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A:abandoned property废弃财产面abandonment废弃、放弃货载（海运保险中遇有损失，货主放弃原货，取得全额赔偿）abandonment charges废弃费用abatement折扣abnormal depreciation特别折旧above par超出票面价格absorbed burden (同applied expenses)已吸收负荷absorbed costs已吸收成本absorbed declination已吸收跌价absorbed expenses （同applied burden）已吸收费用absorption吸收abstract book收支撮要簿abstracts撮要表acceptable accounting principle可岁接受会计原理acceptable principle可接受原理acceptance承兑；承兑汇票acceptance maturity record承兑票据到期记录acceptance payable应付承兑票据acceptance receivable承竞票据登记簿accepted accounting principles已接受会计原理accepted draft (bills）已承兑汇票Accepter 受票人Accommodation bill；accommodation note （kite); accommodation paper欠单Account帐；帐户；会计科目Accountability会计责任Accountable warrant责任支出的支付命令（即事前未经审计的支付命令）Accountancy 会计官；会计学；会计工作Accountant 会计员Accountant general 会计长;会计主任Accountant in bankruptcy破产核算员Account balanced 结平的帐户Account bill帐单Account books 帐簿（同books of accounts)Account classification 帐户分类（同classification of accounts）Account current 往来帐Account form 帐户式Account form of balance sheet 帐户式资产负债表Account form of profit and loss statement 帐户式损益表Account payable 应付未付帐Account (fiscal) year会计年度Account year 帐户年度Accounting 会计；会计学Accounting books会计簿册Accounting control会计统制Accounting convention会计惯例Accounting department会计部Accounting documents会计凭证Accounting item会计科目Accounting machines 会计机器Accounting on the accrual basis 权责发生会计制Accounting on the cash basis 现金收付会计制Accounting organization 会计组织Accounting period 会计期间Accounting personnel 会计人员Accounting practice 会计实务Accounting principles 会计原理Accounting procedure 会计程序Accounting reports 会计报告Accounting standards 会计准则Accounting statement 会计报表Accounting system 会计制度Accounting theory 会计理论Accounting unit 会计单位Accounting year 会计年度Account of bankruptcy破产帐Account of executors遗产清册Account of payments 支出表Account of proceedings 遗产会计报告Account of receipts 收入表Account of receipts and payments 收支表Account of the exchequer国库帐Account receivable 应收帐款Accounts sales 承销清单Accounts if treasury 公库帐；金库帐Accounts payable 应付帐款Accounts payable ledger 应付帐款分类帐；应付帐款分户帐Accounts payable register 应付帐款登记簿Accounts receivable 应收帐款Accounts receivable assigned 应收帐款转让Accounts receivable discounted 应收帐款内贴现Accounts receivable ledger 应收帐款分类帐；应收帐款分户帐Accounts receivable register 应收帐款登记簿Account title 收户名称；会计科目Account titles for annual expenditures 岁入科目Account to give，giving account 支出帐目Accrual basis 权责应计制；权现发生制；应计制;发生制Accrued assets 流动资产；应收未收款项Accrued bond interest 应收未收债券利息Accrued cumulative dividends 应收未收股利Accrued depreciation 应摊未摊折旧Accrued dividends 应计股利Accrued expenses 应计费用Accrued income 应计收益Accrued interest payable 应付应计利息Accrued interest receivable 应收应计利息Accounts items 应计项目Accounts liabilities 流动负责Accounts payables 应付应计项目Accounts payroll 应计薪工Accounts profits 应计利益Accounts receivables 应收应计项目Accounts rent 应计租费Accounts taxes 应计税捐Accounts wages 应计工资Accumulated deficit 累积亏绌Accumulated depreciation 累积折旧Accumulated dividends 未发累积股利Accumulated profits 滚存利益；累积利益Accumulated surplus 滚存盈馀;累积盈馀Accumulation 累积Accumulation of discount 折价的累积Accumulation schedule 累积表Accumulative sinking fund 累积偿债基金Accursed items 期前债务Acquisition cost 取得成本Active assets 活动资产（指常有本利出入的资产）Active debt 活动债务Actual partner 普通股东Actual cost 实际成本Actual debts 实际债务Actual depreciation 实际折旧Actual liabilities 实际负值Actual value 实际价值Actual machine 加数机Additional budget 追加预算Additional order 添办定货；增加定货Additional part of a bill 期票附件Additional payment 追加支付Additions 增加固定资产Additions to property through surplus 由盈馀增加的财产Adjunct account 附加帐户Adjusting entries整理帐Adjustment account 整理帐目Adjustment memo 高整凭单Administration account 管理科目Administration budget 行政预算Administration expenses 管理费用Administration section 管理之部(分部损益表的一部分）Administrative accounting 管理会计(为供给管理员管理上所需资料的会计) Administrative expenses管理费用Administrator 遗产管理人Admissible assets 可税资产Ad valued duty 从价税Advame freight 预付运费Advance department 放款部Advances 预付;垫款Advances to officers and employees 职工预支Adventure 短期投机买卖Adventure accounts 短期投机买卖帐Advertising expenses (fee) 广告费Advertising expenses prepaid 预付广告费Advice note 通知书Advice of audit 审核通知书Advice of drawing 支汇票通知书Affiliated company，affiliated corporation 联络公司(与持有其股份的公司发生联系的公司）Affiliated interests 联络股权After –cost 后续成本（指销售后仍须继续支付的成本）After date 发票后After sight 见票后Agency 代理；代理处；代理人Agency accounts 代理帐;代理会计Agent 代理人Aggregate balance sheet 合并资产负债表Aging 分期（指依到期日先后，而将应收帐款分类而言）Agio 货币找换贴水Agreements 契约Allied company 联号（业务上合作）All – inclusive income statement 统括性损益表（包括经常及非常损益）Allocation 分配Allotted annual receipts 岁入分配数Allotment（s) 股份；分配Allotments 分配数(此是志指股票、债券等的分配於请求认购人而言)Allotments for annual expenditures 岁出分配数allowance津贴；折让；备抵；减免Allowance for bad debts 备抵坏帐Allowance for depreciation 备抵折旧Allowance on 折让准备Allowance reserve 折让及回扣Allowances and rebates 折让及回扣All –purpose balance sheet 通用资产负债表All – purpose financial statements 通用决算表Amalgamated balance sheet 合并资产负债表Amalgamation 创立合并Amortization 摊销；摊还；折旧Amortization of premium 溢价的摊销Amortization 摊销表Amount 总数Amount insured 保险金额Amount of credit side 贷方金额Amount of financial statement 决算表的分析Analysis sheet 分析表Analytical accounting 分析会计;分析会计学Analytical columns 分析栏Analytical journal 多栏日记帐(同columnar journal)Analytical record 分析记录Analytical statements 分析表Analytic product 分成的产品Ancillary revenue 副业收入Aula appropriation 岁定经费Annual audit 年度查帐Annual balance 年终决算表Annual budgetary surplus or deficit 岁计馀绌Annual closing 年度决算Annual expenditure 岁出Annual receipts 岁入Annual reckoning 年度计算Annual report 决算书Annual report on auditing and inspecting （inspection) 年度审计报告书Annual revenue 岁入Annual statement 年度决算表Annuities 年金Annuity certain 确定年金Annuity due 期首年金；即付年金Annuity method 年年折旧法Annuity trust account 年付金信托帐Anticipated profits 预期利益Anticipated revenue 预计收Anticipation warrants payable 预计应付支付命令Locations and allotment book 股份认购及分配簿Application for shares 认股书Application of fund statement 资金运用表(同statement of application of funds）Applied expenses 已分配费用Applied manufacturing expenses 已分配制造费用Applied material handling expenses 已分配材料管理费用Applied selling and administrative expenses 已分配销售及管理费用Apportioned charges 摊派费用Apportionment 分派Appraisal 估价Appraisal company 估价公?Appraisal of plant assets 设备资产的估价Appraisal surplus 估价盈馀Appraised value 估定价值Appraisement 估价（同appraisal）Appreciated value 增涨价值Appreciation 涨价Appropriated materials 拨定材料（原料）Appropriated profits 拨定利益Appropriated surplus拨定盈馀Appropriation拨用；拨款；岁出预算Appropriation account盈馀分拨帐Appropriation allotment支出分配数；岁出分配数Appropriation analysis支出明细表；岁出明细表Appropriation budget 支出预算；岁出预算Appropriation encumbrance 支出保留数;岁出保留数Appropriation ledger 支出预算分类帐Appropriation section 盈馀分拨之部Appropriations for additions of property 岁出预算数Appropriations for repayment of funded debt 偿还债款的拨款Appropriations from surplus 盈馀的拨用Approval sales 试销Approved budget 核定预算；法定预算Approved budget allotment 核定的分配预算Arbitrage 套利；套汇买卖Arbitrage account 国外套汇帐Arbitrated par 月台票交易比例定价Arbitrated rate of exchange 汇兑比例价Arbitration of exchange 汇兑率比例Arrears 拖欠Articles of association, articles of incorporation 公司执照;公司章程Articles of co – partnership 合夥契约Assembly cost system 装配成本制度Assembly type of industry 装配式造业Assessed value 政府估定价值Assessment 派缴额外股款；摊派捐税；摊派权Assessment fund 摊派税捐基金Assessment receipts 摊派税捐收入Assessment receivable 应收摊派税捐Assessment rolls 摊派税捐清册Assessment valuation 摊派税捐估价Assets 资产Asset accounts 资产帐户；资产科目Asset –income ratio 资产收益比率Asset ratio 资产比率Asset reserve 资产准备Assets 资产Assets and liabilities accounts 资产负债帐户Assignable indirect charges 可分配间接费用Assistance accountant 会计助理员Associated company 联号（业务上联系）Assumed cost，interest，etc 假定成本、利息等Assumed liabilities 代人承担负债At par依照票面价格At sight, on demand 见票即付Auction 拍卖;竞卖To put up for auction 付之拍卖To sell by auction 拍卖Auctioneer; endue master 拍卖者Audit 查帐;审计Audit certificate 查帐证明书Audit clerk 查帐助理员Audit diary 查帐日记Audited vouchers 应付支付凭单Audit expense 查帐费用Audit fee 查帐公费Auditing officers 审计人员Audit memorandum 查帐备望录Audit of expenditures 步出审计Audit of public loans 公债审计Audit of public properties 公有财产审计Audit of returns 决算审计Audit of treasury 公库审计Auditor 查帐员Auditor's certificate查帐员证明书Auditor's comments 查帐员意见书Auditor's liability, auditor’s responsibility 查帐员的责任Auditor’s report查帐员报告书Audit programmed 查帐程序Audit report查帐报告书；审查报告Authorized capital 公称资本Authority to purchase 委托购卖证Authorized capital 额定资本Authorized capital stock 额定股本Authorized capital stock account 法定股本帐Authorized mortgage bonds 额定抵押债券Authorized value 额定价值Auxiliary accounting unit 附属单位会计Auxiliary book(s) 补助帐簿Auxiliary material 补助材料（原料）Auxiliary record 补助记录Auxiliary unit budget 附属单位预算Available assets 可用资产Available balance 可用馀额Available cash 可用现金Available income 可用收益；可用收入Available surplus 可用盈馀Avail 担保付款Average 平均数Average balance平均馀额；平均差额Average capital 平均资本Average cost平均成本Average due date平均到期日Average earnings平均业务收益Average inventory平均存货Average investment平均投资额Average