剑桥商务英语阅读理解专项练习2

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2020年BEC剑桥商务英语中级阅读理解练习题一Read the article below about stress management, and answer questions 13-20 on the opposite page.。

A Lesson In Stress ManagementDemands placed on us at work can often lead to considerable worry and discomfort. There are, however, ways of protecting ourselves from the stress we face at work. We interviewed Jane Collard, a consultant in stress management.1. In Jane Collard’s opinion, stre ss is becoming an increasingly common feature of the workplace. Stress is a highly individual reaction, which varies considerably from person to person, and it is difficult for some employees to avoid it. Indeed, stress is regarded by many as part of the organizational culture of our institutions: itcomes with the job. Recent figures indicate that time taken off work because of stress has increased by 500 per cent since the 1950s. Undoubtedly, changes in working conditions have led to greater pressure at work at all levels. With reductions in staffing, workloads for individual employees have increased. In addition, many employees are left worrying about the security of their jobs.2. On the stress management courses that she runs, Jane Collard tries to make the trainees realise that stress in itself is not harmful. Everyone needs a certain level of stress to enable them to feel motivated and to perform effectively. A complete absence of stress can be as damaging as overstress, since it can make people lose interest in their work, and even lead to depression. The difficulties occur when the amount of stress rises above a level which is healthy for a particular individual. If this happens, the effects are very obvious and the trainees are taught to recognize the signs. Stress may be expressed physically, for example through headaches and tiredness, or through emotional problems such as depression. A person suffering from stress may also start to behave differently, and can be difficult to deal with.3. While it may not always be possible to prevent stress, there are a number of ways in which it can be controlled. The first thingthat the trainees learn is how to manage their time effectively. This involves, first of all, setting realistic goals for both the short and long term. Once this framework has been established, tasks are then prioritised on a daily basis. The trainees are also reminded that when they are under pressure the less important items should be left, and they should never hesitate to delegate. Everyone is encouraged to look at ways of reducing ’wasted time ’, for example by grouping similar tasks together or dealing with items immedkiately.4. Jane feels that one of the most useful features of the course is that it enables trainees to deal with those demands or deadlines that they regard as unreasonable. They are encouraged to avoid being defensive, but at the same time they are advised not to be afraid of saying ’no’. They are asked to give reasons only if necessary. The training helps them to foresee difficult situations or unwanted demands, and they learn how to prepare themselves mentally. Everyone is encouraged not to get stuck in negative thought patterns, where stress can feed a circular sense of helplessness. One solution they discuss is to think of a more encouraging alternative for each negative message. They learn, for example, to remind themselves that nothing terrible happens when a demand is refused or a deadline missed. Life goes on.Questions 13-16For questions 13-16, choose the best title for each numbered paragraph from the list below.For each numbered paragraph 1-4, mark one letter (A-G) on your Answer Sheet. Do not use any letter more than once.13 Paragraph 1 ______ 14 Paragraph 2 ______15 Paragraph 3 ______ 16 Paragraph 4 ______A Higher stress levels among top managersB Coping with stress through a positive attitudeC Time lost at work through sicknessD Causes of increased stress in the work environmentE Explanations for missed deadlinesF stress reduction through better organisationG Typical problems associated with stressQuestions 17-20? Using the information in the text, complete each sentence 17-20 with a phrase A-G from the list below.? For each question 17-20, mark one letter (A-G) on your Answer Sheet.? Do not use any letter more than once.17 Most people agree that the recent increase in stress is due to changes in ____________.18 The trainees are taught that the right level of stress at work is important for good. 19 Trainees learn that one way of limiting stress is by deciding upon.20 One of the most important parts of the course is learning how to react to___A levels of performanceB shorter deadlinesC employment practicesD higher levels of sicknessE unfair demandsF successful management structureG practical参考答案：13.D 14.G 15.F 16.B 17.C 18.A 19.G 20.E2020年BEC剑桥商务英语中级阅读理解练习题二Modern-day