考研英语阅读材料之随风而逝的破产银行

2024年考研英语五真题
题目一
请根据以下情景回答问题：
你是一位新闻记者，你的任务是采访一位成功的企业家。

以下是你的提问：
1. 请简要介绍一下你的创业经历。

2. 你认为创业的关键因素是什么？
3. 在你的创业过程中遇到过哪些挑战？你是如何克服的？
请回答以上问题。

题目二
请阅读以下短文，并根据短文内容回答问题：
（短文内容）
1. 根据短文，这个城市的主要问题是什么？
2. 文中提到了一些解决问题的方法，请列举其中两种方法并简要解释。

3. 你认为这个城市应该采取哪种方法来解决问题？为什么？
请回答以上问题。

题目三
请根据以下情景回答问题：
你是一位大学生，你的朋友将要去你所在的城市旅游。

他请你给他一些建议，包括旅游景点和美食。

请列举三个你认为值得推荐的旅游景点，以及两种你喜欢的当地美食。

题目四
请阅读以下短文，并根据短文内容回答问题：
（短文内容）
1. 文中提到的问题是什么？
2. 文中提到的两种解决方法各有什么优缺点？
3. 你认为应该采取哪种解决方法？为什么？
请回答以上问题。

题目五
请根据以下情景回答问题：
你是一位留学生，你的朋友想来你所在的国家留学。

他向你咨询一些问题，包括学校选择和生活安排。

请回答以下问题：
1. 你认为选择学校时应该考虑哪些因素？
2. 对于生活安排，你有什么建议？
以上是2024年考研英语五真题的完整版，请根据题目要求回答问题。

祝你成功！。

Silicon Valley Bank collapse could have major impact on tech industry.硅谷银行倒闭可能对科技行业产生重大影响英文新闻：Silicon Valley Bank collapse could have major impact on tech industryThe sudden collapse of the top Silicon Valley lender SVB Financial Group has sent shock waves throughout the tech world, leaving tech startups scrambling to make payroll this month, which could be followed by a wide wave of failures and layoffs in the tech industry.With approximately $209 billion in total assets and $175.4 billion in total deposits at the end of last year, the 16th largest bank in the US was closed by California's banking regulators on Friday due to ''inadequate liquidity and insolvency.''The FDIC said Friday that all accounts would quickly get access to the insured portions of their deposits, but the rest would depend on how much is recovered from sales of the bank's assets, an often lengthy process. This has left startup founders worried about whether they'll be able to keep paying their employees.Close to half of US venture-backed tech and healthcare firms that listed on stock markets in 2022 were SVB customers, leading many to fret about the fallout from the bank's collapse that will ripple through the already battered tech sector, which had seen mass layoffs in recent months.中文新闻：硅谷银行倒闭可能对科技行业产生重大影响硅谷最大的贷款机构SVB金融集团(SVB Financial Group)的突然倒闭在整个科技界引发了冲击波，使得科技初创企业在本月争相发放工资，而这可能会使科技行业之后出现大范围倒闭和裁员潮。

考研英语真题阅读理解试题及名师解析（九）考研英语真题阅读理解试题及名师解析(九)The world is going through the biggest wave of mergers and acquisitions ever witnessed. The process sweeps from hyperactive America to Europe and reaches the emerging countries with unsurpassed might. Many in these countries are looking at this process and worrying: “Won't the wave of business concentration turn into an uncontrollable anti-competitive force?"There's no question that the big are getting bigger and more powerful. Multinational corporations accounted for less than 20% of international trade in 1982. Today the figure is more than 25% and growing rapidly. International affiliates account for a fast-growing segment of production in economies that open up and welcome foreign investment. In Argentina, for instance, after the reforms of the early 1990s, multinationals went from 43% to almost 70% of the industrial production of the 200 largest firms. This phenomenon has created serious concerns over the role of smaller economic firms, of national businessmen and over the ultimate stability of the world economy。