stock平均存货Average unit cost平均单位成本Average unit price平均单价Average weight平均重量Averaging maturity平均到期日Averaging of accounts往来帐平均馀额Averaging stock计算平均存货B：Back freight 退货运费Back order 延期交货Back order memo 延期交货通知单Bad and doubtful account 呆帐Ad assets 坏资产Bad checks 空头支票Bad debts 坏帐Balance (balance amount）馀额；差额Balance account 结算帐户Balance book 分类帐馀额簿;分类帐差额簿Balance brought forward 馀额（差额）承前Balance brought for ward from last year 上年馀额Balance carried down 移后页Balance form of profit and loss statement 帐户式损益表(同account form of profit and loss statement）Balance forward 馀额移后Balance in our favor 我方受益Balance in your favor 你方受益Balance of account 差额Balance of stock system永续盘存制(同perpetual inventory system）Balance of stores records 存料馀额记录Balance of trade贸易差额;进出口货相差数Balance sheet accounts资产负债表；货借对照表Balance sheet accounts资产负债表帐户Balance sheet analysis资产负债表分析Balance sheet date资产负债表日期；结帐日Balance sheet for all purposes 通用资产负负表(同all –purpose balance sheet)Balance sheet giving effect to proposed financing 拟定理财计划实施后的资产负债表Balance sheet – income sheet ratios 资产负债与损益比率Balance sheet ratios 资产负债比率Balance ticket 决算单Balancing account 平衡帐户Balancing ledger 馀额栏式分类帐Ballots 不记名票Bank account（s) 银行往来帐Bank balance 银行往来馀额Bank bill，banker's draft，bank draft, bank paper 银行汇票Bankbook 银行往来帐折Bank charges 银行手续费Bank check 银行支单Bank commission 银行酬劳金Bank deposits 银行存款Bank discount 银行贴现息Bank draft 银行汇票Banker’s acceptance 银行承兑；银行承兑汇Banker’s ratio 汇银行用比率Banking capital 银行运用资本Bank loans 银行借款Bank overdraft 银行透支Bank reconciliation statement 银行往来调节表Bank register 银行往来登记簿Banks，orders (cashiers’orders) 本票Bank's account title 银行会计科目Bank statement 银行结单Bank stock 银行资本Bankruptcy 破产Bank with whom the credits opened 往来银行Bargain 买卖合同；议价Bargain money 定银To bargain 立卖货约;讲价To buy at a bargain 订购To strike a bargain 订定合同Great bargain 廉价货物Barter 交易物品Basic accounting unit 会计单位Basic price 基价Basic unit budget 单位预算Bearer bonds 无记名债券Bearer check 执票人支票;来人支票Bearer stock 无记名股份Bearer stock certificate 无记名股票Beginning inventory 期初存货Below par 低於票面价格Beneficiary 受益人Benefit fund reserve 职工福利基金准备Betterment order 添改自用资产通知单Bid 出价Bidder 出价者；竞卖人Bid sheet 投票人名单Bill票据;帐单；汇票Bill at sight; demand bill （draft) 即期票据Bill for a term; period bill 兑换期票Billing 开发票Bill market 汇兑市面Bill of credit 付银通知书Bill of exchange 汇票Bill of lading 提单Bill of material 规定用料单Bill of parcels; bill 发票Bill and accounts payable with terms 期付款项Bills and accounts receivable 期收款项Bills book (register) 票据簿（同notes book)Bills discounted 票据贴现（同notes discounted)Bills discounted with collateral securities 附担保票据贴现Bills payable 应付票据（同notes payable）Bills rediscounted 应收票据（同notes receivable）Bills rediscounted 票据再贴现Bills with collateral securities 有抵押品之票据Bill to bearer 不记名票据Bill to order debts 帐面债务Book entry 帐面记录Bookings 未交定货Book inventory 帐面存货Bookkeeper簿雇员；记帐员Bookkeeping 簿记;簿记学Bookkeeping by card system 卡片式簿记制Bookkeeping by single entry 单式簿记Bookkeeping of bank 银行簿记Bookkeeping system 簿记制度Bookkeeping transactions 簿记交易；簿记事项Book loss 帐面损失Book of estimates 概算书Book of final entry 终结帐簿；结帐记录Book of first record 原始帐簿Book of original documents for payments 支出凭证簿Book of original documents for receipts 收入凭证簿Book of original entry （entries）原始帐簿Book of secondary entry 转记帐簿Book profits 帐面利益Books of accounts 帐簿Books of records 记录簿Books surplus 帐面盈馀；公开盈馀Book value 帐面价值Borrowed capital 借入资本Boston ledger 波士顿式分类帐Bought book；purchase daybook; bought journal 进货簿Bought ledger 进货分类帐Bought note 卖货据；卖货单Bounty 奖励金Branch 支店；分店Branch accounts 支店(分店)帐户Branch cash account 支店（分店)现金帐户Branch consignments （shipments) 寄交支店（分店）货物Branch control account 支店（分店）统制帐户Branch ledger 支店（分店）分类帐Branch ledger 分店总帐Branch office general account 支店往来帐户Branch office report 支店报告Brand; chop 商标；圆记Break –even point 营业损益两平点Break – up value 拆卸价值Broker 经纪人Brokerage 佣金、手续费Brokerage expenses 佣金费用Brought 承前Brought forward 承前页Brought forward account 前期滚结帐目Budget 预算Budget accounts 预算帐户Budget allotment 分配预算Budget allowance 预备金Budgetary deficit 预算亏绌Budget control 预算统制Budget enforcement 预算执行Budget estimation 概算Budget for annual receipts 岁入预算Budget for expenditures 岁出预算Budget for local government 地方预算Budget –making 预算的编制Budget message 预算申请书Budget procedure 预算程序Budget reserve 预备金Budget statements 预算表Budget system 预算制度Budget year 预算年度Building expenses 房屋费用Building fund reserve 建筑基金准备Building service 房屋服务费用Burden 负荷；制造费用Burden appointment负荷分配；制造费用分配Burden –credit account已分配负荷（制造费用)帐户Burden distribution 负荷分配Burden –in –process 在制负荷（同manufacturing expenses –in –process) Burden rates 负荷分配Business 营业商业；业务Carry on business，to 营业Establish a business，to 创业Give up a business，to 停业；歇业Set up a business to 开业Shut up a business to 停止营业Start a business to开始Wind up （one-s) business to 闭业；关店Business accountancy 商事会计Business day 营业日Business enterprise 企业Business hours 营业时间Business papers 商用单据；商业票据Business reports 营业报告Business tax，sale tax 营业税；销售税Business transaction 会计事项(同transaction)Business year; financial year 会计年度；财政年度Buying agent 办货代理人Buying cost 购入原价Buying expenses 购买费用Buying out an interest 购出股份Buying quota 购买预计额Buying rate; buying price 买价Buying requisition 购买请求单By –laws 公司章程By – product recoveries 副产品抵偿数（指副产品对正产品成本的抵偿数）By –products 副产品By - products sales 副产品销售C:C。
保险业专业词汇英语翻译accident意外事故险actuarial method精算法advance loss profits (alop)预期利润损失险，利损险advance profit预期利润broker经纪人business interruption insurance (bi)营业中断险captive自保公司casualty意外伤害险catastrophe巨灾险ceding company分出公司claim索赔claim settlement理赔combined ratio综合赔付率consequential loss (cl) 后果损失contractor´s all risks (car)建筑工程一切险（建工险）cover保障delay in completion完工延误eei电子设备险engineering insurance 工程保险erection all risks (ear)安装工程一切险（安工险）excess of loss cover超额赔偿exl protection超赔保障facultative business临分保ibrnincurred but not reported losses 已发生但未报的损失ibrn reserveibrn储备金indemnity period/limit赔期/期限inflated claim超额索赔insurance capacity承保能力insured property参保物业kobe神户lloyd劳合社long-tail长尾loss of profit利损险machinery (breakdown) insurance 机器（损坏〕险，机损险mail/sub-contractor主/分承包商maintenance保证期multiple claim多次（重复）索赔non-life非寿险officer & director liability雇主保险outstanding claim reserve未决索赔准备金pc industryproperty & catastrophe industryperil危险policy保单pool联营possible maximum loss可能的最大损失premium保费primary insurance company原保公司、主保险商principal/employer业主professional专业险profit margin利润边际property财产险proportional cover 比例分保punitive damage 惩罚性损害rate费率reinsurer分保人（分保公司）reinsurer再保人reserve准备金retention自留return period （巨灾）间隔期short-tail短尾solvency margin赔偿能力standing charges维持费用subject insured风险标的sum insured保额tarrif zone险区third party liability (tpl) 第三者责任险treaties business合同分保turnover营业额underwriting承保working expenses /cost营业费用writing 承保。
保险业常用词汇中英文对照第一篇：保险业常用词汇中英文对照保险业常用词汇中英文对照第一部分：保险承保业务1、一般保险原理保险 insurance保险业insurance industry 保险业务结构business structures 保险业主体bodies in Insurance Industry 被保险人 insured 理赔claim settlement承保利润微薄underwriting profit is slight 承保能力insurance capacity承保业务underwriting operation 未决赔款储备金 reserve IBRN 大数法则 Law of Large Numbers营业额turnover市场缺陷 market imperfections社会保险social insurance个人代理人personal agent银行保险bank insurance直销straight pin佣金brokerage手续费commissioncharges 再保险reinsurance2、财产保险财产保险property insurance长尾long－tail长期护理保险long—term care insurance短尾short－tail综合赔付率combined ratio自留retention车险auto insurance财产保险property insurance责任保险liability insurance农业保险agriculturalinsurance巨灾保险catastrophe insurance意外伤害保险casualty accidentinsurance3、寿险词汇变额寿险 variable life insurance长寿保险insurance on last survivor定期寿险term insurance合同储蓄机构 contractual saving institutions红利 dividend疾病保险sickness insurance简易险 industrial insurance健康保险health insurance巨额医药费保险major medical" insurance policy可变保费寿险 flexible—premium life insurance利差损interest spread risk利率敏感型产品 interest—sensitive whole life赔期/期限indemnity period/limit普通寿险 ordinary life insurance人寿保险life insurance预定利率市场化Market-based Assumed Interest Rate团险group insurance限期缴费终身寿险 limited—payment whole life insurance 养老保险endowment insurance医疗保险insurance for medical care医疗费用保险medical expense insurance终身寿险whole life insurance准备金reserve伤残收入保险 disability income insurance失能 incapacity可变万能寿险Variable-universal life insurance可变年金Variable annuity评估价值Appraisal Value内含价值Embeded Value新业务价值Value of New Business税收优惠taxbreak税收递延型养老保险Deferred tax endowment insurance大病医疗保险Large quantity medical insurance分红保险Participating Insurance传统保险traditional insurance理财型保险financial planning oriented insurance投资连结寿险 unit—linked life insurance4、保险偿付能力风险资本要求risk—based capital固定最低成本要求 fixed minimum capital requirement保险偿付能力监管insurance solvency regulation保险监管信息系统 Insurance Regulatory Information System 财务分析跟踪系统 Financial Analysis Tracking System偿付能力Solvency偿付能力不足 insolvent认可资产admissible assets第二部分保险资产管理1、行业主体和监管保险资产管理insurance asset management保险法 insurance law保险资产管理公司 insurance asset management company中国人保集团People's