常见金融英语

常用金融英语词汇

宏观经济的 macroeconomic通货膨胀 inflation

破产 insolvency有偿还债务能力的 solvent

合同 contract汇率 exchange rate

紧缩信贷 tighten credit creation私营部门 private sector

财政管理机构 fiscal authorities宽松的财政 政策 slack fiscal policy

税法 tax bill财政 public finance财政部 the Ministry of Finance

平衡预算 balanced budget继承税 inheritance tax

货币主义者 monetariest增值税 VAT (value added tax)

收入 revenue总需求 aggregate demand

货币化 monetization赤字 deficit经济不景气 recession

a period when the economy of a country is not

successful, business conditions are bad, industrial

production and trade are at a low level and there

is a lot of unemployment

经济好转 turnabout复苏 recovery成本推进型 cost push

货币供应 money supply

生产率 productivity劳动力 labor force实际工资 real wages

成本推进式通货膨胀 cost-push inflation

需求拉动式通货膨胀 demand-pull inflation双位数通货膨胀 double- digit

inflation极度通货膨胀 hyperinflation

资产负债表 Balance Sheet

项 目 ITEM

货币资金 Cash

短期投资 Short term investments

应收票据 Notes receivable

应收股利 Dividend receivable

应收利息 Interest receivable

应收帐款 Accounts receivable

其他应收款 Other receivables

预付帐款 Accounts prepaid

期货保证金 Future guarantee

应收补贴款 Allowance receivable

应收出口退税 Export drawback receivable

存货 Inventories

其中：原材料 Including:Raw materials

产成品(库存商品) Finished goods

待摊费用 Prepaid and deferred expenses

待处理流动资产净损失 Unsettled G/L on current assets

一年内到期的长期债权投资 Long-term debenture investment falling due in a yaear

其他流动资产 Other current assets

流动资产合计 Total current assets

长期投资： Long-term investment：

其中:长期股权投资 Including long term equity investment

长期债权投资 Long term securities investment

*合并价差 Incorporating price difference

长期投资合计 Total long-term investment

固定资产原价 Fixed assets-cost

减：累计折旧 Less:Accumulated Dpreciation

常用金融英语词汇翻译

不景气 slump （衰退 recession）

二板市场 the second board market

中国创业板 China Growth Enterprise Market

首次上市 IPOs (initial public offering)

市场资本总额 market capitalization

法人股 institutional shares

内部股（非上市招股） private company shares

牛市 bull market

法律风险 legal risk

风险管理 risk management

坚持严格的贷款标准 maintain strong underwriting standards

六大风险 risks in 6 key areas (U.S. Federal Reserve criterion)

信用风险 credit risk

供给学派 supply-side economist

第一产业（农业） agriculture (primary industry)

第二产业（工业） manufacturing industry (secondary industry)

第三产业（服务业） service industry (tertiary industry)

主要经济指标 major economic indicators

国内生产总值 GDP gross domestic product （商品和劳务币值总和，不包括海外收入支出）

国民生产总值 GNP gross national product（商品和劳务币值总和，包括海外收入支出）

人均国内生产总值 GDP per capita

宏观经济 macro economy

互助基金 mutual fund

扩大内需 expand domestic demand

改善居民心理预期 inspire the general public's confidence in the future needs

在线英语外教一对一培训

金融行业常用英语词汇

常用金融英语词汇

acquirer商户或收单银行

adjustable rate浮动/可调整利率

adjusted balance method调整余额法

agreement corporation协议公司(美)

average daily balance日均余额

balance余额，结余

bank reconciliation

银行余额调节表，对账单

benchmarking基准

beneficial ownership实益拥有权

blank check空白支票

blank endorsement空白背书，无记名背书

bounced check空头支票，退回支票

cancelled check注销支票，付讫支票

capital requirement资本要求

cash out现金支出

cash reserves现金储备

cashier's check银行本票，现金支票

cd rate利率存单

certified check保兑支票，保付支票

check credit支票贷款

checkbook支票本

check支票

clearance净空，清除

cleared funds结算/清算资金

在线英语外教一对一培训

CM丁index第一资本金融公司指数

(capital one financial core)

COF index废材指数

collection agency收账代理公司

commission recapture佣金折扣

commission佣金，手续费

compensating balance补偿性余额

complete audit全面审计

compound interest复利，复.9.

consumer finance消费信贷

continuous compounding连续复利