，而黑人反对力量，其成员讲多种语言，在初期软弱无力且缺乏组织。 6. Such symbolism suggests that the users of the world's lingua franca should seek to benefit as fully as possible from the blessing and as far as possible avoid invoking the curse. 这一象征表明这种世界通用语的使用者应充分发掘这一幸事为我们带来的好处,同时尽能避免招来灾难。