Insurance Company of China(简称 PICC) 中国人保资产管理公司PICC Asset Management Company Limited慕尼黑再保险资产管理公司Munich ERGO Asset Management GmbH（简称MEAG）中国保监会China Insurance Regulatory Commission（简称CIRC）保险投资“新政”innovation policies in insurance investment可投资资产investable asset投资公司法案 Investment Company Act2、委托受托关系委托人 client受托人 trustee委托管理 mandate绝对收益absolute return相对收益 relative return3、组合管理大类资产配置 assets allocation战略资产配置Strategic Assets Allocation（简称SAA）战术资产配置 Tactic Assets Allocation（简称TAA）流动性管理 liquidity management资产负债管理 Asset-Liability Management（简称ALM）久期匹配duration matching现金流匹配cash flow matching一般账户 general account独立账户separate account4、类别投资固定收益投资fixed-income investment持有到期类资产held-to-maturity asset交易类资产 trading asset可供出售类资产 asset available for sale股票投资 equity investment基金投资fund investment另类投资 alternative investment境外投资 overseas investment基础设施债权计划infrastructure debt investment plan未上市企业股权投资private equity investment 不动产投资real estate investment利率互换Interest Rate Swap（简称IRS）均值一方差分析the mean-variance method5、第三方业务财富管理wealth management第三方投资管理the third-party asset management企业年金occupational annuity养老金 pension集合投资产品 collective investment fund第二篇：英文简历常用词汇中英文对照•英文简历常用词汇中英文对照应聘职位名称（中英文对照）Executive and Managerial(管理部分)Retail Store Manager 零售店经理Food Service Manager Executive Marketing Director市场行政总监HMO AdministratorAssistant Store Manager 商店经理助理Operations Manager Assistant Vice-President副总裁助理Production Manager Chief Executive Officer(CEO)首席执行官Property ManagerChief Operations Officer(COO)首席运营官Branch ManagerController(International)国际监管Claims Examiner Director of Operations运营总监Controller(General)Field Assurance Coordinator土地担保协调员General ManagerManagement Consultant管理顾问District ManagerHospital Administrator医院管理 PresidentImport/Export Manager进出口经理Product ManagerInsurance Claims Controller保险认领管理员Program ManagerInsurance Coordinator保险协调员Project Manager Inventory Control Manager库存管理经理Regional ManagerManager(Non-Profit and Charities)非盈利性慈善机构管理 Service ManagerManufacturing Manager制造业经理Vending ManagerTelecommunications Manager电信业经理Vice-PresidentTransportation Manager运输经理 Warehouse Manager 应聘职位名称（中英文对照）Administration(行政部分）Administrative Director 行政主管File Clerk Executive Assistant 行政助理 Office Manager Executive Secretary 行政秘书Receptionist General Office Clerk 办公室文员 Secretary Inventory Control Analyst 存货控制分析 Staff AssistantMail Room Supervisor 信件中心管理员 Stenographer 食品服务经理医疗保险管理操作经理生产经理房地产经理部门经理主考官管理员总经理市区经理总统产品经理程序管理经理项目经理区域经理服务经理售买经理副总裁仓库经理档案管理员办公室经理接待员秘书助理速记员Order Entry ClerkShipping/Receiving Expediter Vice-President of Administration订单输入文员收发督导员行政副总裁Telephone Operator Ticket Agent Typist电话操作员票务代理打字员应聘职位名称（中英文对照）Human Resources（人力资源部分）Assistant Personnel Officer Assistant Vice-President of Human ResourcesDirector of Human ResourcesJob Placement Officer Labor Relations Specialist Training Coordinator人事助理Benefits Coordinator员工福利协调员人力资源副总裁助理 Compensation Manager 薪酬经理人力资源总监人员配置专员劳动关系专员培训协调员Employment Consultant 招募顾问 Facility Manager Personnel Consultant Personnel Manager Recruiter Training Specialist 后勤经理员工顾问职员经理招聘人员培训专员Employer Relations Representative 员工关系代表Vice-President of Human Resources人力资源副总裁应聘职位名称（中英文对照）Marketing and Sales(市场与销售部分）Vice-President of SalesVice-President of MarketingSenior Account Manager Sales AdministratorRegional Sales ManagerRegional Account ManagerReal Estate AppraiserMerchandising ManagerMarketing ConsultantMarketing AssistantMarketing and Sales Director Market Research AnalystManufacturer's RepresentativeDirector of Subsidiary RightsCallback Representative销售副总裁市场副总裁销售主管Wholesale BuyerTravel Agent Telemarketer批发采购员旅行代办员电话销售员电话调查员销售员销售代表销售经理销售执行者销售助理零售采购员房地产经理房地产经纪人采购代理产品开发高级客户经理 Telemarketing Director电话销售总监地区销售经理 Tele-Interviewer地区客户经理 Salesperson 房地产评估师 Sales Representative 采购经理市场顾问市场助理Sales ManagerSales ExecutiveSales Assistant市场与销售总监Retail Buyer市场调查分析员Real Estate Manager厂家代表复查代表Real Estate Broker Product Developer分公司权利总监 Purchasing AgentAssistant Account Executive客户管理助理Marketing ManagerAdvertising Manager广告经理Marketing InternAdvertising Coordinator广告协调员Marketing DirectorAdvertising Assistant广告助理 Insurance Agent Ad Copywriter(Direct Mail)广告文撰写人 Account ManagerAccount Representative客户代表应聘职位名称（中英文对照）Accounting and Finance(会计与财务部分）Accounting Payable Clerk 应付帐款文员 Accounting Assistant Assistant Portfolio Manager 组合基金经理助理Accounting ManagerAccounts Receivable Clerk 应收帐款文员Accounting Clerk Certified Public Accountant 注册会计师Senior Accoutant Chief Financial Officer 首席财务官 Audit Manager Collections Officer 收款负责人Actuarial Anaylst Insurance Underwriter 保险承销商Auditor Bank Administrator 银行事务管理员 Junior Accountant Loan Administrator 贷款管理员 Bank Treasurer Management Accountant 管理会计 Billing Clerk Mortgage Underwriter 抵抻保险员Billing Supervisor Payroll Manager 工资经理Bookkeeper Staff Auditor 审计员 Bookkeeping Clerk Stock Broker 股票经纪人Budget Analyst T ax Accountant 税务会计Credit Analyst Tax Inspector税务检查员Credit ManagerVice-President of Administration and Finance财务行政副总裁 Financial Analyst Vice-President of Finance财务副总裁Financial Consultant Loan Servicer 贷款服务Financial Manager Financial Planner财务计划员Bank Clerk应聘职位名称（中英文对照）Engineering（工程部分）市场经理市场实习市场总监保险代理人客户经理会计助理会计经理会计文员高级会计审计经理保险分析员审计师初级会计资金调拨票据文员票据管理员档案管理档案管理助理预算分析信用分析信用管理经理财务分析财务顾问财务经理银行出纳Aerospace EngineerElectronics EngineerEngineering ConsultantEnvironmental EngineerFacilities Engineer Industrial EngineerManufacturing EngineerMechanical EngineerPetroleum Engineer航空工程师电子工程师工程顾问环境工程师设备工程师工业工程师机械工程师石油工程师Ceramic EngineerChemical EngineerCivil Engineer Electrical EngineerField EngineerMarine EngineerPlastics EngineerProduct Engineer陶器工程师化学工程师土木工程师电力工程师施工工程师航海工程师核能工程师整形工程师产品工程师制造业工程师 Nuclear EngineerA Useful Glossary for Educational Background(教育程度常用词汇）educationeducational background学历教育程度educational historycurriculum学历style='font-size: 12.0pt;font-family第三篇：“紫色”词汇中英文对照“紫色” purple;violet 紫罗兰色 violet紫水晶色amethyst葡萄紫grape玫瑰紫rose violet丁香紫lilac墨紫violet black绛紫 dark reddish purple暗紫 violet deep;dull purple 乌紫raisin蓝紫royal purple鲜紫violet light深紫Modena浅紫grey violet淡紫pale purple;lavender淡白紫violet ash青莲heliotrope雪青 lilac墨绛红 purple black暗绛红 purple deep浅绛红purple light第四篇：数学常用词汇中英文对照数学常用词汇中英文对照代数部分1、有关基本运算：add，plus加subtract减difference差multiply,times乘product积divide除divisible可被整除的dividedevenly被整除dividend被除数divisor因子，除数quotient商remainder余数factorial阶乘power乘方radicalsign,rootsign根号roundto四舍五入tothenearest四舍五入2.有关集合union并集proper subset真子集solution set解集3.有关代数式、方程和不等式algebraic term代数项like terms,similar terms同类项 numerical coefficient数字系数 literal coefficient字母系数inequality不等式triangle inequality三角不等式range值域original equation原方程equivalent equation同解方程等价方程linear equation线性方程4.有关分数和小数proper fraction真分数improper fraction假分数mixed number带分数 vulgar fraction，common fraction普通分数simple fraction简分数complex fraction繁分数numerator分子denominator分母(least)common denominator(最小)公分母quarter四分之一decimal fraction纯小数 infinite decimal无穷小数 recurring decimal循环小数 tenthsunit 十分位5.基本数学概念arithmetic mean算术平均值weighted average加权平均值 geometric mean几何平均数 exponent指数，幂base乘幂的底数,底边cube立方数，立方体square root平方根cube root立方根common logarithm常用对数 digit数字 constant 常数 variable变量inversefunction反函数complementary function 余函数 linear一次的，线性的 factorization因式分解 absolute value 绝对值，round off四舍五入6.有关数论natural number自然数positive number正数negative number负数odd integer,odd number奇数even integer,even number偶数integer,whole number整数positive whole number正整数negative whole number负整数 consecutive number连续整数rea lnumber,rational number实数,有理数irrational(number)无理数inverse倒数composite number合数prime number质数reciprocal倒数common divisor公约数multiple倍数(least)common multiple(最小)公倍数(prime)factor(质)因子common factor公因子ordinaryscale,decimalscale十进制nonnegative非负的tens十位units个位mode众数median中数common ratio公比7.数列arithmetic progression(sequence)等差数列geometricprogression(sequence)等比数列8.其它approximate近似(anti)clockwise(逆)顺时针方向cardinal基数ordinal序数directproportion正比distinct不同的estimation估计，近似parentheses括号 proportion比例 permutation排列 combination 组合table表格trigonometric function三角函数unit单位,位几何部分 1.所有的角alternate angle内错角corresponding angle同位角vertical angle对顶角central angle圆心角interior angle内角exterior angle外角supplement aryangles补角complement aryangle余角 adjacent angle邻角 acute angle锐角 obtuse angle 钝角right angle直角round angle周角straight angle平角included angle夹角2.所有的三角形equilateral triangle等边三角形scalene triangle不等边三角形isosceles triangle等腰三角形right triangle直角三角形 oblique斜三角形inscribed triangle内接三角形3.有关收敛的平面图形，除三角形外semicircle半圆concentric circles同心圆 quadrilateral四边形 pentagon五边形 hexagon六边形heptagon七边形octagon八边形 nonagon九边形decagon十边形polygon多边形parallelogram平行四边形equilateral等边形plane平面square正方形，平方rectangle长方形regular polygon 正多边形rhombus菱形trapezoid梯形4.其它平面图形arc弧line,straight line直线line segment线段parallel lines平行线segment of a circle弧形5.