银行信息管理系统22页PPT
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银行管理信息系统II.Bank Risk Management SystemsThe banking industry has long viewed the problem of risk management as the need to control four of the above risks which make up most, if not all, of their risk exposure, viz., credit, interest rate, foreignexchange and liquidity risk. While they recognize counterparty and legal risks, they view them as less central to their concerns. Where counterparty risk is significant, it is evaluated using standard credit risk procedures, and often within the credit department itself. Likewise, most bankers would view legal risks as arising from their credit decisions or, more likely, proper process not employed in financial contracting.Accordingly, the study of bank risk management processes is essentially an investigation of how they manage these four risks. In each case, the procedure outlined above is adapted to the risk considered so as to standardize, measure, constrain and manage each of these risks. To illustrate how this is achieved, this review of firm-level risk management begins with a discussion of risk management controls in each area. The more difficult issue of summing over these risks and adding still other, more amorphous, ones such as legal, regulatory or reputational risk, will be left to the end.银行风险管理系统银行业长期以来都面临着风险管理的难题。
银行信息管理系统一、题目要求设计一个银行信息管理系统,实现日常的功能,比如查询信息、存款、取款、贷款、还款、开户以及销户等功能,要求不同身份登录,以实现信息的安全性。
二、需求分析银行信息管理系统面向的使用对象有银行客户和银行管理人员两种不同的身份,所以要在登录时选择不同的身份登录。
银行客户可以使用的功能如下:(1)查询自己的信息(2)修改自己的信息(3)修改密码(4)查询自己账户的存款、贷款和还款记录等信息。
银行管理人员可以使用的客户操作功能如下:(1)开户和销户功能(2)给已经注册的客户进行存款开户和贷款开户(3)给客户办理取款、存款、贷款以及还款等业务(4)根据不同的查询项目,查询到相应的客户信息和存款贷款信息。
三、数据库设计银行管理系统的E-R图如下页图片所示:根据实际情况,用11张表保存银行职工、银行客户、存款贷款关系等对象。
表的具体设计以及数据的类型如下所示:branch表:保存银行信息其中branch_name 表示银行名称,branch_city表示银行所在城市,assets 表示银行的总资产。
account表:保存存款账号信息其中account_number表示存款账号;balance表示存款数额;branch_name 表示存款银行,参照branch表。
depositor表:保存储户信息customer_id表示客户ID,参照customer表;account_number表示存款号,参照account表;access_date表示存款日期。
customer表:保存客户个人信息customer_id表示客户ID;customer_name表示客户姓名;customer_street 表示居住街道;customer_city表示居住城市;employee_id表示给该客户开户的银行工作人员的ID号;password表示用户密码。
loan表:保存贷款账号信息loan_number表示贷款账号;amount表示贷款数额,branch_name 表示贷款开户的银行名称。
精品文档目录2前言.................................................................................................................................................. 2..................................................................................................................... (一)作业背景.................................................................................................................... 2选题说明.(二).................................................................................................................... 3工作业绩.(三)................................................................................................................................ 3系统分析.一、.................................................................................................................... 3系统目标.(一)............................................................................................................ 3、功能需求分析.1 ............................................................................................................ 4、性能需求分析.2从实用、好用的目标出发开发银行存取款业务受理管理信息系统,在设计过程中...................................................................................................... 4主要考虑以下原则:. ........................................................................................................ 5、技术可行性分析.1 5.、管理可行性分析.. (2)5 ................................................................................................. 3、系统开发的目标分析6 ............................................................................................................... (四)管理业务调查6 ............................................................................................................. 1、组织结构调查7 ............................................................................................................. 3、管理功能调查8................................................................................................. .管理业务的流程调查49............................................................................................................. 5、数据流程调查0 1..................................................................................................................... (五)数据字典误!未定义书签。