信用证操作中常见的英文详解

信用证中常用英文词语解释一. against 在L/C 中的高频率出现及正确理解。

我们常见的against 是介词, 通常意为“反对”( indicating opposite ion) , 例如:Public opinion was against the Bill. 舆论反对此法案。

The resolution was adopted by a vote of 30 in favor to 4 against it. 议以30 票同意、4 票反对获得通过。

另外还有“用. . . 交换, 用. . . 兑付”之意。

如:“the rates against U. S. dollars”中的against 就是指美元兑换率。

但在信用证中常出现的against 这个词及词义却另有所指, 一般词典无其释义及相关用法。

注意以下两个出现在信用证句中的against 之意, 其意思是凭. . . ”“以. . . ”(“take as the basis ” or meaning of “by”)。

而不是“以. . . 为背景”“反对”“对照”“兑换”或其他什么意思。

1. This credit valid until September 17, 2001 in Switzerland for payment available against the presentation of following documents. . . 本信用证在2001年9月17日在瑞土到期前, 凭提交以下单据付款. . . . . .2. Documents bearing discrepancies must no t be negotiated against guarantee and reserve. 含有不符点的单据凭保函或在保留下不能议付。

3. The payment is available at sight against the following documents. 凭下列单据即期付款。

1．IRREVOCABLE DOCUMENTARY CREDIT 不可撤销的跟单信用证2．ADVISING BANK COMMODITY/GOODS 通知行商品/货物3．APPLICANT 4．BENEFICIARY 申请人受益人5．AMOUNT 6．EXPIRY DATE金额有效期7．AT SIGHT 即期8. DUPLICATE TRIPLICATE一式两份一式三份QUADRUPLICATE QUINTUPLICATE一式四份一式五份SEXTUPLICATE SEPTUPLICATE一式六份一式七份OCTUPLICATE一式八份9.根据信用证填制汇票信用证：汇票Draw on+ US 由开证行付款TO+开证行THEM 由付款行付款+付款行APPLICANT 由开证人付款+开证人10.信用证单据要求里MADE OUT 后面是提单consignee 栏内填写内容NOTIFY 后面是提单notify party栏内填写内容(如写NOTIFY APPLICANT 则提单notify party栏内填写应填写开证申请人全称)FREIGHT PREPAID 运费预付COLLECTION 到付11.月份全称和简写JANUARY 一月JANFEBRUARY 二月 FEBMARCH 三月MARAPRIL 四月 APRMAY 五月MAYJUNE 六月 JUNJULY 七月JULAUGUST 八月 AUGSEPTEMBER 九月SEP.OCTOBER 十月 OCT.NOVEMBER十一月NOV.DECEMBER 十二月 DEC.48．PARTIAL SHIPMENT：PERMITTED / ALLOWD 准许分批装运PROHIBITED /NOT ALLOWED 不允许49．TRANSHIPMENT：ALLOWED90. VESSEL NAME（S．S．STEAM SHIP）（M．V．MOTOR VESSEL）船名VOYAGE NO．航次号1、基数词：需要特别注意的几个数字分界点：Hundred, thousand, million, billion.几个需要注意的数字：twelve, thirteen, fourteen, fifteen, twenty, thirty, forty, fifty, nineteen, ninety,数字的表示注意事项：百和十之间有AND,千与百之间没有AND，如：4890，写作：FOUR THOUSAND EIGHT HUNDRED AND NINETY分用CENTS 后面接数字0.5 CENTS FIFTY数字的大写要注意。