有关立体图形cube立方体，立方数rectangular solid长方体regular solid/regular polyhedron正多面体 circular cylinder圆柱体 cone圆锥 sphere球体 solid立体的6.有关图形上的附属物altitude高depth深度side边长circumference,perimeter周长radian弧度surface area 表面积volume体积arm直角三角形的股cros ssection横截面center of acircle圆心 chord弦 radius半径angle bisector角平分线 diagonal 对角线 diameter直径 edge棱face of a solid立体的面 hypotenuse 斜边included side夹边leg三角形的直角边medianofatriangle三角形的中线 base底边，底数opposite直角三角形中的对边 midpoint中点endpoint端点vertex(复数形式vertices)顶点tangent切线的transversal截线 intercept截距7.有关坐标coordinate system坐标系rectangular coordinate直角坐标系origin原点abscissa横坐标ordinate纵坐标numberline数轴quadrant象限slope斜率complex plane复平面8.其它plane geometry平面几何trigonometry三角学bisect平分circumscribe外切inscribe内切intersect相交perpendicular垂直pythagorean theorem勾股定理congruent全等的multilateral多边的1、单位类cent美分penny一美分硬币nickel5美分硬币dime一角硬币dozen 打（12个） score廿(20个) Centigrade摄氏 Fahrenheit华氏 quart夸脱gallon加仑(1gallon=4quart) yard码 meter米micron微米inch英寸foot英尺minute分(角度的度量单位，60分=1度)squaremeasure平方单位制cubicmeter立方米pint品脱(干量或液量的单位) 2.有关文字叙述题，主要是有关商业 intercalary year(leapyear)闰年(366天)common year平年(365天) depreciation折旧down payment直接付款 discount 打折 margin利润profit利润interest利息simple interest 单利compounded interest复利dividend红利decrease to 减少到 decrease by减少了 increase to增加到 increase by增加了 denote表示 list price标价 markup涨价 per capita每人ratio比率retail price零售价tie打平集合与简易逻辑集合（集）set非负整数集the set of all non-negative integers自然数集the set of all natural numbers 正整数集the set of all positive integers 整数集the set of all integers有理数集the set of all rational numbers 实数集the set of all real numbers 元素element 属于belong to不属于not belong to 有限集finite set 无限集infinite set 空集empty set包含inclusion, include 包含于lie in 子集subset 真子集proper subset补集（余集）complementary set 全集universe 交集intersection 并集union偶数集the set of all even numbers 奇数集the set of all odd numbers 含绝对值的不等式inequality with absolute value 一元二次不等式one-variable quadratic inequality 逻辑logic逻辑联结词logic connective 或or 且and 非not 真true 假false真值表truth table原命题original proposition 逆命题converse proposition 否命题negative proposition逆否命题converse-negative proposition 充分条件sufficient condition 必要条件necessary condition充要条件sufficient and necessary condition ……的充要条件是……… if and only if …函数函数function 自变量argument 定义域domain 值域range 区间interval闭区间closed interval 开区间open interval函数的图象graph of function 映射mapping 象image原象inverse image 单调monotone增函数increasing function减函数decreasing function 单调区间monotone interval 反函数inverse function 指数exponent n次方根n th root 根式radical 根指数radical exponent 被开方数radicand 指数函数exponential function 对数logarithm 常用对数common logarithm 自然对数natural logarithm 对数函数logarithmic function数列数列sequence of number 项term 通项公式the formula of general term 有穷数列finite sequence of number 无穷数列infinite sequence of number 递推公式recurrence formula 等差数列arithmetic progression，arithmetic series 公差common difference 等差中项arithmetic mean 等比数列geometric progression，geometric series 公比common ratio 等比中项geometric mean三角函数三角函数trigonometric function 始边initial side 终边terminal side 正角positive angle 负角negative angle 零角zero angle 象限角quadrant angle 弧度radian 弧度制radian measure 角度制degree measure 正弦sine 余弦cosine 正切tangent 余切cotangent 正割secant 余割cosecant 诱导公式induction formula 正弦曲线sine curve 余弦曲线cosine curve 最大值maximum 最小值minimum 周期period 最小正周期minimal positive period 周期函数periodic function 振幅amplitude of vibration 频率frequency 相位phase 初相initial phase 反正弦arc sine 反余弦arc cosine 反正切arc tangent 平面向量有向线段directed line segment数量scalar quantity向量vector 零向量zero vector 相等向量equal vector 共线向量collinear vectors平行向量parallel vectors 向量的数乘multiplication of vector by scalar 单位向量unit vector 基底base 基向量basevectors 平移translation 数量积innerproduct 正弦定理sinetheorem 余弦定理cosinetheorem不等式算术平均数arithmetic mean 几何平均数geometric mean 比较法method of compare 综合法method of synthesis 分析法method of analysis直线倾斜角angle of inclination 斜率gradient点斜式point slope form 截距intercept斜截式gradient intercept form 两点式two-point form 一般式general form 夹角included angle线性规划linear programming 约束条件constraint condition 目标函数objective function 可行域feasible region 最优解optimal solution圆锥曲线曲线curve坐标法method of coordinate 解析几何analytic geometry 笛卡儿Descartes标准方程standard equation 一般方程general equation 参数方程parameter equation 参数parameter圆锥曲线point conic 椭圆ellipse焦点focus, focal points 焦距focal length 长轴major axis 短轴minor axis 离心率eccentricity 双曲线hyperbola 实轴real axis虚轴imaginary axis 渐近线asymptote 抛物线parabola 准线directrix第五篇：APQP常用词汇中英文对照APQP常用词汇中英文对照1PP-First Phase of Production Prove-Out 第一次试生产3CCustomer(顾客导向)、Competition(竞争导向)、Competence （专长导向）4SSale, Sparepart零配件, Service, Survey信息反馈 5S 整理，整顿，清理，清洁，素养8D-8 DisciplineABSAnti-lock Braking System AIAG美国汽车联合会ANPQP Alliance New Product Quality ProcedureApportionment 分配APQPAdvanced Product Quality Plan Backlite Windshield后窗玻璃Benchmark Data样件资料bloodshot adj.充血的, 有血丝的BMWBavarian Motor WorksC.P.MCertified Purchasing manger认证采购经理人制度 CB-Confirmation Build 确认样车制造 CC-Change CutOff 设计变更冻结CCSC-critical/significant characteristic CCRConcern & Countermeasure Request CCTCross Company Team Characteristics Matrix特性矩阵图CODCash on Delivery 货到付现预付货款(T/T in advance)CP1-Confirmation Prototype 1st 第一次确认样车 CP2-Confirmation Prototype 2nd 第二次确认样车 Cpk过程能力指数Cpk=Zmin/3CPOComplementary Parts OrderCraftsmanship精致工艺Cross-functional teams 跨功能小组CUVCar-Based Ultility Vehicle D1：信息收集；8D D2：建立8D小组；D3：制定临时的围堵行动措施，避免不良品流出；D4：定义和证实根本原因，避免再发；D5：根据基本原因制定永久措施；D6：执行和确认永久措施；D7：预防再发，实施永久措施；D8：认可团队和个人的贡献。
保险专业词典保险专业词典包括以下词汇：1. 保险合同：指投保人与保险人约定保险权利义务关系的协议。
2. 保险基金：指由专业保险公司向参加保险的企业或个人收取保险费，而筹集的后备基金。
3. 保险价值：指保险标的的实际价值，也是投保人对保险标的所拥有的保险利益的价值体现。
4. 保险金：指保险事故发生后，被保险人或受益人从保险公司领取的，在签定保险合同时约定的资金。
5. 保险金额：指投保人对保险对象实际投保的金额，可根据被保险人的实际需要和投保人的缴纳保险费的能力确定。
6. 保险费：纯保费是指保险人所收取之保险费中，备作保险事故发生时，支付赔款之部分，其数额系依损失机率计得。
7. 再保险：即保险人以其所承保之危险之一部或全部，转向他保险人再保险之契约行为。
8. 批单：指改变保险合同的一种书面证明。
对于变更合同的任何协议，保险方都应在原保单或保险凭证上批注或附贴批单，以资证明。
9. 保险条款：保险单上印有的规定的有关保险人与被保险人的权利、义务及其他保险事项的条文。
10. 保险标的：指保险合同双方当事人权利和义务所指向的对象。
11. 保费：指被保人要缴纳给保险公司的费用，作为其获得保险保障和服务的报酬。
12. 保额：指保险公司支付给被保人的最大赔偿限额，也是购买保险产品时，投保人和保险公司约定的金额。
13. 保单：指保险公司和投保人之间签订的正式书面合同，是保障被保人权益的重要文件。
14. 保单持有人：指持有保单并享有保单权益的人，通常是被保人。
15. 保险公司：指专门经营保险业务的企业，通过收取保费和赔款差价获取利润。
16. 投保人：指与保险公司签订保险合同，并支付保费的人。
17. 被保人：指受保险合同保障的人，也称为受益人。
18. 受益人：指在保险事故发生后，有权领取保险公司支付的赔偿金的人。
19. 免赔额：指在一定条件下，保险公司不负责赔偿的金额，通常是需要被保人自己承担的费用。
20. 赔款：指保险公司根据合同约定，对被保人因保险事故造成的损失进行赔偿的金额。
保险行业英语单词Insurance Industry English VocabularyIntroduction:The insurance industry is a vital sector in the modern world, providing financial protection and coverage for individuals and businesses alike. In order to fully understand and navigate the complexities of this industry, it is essential to familiarize oneself with the key English vocabulary related to insurance. This article aims to present a comprehensive list of essential insurance industry English words that will enable readers to enhance their understanding of this field.I. Types of Insurance:1. Life Insurance - Provides financial protection to beneficiaries in the event of the insured person's death.2. Health Insurance - Offers coverage for medical expenses and healthcare services.3. Property Insurance - Protects against damage or loss of property due to various perils such as fire, theft, or natural disasters.4. Auto Insurance - Provides coverage for damages and liabilities related to vehicles.5. Liability Insurance - Protects against legal liabilities arising from injury or damage caused to others.II. Insurance Policies:1. Premium - The amount paid to the insurance company to obtain coverage.2. Deductible - The initial amount that policyholders must pay out-of-pocket before the insurance coverage kicks in.3. Coverage Limit - The maximum amount an insurance policy will pay for a covered loss.4. Exclusion - Specific conditions or circumstances that are not covered by the insurance policy.5. Claims - Requests made by policyholders to receive benefits or compensation for covered losses.6. Policyholder - The individual or entity that holds an insurance policy.7. Insured - The person or property covered by the insurance policy.8. Underwriter - The person or company responsible for evaluating and pricing insurance risks.9. Renewal - The process of extending an insurance policy beyond its initial term.10. Endorsement - A written amendment or modification to an existing insurance policy.III. Insurance Terms and Concepts:1. Actuary - A professional who uses mathematical and statistical methods to assess risks and determine insurance premiums.2. Risk Assessment - The evaluation of potential risks to estimate the likelihood of loss or damage.3. Loss Ratio - The ratio of incurred losses and expenses to earned premiums, used as a measure of an insurer's profitability.4. Premium Rate - The price of insurance per unit of coverage, typically expressed as a percentage of the