破产发生在银行英语作文Bankruptcy is a tough pill to swallow. It hits you like a ton of bricks, leaving you feeling lost and confused. You never thought it would happen to you, but here you are, facing financial ruin.The stress of bankruptcy can be overwhelming. It's like a dark cloud hanging over your head, constantly reminding you of your failures and mistakes. You can't escape it, no matter how hard you try.One of the hardest parts of bankruptcy is the shame and embarrassment that comes with it. You feel like a failure, like you've let everyone down. It's a heavy burden to carry, and it weighs you down every single day.But bankruptcy isn't the end of the world. It's a chance to start fresh, to learn from your mistakes andbuild a better future. It may be a long and difficult road, but with determination and hard work, you can overcome thissetback and come out stronger on the other side.So don't give up. Keep pushing forward, one step at a time. Surround yourself with supportive people who believe in you and your ability to bounce back. And remember, bankruptcy may be a setback, but it doesn't define who you are. You are so much more than your financial struggles.。

考研英语历年阅读理解真题精析--2001年part2Part TwoA great deal of attention is being paid today to the so called digital divide-the division of the world into the info（information）rich and the info poor. And that divide does exist today. My wife and I lectured about this looming danger twenty years ago. What was less visible then, however, were the new, positive forces that work against the digital divide. There are reasons to be optimistic.There are technological reasons to hope the digital divide will narrow. As the Internet becomes more and more commercialized, it is in the interest of business to universalize access-after all, the more people online, the more potential customers there are. More and more governments, afraid their countries will be left behind, want to spread Internet access. Within the next decade or two, one to two billion people on the planet will be netted together. As a result, I now believe the digital divide will narrow rather than widen in the years ahead. And that is very good news because the Internet may well be the most powerful tool for combating world poverty that we've ever had.Of course, the use of the Internet isn't the only way to defeat poverty. And the Internet is not the only tool we have. But it has enormous potential.To take advantage of this tool, some impoverished countries will have to get over their outdated anti-colonial prejudices with respect to foreign investment. Countries that still think foreign investment is an invasion of their sovereignty might well study the history of infrastructure （the basic structural foundations of a society）in the United States. When the United States built its industrial infrastructure, it didn't have the capital to do so. And that is why America's SecondWave infrastructure-including roads, harbors, highways, ports and so on-were built with foreign investment. The English, the Germans, the Dutch and the French were investing in Britain's former colony. They financed them. Immigrant Americans built them. Guess who owns them now? The Americans believe the same thing would be true in places like Brazil or anywhere else for that matter. The more foreign capital you have helping you build your Third Wave infrastructure, which today is an electronic infrastructure, the better off you're going to be. That doesn't mean lying down and becoming fooled, or letting foreign corporations run uncontrolled. But it does mean recognizing how important they can be in building the energy and telecom infrastructures needed to take full advantage of the Internet.5．Digital divide is something _________.［A］getting worse because of the Internet ［B］the rich countries are responsible for［C］the world must guard against ［D］considered positive today6．Governments attach importance to the Internet because it _________.［A］offers economic potentials ［B］can bring foreign funds［C］can soon wipe out world poverty ［D］connects people all over the world7．The writer mentioned the case of the United States to justify the policy of _________.［A］providing financial support overseas ［B］preventing foreign capital's control［C］building industrial infrastructure ［D］accepting foreign investment8．It seems that now a country's economy depends much on _________.［A］how well developed it is electronically［B］whether it is prejudiced against immigrants［C］whether it adopts America's industrial pattern［D］how much control it has over foreign corporationsUnit 8 （2001） Part2重点词汇：1.divide（分开；分配；除）是division / （分开；部门；除法）的动词形式。

2022考研英语阅读欧洲的银行们Europe s banks; The fear factor;Preventing a big European bank run欧洲;欧洲的银行们;忧虑因素;阻挡一场欧洲大规模银行挤兑;In continental capitals and bank boardrooms thereis a common fear. It is that the slow jog of depositsleaving banks in Greece and, more recently, Spain,may turn into a full-blown run that quickly spreadsfrom bank to bank, and then from country tocountry. There have already been some warningsigns, such as a sudden acceleration of depositoutflows from Greek banks in May.在欧洲大陆各国首府和银行的董事会议室里充满着一种担忧。