信用证专用英文词汇一、Kinds of L/C 信用证类别二、Names of Parties Concerned 有关当事人三、Amount of the L/C 信用证金额四、The Stipulations for the shipping Documents 跟单文句五、Draft（Bill of Exchange）汇票六、Invoice 发票七、Bill of Loading 提单八、Insurance Policy （or Certificate）保险单（或凭证）九、Certificate of Origin 产地证十、Packing List and Weight List 装箱单与重量单十一、Inspection Certificate 检验证书十二、Other Documents 其他单据十三、The Stipulation for Shipping Terms 装运条款十四、Date & Address of Expiry 有效日期与地点十五、The Guarantee of the Opening Bank 开证行付款保证十六、Special Conditions 特别条款十七、In Reimbursement 索偿文句----Kinds of L/C1.revocable L/C/irrevocable L/C 可撤销信用证/不可撤销信用证2.confirmed L/C/unconfirmed L/C 保兑信用证/不保兑信用证3.sight L/C/usance L/C 即期信用证/远期信用证4.transferable L/C（or）assignable L/C（or）transmissible L/C /untransferable L/C 可转让信用证/不可转让信用证5.divisible L/C/undivisible L/C 可分割信用证/不可分割信用证6.revolving L/C 循环信用证7.L/C with T/T reimbursement clause 带电汇条款信用证8.without recourse L/C/with recourse L/C 无追索权信用证/有追索权信用证9.documentary L/C/clean L/C 跟单信用证/光票信用证10.deferred payment L/C/anticipatory L/C 延付信用证/预支信用证11.back to back L/Creciprocal L/C 对背信用证/对开信用证12.traveller's L/C（or:circular L/C）旅行信用证----Names of Parties Concerned1.opener 开证人（1）applicant 开证人（申请开证人）（2）principal 开证人（委托开证人）（3）accountee 开证人（4）accreditor 开证人（委托开证人）（5）opener 开证人（6）for account of Messrs 付（某人）帐（7）at the request of Messrs 应（某人）请求（8）on behalf of Messrs 代表某人（9）by order of Messrs 奉（某人）之命（10）by order of and for account of Messrs 奉（某人）之命并付其帐户（11）at the request of and for account of Messrs 应（某人）得要求并付其帐户（12）in accordance with instruction received from accreditors 根据已收到得委托开证人得指示2.beneficiary 受益人（1）beneficiary 受益人（2）in favour of 以（某人）为受益人（3）in one's favour 以……为受益人（4）favouring yourselves 以你本人为受益人3.drawee 付款人（或称受票人，指汇票）（1）to drawn on （or :upon）以（某人）为付款人（2）to value on 以（某人）为付款人（3）to issued on 以（某人）为付款人4.drawer 出票人5.advising bank 通知行（1）advising bank 通知行（2）the notifying bank 通知行（3）advised through…bank 通过……银行通知（4）advised by airmail/cable through…bank 通过……银行航空信/电通知6.opening bank 开证行（1）opening bank 开证行（2）issuing bank 开证行（3）establishing bank 开证行7.negotiation bank 议付行（1）negotiating bank 议付行（2）negotiation bank 议付行8.paying bank 付款行9.reimbursing bank 偿付行10.the confirming bank 保兑行Amount of the L/C 信用证金额1.amount RMB￥…金额：人民币2.up to an aggregate amount of Hongkong Dollars…累计金额最高为港币……3.for a sum （or :sums） not exceeding a total of GBP…总金额不得超过英镑……4.to the extent of HKD…总金额为港币……5.for the amount of USD…金额为美元……6.for an amount not exceeding total of JPY…金额的总数不得超过……日元的限度跟单文句----- The Stipulations for the shipping Documents1.available against surrender of the following documents bearing our credit number and the full name and address of the opener 凭交出下列注名本证号码和开证人的全称及地址的单据付款2.drafts to be accompanied by the documents marked（×）below 汇票须随附下列注有（×）的单据3.accompanied against to documents hereinafter 随附下列单据4.accompanied by following documents 随附下列单据5.documents required 单据要求6.accompanied by the following documents marked（×）in duplicate 随附下列注有（×）的单据一式两份7.drafts are to be accompanied by…汇票要随附（指单据）……----Draft(Bill of Exchange)1.the kinds of drafts 汇票种类（1）available by drafts at sight 凭即期汇票付款（2）draft（s） to be drawn at 30 days sight 开立30天的期票（3）sight drafs 即期汇票（4）time drafts 远期汇票2.drawn clauses 出票条款（注：即出具汇票的法律依据）（1）all darfts drawn under this credit must contain the clause “Drafts drawn Under Bank of…credit No.…dated…”本证项下开具的汇票须注明“本汇票系凭……银行……年……月……日第…号信用证下开具”的条款（2）drafts are to be drawn in duplicate to our order bearing the clause “Drawn under United Malayan Banking Corp.Bhd.Irrevocable Letter of Credit No.…dated July 12, 1978”汇票一式两份，以我行为抬头，并注明“根据马来西亚联合银行1978年7月12日第……号不可撤销信用证项下开立”（3）draft（s） drawn under this credit to be marked：“Drawn under…Bank L/C No.……Dated （issuing date of credit）”根据本证开出得汇票须注明“凭……银行……年……月……日（按开证日期）第……号不可撤销信用证项下开立”（4）drafts in duplicate at sight bearing the clauses“Drawn under…L/C No.…dated…”即期汇票一式两份，注明“根据……银行信用证……号，日期……开具”（5）draft（s） so drawn must be in scribed with the number and date of this L/C 开具的汇票须注上本证的号码和日期（6）draft（s） bearing the clause：“Drawn under documentary credit No.…（shown above） of…Bank”汇票注明“根据……银行跟单信用证……号（如上所示）项下开立”商务英语谈判必须掌握的11大类词汇2007-7-25 06:02 【大中小】【打印】【我要纠错】【加入收藏】1、出口方面的词汇出口信贷 export credit出口津贴 export subsidy商品倾销 dumping外汇倾销 exchange dumping优惠关税 special preferences保税仓库 bonded warehouse贸易顺差 favorable balance of trade贸易逆差 unfavorable balance of trade进口配额制 import quotas自由贸易区 free trade zone对外贸易值 value of foreign trade国际贸易值 value of international trade普遍优惠制 generalized system of preferences-GSP最惠国待遇 most-favored nation treatment-MFNT2、价格条件价格术语trade term （price term）运费freight单价 price码头费wharfage总值 total value卸货费landing charges金额 amount关税customs duty净价 net price印花税stamp duty含佣价price including commission港口税port dues回佣return commission .装运港port of shipment折扣discount, allowance卸货港port of discharge批发价 wholesale price目的港port of destination零售价 retail price进口许口证import licence现货价格spot price出口许口证export licence期货价格forward price现行价格（时价）current price prevailing price国际市场价格 world （International）Market price离岸价（船上交货价）FOB-free on board成本加运费价（离岸加运费价） C&F-cost and freight到岸价（成本加运费、保险费价）CIF-cost,insurance and freight 3、交货条件交货delivery轮船steamship（缩写S.S）装运、装船shipment租船charter （the chartered ship）交货时间 time of delivery定程租船voyage charter装运期限time of shipment定期租船time charter托运人（一般指出口商）shipper, consignor收货人consignee班轮regular shipping liner驳船lighter舱位shipping space油轮tanker报关clearance of goods陆运收据cargo receipt提货to take delivery of goods空运提单airway bill正本提单original B\\\\L选择港（任意港）optional port选港费optional charges选港费由买方负担 optional charges to be borne by the Buyers 或 optional charges for Buyers' account一月份装船 shipment during January 或 January shipment一月底装船 shipment not later than Jan.31st.或shipment on or before Jan.31st.一/二月份装船 shipment during Jan./Feb.或 Jan./Feb. shipment在……（时间）分两批装船 shipment during……in two lots在……（时间）平均分两批装船 shipment during……in two equal lots分三个月装运 in three monthly shipments分三个月，每月平均装运 in three equal monthly shipments立即装运 immediate shipments即期装运 prompt shipments收到信用证后30天内装运 shipments within 30 days after receipt of L/C允许分批装船 partial shipment not allowed partial shipment not permitted partial shipment not unacceptable4、交易磋商、合同签订订单 indent订货；订购 book; booking电复 cable reply实盘 firm offer递盘 bid; bidding递实盘 bid firm还盘 counter offer发盘（发价） offer发实盘 offer firm询盘（询价） inquiry;enquiry 5、交易磋商、合同签订订单 indent订货；订购 book; booking电复 cable reply实盘 firm offer递盘 bid; bidding递实盘 bid firm还盘 counter offer发盘（发价） offer发实盘 offer firm询盘（询价） inquiry;enquiry 6、交易磋商、合同签订指示性价格 price indication 速复 reply immediately参考价 reference price习惯做法 usual practice交易磋商 business negotiation不受约束 without engagement业务洽谈 business discussion限**复 subject to reply **限* *复到 subject to reply reaching here **有效期限 time of validity有效至**: valid till **购货合同 purchase contract销售合同 sales contract购货确认书 purchase confirmation销售确认书 sales confirmation一般交易条件 general terms and conditions以未售出为准 subject to prior sale需经卖方确认 subject to seller's confirmation需经我方最后确认 subject to our final confirmation7、贸易方式INT （拍卖auction）寄售consignment招标invitation of tender投标submission of tender一般代理人agent总代理人general agent代理协议agency agreement累计佣金accumulative commission补偿贸易compensation trade （或抵偿贸易）compensating/compensatory trade （又叫：往返贸易） counter trade来料加工processing on giving materials来料装配assembling on provided parts独家经营/专营权exclusive right独家经营/包销/代理协议exclusivity agreement独家代理 sole agency; sole agent; exclusive agency; exclusive agent8、品质条件品质 quality 原样 original sample规格 specifications 复样 duplicate sample说明 description 对等样品 countersample标准 standard type 参考样品 reference sample商品目录 catalogue 封样 sealed sample宣传小册 pamphlet 公差 tolerance货号 article No. 花色（搭配） assortment样品 sample 5% 增减 5% plus or minus代表性样品 representative sample大路货（良好平均品质）fair average quality9、商检仲裁索赔 claim 争议disputes罚金条款 penalty 仲裁arbitration不可抗力 force Majeure 仲裁庭arbitral tribunal产地证明书certificate of origin品质检验证书 inspection certificate of quanlity重量检验证书 inspection certificate of weight （quantity）**商品检验局 **commodity inspection bureau （*.C.I.B）品质、重量检验证书 inspection certificate10、数量条件个数 number 净重 net weight容积 capacity 毛作净 gross for net体积 volume 皮重 tare毛重 gross weight溢短装条款 more or less clause11、外汇外汇 foreign exchange 法定贬值 devaluation外币 foreign currency 法定升值 revaluation汇率 rate of exchange 浮动汇率floating rate国际收支 balance of payments 硬通货 hard currency直接标价 direct quotation 软通货 soft currency间接标价 indirect quotation 金平价 gold standard买入汇率 buying rate 通货膨胀 inflation卖出汇率 selling rate 固定汇率 fixed rate金本位制度 gold standard 黄金输送点 gold points铸币平价 mint par 纸币制度 paper money system国际货币基金 international monetary fund黄金饣愦⒈?gold and foreign exchange reserve汇率波动的官定上下限 official upper and lower limits of fluctuation国际招标与投标英语词汇标的物 Subject matter招标通告 call for bid招标通知 tender notice招标文件 bid documents招标条件 general conditions of tender招标截止日期 date of the closing of tender招标方 tenderer投标 submission of tenders投标方，投标商tenderer, bidder投标邀请书 Invitation to Bid投标押金，押标金 Bid Bond投标文件 tender documents做标，编标 work out tender documents投标书 Form of Tender投标评估 evaluation of bids愿意／不愿意参加投标be wi11ing／unwilling to participate in the bid我们拟参加……的投标。