insured amount.5. Claims Adjuster - An individual responsible for investigating and assessing claims submitted to an insurance company.6. Insurable Interest - The legal or financial interest a policyholder must have in the subject matter insured for a policy to be valid.7. Reinsurance - The practice of insurance companies transferring a portion of their risks to other insurers to reduce their exposure.8. Policyholder Surplus - The excess of an insurance company's assets over liabilities, serving as a measure of its financial strength.9. Salvage - Property or assets that have been damaged but still retain value and can be sold by the insurance company to recover losses.10. Subrogation - The legal process through which an insurance company seeks reimbursement from a third party for losses paid to the insured.Conclusion:As the insurance industry continues to evolve and expand, mastering the relevant English vocabulary is crucial for professionals and individuals seeking to navigate this field effectively. This article has provided acomprehensive list of essential insurance industry English words, covering various types of insurance, policy terms, and key concepts. By familiarizing oneself with these vocabulary terms and their meanings, readers can enhance their understanding and fluency in discussing insurance-related matters.。
【下载本文档，可以自由复制内容或自由编辑修改内容，更多精彩文章，期待你的好评和关注，我将一如既往为您服务】保险业常用词汇中英文对照第一部分：保险承保业务1、一般保险原理保险insurance保险业insurance industry保险业务结构business structures保险业主体bodies in Insurance Industry被保险人insured理赔claim settlement承保利润微薄underwriting profit is slight承保能力insurance capacity承保业务underwriting operation未决赔款储备金reserve IBRN大数法则Law of Large Numbers营业额turnover市场缺陷market imperfections社会保险social insurance个人代理人personal agent银行保险bank insurance直销straight pin佣金brokerage手续费commission charges再保险reinsurance.2、财产保险财产保险property insurance长尾long－tail长期护理保险long—term care insurance短尾short－tail综合赔付率combined ratio自留retention车险auto insurance财产保险property insurance责任保险liability insurance农业保险agricultural insurance巨灾保险catastrophe insurance意外伤害保险casualty accident insurance3、寿险词汇变额寿险variable life insurance长寿保险insurance on last survivor定期寿险term insurance合同储蓄机构contractual saving institutions红利dividend疾病保险sickness insurance简易险industrial insurance健康保险health insurance巨额医药费保险major medical" insurance policy可变保费寿险flexible—premium life insurance利差损interest spread risk利率敏感型产品interest—sensitive whole life赔期/期限indemnity period/limit普通寿险ordinary life insurance人寿保险life insurance.预定利率市场化Market-based Assumed Interest Rate团险group insurance限期缴费终身寿险limited—payment whole life insurance养老保险endowment insurance医疗保险insurance for medical care医疗费用保险medical expense insurance终身寿险whole life insurance准备金reserve伤残收入保险disability income insurance失能incapacity可变万能寿险Variable-universal life insurance可变年金Variable annuity评估价值Appraisal Value内含价值Embeded Value新业务价值Value of New Business税收优惠tax break税收递延型养老保险Deferred tax endowment insurance大病医疗保险Large quantity medical insurance分红保险Participating Insurance传统保险traditional insurance理财型保险 financial planning oriented insurance投资连结寿险unit—linked life insurance4、保险偿付能力风险资本要求risk—based capital固定最低成本要求fixed minimum capital requirement保险偿付能力监管insurance solvency regulation保险监管信息系统Insurance Regulatory Information System财务分析跟踪系统Financial Analysis Tracking System偿付能力 Solvency偿付能力不足 insolvent. 认可资产 admissible assets. 第二部分保险资产管理1、行业主体和监管保险资产管理insurance asset management保险法insurance law保险资产管理公司insurance asset management company中国人保集团People's Insurance Company of China(简称PICC)中国人保资产管理公司PICC Asset Management Company Limited慕尼黑再保险资产管理公司Munich ERGO Asset Management GmbH（简称MEAG）中国保监会China Insurance Regulatory Commission（简称CIRC）保险投资“新政”innovation policies in insurance investment可投资资产investable asset投资公司法案Investment Company Act2、委托受托关系委托人client受托人trustee委托管理mandate绝对收益absolute return相对收益relative return3、组合管理大类资产配置assets allocation战略资产配置Strategic Assets Allocation（简称SAA）战术资产配置Tactic Assets Allocation（简称TAA）流动性管理liquidity management资产负债管理Asset-Liability Management（简称ALM）久期匹配duration matching现金流匹配cash flow matching. 一般账户general account独立账户separate account4、类别投资固定收益投资fixed-income investment持有到期类资产held-to-maturity asset交易类资产trading asset可供出售类资产asset available for sale股票投资equity investment基金投资fund investment另类投资alternative investment境外投资overseas investment基础设施债权计划infrastructure debt investment plan未上市企业股权投资private equity investment不动产投资real estate investment利率互换Interest Rate Swap（简称IRS）均值一方差分析the mean-variance method5、第三方业务财富管理wealth management第三方投资管理the third-party asset management企业年金occupational annuity养老金pension集合投资产品collective investment fund。
欢迎共阅保险业常用词汇中英文对照第一部分：保险承保业务1、一般保险原理保险insurance保险业insurance industry2、财产保险财产保险property insurance长尾long－tail长期护理保险long—term care insurance短尾short－tail综合赔付率combined ratio自留retention车险auto insurance财产保险property insurance责任保险liability insurance农业保险agricultural insurance巨灾保险catastrophe insurance意外伤害保险casualty accident insurance团险group insurance限期缴费终身寿险limited—payment whole life insurance 养老保险endowment insurance医疗保险insurance for medical care医疗费用保险medical expense insurance终身寿险whole life insurance准备金reserve伤残收入保险disability income insurance失能incapacity可变万能寿险Variable-universal life insurance可变年金Variable annuity评估价值Appraisal Value内含价值Embeded Value新业务价值Value of New Business第二部分保险资产管理1、行业主体和监管保险资产管理insurance asset management保险法insurance law保险资产管理公司insurance asset management company中国人保集团People's Insurance Company of China(简称PICC)中国人保资产管理公司PICC Asset Management Company Limited慕尼黑再保险资产管理公司Munich ERGO Asset Management GmbH（简称MEAG）中国保监会China Insurance Regulatory Commission（简称CIRC）保险投资“新政”innovation policies in insurance investment可投资资产investable asset投资公司法案Investment Company Act4、类别投资固定收益投资fixed-income investment持有到期类资产held-to-maturity asset交易类资产trading asset可供出售类资产asset available for sale股票投资equity investment基金投资fund investment另类投资alternative investment境外投资overseas investment基础设施债权计划infrastructure debt investment plan 未上市企业股权投资private equity investment不动产投资real estate investment利率互换Interest Rate Swap（简称IRS）。
英汉双解国际保险监管词典摘要：一、引言1.英汉双解国际保险监管词典的背景和意义2.我国保险监管的发展历程3.英汉双解国际保险监管词典对我国保险监管的影响和价值二、英汉双解国际保险监管词典的主要内容1.保险监管的基本概念和术语2.保险监管的法律和法规3.保险监管的实践和案例4.保险监管的国际标准和准则三、英汉双解国际保险监管词典的特点和优势1.英汉双解，方便读者理解和使用2.内容全面，覆盖保险监管的各个方面3.结合实践，提供丰富的案例分析4.紧跟国际标准，体现国际视野四、英汉双解国际保险监管词典在我国的运用1.提升保险监管的专业水平和能力2.推动我国保险监管的国际化进程3.促进保险市场的健康发展4.为保险监管改革提供参考和借鉴五、结论1.英汉双解国际保险监管词典对我国保险监管的重要性2.我国保险监管的发展前景3.英汉双解国际保险监管词典在未来的作用和价值正文：【引言】随着全球经济一体化的发展，保险业的国际交流与合作日益增多，保险监管的专业化、国际化要求也越来越高。
在此背景下，英汉双解国际保险监管词典应运而生，为我国保险监管提供了重要的理论支持和实践参考。
本文将从英汉双解国际保险监管词典的背景和意义、主要内容、特点和优势、在我国的运用等方面进行分析和探讨。
【一、英汉双解国际保险监管词典的背景和意义】英汉双解国际保险监管词典是一部全面、系统地介绍国际保险监管领域相关概念、术语、法律法规、实践案例和国际标准的工具书。
它不仅涵盖了保险监管的基本内容，还结合了国际保险监管的最新发展，为我国保险监管提供了丰富的理论资源和实践经验。
【二、英汉双解国际保险监管词典的主要内容】英汉双解国际保险监管词典分为保险监管的基本概念和术语、法律法规、实践和案例、国际标准和准则四个部分。
其中，保险监管的基本概念和术语部分详细介绍了保险监管的基本概念、原则、目标等内容；法律法规部分收录了国际上重要的保险监管法律法规；实践和案例部分结合具体案例，分析保险监管的实践经验和教训；国际标准和准则部分主要介绍了国际上通行的保险监管标准和准则。
保险名词词典保险：保险是以集中起来的保险费建立保险基金，用于对被保险人因灾害或意外事故造成的经济损失给予补偿，或对人身伤亡和丧失工作能力给予物质保障的一种制度。
保险保障基金：保险机构为了有足够的能力应付可能发生的巨额赔款，从年终结余中所专门提存的后备基金。
保险代理人：保险代理人是指根据保险人的委托，向保险人收取手续费，并在保险人授权的范围内代为办理保险业务的单位和个人。
保险额损失率：一定时期保险赔款总额与总保险金额的比率。
保险防灾减损：保险企业为预防和减少灾害或意外事故发生及其所造成的生命和财产损失而采取的各种措施。
保险费：简称保费，是投保人（或被保险人）为转移风险，取得保险人在约定责任范围内所承担的赔偿或给付责任而交付的费用。
保险费率：简称费率，是每一保险额单位应缴纳保险费的比率。
保险费率是保险人用以计算保险费的标准。
保险公估人：保险公估人是指接受保险合同当事人的委托，为其办理保险标的的勘查、鉴定、估损及赔款的理算等并出具证明的人。
保险公司的解散：已成立的保险公司，因公司章程规定或法律直接规定的事由的发生，或公司丧失了经营能力，经批准并经登记注销后，公司组织消灭的法律行为。
保险供给：保险供给是指在一定社会经济条件下，国家和从事保险经营的企业所能提供的并已实现的保险种类和保险总量。
保险合同：保险合同又称保险契约，是保险双方当事人为明确双方权利义务的一种具有法律约束力的协议。
保险合同的变更：保险合同的变更是指在保险合同有效期限内，其主体和内容的变更。
保险合同的成立：保险合同的成立是指投保人与保险人就保险合同条款达成一致。
保险合同的订立：保险合同的订立是保险人和投保人意思表示一致的法律行为。
保险合同的解除：保险合同解除的形式有两种：法定解除与协议解除。
法定解除是法律赋予合同当事人的一种单方解除权。
协议解除是指当事人双方经协商同意解除保险合同的一种法律行为。
保险合同的客体是指保险人和被保险人双方权利与义务所共同指向的对象。