希腊各大银行的存款量正在平缓流失, 新近西班牙各银行也陷入同样境况, 这很有可能会转变成一场全面的银行挤兑风暴, 并快速在银行乃至国家之间传播。

对此已早有征兆, 五月份希腊各银行的存款外流突然加速就是例证。

A fierce debate is now taking place as to the best way to avert a run that, if it started, mightbe difficult to contain and could lead to massive capital flight from the euro zone speripheral countries, which have 1.8 trillion Euro in household deposits. Increasing numbers of people think the answer isgreater financial integration.On May 30th the European Commission said there ought to be full economic and monetaryunion, including a banking union; integrated financial supervision and a single depositguarantee scheme.目前, 关于如何最为有效地防止一场全面风暴正引起一场激烈争辩。

英语试卷（2012）A. Please translate the following paragraphs into English. (50%, 25% each)1.由于银行倒闭的潜在后果非常可怕，所以，政府试图通过对国内银行体系的大量管制以减少银行倒闭的发生。

即使没有管制，管理较好的银行也会自行采取措施以预防倒闭。

但是，因为倒闭的代价不只由银行所有者承担，所以，一些银行可能会为了自己的利益去冒高于社会最优水平的风险。

而且，当有关金融危机的传闻开始散播时，即使银行在投资战略上很谨慎，也可能发生倒闭。

2.加拿大地广人稀，国土面积比中国还大，人口却不足3000万。

吸收外来移民，是加拿大长期奉行的国策。

可以说，加拿大除了印第安人外，无一不是外来移民，不同的只是时间长短而已。

温哥华（Vancouver）则更是世界上屈指可数的多民族城市。

现今180万温哥华居民中，有一半不是在本地出生的，每4个居民中就有一个是亚洲人。

而25万华人对温哥华的经济转型起着决定性的作用。

他们其中有一半是近5年才来到温哥华地区的，使温哥华成为亚洲以外最大的中国人聚居地。

B. Please translate the following paragraphs into Chinese. (50%, 25% each)1.Beyond all that is the profound significance of children to the very institution of the family itself. To many people, husband and wife alone do not seem a proper family-they need children to enrich the circle, to validate its family character, to gather the redemptive influence of offspring. Children need the family, but the family seems also to need children, as the social institution uniquely available, at least in principle, for security, comfort, assurance, and direction in a changing, often hostile, world. To most people, such a home base, in the literal sense, needs more than one person for sustenance and in generational extension.2. Laws stipulating that a specified amount of a good or service be supplied by producers in the domestic market are called local content requirements. These requirements can force companies to use locally available raw materials, procure parts form local suppliers, or employ a minimum number of local workers. They ensure that international companies foster local business activity and help ease regional or national unemployment. They also help governments maintain some degree of control over international companies without resorting to extreme measures such confiscation and expropriation.1。