索偿⽂句In Reimbursement1.instruction to the negotiation bank 对议付⾏指⽰(1)the amount and date of negotiation of each draft must be endorsed on reverse hereof by the negotiation bank 每份汇票的议付⾦额和⽇期必须由议付⾏在本证背⾯签注(2)without you confirmation （本证）⽆需你⾏保兑(3)documents must be sent by consecutive airmails 单据须分别由连续航次邮寄（注：即不要将两套或数套单据同⼀航次寄出）(4)all original documents are to be forwarded to us by air mail and duplicate documents by sea-mail 全部单据的正本须⽤航邮，副本⽤平邮寄交我⾏(5)please despatch the first set of documents including three copies of commercial invoices direct to us by registered airmail and the second set by following airmail 请将包括3份商业发票在内的第⼀套单据⽤挂号航邮经寄我⾏，第⼆套单据在下⼀次航邮寄出(6)original documents must be snet by Registered airmail, and duplicate by subsequent airmail 单据的正本须⽤挂号航邮寄送，副本在下⼀班航邮寄送(7)documents must by sent by successive (or succeeding) airmails 单据要由连续航邮寄送(9)all documents made out in English must be sent to out bank in one lot ⽤英⽂缮制的所有单据须⼀次寄交我⾏2.method of reimbursement 索偿办法(1)after negotiation, you may reimburse yourselves by debiting our RMB￥ account with you, please forward all relative documents in one lot to us by airmail 议付后请借记我⾏在你⾏开⽴的⼈民币帐户，并将全部有关单据⽤航邮⼀次寄给我⾏(2)all bank charges outside U.K. are for our principals account, but must claimed at the time of presentation of documents 在英国境外发⽣的所有银⾏费⽤，应由开证⼈负担，但须在提交单据是索取(3)negotiating bank may claim reimbursement by T.T. on the…bank 议付⾏可向……银⾏电索。