第一部分：保险承保业务1、一般保险原理保险 insurance保险业 insurance industry保险业务结构 business structures保险业主体 bodies in Insurance Industry被保险人 insured理赔claim settlement承保利润微薄 underwriting profit is slight承保能力insurance capacity承保业务 underwriting operation未决赔款储备金 reserve IBRN大数法则 Law of Large Numbers营业额turnover市场缺陷 market imperfections社会保险social insurance个人代理人 personal agent银行保险 bank insurance直销 straight pin佣金 brokerage手续费 commission charges再保险 reinsurance2、财产保险财产保险property insurance长尾long－tail长期护理保险long—term care insurance短尾short－tail综合赔付率combined ratio自留retention车险 auto insurance财产保险 property insurance责任保险 liability insurance农业保险 agricultural insurance巨灾保险 catastrophe insurance意外伤害保险 casualty accident insurance3、寿险词汇变额寿险 variable life insurance长寿保险insurance on last survivor定期寿险term insurance合同储蓄机构 contractual saving institutions红利 dividend疾病保险sickness insurance简易险 industrial insurance健康保险health insurance巨额医药费保险major medical" insurance policy 可变保费寿险 flexible—premium life insurance 利差损 interest spread risk利率敏感型产品 interest—sensitive whole life赔期/期限indemnity period/limit普通寿险 ordinary life insurance人寿保险life insurance预定利率市场化 Market-based Assumed Interest Rate团险group insurance限期缴费终身寿险 limited—payment whole life insurance 养老保险endowment insurance医疗保险insurance for medical care医疗费用保险medical expense insurance终身寿险whole life insurance准备金reserve伤残收入保险 disability income insurance失能 incapacity可变万能寿险 Variable-universal life insurance可变年金 Variable annuity评估价值 Appraisal Value内含价值Embeded Value新业务价值 Value of New Business税收优惠 tax break税收递延型养老保险Deferred tax endowment insurance大病医疗保险Large quantity medical insurance分红保险 Participating Insurance传统保险 traditional insurance理财型保险 financial planning oriented insurance投资连结寿险 unit—linked life insurance4、保险偿付能力风险资本要求risk—based capital固定最低成本要求 fixed minimum capital requirement保险偿付能力监管insurance solvency regulation保险监管信息系统 Insurance Regulatory Information System 财务分析跟踪系统 Financial Analysis Tracking System偿付能力 Solvency偿付能力不足 insolvent认可资产 admissible assets。
A New English-Chinese Dictionary Of Insurance最新实用英汉保险词典目录词典正文附录一世界部分保险机构附录二各国或地区货币名称附录三时差表中文索引词典正文A aaccidental death benefit 意外死亡赔偿A rate A费率A&I = accident and indemnity事故与赔偿A&S = accident and sickness insurance意外伤害和疾病保险A.R.; A/R = all risks 1.综合险2. 全险AABD = aid to the aged, blind, and disabled对老年人、盲人和残疾人的救济AAI = accredited adviser in insurance许可保险顾问AAM = Associate in Automation Man- agement自动化管理准会员AAR = against all risks一切险,全险Abandoned merchandize无主货物abandonee受委托的承险人(在海运保险中受保险人委托处理海损财物的保险人) abandonment委付abandonment clause委付条款abandonment cost (水险中的)委付费用abandonment of claim放弃索赔abandonment of right放弃权利abandonment policy取消损失保险保单abatement减免abnormal risk特殊风险above normal loss超常损失abridged life table简易生命表abridgement of damage减少损害赔偿金absolute完全或最终的无条件的裁决absolute assignment绝对委托absolute beneficiary绝对受益人absolute ceiling franchise绝对免赔限度absolute cover绝对保险额absolute deductible franchise rate绝对免赔率absolute liability绝对赔偿责任absolute ownership绝对所有权absolute privilege绝对特权absolute term 1. 绝对期限2.绝对条款absolute total loss绝对损失, 绝对全损abstract摘要卡abuse of process程序滥用abutting coverage 1. 连续保障2.邻期保险单AC = accident意外事故ACA = Associate of Conference of Ac- tuaries in PublicPractice美国赔偿协会准会员ACAS = Associate of Casualty Actuar- ial Society意外精算学会准会员accelerated benefits提前给付(寿险保单附加条款)accelerated endowment加速满期accelerated option加速满期选择权accelerated paid-up or endowment缩短缴费期限或加速满期acceleration clause加速条款acceleration life insurance 1.加速寿险2. 寿险提前给付accelerative endowment加速型两全寿险accept承诺accept a claim接受索赔accept a commission接受委托acceptance承诺accepted reinsurance分入接受再保险accepted value承诺价值accepting office分入公司accession 1. 取得2. 增加accession clause附加条款accessory contract附加合同accessory document附属单据accessory expenses附加费用accessory risk附加险accident意外事故accident and health insurance意外伤害和健康保险accident and indemnity事故与赔偿accident and sickness insurance意外伤害和疾病保险accident beyond control无法控制的意外事故accident control or prevention意外事故控制或防避accident costs事故费用accident damage意外损坏accident data recorder事故资料记录器accident death benefit人寿保险的意外死亡双重赔偿条款accident death insurance意外死亡保险accident frequency意外事故发生率accident frequency rate意外事故发生率accident in handling装卸意外事故accident in shipping装运意外事故accident in stock存仓意外事故accident in transit途中意外事故accident in warehouse仓储意外事故accident insurance意外保险accident policy意外险保单accident prevention事故预防accident rate意外事故率accident report意外报告, 事故报告accident report form意外事故报告单accident severity意外事故强度accident severity rate意外事故强度率accident year事故年accident year experience事故年记录accident year statistics年度意外事故统计资料accidental average意外海损accidental bodily injury意外身体伤害accidental cause意外原因accidental cost意外费用accidental damage意外损失accidental death意外死亡accidental death and dismemberment意外死亡和残疾accidental death and dismemberment benefit意外死亡和断肢结付accidental death and dismemberment insurance意外伤亡和残疾保险accidental death and dismemberment rider意外死亡和断肢附加条款accidental death benefit意外死亡保险金accidental death benefit rideraccidental death benefit rider意外死亡给付附加条款accidental death clause意外死亡保险条款accidental death insurance意外死亡保险accidental dismemberment意外残废accidental force不可抗拒力accidental loss意外损失accidental means突发原因accidental means (death by)意外原因死亡accidental means death benefits意外原因死亡保险accidental way damage途中意外损坏accidents liability insurance意外事故责任保险accidents receivable insurance应收款项保险accommodation融通accommodation line融通业务accommodation party票据融通人accord and satisfaction调解account账务account analysis账务分析account and risk账务和风险account current会计月报告account payable应付账款account receivable应收账款account selling账目销售accountant liability insurance会计师责任保险accountant professional liability in- surance会计师职业责任保险accounting会计accounts receivable bond应收账款担保书accounts receivable insurance应收账款保险accounts receivable policy应收账款保险单accredited adviser in insurance许可保险顾问, 资格保险顾问accrual basis of accounting权责发生会计制accrual of benefits (pension plans)累积保险金(养老金计划) accrued benefit应计给付额accrued benefit cost method应计给付额退休金成本法accrued depreciation应计折旧accumulated dividends累积红利accumulation累积增额给付accumulation at interest dividend option红利累积选择权accumulation benefit累积给付accumulation clause累积给付条款accumulation period累积期间accumulation policy累积给付保单acid and chemical damage policy化学侵蚀保险ACII英国特许保险学会准会员acknowledgement of insurance dec- laration投保声明的回执acquisition agent缔结保险合同代理人acquisition cost 1.展业费2. 新合同成本ACRS加速费用恢复系统act of carriage of goods by sea海上货运条款act of God不可抗力active life reserve生存者责任准备金active trust积极信托actively employed身体合格雇员, 在职雇员activities of daily living日常活动能力actual cash value实际现金价值actual cash value policy实际现金价值保险actual dividends实得红利actual loss rate实际损失率actual present value实际现值actual total loss实际全损actuarial保险统计, 精算actuarial assumption精算假设actuarial basis保险统计计算标准actuarial consultant精算顾问actuarial cost精算成本actuarial cost method精算成本法actuarial evaluation精算估值actuarial experience gains or losses精算损益actuarial liability精算负债actuarial method保险统计法actuarial present value精算现值actuarial rate精算费率actuarial report精算报告actuarial return精算收益率actuarial revaluation gains or losses精算重估损益actuarial science保险统计计算科学actuarial valuation精算评估actuarially reduced annuity精算减额年金actuarially sound安全精算actuary 1.精算师2. 保险统计员actuary enrolled注册精算师ad damnum索赔金额ad valorem duty从价课税AD&D = accidental death and dis- membermentrider意外死亡和断肢附加条款ADB = accidental death benefit意外死亡保险金addendum附约addendum clause条件条款additional call追加保险费additional death benefit附加死亡给付additional expense insurance追加费用保险additional expense-strike罢工险额外费用保险additional expense-war risk战争险附加费用additional extended coverage追加保险additional insurance附加保险additional insured附加被保险人additional liabilities for accidental injury to passenger旅客意外伤害保险额外责任additional optional policy附加的可选择保单additional premium 1.附加保费2. 追加保险费additional provisions追加条款additional reserve for guaranteed re- newable policies续保保单的追加准备金additional term insurance dividend option附加定期保险的红利选择权adequate consideration充分对价adhesion contract附合式合同adhesion insurance contract合意保险合同adjustable life insurance可调整年金保险adjustable premium可调整保费adjusted earnings调整后收益aggregate products liabilityadjusted gross estate调整后总遗产adjusted net gain from operations调整后的经营净收益adjusted net worth调整后净值adjusted premium method调整保费法adjusted taxable gifts调整后应纳税的捐赠adjuster 1. 仲裁人2. (保险公司的)理算员adjustment理算adjustment bureau仲裁机构adjustment coefficient调节系数adjustment expenses理算费用adjustment income调整性收入adjustment of transport loss运输损失的理算adjustment period调整期间adjustment premium经调整的保险费ADL = activities of daily living日常活动能力adminicular evidence辅助证据administer claim解决索赔案件administration bond行政担保administration expenses遗产管理费用administrator遗嘱管理人administrator (pension plan)退休金计划管理人administrator’s deed管理人证书admiralty海事admiralty bond航海保证金admiralty court海事法庭admiralty liability海事责任admitted assets认可资产admitted insurer准允营业的保险人admitted liability 1.公认责任2. 强制责任adult day care成年人全天监护advance discounting for mortality (退休金)预先死亡扣除advance discounting for severance (退休金)提前离职扣除advanced funded pension policy提前筹资的退休年金保险advanced funding提前筹资advanced life and health insurance高级人寿及健康保险advanced life underwriter高级寿险承保人advanced life underwriting高级寿险承保adverse claimants逆向索赔人adverse selection逆选择adverse witness反证人advertisers liability insurance广告商责任保险advice of fate出险事故通知书advisory insurance organizations保险咨询机构AEC附加扩展保险责任AEE附加加速费用aerial insurance空运保险aero insurance 1.飞行保险2.航空保险AFDC = aid families with dependent children未成年儿童家庭救济affidavit of claim请求给付申请书affirmative warranty保证书after-acquired property已获得的抵押资产against all risks一切险, 全险age保险年龄age 100生命表的寿命界限age at issue投保年龄(保单生效时的年龄)age last birthday前次生日年龄法age limits年龄限制age nearest birthday最近生日年龄投保age of majority合法年龄age setback年龄倒退法age-adjusted mortality rate按照年龄调整的死亡率agency 1.代理2. 代理店3.