business really does transcend national barriers. Thanks to sophisticated IT and communications systems, businesses can now market their products on a truly global scale. The world is indisputably becoming a smaller place, as service and manufacturing companies search the international marketplace for new suppliers and clients. Businesses must, however, be aware that once they expand the area in which they operate, they face increased competition. The standard and quality of their goods become increasingly important in keeping up with competitors. But most of all, it is the service element accompanying the goods which is crucial to a company’s success in a particular market. This new philosophy has led to many companies, some of which have even offered products of a lesser quality, gaining success overseas.Although globalisation may, in some senses, have brought national economies closer together, societies around the world still have radically different expectations, processes and standards. These are not a function of economic change, but are moredeep-rooted and difficult to alter. They can be a major problem for businesses expanding abroad, with the greatest obstacle of all being the language barrier. If you have to deal with clients,suppliers and distributors in a range of countries, you will not only need the skills to communicate with them, you will also need to reconcile any national biases you have with the diverse ways of doing business that exist around the globe.The value of effective communication is not to be underestimated. New technology such as videoconferencing and email has played a part in making the communication process easier, and it may also be possible that the introduction of language interpretation software will help with some global communications problems. But, of course, it is the human element of the communication process that is so vital in business, especially in negotiations, presentations and team-building. It is essential for managers to meet regularly with staff, customers and partners, so that issues can be discussed, messages communicated and feedback obtained.The value of well-organised language training is immense, and can bring benefits to all levels and departments within a multinational organisation. Unfortunately, however, many organisations have a very narrow view when it comes to training of any kind. Often, an urgent requirement has to be identified before training is authorised. Then, a training company is employed or aprogramme is developed in-house, the team is trained, and that is seen as the end of the matter. However, the fact remains that training programmes are effective only if they are relevant to a company’s broader, long-term needs. They should be regarded as an investment rather than a cost.Changes in expectations and attitudes are certain to continue for companies that trade globally. Although such companies are not yet faced with their international partners and clients demanding that business be conducted in their mother tongue, they realise that overseas competition is increasing fast. If these companies want to continue to achieve success on the international trading circuit, they must be prepared to adapt to situations and speak the local language. If not, someone else will.13 According to the first paragraph, improved communications have enabled companies toA offer a wider variety of products and services.B expand beyond their domestic markets.C perform better than their international competitors.D open more manufacturing facilities abroad.14 Some companies have succeeded at an international level even though they haveA produced inferior goods.B failed to adapt products for local markets.C ignored the standards set by their competitors.D reduced the standard of the service they offer.15 Approaches to doing business vary between countries because ofA local economic considerations.B the existence of cultural differences.C strong wishes to remain independent.D regulations about business practices.16 The writer thinks that the use of modern technology willA speed up the process of language interpretation.B never replace the need for face-to-face interaction.C help solve the problems involved in maintaining strong teams.D not lead to greater communication between companies and clients.17 A common weakness of training courses is that theyA are developed by the wrong team.B do not give good value for money.C are provided only if there is an immediate need.D do not deal with a company’s specific requirements.18 Why should companies do business in the language of the countries they are operating in?A to prevent other companies taking their businessB to help them find new international partnersC to meet clients’ current expectationsD to become more aware of their competitors’ activities《Speaking Your Customers’ Language》，说客户的语言。