研究生公共英语阅读C 期末阅读理解试题材料1-5套试题Directions: Read the passages and choose the best option to complete the statement or answer the question.TEXT ARicci, 45, is now striking out on perhaps his boldest venture yet. He plans to market an English language edition of his elegant monthly art magazine, FMR, in the United States. Once again the skeptics are murmuring that the successful Ricci has headed for a big fall. And once again Ricci intends to prove them wrong.Ricci is so confident that he has christened his quest “Operation Columbus” and has set his sights on discovering an American readership of 300,000. That goal may not be too far-fetched. The Italian edition of FMR — the initials, of course, stand for Franco Maria Ricci-is only 18 months old. But it is already the second largest art magazine in the world, with a circulation of 65,000 and a profit margin of US $ 500,000. The American edition will be patterned after the Italian version, with each 160-page issue carrying only 40 pages of ads and no more than five articles. But the contents will often differ. The English-language edition will include more American works, Ricci says, to help Americans get over “an inferiority complex about their art.” He also hopes that the magazine will become a vehicle for a two-way cultural exchange — what he likes to think of as a marriage of brains, culture and taste from both sides of the Atlantic.To realize this vision, Ricci is mounting one of the most lavish, enterprising —and expensive-promotional campaigns in magazine —publishing history. Between November and January, eight jumbo jets will fly 8 million copies of a sample 16-page edition of FMR across the Atlantic. From a warehouse in Michigan, 6.5 million copies will be mailed to American subscribers of various cultural, art and business magazines. Some of the remaining copies will circulate as a special Sunday supplement in the New York Times. The cost of launching Operation Columbus is a staggering US $ 5 million, but Ricci is hoping that 60% of the price tag will be financed by Italian corporations. “To land in America, Columbus had to use Spanish sponsors,” reads one sentence in his promotional pamphlet, “We would like Italians.”Like Columbus, Ricci cannot know what his reception will be on foreign shores. In Italy he gambled — and won — on a simple concept: it is more important to show art than to write about it. Hence, one issue of FMR might feature 32 full-color pages of 17th-century tapestries, followed by 14 pages of outrageous eyeglasses. He is gamblin g that the concept is exportable. “I don’t expect that more than 30% of my reader... will actually read FMR,” he says. “The magazine is such a visual delight that they don’t have to.” Still, he is lining up an impressive stable of writers and professors for the American edition, including Noam Chomsky, Anthony Burgess, Eric Jong and Norman Mailer. In addition, he seems to be pursuing his own eclectic vision without giving amoment’s thought to such established competitors as Connoisseur and Horizon. “The Am ericans can do almost everything better than we can,” says Ricci, “But we (the Italians) have a 2,000 year edge on them in art.”16.Ricci intends his American edition of FMR to carry more American art works in order to _____. A．boost Americans' confidence in their art.B．follow the pattern set by his Italian edition.C．help Italians understand American art better.D．expand the readership of his magazine.正确答案：A解析：The English-language edition will include more American works，Ricci says，to help Americans get over “an inferiority complex about their art．”显然其目的是为了使美国人克服在艺术方面的自卑情结，帮助他们培养自信。

考研英语阅读：经济类（4）考研英语阅读：经济类Economist; 11/27/2004, Vol. 373 Issue 8403, p64-65, 2p, 1c 注(1)：本文选自Economist;11/27/2004, p64-65, 2p, 1c;注(2)：本文习题命题模仿2000年真题text 1第1题(1)，1995年真题text 1第2题(2)，2002年真题text 2第2题(3)，1998年真题text 2第2题(4)和1999年真题text 1第4题(5);1.The main reason for the constant change at the top of McDonald is ________.[A] the board’s interference[B] the falling sales[C] the health problems of the chief executives[D] the constant change of its share price2.Which of the following was NOT a cause of the falling sales of McDonald?[A] the change of the chief executive[B] people’s concern about junk food[C] dirty restaurant[D] indifferent service3.The phrase “heir apparent” (Line 7, Paragraph 2) in the article most probablymeans____________.[A] someone who has the same ideas, aims and style with a person[B] someone who has the unalienable right to receive the family title[C] someone who is appointed as a heir of a person[D] someone who is likely to take over a person’s position when that person leaves4.In terms of succession at the top, McDonald_________.[A] has had to made rather hasty decisions[B] prefers to appoint a new boss from within[C] acts in a quick and unreasonable way[D] surprises all the people with its decisions5.Toward McDonald’s reaction to emergencies at the top, the writer’s attitude can be said to be___________.[A] indifferent[B] doubtful[C] objective[D] praiseful答案：C A D B D篇章剖析本篇文章介绍了麦当劳高层人事接替的情况，是一篇说明文。

考研英语真题阅读理解试题及名师解析(28)考研英语真题阅读理解试题及名师解析(28)Stratford-on-Avon, as we all know, has only one industry－William Shakespeare－but there are two distinctly separate and increasingly hostile branches. There is the Royal Shakespeare pany (RSC)， which presents superb productions of the plays at the Shakespeare Memorial Theatre on the Avon. And there are the townsfolk who largely live off the tourists who e, not to see the plays, but to look at Anne Hathaway’s Cottage, Shakespeare’s birthplace and the other sights。

The worthy residents of Stratford doubt that the theatre adds a penny to their revenue. They frankly dislike the RSC’s actors, them with their long hair and beards and sandals and noisiness. It’s all deliciously ironic when you consider that Shakespeare, who earns their living, was himself an actor (with a beard) and did his share of noise -making。