跟单信用证常见条款及短语一、Kinds of L/C 信用证类型1.revocable L/C/irrevocable L/C 可撤销信用证/不可撤销信用证2.confirmed L/C/unconfirmed L/C 保兑信用证/不保兑信用证3.sight L/C/usance L/C 即期信用证/远期信用证4.transferable L/C(or)assignable L/C(or)transmissible L/C /untransferable L/C 可转让信用证/不可转让信用证5.divisible L/C/undivisible L/C 可分割信用证/不可分割信用证6.revolving L/C 循环信用证7.L/C with T/T reimbursement clause 带电汇条款信用证8.without recourse L/C/with recourse L/C 无追索权信用证/有追索权信用证9.documentary L/C/clean L/C 跟单信用证/光票信用证10.deferred payment L/C/anticipatory L/C 延期付款信用证/预支信用证11.back to back L/Creciprocal L/C 对背信用证/对开信用证12.traveller's L/C(or:circular L/C) 旅行信用证二、L/C Parties Concerned 有关当事人1.opener 开证人(1)applicant 开证人（申请开证人）(2)principal 开证人（委托开证人）(3)accountee 开证人(4)accreditor 开证人（委托开证人）(5)opener 开证人(6)for account of Messrs 付（某人）帐(7)at the request of Messrs 应（某人）请求(8)on behalf of Messrs 代表某人(9)by order of Messrs 奉（某人）之命(10)by order of and for account of Messrs 奉（某人）之命并付其帐户(11)at the request of and for account of Messrs 应（某人）得要求并付其帐户2.beneficiary 受益人(1)beneficiary 受益人(2)in favour of 以（某人）为受益人(3)in one's favour 以……为受益人(4)favouring yourselves 以你本人为受益人3.drawee 付款人（或称受票人，指汇票）(1)to drawn on (or :upon) 以（某人）为付款人(2)to value on 以（某人）为付款人(3)to issued on 以（某人）为付款人4.drawer 出票人5.advising bank 通知行(1)advising bank 通知行(2)the notifying bank 通知行(3)advised through…bank 通过……银行通知(4)advised by airmail/cable through…bank 通过……银行航空信/电通知6.opening bank 开证行(1)opening bank 开证行(2)issuing bank 开证行(3)establishing bank 开证行7.negotiation bank 议付行(1)negotiating bank 议付行(2)negotiation bank 议付行8.paying bank 付款行9.reimbursing bank 偿付行10.the confirming bank 保兑行三、Amount of the L/C 信用证金额1.amount RMB￥… 金额：人民币2.up to an aggregate amount of Hongkong Dollars… 累计金额最高为港币……3.for a sum (or :sums) not exceeding a total of GBP… 总金额不得超过英镑……4.to the extent of HKD… 总金额为港币……5.for the amount of USD… 金额为美元……6.for an amount not exceeding total of JPY… 金额的总数不得超过……日元的限度四、The Stipulations for the shipping Documents 跟单条款1.available against surrender of the following documents bearing our credit number and the full name and address of the opener 凭交出下列注名本证号码和开证人的全称及地址的单据付款2.drafts to be accompanied by the documents marked(×)below 汇票须随附下列注有（×）的单据3.accompanied against to documents hereinafter 随附下列单据4.accompanied by following documents 随附下列单据5.documents required 单据要求6.accompanied by the following documents marked(×)in duplicate 随附下列注有（×）的单据一式两份7.d rafts are to be accompanied by… 汇票要随附（指单据）……五、Draft(Bill of Exchange) 汇票1.the kinds of drafts 汇票种类(1)available by drafts at sight 凭即期汇票付款(2)draft(s) to be drawn at 30 days sight 开立30天的期票(3)sight drafs 即期汇票(4)time drafts 原期汇票2.drawn clauses 出票条款（注：即出具汇票的法律依据）(1)all darfts drawn under this credit must contain the clause “Drafts drawn Under Bank of…credit No.…dated…” 本证项下开具的汇票须注明“本汇票系凭……银行……年……月……日第…号信用证下开具”的条款(2)drafts are to be drawn in duplicate to our order bearing the clause “Drawn unde r United Malayan Banking Corp.Bhd.Irrevocable Letter of Credit No.…dated July 12, 1978” 汇票一式两份，以我行为抬头，并注明“根据马来西亚联合银行1978年7月12日第……号不可撤销信用证项下开立”(3)draft(s) drawn under this credit to be marked：“Drawn under…Bank L/C No.……Dated (issuing date of credit)” 根据本证开出得汇票须注明“凭……银行……年……月……日（按开证日期）第……号不可撤销信用证项下开立”(4)drafts in duplicate at sight bearing the clauses“Drawn under…L/C No.…dated…” 即期汇票一式两份，注明“根据……银行信用证……号，日期……开具”(5)draft(s) so drawn must be in scribed with the number and date of this L/C 开具的汇票须注上本证的号码和日期(6)draft(s) bearing the clause：“Drawn under documentary credit No.…(shown above) of…Bank” 汇票注明“根据……银行跟六、Invoice 发票1.signed commercial invoice 已签署的商业发票in duplicate 一式两份in triplicate 一式三份in quadruplicate 一式四份in quintuplicate 一式五份in sextuplicate 一式六份in septuplicate 一式七份in octuplicate 一式八份in nonuplicate 一式九份in decuplicate 一式十份2.beneficiary's original signed commercial invoices at least in 8 copies issued in the name of the buyer indicating (showing/evidencing/specifying/declaration of) the merchandise, country of origin and any other relevant information. 以买方的名义开具、注明商品名称、原产国及其他有关资料，并经签署的受益人的商业发票正本至少一式八份3.Signed attested invoice combined with certificate of origin and value in 6 copies as reuired for imports into Nigeria. 以签署的，连同产地证明和货物价值的，输入尼日利亚的联合发票一式六份4.beneficiary must certify on the invoice…have been sent to the accountee 受益人须在发票上证明，已将……寄交开证人5.4% discount should be deducted from total amount of the commercial invoice 商业发票的总金额须扣除4%折扣6.invoice must be showed: under A/P No.… date of expiry 19th Jan. 1981 发票须表明：根据第……号购买证，满期日为1981年1月19日7.documents in combined form are not acceptable 不接受联合单据bined invoice is not acceptable 不接受联合发票七、Bill of Loading 提单1.full set shipping (company's) clean on board bill(s) of lading marked "Freight Prepaid" to order of shipper endorsed to … Bank, notifying buyers 全套装船（公司的）洁净已装船提单应注明“运费付讫”，作为以装船人指示为抬头、背书给……银行，通知买方2.bills of lading made out in negotiable form 作成可议付形式的提单3.clean shipped on board ocean bills of lading to order and endorsed in blank marked "Freight Prepaid" notify: importer(openers,accountee) 洁净已装船的提单空白抬头并空白背书，注明“运费付讫”，通知进口人（开证人）4.full set of clean "on board" bills of lading/cargo receipt made out to our order/to order and endorsed in blank notify buyers M/S … Co. calling for shipment from China to Hamburg marked "Freight prepaid" / "Freight Payable at Destination" 全套洁净“已装船”提单/货运收据作成以我（行）为抬头/空白抬头，空白背书，通知买方……公司，要求货物字中国运往汉堡，5.bills of lading issued in the name of… 提单以……为抬头6.bills of lading must be dated not before the date of this credit and not later than Aug. 15, 1977 提单日期不得早于本证的日期，也不得迟于1977年8月15日7.bill of lading marked notify: buyer,“Freight Prepaid”“Liner terms”“received for shipment” B/L not acceptable 提单注明通知买方，“运费预付”按“班轮条件”，“备运提单”不接受8.non-negotiable copy of bills of lading 不可议付的提单副本八、Insurance Policy (or Certificate) 保险单（或凭证）1.Risks & Coverage 险别(1)free from particular average (F.P.A.) 平安险(2)with particular average (W.A.) 水渍险（基本险）(3)all risk 一切险（综合险）(4)total loss only (T.L.O.) 全损险(5)war risk 战争险(6)cargo(extended cover)clauses 货物（扩展）条款(7)additional risk 附加险(8)from warehouse to warehouse clauses 仓至仓条款(9)theft,pilferage and nondelivery (T.P.N.D.) 盗窃提货不着险(10)rain fresh water damage 淡水雨淋险(11)risk of shortage 短量险(12)risk of contamination 沾污险(13)risk of leakage 渗漏险(14)risk of clashing & breakage 碰损破碎险(15)risk of odour 串味险(16)damage caused by sweating and/or heating 受潮受热险(17)hook damage 钩损险(18)loss and/or damage caused by breakage of packing 包装破裂险(19)risk of rusting 锈损险(20)risk of mould 发霉险(21)strike, riots and civel commotion (S.R.C.C.) 罢工、暴动、民变险(22)risk of spontaneous combustion 自燃险(23)deterioration risk 腐烂变质险(24)inherent vice risk 内在缺陷险(25)risk of natural loss or normal loss 途耗或自然损耗险(26)special additional risk 特别附加险(27)failure to delivery 交货不到险(28)import duty 进口关税险(29)on deck 仓面险(30)rejection 拒收险(31)aflatoxin 黄曲霉素险(32)fire risk extension clause-for storage of cargo at destination Hongkong, including Kowloon, or Macao 出口货物到香港（包括九龙在内）或澳门存仓火险责任扩展条款(33)survey in customs risk 海关检验险(34)survey at jetty risk 码头检验险(35)institute war risk 学会战争险(36)overland transportation risks 陆运险(37)overland transportation all risks 陆运综合险(38)air transportation risk 航空运输险(39)air transportation all risk 航空运输综合险(40)air transportation war risk 航空运输战争险(41)parcel post risk 邮包险(42)parcel post all risk 邮包综合险(43)parcel post war risk 邮包战争险(44)investment insurance(political risks) 投资保险（政治风险）(45)property insurance 财产保险(46)erection all risks 安装工程一切险(47)contractors all risks 建筑工程一切险2.the stipulations for insurance 保险条款(1)marine insurance policy 海运保险单(2)specific policy 单独保险单(3)voyage policy 航程保险单(4)time policy 期限保险单(5)floating policy (or open policy) 流动保险单(6)ocean marine cargo clauses 海洋运输货物保险条款(7)ocean marine insurance clauses (frozen products) 海洋运输冷藏货物保险条款(8)ocean marine cargo war clauses 海洋运输货物战争险条款(9)ocean marine insurance clauses (woodoil in bulk) 海洋运输散装桐油保险条款(10)overland transportation insurance clauses (train, trucks) 陆上运输货物保险条款（火车、汽车）(11)overland transportation insurance clauses (frozen products) 陆上运输冷藏货物保险条款(12)air transportation cargo insurance clauses 航空运输货物保险条款(13)air transportation cargo war risk clauses 航空运输货物战争险条款(14)parcel post insurance clauses 邮包保险条款(15)parcel post war risk insurance clauses 邮包战争保险条款(16)livestock & poultry insurance clauses (by sea, land or air)活牲畜、家禽的海上、陆上、航空保险条款(17)…risks clauses of the P.I.C.C. subject to C.I.C.根据中国人民保险公司的保险条款投保……险(18)marine insurance policies or certificates in negotiable form, for 110% full CIF invoice covering the risks of War & W.A. as per the People's Insurance Co. of China dated 1/1/1976. with extended cover up to Kuala Lumpur with claims payable in (at) Kuala Lumpur in the currency of draft (irrespective of percentage) 作为可议付格式的海运保险单或凭证按照到岸价的发票金额110%投保中国人民保险公司1976年1月1日的战争险和基本险，负责到吉隆坡为止。