TEST2PART 1这篇文章讲的是倾听（listening）的重要性。

一个好的管理者必然是一个好的倾听者，所以要讲究倾听的艺术。

第一题，有时坚持进一步的解释是很有必要的。

答案是B段的这么一句：It may mean quizzing the speaker for additional information or for clarification - it is always better to ask than to continue regardless and get things wrong它可能意味着为了进一步的信息和说明去询问说话的人——问总比不顾情况的继续并且把事情办错的好。

这里的additional information对应于further explanation.第二题，不能在别人还在说的时候就开始关注自己的回应。

答案是C段的第一句：The most common bad habit we have is to start thinking of what we are going to say about the subject long before the other speaker has finished。

我们最常见的坏习惯就是在讲话者远还没结束的时候就开始思考我们将对这个话题说些什么。

这里的before the other speaker has finished就是others are still speaking，focus on your response 就是start thinking of what we are going to say about the subject。

第三题，人们不愿意承认自己没有听好。

答案是A段的第一句：Too often we accuse others of not listening, pretending that we ourselves are faultless, yet in our hearts we know that many of the mistakes we make come about because we haven't listened carefully enough。

剑桥商务英语中级(BEC2)阅读全真试题(二)(5)PART FIVESection A Questions 36-40Read the text below about a special kind of competition.In most of the lines 36-40 there is one extra word which does not fit. One or two lines, however, are correct.If a line is correct, write CORRECT on your Answer Sheet.If there is an extra word in the line, write the extra word in CAPITAL LETTERS on your Answer Sheet.Examples:0 The international Youth Skills Olympics is a vocational skills competition in0 C O R R E C T00 which the young people demonstrate their achievements in a range of areas.00 T H E36 The competition, which there is held every two years, is organized by the international37 Training Organisation. All U.K. competitors qualify for the team by getting through38 a tough national competition.Their backgrounds are vary from arts to sciences,39 and students to the self-employed. Since they do not know which skill area they40 will be tested in, they must to train for everything before the start of the competition.Section BQuestions 41-45Read the text below about market research.In each line 41-45 there is one wrong word.For each line 41-45,write the correct word in CAPITAL LETTERS on your Answer Sheet.Examples:0 Your business will only success if customers like your product0 S U C C E E D00 or service and are prepared to give you money in exchange about it00 F O RMarket Research41 Before you start a business, it is importance to undertake market research42 and to assess the results with great care: you need to finding out about your43 potential customers and the state of the market, included your competitors.44 The more detailed your market research are, the more profitable your business45 is likely to be. Carry out your study thorough, and repeat it to ensure your resultsare reliable.。

剑桥商务英语中级(BEC2)阅读全真试题(二)(3)PART THREEQuestions 13-20 Read the article below about stress management, and answer questions 13-20 on the opposite page.A Lesson In Stress Management Demands placed on us at work can often lead to considerable worry and discomfort. There are, however, ways of protecting ourselves from the stress we face at work. We interviewed Jane Collard, a consultant in stress management.1. In Jane Collard‘s opinion, stress is becoming an increasingly common feature of the workplace. Stress is a highly individual reaction, which varies considerably from person to person, and it is difficult for some employees to avoid it. Indeed, stress is regarded by many as part of the organizational culture of our institutions: it comes with the job. Recent figures indicate that time taken off work because of stress has increased by 500 per cent since the 1950s. Undoubtedly, changes in working conditions have led to greater pressure at work at all levels. With reductions in staffing, workloads for individual employees have increased. In addition, many employees are left worrying about the security of their jobs.2. On the stress management courses that she runs, Jane Collard tries to make the trainees realise that stress in itself is not harmful. Everyone needs a certain level of stress to enable them to feel motivated and to perform effectively. A complete absence of stress can be as damaging as overstress, since it can make people lose interest in their work, and even lead to depression. The difficulties occur when the amount of stress rises above a level which is healthy for a particular individual. If this happens, the effects are very obvious and the trainees are taught to recognize the signs. Stressmay be expressed physically, for example through headaches and tiredness, or through emotional problems such as depression. A person suffering from stress may also start to behave differently, and can be difficult to deal with.3. While it may not always be possible to prevent stress, there are a number of ways in which it can be controlled. The first thing that the trainees learn is how to manage their time effectively. This involves, first of all, setting realistic goals for both the short and long term. Once this framework has been established, tasks are then prioritised on a daily basis. The trainees are also reminded that when they are under pressure the less important items should be left, and they should never hesitate to delegate. Everyone is encouraged to look at ways of reducing ‘wasted time ’, for example by grouping similar tasks together or dealing with items immedkiately.4. Jane feels that one of the most useful features of the course is that it enables trainees to deal with those demands or deadlines that they regard as unreasonable. They are encouraged to avoid being defensive, but at the same time they are advised not to be afraid of saying ‘no’. They are asked to give reasons only if necessary. The training helps them to foresee difficult situations or unwanted demands, and they learn how to prepare themselves mentally. Everyone is encouraged not to get stuck in negative thought patterns, where stress can feed a circular sense of helplessness. One solution they discuss is to think of a more encouraging alternative for each negative message. They learn, for example, to remind themselves that nothing terrible happens when a demand is refused or a deadline missed. Life goes on.Questions 13-16 For questions 13-16, choose the best title for each numbered paragraph from the list below.For each numbered paragraph 1-4, mark one letter (A-G) on your Answer Sheet.Do not use any letter more than once.A Higher stress levels among top managersB Coping with stress through a positive attitudeC Time lost at work through sicknessD Causes of increased stress in the work environmentE Explanations for missed deadlinesF stress reduction through better organisationG Typical problems associated with stress13 Paragraph 114 Paragraph 215 Paragraph 316 Paragraph 4Questions 17—20 Using the information in the text, complete each sentence 17-20 with a phrase A-G from the list below.For each question 17-20, mark one letter (A-G) on your Answer Sheet.Do not use any letter more than once.17 Most people agree that the recent increase in stress is due to changes in ____________.18 The trainees are taught that the right level of stress at work is important for good.19 Trainees learn that one way of limiting stress is by deciding upon.20 One of the most important parts of the course is learning how to react toA levels of performanceB shorter deadlinesC employment practicesD higher levels of sicknessE unfair demandsF successful management structureG practical targets。