营业处agency agreement or contract代理人协议或合同agency billing代理公司通告agency by ratification经批准的代理机构agency commission clause代理佣金条款agency contract代理契约agency department代理部agency director代理处经理agency experience代理业绩记录agency inspector代理监察agency office代理处agency plant代理系统agency relationship代理关系agency superintendent代理处监督官agency system代理制度agent代理人agent authority代理权限agent commission代理佣金agent qualification laws代理人资格法agent’s authority代理人权限agent’s authority of power代理权限agent’s balance代理人平衡表agent’s certificate代理人报告书agent’s commission代理佣金agent’s letter of record代理人记录文件agent’s license代理人执照agent’s note代理人票据agent’s power代理人权限agent-policy-writing保单签发代理人age-specific death rate特定年龄死亡率age-specific mortality rate特定年龄计算的死亡率aggravated risk劣质业务aggregate amount累计保险金额aggregate annual deductible年免赔金额aggregate claim process累计索赔过程aggregate claims累计索赔aggregate excess contract超额赔款合同aggregate excess of loss cover累积超额赔款再保险aggregate excess of loss reinsurance累积超额赔款再保险, 累积停止损失再保险aggregate indemnities补偿总额aggregate indemnity赔偿总额aggregate limit累积限额, 总限额aggregate limit clause累积限额条款aggregate limit of indemnity累积赔偿限额aggregate method总和法aggregate mortality table综合死亡表aggregate operations liability综合营运责任aggregate products liability 1. 产品责任累积限额2.产品综合责任险aggregate projected benefit cost methodaggregate projected benefit cost method预计给付成本总和法aggregate protective liability总保障责任aggregate reserve总准备金aggregate stop loss reinsurance累积停止损失再保险,累积超额赔款再保险agreed amount clause协议价值条款, 定额条款agreed amount endorsement协议金额批单agreed insured value协定保险价值, 约定保险价值agreed return协议退款agreed value 1.协定保额2. 议定价值agreed value clause议定价值条款agreed value policy议定价值保单agreement协议agreement on reinsurance分保合同agricultural equipment floater农业设备保险单agricultural equipment insurance农业设备保险agricultural insurance农业保险agricultural machinery insurance policy农业机械保险agricultural mutual aid insurance money农业互助保险金agriculture crop insurance农作物保险AIAF = Associate in Insurance Ac-counting andFinance保险会计和财务准会员AIC = Associate in Claims理赔准会员aid families with dependent children未成年儿童家庭救济aid to the aged, blind and disabled对老年人、盲人和残疾人的救济AIM = Associate in Management管理准会员AIME = average indexed monthly earnings指数化月平均收入air bill all risks航空保险全单(货物空运时出具的保险单)air bill of loading航空提单air cargo insurance空运货物保险air cargo liability insurance空运货物责任保险air carriage (FPA)空运货物保险单独海损不赔条款air carriage (WA)空运货物保险单独海损赔偿条款air insurance空运保险air passengers policy旅客航空险air risks航空风险air transport insurance空运保险air transportation all risks航空运输一切险air transportation cargo insurance空运货物保险air transportation cargo war risks航空运输货物战争险air transportation insurance空运保险air transportation risks航空运输险aircraft all risks飞机全险aircraft hull insurance飞机机身保险aircraft liability insurance飞机责任保险aircraft passenger insurance飞机乘客保险aircraft passenger liability insurance飞机乘客责任保险aircraft product liability insurance飞机产品责任保险airplane insurance飞机保险airport liability coverage机场责任保险alarm valve报警阀ALCM = Associate in Loss Control Management损失控制管理准会员alcoholic beverage control laws含酒精饮料控制法alcoholic beverage liability insurance酒精饮料责任保险aleatory射幸性(事件发生的不确定性)aleatory contract射幸合同alien company外来公司alienate转让alienation转让alienation clause转让条款all lines综合业务all lines agency综合保险代理机构all lines insurance综合险保险all marine and war risks一切海运及战争险all risk insurance 1. 一切险保险, 全损险保险2. 综合险保险all risks 1. 综合险2. 全险all risks clause 1. 综合险条款2. 全险条款all risks contract 1.综合险条款2. 全险条款all risks cover 1. 全险保单2.综合险保单all risks for shipment of frozen prod- ucts冷藏货物运输一切险all risks policy一切险保险单all risks whatsoever不论原因的一切险all usual risk一切通常险allegation断言allied lines附加保险all-in insurance全损保险All-Inclusive Trust Deed全括性信托契据all-loss insurance保全险allocated benefits划定给付allocated expenses可分配费用allocated funding instruments个人积存方式allocation分配allocation formula分配方式allocation of plan assets计划资产的分配allocation of plan assets on termination终止时计划资产的分配allowed asset认可资产alpha risk甲级风险alphabet broker字母经济人alphabet house字母公司ALR = actual loss rate实际损失率alteration bond变更保险alterations变更alternate beneficiary备选受益人alternate policy保险副单alternate valuation date备选估价日alternative minimum cost method选择最低成本法alternative minimum tax选择性最低税alternative optional policy替换选择性保险单alternative probability可更替概率always open持续有效amalgamation合并ambiguity含糊Associate in Premium Auditingambulatory可变更的AME = average monthly earnings平均月收入amendment修订American agency system美国代理人制度American Experience Table of Mor- tality美国经验生命表American Men’s Mortality Table美国男性生命表AMMINET = Automated Mortgage Market Information Network自动化抵押市场信息网(全美范围的电子报价系统) amortization分期偿付amortization fund分摊资金, 分期还款基金amortization quota分摊额, 分期偿还比例amortization schedule分期偿付表amortized value摊提价值amount at risk风险保额amount ceded (再保险)分出(保)额amount covered保障金额amount for which loss settled理赔金额amount insured保险金额amount of cession分保额amount of coverage保险金额amount of insurance保险金额amount of insurance in carried实保金额amount of insurance in force有效保险金额amount of insurance required应保金额amount of insurance to value保险金额与保险价值之比amount of loss保险金amount of reinsurance再保险金额amount required最低应保额amount retroceded转分保金额amount secured被保险金额amount subject标的金额AMT = alternative minimum tax选择性最低税AMW = average monthly wage月平均工资analysis分析analysis of property and casualty policy财产和意外保险分析analytic schedule分析表analytic system分析系统analytic system for the measurement of relative firehazard相关火灾风险衡量分析系统anamnesis既往病历anchor policy“锚”标志保单ancillary benefits辅助保险单angle of the V “V”角animal health insurance动物健康保险animal life insurance动物生命保险anniversary date签单周年日annual actuarial cost年精算费用annual aggregate limit年度总限额annual exclusion年除外责任annual expected dollar loss年预期损失额annual financial statement年度财务报表annual insurance policy一年期保险单annual insurance premium年度保险费annual mortgagor statement抵押人年度报表annual payment annuity年支付年金annual pension cost年养老金成本annual policy一年期保险单annual premium年度保险费annual premium annuity年缴保险费年金annual premium deferred annuity延期年缴保险费年金annual rate年费率annual renewable agreement年续保协议annual renewable term每年可续保保险annual report年度报告annual report summary年度报告摘要annual return年报告annual statement年度报表annual supplemental cost年附加成本annual transit insurance年度货物运输保险annualization年度化annualized年度化annually renewable term每年可续保条款annuitant年金领取人annuity 1. 年金2. 年金合同annuity age change变化年金年龄annuity analysis年金分析annuity assurance年金人寿保险annuity certain确定年金annuity consideration年金对价annuity contract年金保险合同annuity due首期年金annuity for life终身年金annuity forms年金形式annuity insurance年金保险annuity method 年金法annuity mortality table年金生命表annuity of life终身年金annuity period年金给付期间annuity purchase rate年金购买率annuity rate年金率annuity retirement退休年金annuity risk年金风险annuity table年金表Annuity Table for 1949 1949年年金表annuity tables年金生命表annuity units年金基数annuity with minimum period最短期限年金, 保证期限年金annul撤销, 宣告无效answer答辩antecedent先时的, 在前面的, 在……之先antedate提前日期anti-cancellation laws反注销法anticipated mortality死亡率预测anti-coercion laws反强制法anti-compact laws反协定法anti-discriminatory laws反差别法anti-rebate law(s)反保费回扣法anti-selection逆选择anti-trust laws反垄断法AP = additional premium 1. 附加保费2. 追加保险费AP = annual premium年度保险费APA = Associate in Premium Auditing保险费审计准会apartment package policy员apartment package policy公寓一揽子保险单apartment policy公寓保险单APBM累积计划给付方法APIP附加个人伤害保障APL自动垫缴保费app. = application申请, 投保apparent agency表面代理apparent authority表面代理权appeal bond上诉保证书appellant上诉人appellate court上诉法院Appleton Rule阿普莱顿规则applicant投保人applicant for insurance投保人application 1. 申请, 投保2.投保单application agent投保代理人application for insurance投保申请书application for marine insurance水险投保书application for open policy预约保险单申请书application form投保书appointment委托appointment of trustees for terminated plan指定终止计划受托人appointment papers委托文件apportionable annuity比例年金apportionment比例分配apportionment clause比例分配条款appraisal估价appraisal clause估价条款appraisal inventory估价财产清单appraisal of damage 1. 损失评估2. 