信用证操作中常见的英文详解信用证类别Kinds of L/C1.revocable L/C/irrevocable L/C 可撤销信用证/不可撤销信用证2.confirmed L/C/unconfirmed L/C 保兑信用证/不保兑信用证3.sight L/C/usance L/C 即期信用证/远期信用证4.transferable/untransferable L/C 可转让信用证/不可转让信用证5.divisible L/C/undivisible L/C 可分割信用证/不可分割信用证6.revolving L/C 循环信用证7.L/C with T/T reimbursement clause 带电汇条款信用证8.without recourse L/C/with recourse L/C 无追索权信用证/有追索权信用证9.documentary L/C/clean L/C 跟单信用证/光票信用证10.deferred payment L/C/anticipatory L/C 延付信用证/预支信用证11.back to back L/C reciprocal L/C 对背信用证/对开信用证12.standby L/C 备用信用证有关当事人Names of Parties Concerned1.opener 开证人(1)applicant 开证人(申请开证人)(2)principal 开证人(委托开证人)(3)accountee 开证人(4)accreditor 开证人(委托开证人)(5)opener 开证人(6)for account of ... 付(某人)帐(7)at the request of ... 应(某人)请求(8)on behalf of ... 代表某人(9)by order of ... 奉(某人)之命(10)by order of and for account of ... 奉(某人)之命并付其帐户(11)at the request of and for account of ... 应(某人)得要求并付其帐户(12)in accordance with instruction received from accreditors 根据已收到的委托开证人得指示2.beneficiary 受益人(1)beneficiary 受益人(2)in favour of。

信用证常用术语（中英文版）第一篇：信用证常用术语(中英文版)信用证常用术语信用证常用术语We insist on a letter of credit.我们坚持用信用证方式付款。

As I've said, we require payment by L/C.我已经说过了，我们要求以信用证付款。

We still intend to use letter of credit as the term of payment.我们仍然想用信用证付款方式。

We always require L/C for our exports.我们出口一向要求以信用证付款。

L/C at sight is normal for our exports to France.我们向法国出口一般使用即期信用证付款。

We pay by L/C for our imports.进口我们也采用信用证汇款。

Our terms of payment is confirmed and irrevocable letter of credit.我们的付款条件是保兑的不可撤消的信用证。

You must be aware that an irrevocable L/C gives the exporter the additional protection of banker's guarantee.你必须意识到不可撤消信用证为出口商提供了银行担保。

Is the wording of “confirmed” necessary for the letter of credit?信用证上还用写明“保兑”字样吗？For payment we require 100% value, irrevocable L/C in our favour with partial shipment allowed clause available by draft at sight.我们要求用不可撤消的、允许分批装运、金额为全部货款、并以我方为抬头人的信用证，凭即期汇票支付。

信用证应用词汇（精简版）LCA NO信用证授权书号码IRC NO.进口许可证号码TIN NO税务登记号码VAT NO增值税号码HS CODE海关编码号customhouse 海关DC跟单信用证Bill of exchange=Draft汇票endorse背书Issuing bank 开证银行ETD预计交货时间ETA预计到达时间SWIFT:环球银行金融电信协会BL：bill of lading提单COO/CO:Certificate of origin产地证FTA自由贸易协定SEQ=Seq uence of total合计次序,也叫电文页次Date of Issue和Date Of Expiry开证日期和有效期限Currency code 货币transhipment转船转运drafts at出票条件shipment advice装运通知Quoting报价marine海运的At sight 即期Drawee汇票付款人，受票人drawer出票人Identifier code识别代码Port of discharge卸货港=destination port目的港Merchandise 商品consignment装运的货物，托运的货物reimbursement退还，偿还presentation 提交enfaced写、印或盖在面上As per按照Quality质量，品质quantity量，数量net weight and gross weight净重和毛重T are weight皮重，（集装箱）自重Containerised shippment 货柜船container seals集装箱封条Vessel 容器Trade terms贸易术语Manually signed 手签premium额外费用;;保险费;附加费octuplicate 一式八份triplicate一式三份in duplicate一式两份clean shipped清洁运输Agent代理人DULY及时，按时dispatched派遣Comfirmation instructions 确认指示counters柜台on the reverse of在....的背面strictly complying严格遵守INCOTERMS 2010 2010年国际贸易术语解释通则SEAWORTHY（尤指船舶）适航的Be forwarded to寄往...deducted扣除，减去discrepant差异存在差异（LES）is subject to 受支配，从属于CLAUSE索赔ALTERATIONS改动SIGNED AND STAMPED 签字盖章proceeds （买卖等的）收入，收益assigned to 以...为准。

有效⽇期与地点Date & Place of Expiry1.valid in…for negotiation until… 在……议付⾄……⽌2.draft(s) must be presented to the negotiating(or drawee)bank not later than… 汇票不得迟于……交议付⾏（受票⾏）3.expiry date for presention of documents… 交单到期⽇4.draft(s) must be negotiated not later than… 汇票要不迟于……议付5.this L/C is valid for negotiation in China until 15th, July 1977 本证于1977年7⽉15⽇⽌在中国议付有效6.bills of exchange must be negotiated within 15 days from the date of bills of lading but not later than August 8, 1977 汇票须在提单⽇起15天内议付，但不得迟于1977年8⽉8⽇7.this credit remains valid in China until 23rd May, 1977(inclusive) 本证到1977年5⽉23⽇为⽌，包括当⽇在内在中国有效8.expiry date August 15, 1977 in country of beneficiary for negotiation 于1977年8⽉15⽇在受益⼈国家议付到期9.draft(s) drawn under this credit must be presented for negoatation in China on or before 30th August, 1977 根据本证项下开具的汇票须在1977年8⽉30⽇或该⽇前在中国交单议付10.expiry (expiring) date… 到期⽇(效期)……11.…negotiation on or before… 在……⽇或该⽇以前议付12.this credit shall remain in force until 15th August 197 in China 本证到1977年8⽉15⽇为⽌在中国有效13.the credit is available for negotiation or payment abroad until… 本证在国外议付或付款的⽇期到……为⽌14.documents to be presented to negotiation bank within 15 days after shipment 单据需在装船后15天内交给议付⾏15.documents must be presented for negotiation within…days after the on board date of bill of lading/after the date of issuance of forwarding agents’ cargo receipts 单据需在已装船提单/运输⾏签发之货物承运收据⽇期后……天内提⽰议付开证⾏付款保证The Guarantee of the Opening Bank1.we hereby engage with you that all drafts drawn under and in compliance with the terms of this credit will be duly honored 我⾏保证及时对所有根据本信⽤证开具、并与其条款相符的汇票兑付2.we undertake that drafts drawn and presented in conformity with the terms of this credit will be duly honoured 我⾏保证对提交符合本证条款的汇票付款3.we hereby engage with the drawers, endorsers and bona-fide holders of draft(s) drawn under and in compliance with the terms of the credit that such draft(s) shall be duly honoured on due presentation and delivery of documents as specified (if drawn and negotiated with in the validity date of this credit) 凡根据本证开具与本证条款相符的汇票，并能按时提⽰和交出本证规定的单据，我⾏保证对出票⼈、背书⼈和善意持有⼈承担付款责任（须在本证有效期内开具汇票并议付）4.provided such drafts are drawn and presented in accordance with the terms of this credit, we hereby engage with the drawers, endorsors and bona-fide holders that the said drafts shall be duly honoured on presentation 凡根据本证的条款开具并提⽰汇票，我们担保对其出票⼈、背书⼈和善意持有⼈在交单时承付5.we hereby undertake to honour all drafts drawn in accordance with the terms of this credit 所有按照本条款开具的汇票，我⾏保证兑付。