剑桥商务英语中级(BEC2)阅读全真试题(二)(4)PART FOUR Questions 21-35·Read the text below about job prospects at the Provincial Bank.·Choose the correct word A, B, C, or, D on the opposite page to fill each gap.·For each question 21-35, mark one letter (A, B, C, or D) on your Answer Sheet. Employment Opportunities for Graduates with the Provincial BankThe Provincial Bank is one of the biggest （example） ____________ institutions in the U.K. With its 1,900 branches and 58,000 employees, it has （21） ____________ a household name. Almost 4,000 of these employees （22） ____________ managerial or executive positions. The bank has an outstanding （23） ____________ of profitability, which has been achieved by introducing innovations at the same time as maintaining leadership of the （24） ____________.The bank’s comprehensive training programme concentrates on （25） ____________ the most important skills that graduates need in order to （26） ____________ early management responsibility. Trainees take responsibility for their own continuous self-development through visiting other branches and departments, and by （27）____________ courses in management skills. They also receive training in order to increase their knowledge of the bank’s （28） ___________. The bank supports （29）____________ of staff who wish to take professional examinations, and its Graduate Training Scheme is （30）_____________ to the nationally recognized Diploma in Management.Obviously the quality of its mangers is of （31）____________ importance to the bank’s performance. It welcomes good graduates in any subject area, （32）____________ they can demonstrate the ability to influence events, and have the potential to （33）____________ both as leaders and as part of a team. Most graduate trainees join the Retail Banking division initially. Those starting on this programme will soon have the （34）____________ to work in other parts of the bank and can （35）____________ a varied and flexible working life.Example:A budgetary B fiscal C financial D economic0 A B C DExample21 A opened B entered C turned D become22 A hold B do C keep D own23 A career B catalogue C record D experience24 A area B trade C record D market25 A making B reaching C developing D heightening26 A present B treat C deal D handle27 A observing B attending C involving D staying28 A services B goods C creations D abilities29 A colleague B members C people D persons30 A qualified B combined C fastened D linked31 A main B vital C necessary D superior32 A therefore B thus C provided D only33 A succeed B realize C gain D overcome34 A choice B chance C likelihood D probability35 A forecast B believe C suppose D expect【。

剑桥商务英语BEC高级阅读真题(二)PART TWOQuestions 9 - 14· Read this text from an article about health clubs.· Choose the best sentence from the opposite page to fill in each of the gaps.· For each gap 9 - 14, mark one letter A - H on your Answer Sheet.· Do not use any letter more than once.· There is an example at the beginning (0).Travel stress brings boom to health clubsA rapid growth in business travel has provided a lucrative spin-off for British health clubs as companies try to prevent hard-working executives from suffering travel-related stress.Health clubs are fully booked throughout the coming months all around the country and many are planning to expand their facilities.0 H According to Gillie Turner, group marketing manager for the Champneys group of health clubs, during the last recession executives lost many of their extra benefits as companies cut back. . 9 She says that large companies also seem to have decided that it is no good sending someone to a country like Spain as a reward for doing a good job, BECause they will simply eat too much and flop onto a beach. . 10 Champneys, the company acknowledged as the market leader in this field, is now planning to introduce a special “Profiting from Stress” cours e, which will run over three days. . 11 Jonathon Stapleton, general manager of Champneys, says that modern corporate life being what it is, most business travellers find that they are having to do the work which - even a year ago - was done by two. 12To meet this new demand, other health clubs are also thinking of introducing similar schemes. Clare Brandish, the sales and marketing director of another health club, has noticed a marked change in the clientele at her club. . 13Businesses of all kinds are anxious to reduce absenteeism. . 14 Much of the problem is caused by long periods away from home, irregular hours, business entertaining and jet lag.According to the Guild of Business Travel Agents, sales of business-class airline tickets have risen by 12% in the past year, hotel bookings have gone up by 36% and car hire has risen by 24%. Dave Reynolds, the GBTA chief executive, says that the trouble is that the same number of people are being asked to travel more often. He comments that it is nowonder they need to take a break in a health club.A It has been calculated that about 40 million working days are lost each year in Britain because of stress, ten times as many as are lost 10 industrial disputes.B This has involved a considerable rise in the number of business bookings, whereas previously most clients came as private individuals.C Now they are being restored, as industry realises that the health of its executives is vital.D But who will benefit most from these developments?E Because of the pressures this imposes, many companies have now decided that it is worthwhile paying for their senior executives to take a proper break and get advice on how to combat stress.F Executives taking part in it will be given massages and health treatments, workouts and a range of talks on how to deal with stress, especially when travelling.G So what s the reason for this now trend?。