损失赔偿评定appraisal surplus估价盈余appraisements估价appraiser估价人appreciation增值approach接近方法appropriated surplus特别公积金approval承保approved合格的approved roof合格屋顶appurtenant structures附属建筑物APS = attending physician’s statement主治医生报告arbitration clause仲裁条款arbitrator仲裁人architects and engineers professional liability insurance建筑师、工程师职业责任保险architects inspection certificate建筑师检验证书architectural specifications建筑计划书area of origin起源地ARM = Associate in Risk Management 风险管理准会员arm’s length transaction正常商业交易armored car and messenger insurance武装车辆及专送保险Armstrong investigation阿姆斯特朗调查ARP = Associate in Research and Planning调查和规划准会员arranged total loss协议全损arrears保费延滞arrears and advances滞缴与预缴arrest拘留arrest bond拘留保险arrived damaged value目的地毁损价值arrived sound value目的地完好价值arson纵火arson clause火险保单中关于自行纵火不予赔偿的条款arsonist纵火犯ART = annually renewable term每年可续保条款art glass policy美术玻璃保险单as expiry原样续保as interest may appear视可保利益出现而定as original同原保险as per original照原保险单率ascertainment of indemnity确定赔偿assailing thieves攻击性盗贼assce = assurance保险assessable insurance可估价保险assessable mutual可估价相互公司assessable premium insurance company 估价保费相互保险公司assessed value估定价值assessment追征金assessment clause保费追缴条款assessment company赋课型公司assessment insurance赋课型保险, 摊派保险assessment insurer赋课型保险人assessment of damage goods破损货物的估价assessment of loss损失的估价assessment of the amount of redemp- tion估算偿还额assessment of value估价assessment period保费追缴期assessment plan摊派保险assessment rolls摊派税款清册assessment society赋课型友爱社assessor财产估价人asset and liability matching资产负债配比asset and liability risk 资产负债风险asset share method资产份额法asset share values资产份额价值asset sufficiency or insufficiency资产充分或不充分asset valuation资产评估assets资产assets and valuation资产与评估assets insurance资产保险assets share资产份额assign转让assigned claims转让赔款assigned claims plan转让赔款计划assigned risk分派风险, 强制接受的业务assigned risk plan分派风险计划assignee受让人assignment转让assignment clause (life insurance)寿险转让条款assignment of benefits保险金转让assignment of life policy人寿保险的转让automobile insurance plansassignment of policy保险单转让assignor转让人assigns受让人assisted living facilities辅助生活设施associate captive协会自保associate degree in risk management风险管理助理Associate in Automation Management自动化管理准会员Associate in Claims理赔准会员Associate in Insurance Accounting and Finance保险会计和财务准会员Associate in Loss Control Management损失控制管理准会员Associate in Management管理准会员Associate in Premium Auditing保险费审计准会员Associate in Research and Planning调查和规划准会员Associate in Risk Management风险管理准会员Associate in Underwriting准承保会员Associate of Casualty Actuarial Society意外精算学会准会员Associate of Conference of Actuaries in Public Practice美国赔偿协会准会员association captive联合专属保险人association group协会集团association group plans协会集团计划association insurance协会团体保险assume接受, 承担assumed interest rate (人寿保险)预定利率assumed liability policy承担责任保险assumed loss ratio预定损失率assumed mortality rate (人寿保险)预计死亡率assumed reinsurance承继再保险assuming company分入公司assumption承担assumption agreement承担协议assumption certificate承担证明书assumption endorsement承担背书assumption fee承担费assumption of mortgage承担抵押assumption of risk风险承担assumption reinsurance承担再保险assumptions假设assurance保险assurance law保险法assurance on aviation航空保险assurance on death死亡保险assured被保险人assurer保险人at occupation职业事故atomic energy commission原子能佣金atomic energy reinsurance原子能再保险attach起保attachment 1. 附保2. 扣押attachment date责任开始日attachment of risk保险责任开始attained age达到年龄attained age conversion达到年龄转换attending physician’s report护理医生报告attending physician’s statement主治医生报告attestation clause证明条款attorney代理人, 律师attorney in fact委任代理人attorney-at-law律师auction拍卖auctioneer’s bond拍卖人保证audit审计audit bureau审计局audited premium审定保险费auditor审计员authority to terminate plan终止计划权authorization核准authorized company授权公司authorized insurer授权保险人auto tax汽车税Automated Mortgage Market Information Network自动化抵押市场信息网(全美范围的电子报价系统)automatic builders risk form自动船舶建造险保单automatic cost-of-living increase生活费自动增加automatic cover自动承保automatic coverage自动保障automatic increase in insurance en- dorsement保险批单的自动增加automatic non-proportional reinsurance自动非比例再保险automatic paid-up自动缴清automatic premium loan provision自动垫缴保费条款automatic proportional reinsurance自动比例再保险automatic reinstatement自动续保automatic reinstatement clause 1.保险金额自动恢复条款2. 自动续保条款automatic reinsurance自动再保险automatic reinsurance treaty自动再保险合同automatic restoration自动恢复automatic sprinkler自动喷淋灭火系统automatic sprinkler clause自动喷淋设备条款automatic termination clause自动终止条款automatic termination of cover clause自动销保条款automatic treaty自动再保险合同automobile assigned risk insurance plan汽车分派风险保险计划automobile assurance汽车保险automobile collision汽车碰撞automobile comprehensive汽车综合险automobile death and disability coverage汽车死亡和残疾保险automobile death indemnity coverage汽车死亡补偿保险automobile fleet汽车队automobile insurance汽车保险automobile insurance (comprehensive)汽车(综合)保险automobile insurance (drive other cars) (驾驶其他汽车的)汽车保险automobile insurance (hired cars) (租用)汽车保险automobile insurance (non-owner liability) (非所有权责任)汽车保险automobile insurance plans汽车保险计划automobile liabilityautomobile liability汽车责任automobile liability excess policy汽车责任超额保险automobile liability insurance汽车责任保险automobile liability insurance certifi- cate汽车责任保险证明书automobile liability policy汽车责任保险单automobile medical payment insur- ance汽车医疗给付保险automobile physical damage insurance汽车车身保险automobile reinsurance facility汽车再保险计划automobile shared market汽车共有市场automobile theft汽车盗窃automobile, boat and aircraft insur- ance汽车、船舶和飞机保险auxiliary fund辅助基金avail (of contract) (合同上的)利益avenues of fire spread火灾蔓延途径average海损average adjuster海损理算员, 海损理算师average adjustment海损理算average agent海损代理人average agreement财损协议书average blanket rate一揽子平均费率average bond共同海损承付保证书average claim size平均索赔额average clause 1. 海损条款2.水渍险条款average distribution clause平均分配条款average earnings clause平均收入条款B.D.I. = both days inclusive含生效日及到期日B/L = bill of lading提单b’lading = bill of lading提单back-date倒填日期back-end loaded期末费用backload撤离费bad debts policy坏账保险单bad odor恶味险bad risk风险大的保险baggage insurance行李保险bail保释金bailee (财物的)受托人bailee clause受托人条款bailee’s customers insurance受托人顾客保险bailees insurance受托人保险bailees liability insurance受托人责任保险bailer委托人, 寄托人bailment (财物的)委托人bailor寄托人bailor’s property insurance寄托人财产保险balance余额balance sheet资产负债表balance sheet reserves (退休金)平衡表准备金balance sheet reserves plan (退休金)平衡表准备金计划balanced security平衡保障balancing charge差额税balancing charge insurance差额税保险average indexed monthly earnings指数化月平均收入average loss clause平均损失条款average monthly earnings平均月收入average monthly wage月平均工资average net cost平均纯费用average pay plan平均工资基准型退休金计划average policy 1. 填补保险单2. 海损保险单average premium平均保费average rate平均费率average risk平均风险average semi-private rate平均半私人费率average statement海损理算书average weekly benefits平均周给付average weekly wage平均周工资aviation accident insurance航空意外事故保险aviation clause航空条款aviation exclusion航空险除外责任aviation hazard航空风险aviation hull insurance航空机体保险aviation insurance航空保险aviation passenger accident insurance航空乘客意外事故保险aviation personal accident insurance航空人身意外事故保险aviation trip life insurance航空航程人身保险avoidance防避avoidance policy保单无效award仲裁赔偿B bbank burglary and robbery insurance银行失窃及抢劫保险bank check plan银行支票计划bank loan insurance银行贷款保险bank loan plan银行贷款计划bank trusted retirement plan银行信托退休计划bankers blanket bond银行综合保证保险Banking Act of 1933 (美)1933年银行法bankrupt破产bankruptcy宣告破产BAP = business automobile policy商业汽车保单barge retention驳船险扣存保险费barratry不法行为, 故意损害行为base pay基本工资base premium基线保险费base rate基本费率baseline data基线数据basic auto policy基本汽车保险单basic benefits (basic hospital plan)基本住院福利计划basic insurance基本险basic limit基本限额basic limits of liability基本责任限额Basic Medical Insurance Plan基本医疗保险计划basic premium基本保费basic rate基础费率basic specification基本项目表basic split-dollar plan基本保费分摊计划branch office systembasic time frame基期basis for claim索赔依据basis rate基本费率batch clause整批条款Bayes’Theorem贝叶斯定理Bayesian approach 贝叶斯方法bearer policy持有人保险单beauty parlor public liability insurance美容院公共责任保险before-tax earnings税前所得beneficial interest受益权beneficiary受益人beneficiary change变更受益人beneficiary clause受益人条款beneficiary of trust信托受益人benefit 1.保险赔偿费2. 给付3. 利益, 津贴benefit for child of retired worker退休工人子女给付benefit for disabled child of deceased, disabled, or retiredworker已故、残废或退休工人的残疾子女年金给付benefit for disabled widow or widower-age 50~62 50~62岁残疾鳏寡年金给付benefit formula给付方式benefit of business life and health in- surance企业主管人员保险benefit of insurance保险利益benefit of insurance clause保险利益条款benefit of salvage保险利益条款benefit package福利范围benefit payable应付养恤金benefit period给付期限benefit planning保险给付计划benefit policy定额保单benefits department理赔部, 给付部bequest遗赠BERI = Business Environment Risk Index企业环境风险指数betterment insurance改良保险bid bond投标押金, 投标保证金bilateral contract双边合同, 双边契约bill of lading提单billed claims保户医疗账单binder 1.暂保单2. 暂时契约3. 承保协议binding authority限制权限binding clause限制条款binding receipt承保收据binding slip暂保单binomial distribution二项分布biometric functions生命函数birth rate出生率blackout period福利脱接期blank rate总括保险费率blanket accident medical expense总括意外医疗费用blanket bond总括保证保险blanket contract一揽子合同blanket coverage总括保险blanket crime endorsement总括犯罪保单blanket crime policy总括犯罪保单blanket fidelity bond总括忠诚保证保险blanket form一揽子保险blanket honesty bond总括诚实保险blanket insurance总括保险blanket limit总限额blanket medical expense insurance总括医疗费用保险blanket policy统保单, 总括保险单blanket position bond一揽子职业保险blanket rate总括保险费率blanket retrocession总括转分保blind treaty全权委任合约blinder暂保单block insurance (多批相同货)统保block limit地段限额block policy统保单, 综合保单Blue Cross, Blue Shield subscriber蓝十字、蓝盾计划加入者blue list蓝表Blue Plan蓝十字保险计划board insurer委员会保险人bobtail liability insurance短尾巴责任保险bodily injury人身伤害bodily injury insurance人身伤害保险bodily injury liability insurance人身伤害责任保险boiler and machinery insurance锅炉及机器保险boiler insurance锅炉保险bond 1. 保证2. 保证会bond insurance 1.保证保险2. 债券保险bonding company 1.保证公司2. 担保公司bonding insurance保税保险bonds保证保险bonus certificate保险公司给予保险人的红利证明书bonus funding额外所得基金bonus loading附加保险费book debts insurance应收账款保险book of business保户总账册book value账面价值book value per common share普通股每股账面价值BOP = business owners policy企业所有人保险bordereau业务报表borderline risk临界危险borrowing authority of pension benefit guaranty。