信用证种类——Kinds of L/C1. revocable L/C/irrevocable L/C 可撤销信用证/不可撤销信用证2．confirmed L/C/unconfirmed L/C 保兑信用证/不保兑信用证3．sight L/C/usance L/C 即期信用证/远期信用?4．transferable L/C(or)assignable L/C(or)transmissible L/C /untransferable L/C 可转让信用证/不可转让信用证5．divisible L/C/undivisible L/C 可分割信用证/不可分割信用证6．revolving L/C 循环信用证7．L/C with T/T reimbursement clause 带电汇条款信用证8．without recourse L/C/with recourse L/C 无追索权信用证/有追索权信用证9．documentary L/C/clean L/C 跟单信用证/光票信用证10．deferred payment L/C/anticipatory L/C 延付信用证/预支信用证11．back to back L/C reciprocal L/C 对背信用证/对开信用证12．traveller's L/C(or:circular L/C) 旅行信用证信用证有关各方名称——Names of Parties Concerned1. opener 开证人（1）applicant 开证人（申请开证人）（2）principal 开证人（委托开证人）（3）accountee 开证人（4）accreditor 开证人（委托开证人）（5）opener 开证人（6）for account of Messrs 付（某人）帐（7）at the request of Messrs 应（某人）请求（8）on behalf of Messrs 代表某人（9）by order of Messrs 奉（某人）之命（10）by order of and for account of Messrs 奉（某人）之命并付其帐户（11）at the request of and for account of Messrs 应（某人）得要求并付其帐户（12）in accordance with instruction received from accreditors 根据已收到得委托开证人得指示2．beneficiary 受益人（1）beneficiary 受益人（2）in favour of 以（某人）为受益人（3）favouring yourselves 以你本人为受益人3．drawee 付款人（或称受票人，指汇票）（1）to drawn on (or :upon) 以（某人）为付款人4．drawer 出票人5．advising bank 通知行（1）advising bank 通知行（2）the notifying bank 通知行（3）advised through…bank 通过……银行通知6．opening bank 开证行（1）opening bank 开证行（2）issuing bank 开证行7．negotiation bank 议付行（1）negotiating bank 议付行（2）negotiation bank 议付行8．paying bank 付款行9．reimbursing bank 偿付行10．the confirming bank 保兑行Amount of the L/C 信用证金额1. amount US$…金额：美元2．up to an aggregate amount of US Dollars…累计金额最高为美元……3．for a sum (or :sums) not exceeding a total of HKD…总金额不得超过港币……The Stipulations for the shipping Documents1. available against surrender of the following documents bearing our credit number and the full name and address of the opener 凭交出下列注名本证号码和开证人的全称及地址的单据付款2．drafts to be accompanied by the documents marked(×)below 汇票须随附下列注有（×）的单据3．accompanied against to documents hereinafter 随附下列单据4．accompanied by following documents 随附下列单据5．documents required 单据要求6．accompanied by the following documents marked(×)in duplicate 随附下列注有（×）的单据一式两份7．drafts are to be accompanied by…汇票要随附（指单据）……Draft（Bill of Exchange）1．the kinds of drafts 汇票种类（1）available by drafts at sight 凭即期汇票付款（2）draft（s）to be drawn at 30 days sight 开立30天的期票（3）time drafts 远期汇票2.drawn clauses 出票条款（注：即出具汇票的法律依据）（1）all darfts drawn under this credit must contain the clause “Drafts drawn Under Bank of…credit No.…dated…”本证项下开具的汇票须注明“本汇票系凭……银行……年……月……日第…号信用证下开具”的条款（2）drafts are to be drawn in duplicate to our order bearing the clause “Drawn under United Malayan Banking Corp.Bhd.Irrevocable Letter of Credit No.…dated July 12, 1978”汇票一式两份，以我行为抬头，并注明“根据马来西亚联合银行1978年7月12日第……号不可撤销信用证项下开立”（3）draft（s）drawn under this credit to be marked：“Drawn under…Bank L/C No.……Dated (issuing date of credit)”根据本证开出得汇票须注明“凭……银行……年……月……日（按开证日期）第……号不可撤销信用证项下开立”（4）drafts in duplicate at sight bearing the clauses“Drawn under…L/C No.…dated…”即期汇票一式两份，注明“根据……银行信用证……号，日期……开具”（5)draft（s）so drawn must be in scribed with the number and date of this L/C 开具的汇票须注上本证的号码和日期Invoice1. signed commercial invoice 已签署的商业发票2．beneficiary's original signed commercial invoices at least in 8 copies issued in the name of the buyer indicating（showing/evidencing/specifying/declaration of）the merchandise, country of origin and any other relevant information. 以买方的名义开具、注明商品名称、原产国及其他有关资料，并经签署的受益人的商业发票正本至少一式八份3．Signed attested invoice combined with certificate of origin and value in 6 copies as required for imports into Nigeria. 以签署的，连同产地证明和货物价值的，输入尼日利亚的联合发票一式六份4．beneficiary must certify on the invoice…have been sent to the accountee 受益人须在发票上证明，已将……寄交开证人5．4% discount should be deducted from total amount of the commercial invoice 商业发票的总金额须扣除4%折扣6．invoice must be showed: under A/P No.…date of expiry 17th Jan. 1985 发票须表明：根据第……号购买证，满期日为1985年1月17日7．documents in combined form are not acceptable 不接受联合单据Bill of Lading——提单1. full set shipping（company's）clean on board bill（s）of lading marked "Freight Prepaid"to order of shipper endorsed to …Bank, notifying buyers 全套装船（公司的）洁净已装船提单应注明“运费付讫”，作为以装船人指示为抬头、背书给……银行，通知买方2．bills of lading made out in negotiable form 作成可议付形式的提单3．clean shipped on board ocean bills of lading to order and endorsed in blank marked "Freight Prepaid" notify: importer（openers,accountee）洁净已装船的提单空白抬头并空白背书，注明“运费付讫”，通知进口人（开证人）4．bills of lading issued in the name of…提单以……为抬头5．bills of lading must be dated not before the date of this credit and not later than Sep. 06, 1988 提单日期不得早于本证的日期，也不得迟于1988年9月6日6．bill of lading marked notify: buyer,“Freight Prepaid”“Liner terms”“received for shipment”B/L not acceptable 提单注明通知买方，“运费预付”按“班轮条件”，“备运提单”不接受Certificate of Origin1．certificate of origin of China showing 中国产地证明书2．Certificate of origin shipment of goods of …origin prohibited 产地证，不允许装运……的产品3．declaration of origin 产地证明书（产地生明）4．certificate of origin separated 单独出具的产地证5．certificate of origin “form A”“格式A”产地证明书6．genetalised system of preference certificate of origin form “A”普惠制格式“A”产地证明书Packing List and Weight List1．packing list deatiling the complete inner packing specification and contents of each package 载明每件货物之内部包装的规格和内容的装箱单2．packing list detailing…详注……的装箱单3．weight list 重量单4．detailed weight list 明细重量单Other Documents1. full set of forwarding agents＇cargo receipt 全套运输行所出具之货物承运收据2．air way bill for goods consigned to…quoting our credit number 以……为收货人，注明本证号码的空运货单3．parcel post receipt 邮包收据4．Parcel post receipt showing parcels addressed to…a/c accountee 邮包收据注明收件人：通过……转交开证人5．parcel post receipt evidencing goods condigned to…and quoting our credit number 以……为收货人并注明本证号码的邮包收据6．certificate customs invoice on form 59A combined certificate of value and origin for developing countries 适用于发展中国家的包括价值和产地证明书的格式59A海关发票证明书7．pure foods certificate 纯食品证书8．combined certificate of value and Chinese origin 价值和中国产地联合证明书9．