剑桥商务英语考试高级阅读理解专题训练剑桥商务英语考试高级阅读理解专题训练掉进知识情网中的人，时时品尝着知识的甜蜜。

以下是店铺为大家搜索整理的剑桥商务英语考试高级阅读理解专题训练，希望对正在关注的您有所帮助!Online exchanges?Online exchanges have emerged as some of the internet's best businesses - but also as some of the worstSo the internet hasn't revolutionised the (0).....A.... most of us buy petrol, or watch movies. But there is one thing the internet does very well. It can bring together (19) ............ dispersed buyers and sellers to create active, efficient markets where none(20)............before. This facility has (21) ............to the emergence of online exchanges: retail businesses with none of the usual traders' risks - no merchandise, no storefronts - and with nothing to do but take a (22)............of each transaction that takes place on the site.This may sound straightforward, but some high-profile online exchanges have(23)..........out to be major embarrassments. One company, which tried to establish a central marketplace on the internet for auto parts, has invested, in (24).............a massive $250m and is (25)............to stay in business. Another businessman, who facilitated online trading in business equipment and supplies, (26)............after he had lost $280m.So what does a company need in order to be successful? You could call it good'market architecture' - a structure that (27)............the right business plan and top technology with good timing and the (28)............of both buyers and sellers.Mike Pham's company, eStream, is an excellent example ofone business that met these (29).............Back in 1996, when Pham was looking for a loan, he didn't like filling in the same form every time he (30)............to a new lender.That got him thinking. Why not (31)............prospective borrowers to complete a standard form and circulate that to a number of lenders, who would then make an offer to the borrower, in (32)............with each other?Pham's company is doing well. Last year, eStream (33)............more than 1.5 million loans on behalf of 170 lenders.19 A largely B deeply C mainly D widely20 A existed B occurred C happened D developed21 A led B brought C caused D resulted22 A number B percentage C division D quantity23 A pulled B made C turned D carried24 A sum B total C amount D figure25 A applying B exerting C strugglingD forcing26 A left outB gave up C drew backD ran down27 A adds B connects C combines D links28 A confidence B security C certainty D promise29 A necessities B propositions C measures D criteria30 A requestedB asked C applied D demanded31 A attract B invite C suggest D recommend32 A contrast B conflict C challenge D competition33 A performed B dealt C handled D treated《Online exchanges》，在线交易。

剑桥商务英语中级(BEC2)阅读全真试题(1)PART ONEQuestions 1-7Look at the sentences below and the job advertisements on the opposite page.Which job does each sentence 1-7 refer to?For each sentence, mark one letter (A, B, C or D) on your Answer Sheet.You will need to use some of these letters more than once.1 You will be responsible for the operation of a computer system.2 You must be able to forecast what people will want to wear.3 You will be able to work with people from many different countries and backgrounds.4 You will have a qualification which covers two subject areas.5 It is necessary to have worked in this sector before.6 You will need to keep in contact with the headquarters of the organization.7 The advertisement emphasises the need to have a suitable approach to important people.ABUSINESS MANAGERYou will be responsible for our global business within specific countries and will have a good understanding of international distribution, possibly based on previous experience, plus the ability to work in markets that are highly varied in their culture. You will be fluent in a second language, be willing to travel extensively, and preferably have a degree.BDEPARTMENT STORE BUYERBased at our head office in London, you will select and order stock from our suppliers in Italy. You will need to predict fashion trends and build a strong relationship with our Italian office. You will have gained your buying experience in women’s fashion and will hold a degree in design with a business studies component.CLEGAL SERVICES ADMINISTRATORAs head of the legal office, your work will include managing the office IT network, typing reports, diary maintenance and supervision of another staff member. You will need good organizational skills in order to keep ahead of a varied workload. You will be dealing with senior executives and government officials, so a mature and efficient manner is essentialDREGIONAL LEISURE SITES MANAGERYou will be responsible for budgetary planning, contract negotiations, local marketing and effective administration. You will communicate frequently with our main office using the latest technology. Your experience could be from any business sector but you should enjoy outdoor life and will ideally possess an estate management qualification.。

TEST2PART 1这篇文章讲的是倾听（listening）的重要性。

一个好的管理者必然是一个好的倾听者，所以要讲究倾听的艺术。

第一题，有时坚持进一步的解释是很有必要的。

答案是B段的这么一句：It may mean quizzing the speaker for additional information or for clarification - it is always better to ask than to continue regardless and get things wrong它可能意味着为了进一步的信息和说明去询问说话的人——问总比不顾情况的继续并且把事情办错的好。

这里的additional information对应于further explanation.第二题，不能在别人还在说的时候就开始关注自己的回应。

答案是C段的第一句：The most common bad habit we have is to start thinking of what we are going to say about the subject long before the other speaker has finished。

我们最常见的坏习惯就是在讲话者远还没结束的时候就开始思考我们将对这个话题说些什么。

这里的before the other speaker has finished就是others are still speaking，focus on your response 就是start thinking of what we are going to say about the subject。

第三题，人们不愿意承认自己没有听好。

答案是A段的第一句：Too often we accuse others of not listening, pretending that we ourselves are faultless, yet in our hearts we know that many of the mistakes we make come about because we haven't listened carefully enough。

1Japanese McDonald’sIf you always thought of McDonald‟s as an all-American company it, may surprise you to learn that the king of McDonald‟s franchises is named Fujita and that he doesn‟t eat hamburgers. ____1____ By ignoring many of the customs of both his native and his parent company, Fujita has made McDonald‟s the top fast-food business in Japan and has changed the face of franchising.McDonald‟s came to Japan in 1970 searchi ng for a Japanese partner with whom to create a Japanese McDonald‟s. Fujita was far from the richest potential candidate interviewed, but he was an eager entrepreneur who seemed willing to devote his energies to the new venture. ____2____ Almost immediately, however, Fujita began going his own way. The parent company recommended opening the first Japanese McDonald‟s in the suburbs, where most American fast-food stores are located. Fujita had his own ideas. ____3____ He got his way, opened the first Japanes e McDonald‟s in a department store in Tokyo, didn‟t spend anything on advertising. ____4____McDonald‟s learned its lesson from Fujita and has since opened inner-city restaurant around the world. ____5____ While the Japanese seem fascinated with western styles and tastes, they often don‟t think of themselves as consumers of American products. So Fujita‟s McDonald‟s franchises play down their American origins, to the point where, according to Fujita, some Japanese who visit the United States are surprised t o find that we have …Makudonarudo‟, as the Japanese say it, in America too.A.In fact, Fujita is unusual in many respects, and his uniqueness has made him very rich.B.McDonald‟s took a chance and chose him.C.Fujita and McDonald‟s continue to benefit from each other.D.Other companies might learn from the way Fujita marketed McDonald‟s in Japan.E.Fujita likes to take credit for a rise in the average weight of his people.F.And within a year he had broken McDonald‟s world record for one-day sales: $14,000.G.He thought the young pedestrians of Japan‟s cities were more likely to give up Japan fish-and–rice diet for a hamburger than were the more traditional suburban dwellers.H.But Fujita himself prefers noodles to Big Macs.I.A nd the Tokyo McDonald‟s that once caused an ar gument is now one of 500 that Fujitaowns in Japan.2 Banks and Banking : Other Bank ServicesA modern bank provides many services other than checking accounts. ____1____If you went to a bank to open a savings account, you would go through almost the same procedures followed in applying for a checking account. ____2____ Then you would be given a passbook in which your initial deposit would be recorded. All deposits and withdrawals from your account are entered into your passbook. ____3____ With a regular passbook savings account, you would be able to withdraw money wherever you needed it. All you would have to do is fill out a withdrawal order and present it, along with your passbook to the teller.All banks pay interest on savings accounts. ____4____ Banks also pay interest at differenttimes. ____5____ Suppose, for example, that on January 1, you deposited $ 1,000 in a bank that paid 4 1/2 percent interest semiannually. By July 1,you would have earned $ 22.50 interest. This interest would automatically be credited to your account; and of you left it in the bank, along with your original deposit, you would receive interest on $ 1,022.50 for the next six-month period. That is, your interest would be compounded.A.But the majority of them pay semiannually, that is, every six months.B.The interest rate varies from bank to bank, but the general range is from 4 1/2 to 6 percent.C.This means that passbook contains an actual record of all transactions made and that youknow the exact amount of savings you have at any one time.D.One of these is checking accounts.E.First you would be asked to fill out a signature card.F.But most banks pay interest at the end of a year.G.One of the most important of these is regular passbook savings.H.One can withdraw money whenever necessary.3 Questions 8-12●Read this letter to the editor of The Economist.