a declaration in terms of FORM 5 of New Zealand forest produce import and export and regultions 1966 or a declaration FORM the exporter to the effect that no timber has been used in the packing of the goods, either declaration may be included on certified customs invoice 依照1966年新西兰林木产品进出口法格式5条款的声明或出口人关于货物非用木器包装的实绩声明，该声明也可以在海关发票中作出证明The Stipulation for Shipping Terms1. loading port and destinaltion装运港与目的港（1）despatch/shipment from Chinese port to…从中国港口发送/装运往……（2）evidencing shipment from China to…CFR by steamer in transit Singapore not later than 25th June, 1997 of the goods specified below 列明下面的货物按成本加运费价格用轮船不得迟于1997年6月25日从中国通过新加坡装运到……2．date of shipment 装船期（1）bills of lading must be dated not later than August 15, 1987 提单日期不得迟于1987年8月15日（2）shipment must be effected not later than（or on）July 30,1987 货物不得迟于（或于）1987年7月30日装运（3）shipment latest date…最迟装运日期：……（4）evidencing shipment/despatch on or before…列明货物在…年…月…日或在该日以前装运/发送（5）from China port to …not later than 31st August, 1987 不迟于1987年8月31日从中国港口至……3．partial shipments and transhipment 分运与转运（1）partial shipments are （not）permitted （不）允许分运（2）partial shipments （are) allowed （prohibited）准许（不准）分运（3）without transhipment 不允许转运（4）transhipment at Hongkong allowed 允许在香港转船（5）partial shipments are permissible, transhipment is allowed except at…允许分运，除在……外允许转运（6）partial/prorate shipments are perimtted 允许分运/按比例装运（7）transhipment are permitted at any port against, through B/lading 凭联运提单允许在任何港口转运Date & Address of Expiry1. valid in…for negotiation until…在……议付至……止2．draft（s）must be presented to the negotiating（or drawee）bank not later than…汇票不得迟于……交议付行（受票行）3．expiry date for presention of documents…交单满期日4．draft（s）must be negotiated not later than…汇票要不迟于……议付5．this L/C is valid for negotiation in China （or your port）until 15th, July 1977 本证于1977年7月15日止在中国议付有效6．bills of exchange must be negotiated within 15 days from the date of bills of lading but not later than August 8, 1977 汇票须在提单日起15天内议付，但不得迟于1977年8月8日7．this credit remains valid in China until 23rd May, 1977（inclusive）本证到1977年5月22日为止，包括当日在内在中国有效8．expiry date August 15, 1977 in country of beneficiary for negotiation 于1977年8月15日在受益人国家议付期满9．draft（s）drawn under this credit must be presented for negoatation in China on or before 30th August, 1977 根据本证项下开具的汇票须在1977年8月30日或该日前在中国交单议付10．this credit shall cease to be available for negotiation of beneficairy＇s drafts after 15th August, 1977 本证将在1977年8月15日以后停止议付受益人之汇票11．expiry date 15th August, 1977 in the country of the beneficiary unless otherwise 除非另有规定，（本证）于1977年8月15日受益人国家满期12．draft（s）drawn under this credit must be negotiation in China on or before August 12, 1977 after which date this credit expires 凭本证项下开具的汇票要在1977年8月12日或该日以前在中国议付，该日以后本证失效13．expiry （expiring）date…满期日……14．…if negotiation on or before…在……日或该日以前议付15．negoation must be on or before the 15th day of shipment 自装船日起15天或之前议付16．this credit shall remain in force until 15th August 197 in China 本证到1977年8月15日为止在中国有效17．the credit is available for negotiation or payment abroad until…本证在国外议付或付款的日期到……为止18．documents to be presented to negotiation bank within 15 days after shipment 单据需在装船后15天内交给议付行19．documents must be presented for negotiation within…days after the on board date of bill of lading/after the date of issuance of forwarding agents＇cargo receipts 单据需在已装船提单/运输行签发之货物承运收据日期后……天内提示议付The Guarantee of the Opening Bank1. we hereby engage with you that all drafts drawn under and in compliance with the terms of this credit will be duly honored 我行保证及时对所有根据本信用证开具、并与其条款相符的汇票兑付2．we undertake that drafts drawn and presented in conformity with the terms of this credit will be duly honoured 开具并交出的汇票，如与本证的条款相符，我行保证依时付款3．we hereby engage with the drawers, endorsers and bona-fide holders of draft（s）drawn under and in compliance with the terms of the credit that such draft（s）shall be duly honoured on due presentation and delivery of documents as specified （if drawn and negotiated with in the validity date of this credit）凡根据本证开具与本证条款相符的汇票，并能按时提示和交出本证规定的单据，我行保证对出票人、背书人和善意持有人承担付款责任（须在本证有效期内开具汇票并议付）4．provided such drafts are drawn and presented in accordance with the terms of this credit, we hereby engage with the drawers, endorsors and bona-fide holders that the said drafts shall be duly honoured on presentation 凡根据本证的条款开具并提示汇票，我们担保对其出票人、背书人和善意持有人在交单时承兑付款5．we hereby undertake to honour all drafts drawn in accordance with the terms of this credit 所有按照本条款开具的汇票，我行保证兑付Reimbursement1．instruction to the negotiation bank 议付行注意事项（1）the amount and date of negotiation of each draft must be endorsed on reverse hereof by the negotiation bank 每份汇票的议付金额和日期必须由议付行在本证背面签注（2）this copy of credit is for your own file, please deliver the attached original to the beneficaries 本证副本供你行存档，请将随附之正本递交给受益人（3）without you confirmation thereon （本证）无需你行保兑（4）documents must be sent by consecutive airmails 单据须分别由连续航次邮寄（注：即不要将两套或数套单据同一航次寄出）（5）all original documents are to be forwarded to us by air mail and duplicate documents by sea-mail 全部单据的正本须用航邮，副本用平邮寄交我行（6）please despatch the first set of documents including three copies of commercial invoices direct to us by registered airmail and the second set by following airmail 请将包括3份商业发票在内的第一套单据用挂号航邮经寄我行，第二套单据在下一次航邮寄出（7）original documents must be sent by Registered airmail, and duplicate by subsequent airmail 单据的正本须用挂号航邮寄送，副本在下一班航邮寄送（8）documents must by sent by successive （or succeeding）airmails 单据要由连续航邮寄送2．method of reimbursement 索偿办法（1）in reimbursement, we shall authorize your Shanghai Bank of China Head Office to debit our Head Office RMB Yuan account with them, upon receipt of relative documents 偿付办法，我行收到有关单据后，将授权你上海总行借记我总行在该行开立的人民币帐户（2）in reimbursement draw your own sight drafts in sterling on…Bank and forward them to our London Office, accompanied by your certificate that all terms of this letter of credit havebeen complied with 偿付办法，由你行开出英镑即期汇票向……银行支取。