●Choose the best sentence from the list A-I to fill each of the blanks.●For each bland (8-12) mark one letter (A-I) on your Answer Sheet.●Do not mar4 any letter twice.●One answer has been given as an example.Sir,Y ou state on February 13th that New Mexico has “few natural resources”, ____ example____ In 1991 New Mexico ranked fourth in the United States in production of natural gas, seventh in oil and tenth in non-fuel minerals ____8____ Non-fuel minerals contributed about $ 1 billion and coal $ 509 million.Taxes from production of fuels and minerals, and lease payments on state lands have been set aside by legislative acts to endow two permanent funds worth about $ 5.65 billion, ____9____ In addition, during fiscal year 1991 , payments to New Mexico from taxes on federal lands were S 108 million, all earmarked for public education.____10____ About $566 million came from taxes and permanent-fund earnings attributable to oil and gas production. ____11____ Tourism is an important industry in Mew Mexico, yet its economic impact on the public sector is dwarfed by that of mineral production.New Mexico came through the recent recession in much better shape than most other states. It does not have a deficit. ____12____ States that rely primarily on a sales tax or on an income tax have big problems during economic downturns. Income growth per head in New Mexico averaged 6.1/00 in the year to October 1992-one if the fastest growth rates in the United States.Charles ChapinExample: CA.That it has a broadly based tax structure is an important point.B.In 1992 it produced more oil than Colorado and Kansas combined.C.However, the extractive mineral industry in New Mexico is one of the state‟s strongesteconomic forces.D.During fiscal year 1992 New Mexico raised permanent funds worth about $6.1 billion.E.The combined value of oil and gas production was $ 2.8 billion.F.Some 16,000 employees work in the extractive industries and their wages are among thehighest of any major industry.G.The $39 million earned by these funds in 1991 was used to finance education and otherpublic services.H.Only S 25 million came from agricultural taxes.I.New Mexico‟s extractive mineral industries contribute about a third of the state‟s $ 1.9 billiongeneral-fund income in fiscal year 1991.4The Cash-free SocietyImagine a society in which cash no longer exists, Instead, “ cash ” is electronic, as in bank-card Systems. Currency and coin are abandoned.____ example ____ . Theft of cash would become impossible. Bank robberies and cash-register robberies would simply cease to occur ____ ( 8 ) ____ . Purse snatchings would become a thing of the past. Urban streets would become safer ____ ( 9 ) ____ . Security costs and insurance rates would fall. Property values would rise. Neighbourhoods would improve.Drug traffickers and their clients, burglars and receives of stolen property, arsonists for hire, and bribe-takers would no longer have the advantage of using untraceable currency. ____ ( 10 ) ____ These prosecutions, in turn, would inhibit further crimes.In a society devoid of physical money, a change from cash to recorded electronic money would be accompanied by a flow of previously unpaid income-tax revenues running in the tens of billions of dollars. ____ (11) ____Cash has been the root of much social and economic evil. ____ (12)____ Eighty percent of Americans regularly use credit cards. The development of a federal system to ha ndle the country‟s 300 billion annual cash transactions in the United States electronically is within reach.Example: H.A. A national electronic-money system would operate as a debit-card system.B. Retail shops in once dangerous areas could operate in safety.C.As a result, income tax rates could be lowered or the national debt reduced.D. The use of cash has diminished substantially since World War II.E. Attacks on shopkeepers, taxi drivers, and cashiers would all end.F.The emergence of electronic funds-transfer technology makes it possible to change the natureof money and to divorce it from evil.G.Almost every present-day cash transaction can be duplicated electronically.H.The immediate benefits would be profound and fundamental.I.Electronic “money” would leave incriminating trails of data, resulting in more arrests andconvictions.5 Banks and Banking : Other Bank ServicesA modern bank provides many services other than checking accounts. ____1____If you went to a bank to open a savings account, you would go through almost the same procedures followed in applying for a checking account. ____2____ Then you would be given a passbook in which your initial deposit would be recorded. All deposits and withdrawals from your account are entered into your passbook. ____3____ With a regular passbook savings account, you would be able to withdraw money wherever you needed it. All you would have to do is fill out a withdrawal order and present it, along with your passbook to the teller.All banks pay interest on savings accounts. ____4____ Banks also pay interest at different times. ____5____ Suppose, for example, that on January 1, you deposited $ 1,000 in a bank that paid 4 1/2 percent interest semiannually. By July 1,you would have earned $ 22.50 interest. This interest would automatically be credited to your account; and of you left it in the bank, along with your original deposit, you would receive interest on $ 1,022.50 for the next six-month period. That is, your interest would be compounded.A.But the majority of them pay semiannually, that is, every six months.B.The interest rate varies from bank to bank, but the general range is from 4 1/2 to 6percent.C.This means that passbook contains an actual record of all transactions made and that youknow the exact amount of savings you have at any one time.D.One of these is checking accounts.E.First you would be asked to fill out a signature card.F.But most banks pay interest at the end of a year.G.One of the most important of these is regular passbook savings.H.One can withdraw money whenever necessary.6 Read the text below about the management of documents.●Choose the best sentence from the list on the opposite page to fill each of the gaps.●For each gap 8-12, mark one letter (A-I) on your Answer Sheet.●Do not use any letter more than once.C. It will help them to make better use of all office employees.D. However, this enormous investment has not improved productivity as expected.E. Laser printers have many limitations, and photocopiers have few applications.F. Most technology has concentrated its attention on the first two of these stages.G. These figures are hardly surprising since documents convey nine-tenths of all information.H. Nevertheless, it is an important way to improve business processes and workflow.I. Since then, these machines have caused a revolution in the way we work in the office.●7ELECTRICITY: WEALTH, MONEY, POWERCanadian industries have prospered for more than a century on the country‟s abundance of cheap, reliable electrical power. ____ example ____. In fact, Canada consumes more electricity on a per person basis than any country except for Norway ____ 8 ____Electricity is a significant source of export income for Canada. ____ 9 ____ But in the 1970s , Canadian exports rose sharply to address the U. S. demand for cheaper and more reliable.In 1985, exports of Canadian electrical power reached 1,400 million US dollars ____. 10 ____. Net electricity exports account for more than 60% of Canada‟s balance of trade.Domestically, Canada continues to generate electrical power, primarily from water ____ 11 ____ Exports of electricity are now subject to forces far beyond the control of utility managers ____ 12 ____Example: BA.Besides, electricity from coal and nuclear is 50% to 75% cheaper than many other industrialnations.B.Generated primarily by water, our power supplies have attracted and supportedenergy-intensive industries such as mining.C.It also ranks among the top three electricity producers in the world, behind the U. S. andRussia.D.Next to electricity, Canadian paper exports came to 900 million US dollars every year in the1960s.E.Two large nuclear power plants began to generate electricity.F.Since then, electricity‟ exports have declined but they have continued to exceed 700 millionUS dollars.G.Environmental and trade policies all influence electrical production and trade.H.Canada and the U. S. imported and exported power in almost equal measures after 1901.I.Therefore, the Canadian government has little influence on these forces.8A. These new methods of handling paperwork have already greatly improved efficiency.B. This would be a key way of improving white collar productivity.C. It will help them to make better use of all office employees.D. However, this enormous investment has not improved productivity as expected.E. Laser printers have many limitations, and photocopiers have few applications.F. Most technology has concentrated its attention on the first two of these stages.G. These figures are hardly surprising since documents convey nine-tenths of all information.H. Nevertheless, it is an important way to improve business processes and workflow.I. Since then, these machines have caused a revolution in the way we work in the office.9A) These introductory texts are the most important books and using them can pay big dividends.B) Discover practical tips and techniques you can apply without delay.C) In order to avoid this problem, we select for you only the truly worthwhile titles and rejectthe rest.D) According to studies published in psychology journals, you retain the content of a summarybetter than a book.E) He or she would take the most important ideas from each one, and compile them into a neatexecutive summary.F) With the breadth and depth of knowledge gained from books, it is less likely that you'll becaught off guard.G) Each contains all the key points in the original book, but instead of 200 to 500 pages there areonly eight pages.H) There's a sample of the superb business titles that we summarise for you.I) With all the reading you have to do in the normal course of your work, you find it impossibleto keep up with all the new business books。