信用证中常用词语英语表述从形式上来看，信用证只是一封普通的商业信函。

它的格式和内容多种多样，不同的国家、不同的银行开立的信用证各有不同。

但是其中的内容基本相同，一般可分为十大部分。

（一）、各方当事人在信用证中的表述文句（THE PARTIES CONCERNING TO THE CREDIT）⑴开证人（The Applicant for the credit）在国际贸易中，信用证的开立是由进口商向银行申请办理的。

所以开证人指的就是进口商。

信用证中用的词汇和词组常常是这样的：Applicant/Principal/Accountee/ Accreditor / OpenerAt the request of………应。

的请求By order of…………按。

的指示For account of………由。

付款At the request of and for……。

应。

的请求Account of ……。

并由。

付款By order of and for account of ………。

按。

的指示并由。

付款⑵受益人（The beneficiary）在国际贸易中，受益人一般就是出口商。

信用证中常见的词汇或词组有：Beneficiary 受益人In favour of ……。

以。

为受益人In your favour……。

以你方为受益人Transferor………转让人（可转让信用证的第一受益人）Transferee………。

受让人（可转让信用证的第二受益人）⑶开证行（The Opening Bank）应开证人要求开立信用证的银行叫开证行。

在信用证中常见的词汇和词组有：Opening BankIssuing BankEstablishing Bank①通知行（Advising Bank）开证行将信用证寄送的一家受益人所在地的银行，并通过该银行通知受益人信用证开出，这家银行就是通知行。

在信用证中常见的词汇和词组有：Advising BankNotifying BankAdvised through②议付行（The Negotiation bank）议付行就是购买出口商的汇票及审核信用证项下规定单据的银行。

信用证中英文对照一、基本术语对照1. 信用证（Letter of Credit，简称LC）2. 申请人（Applicant）3. 受益人（Beneficiary）4. 开证行（Issuing Bank）5. 通知行（Advising Bank）6. 议付行（Negotiating Bank）7. 付款行（Paying Bank）8. 保兑行（Confirming Bank）二、信用证类型对照1. 可撤销信用证（Revocable Letter of Credit）2. 不可撤销信用证（Irrevocable Letter of Credit）3. 即期信用证（Sight Letter of Credit）4. 远期信用证（Usance Letter of Credit）5. 可转让信用证（Transferable Letter of Credit）6. 循环信用证（Revolving Letter of Credit）7. 背对背信用证（BacktoBack Letter of Credit）8. 预支信用证（Anticipatory Letter of Credit）三、信用证关键条款对照1. 信用证金额（Credit Amount）英文：The total amount for which the Letter of Credit is issued.2. 信用证有效期（Validity of the Credit）英文：The date until which the Letter of Credit remains valid for presentation of documents.3. 交单期限（Period for Presentation）英文：The time frame within which the shipping documents must be presented to the bank.4. 货物描述（Description of Goods）英文：A detailed description of the merchandise covered the Letter of Credit.5. 装运条款（Shipment Terms）英文：The conditions under which the goods are to be shipped, including the latest date of shipment.6. 付款条件（Payment Terms）英文：The conditions under which the payment will be made, whether at sight or on a deferred basis.四、信用证相关单据对照1. 发票（Invoice）英文：A document issued the seller to the buyer, indicating the goods sold and their agreed prices.2. 提单（Bill of Lading，简称B/L）英文：A receipt issued the carrier to the shipper, acknowledging receipt of goods for transportation.3. 保险单（Insurance Policy）4. 检验证书（Inspection Certificate）5. 装箱单（Packing List）英文：A detailed list of the contents of each package, prepared the shipper.五、信用证操作注意事项对照1. 信用证条款审核（Review of Credit Terms）英文：Carefully examine the terms and conditions ofthe Letter of Credit to ensure they match the sales contract.2. 单据准备与提交（Preparation and Submission of Documents）英文：Prepare all required documents accurately and submit them to the bank within the specified time frame.3. 银行费用承担（Bank Charges）英文：Clarify which party is responsible for the bank charges associated with the Letter of Credit.4. 风险防范（Risk Prevention）英文：Be aware of potential risks such as discrepancies in documents, bank defaults, and changes intrade policies.六、信用证修改与撤销对照1. 信用证修改（Amendment to the Letter of Credit）英文：A formal request to change certain terms or conditions of the Letter of Credit after it has been issued.2. 信用证撤销（Cancellation of the Letter of Credit）英文：The act of terminating the Letter of Credit before its expiry date, if it is a revocable credit.七、信用证常见问题及解决方案对照1. 文件不符（Discrepancy in Documents）英文：When the documents presented do not conform to the terms and conditions of the Letter of Credit.解决方案：Rectify the discrepancies and resubmit the corrected documents within the allowed time frame.2. 信用证延期（Extension of the Letter of Credit）英文：Requesting an extension of the validity period of the Letter of Credit.解决方案：Coordinate with the applicant to request the issuing bank to extend the credit's validity.3. 信用证付款延迟（Delay in Payment）英文：When the payment under the Letter of Credit is not made on time the issuing bank.解决方案：Communicate with the issuing bank to expedite the payment process or seek assistance from the confirming bank, if applicable.八、信用证在国际贸易中的作用对照1. 降低交易风险（Reducing Transaction Risks）英文：The Letter of Credit provides a secure payment method, reducing the risk of nonpayment for the seller.2. 促进贸易便利化（Facilitating Trade）英文：By offering a guarantee of payment, the Letter of Credit facilitates smoother trade transactions between parties in different countries.3. 融资工具（Financing Instrument）英文：The Letter of Credit can be used the beneficiary to obtain financing from the bank before the actual payment is received.。