washington dc
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初二英文作文介绍华盛顿Washington, DC is the capital city of the United States and a global center of politics, diplomacy, and culture. As the seat of the federal government, it is home to the president, Congress, and numerous government agencies and international organizations. The city is renowned for its iconic landmarks, rich history, and vibrant urban landscape.Situated on the banks of the Potomac River, Washington, DC was established in 1800 as the permanent capital of the United States. The city was designed by Pierre L'Enfant, a French-born American architect, who envisioned a grand and symmetrical layout with wide avenues, grand public spaces, and a central axis anchored by the United States Capitol building.One of the most iconic landmarks in Washington, DC is the United States Capitol. This imposing neoclassical structure is the meeting place of the United States Congress and the centerpiece of the city's skyline. The Capitol's famous dome, designed by architect Thomas U. Walter, stands as a symbol of American democracy and serves as abackdrop for many of the city's most important events and ceremonies.Another renowned landmark in Washington, DC is the White House, the official residence and workplace of the President of the United States. This iconic building, with its distinctive white facade and classical architecture, has been the home of every US president since John Adams. Visitors can tour the public areas of the White House, including the Oval Office, the East Room, and the Rose Garden.The National Mall, a vast green space stretching from the United States Capitol to the Lincoln Memorial, is the heart of Washington, DC. This expansive park is home to several of the city's most famous monuments and museums, including the Washington Monument, the iconic obelisk that stands as a tribute to the nation's first president. The Lincoln Memorial, a grand neoclassical structure featuring a colossal statue of Abraham Lincoln, is another must-see destination on the National Mall, offering stunning views of the Reflecting Pool and the Washington Monument.In addition to its political and historical significance, Washington, DC is also renowned for its vibrant cultural scene. The city is home to numerous world-class museums and art galleries, including the Smithsonian Institution, a collection of 19 museums and galleries that offer visitors a comprehensive exploration of American history,art, and culture. The National Museum of Natural History, the National Air and Space Museum, and the National Museum of the American Indian are just a few of the Smithsonian's renowned institutions.Beyond the Smithsonian, Washington, DC boasts a thriving arts and entertainment scene. The Kennedy Center, one of the world's premier performing arts venues, hosts a diverse array of concerts, plays, and dance performances throughout the year. The city's many theaters, music venues, and art galleries showcase the work of both established and up-and-coming artists, making Washington, DC a hub of cultural activity.The city's vibrant neighborhoods are another draw for visitors. Georgetown, a historic district known for its charming cobblestone streets, upscale shops, and lively nightlife, is a popular destination for both locals and tourists. The U Street Corridor, once the heart of the city's African American community, has undergone a renaissance in recent years, with a thriving arts and music scene, trendy restaurants, and lively bars.Washington, DC is also a hub of culinary innovation, with a diverse array of dining options that reflect the city's multicultural population. From world-class fine dining establishments to casual neighborhood eateries, the city offers a wide range of cuisines and diningexperiences. The city's thriving food truck scene, featuring a variety of international and fusion cuisines, has also become a popular attraction for both locals and visitors.In addition to its cultural and culinary offerings, Washington, DC is also a hub of outdoor recreation and green spaces. The city's extensive network of parks, trails, and public spaces provide ample opportunities for hiking, biking, and other outdoor activities. The iconic Cherry Blossom Festival, which celebrates the city's beautiful cherry trees each spring, is a beloved annual event that draws visitors from around the world.Despite its status as a global center of power and influence, Washington, DC maintains a strong sense of community and civic engagement. The city's diverse population, which includes government officials, diplomats, students, and residents from all walks of life, contributes to a vibrant and dynamic urban environment. From the lively neighborhood festivals and street fairs to the city's many community organizations and volunteer initiatives, Washington, DC is a place where people come together to shape the future of the nation and the world.In conclusion, Washington, DC is a city that offers a rich tapestry of history, culture, and innovation. Whether you're interested in politics, art, food, or outdoor recreation, there is something for everyone inthis dynamic and constantly evolving city. As the heart of the United States government and a global hub of diplomacy and influence, Washington, DC continues to captivate and inspire visitors from around the world.。
【章节训练】Unit 2 Big cities一.选择题(共12小题,满分70.8分,每小题5.9分)1.Washington DC is the capital of _______.()A.China B.the US C.the UK 2.Beijing is in the _______ of China.()A.north B.south C.west 3.London is the capital of _______.()A.China B.the US C.the UK 4.Beijing is the capital of _______.()A.China B.the US C.the UK5.You can _______ the history and culture of the country in Washington DC.()A.feel B.feels C.feeling 6.London is full _______ history and culture.()A.of B.in C.on 7.Tomorrow we will _____ back home.()A.are B.were C.be8.We are ________ at the Palace.()A.look B.looks C.looking 9.Guess where we are ______ the moment.()A.in B.on C.at10.Today We are _______ the middle of London.()A.in B.on C.at11.There are many interesting _______ in Beijing.()A.a place B.place C.places 12.The queen ______ there.()A.live B.lives C.living二.填空题(共1小题,满分5.9分,每小题5.9分)13.按要求,写单词.(1)west(对应词)(2)why(对应词)(3)new(对应词)(4)many(最高级)(5)big(最高级)三.句型转换(共4小题,满分23.3分)14.翻译句子It is one of the biggest cities in the world.15.翻译句子There are many interesting places in Beijing.16.It is one of the biggest cities in the world.(改为一般疑问句)17.There are many interesting places in Beijing.(改为一般疑问句)【章节训练】Unit 2 Big cities参考答案与试题解析一.选择题(共12小题,满分70.8分,每小题5.9分)1.Washington DC is the capital of _______.()A.China B.the US C.the UK【分析】华盛顿特区是美国的首都.【解答】考查专有名词.A.China 中国;B.the US 美国;C.the UK英国;根据Washington DC is the capital of 华盛顿特区是…的首都,结合常识是美国的,故选:B.【点评】根据句意用合适的名词完成本题.2.Beijing is in the _______ of China.()A.north B.south C.west【分析】北京在中国的北部.【解答】考查名词的词义辨析.north北部;south南部;west西部;根据地理常识可知,北京是在中国的北部.故选:A.【点评】平时多背单词,掌握单词的词义和词性.3.London is the capital of _______.()A.China B.the US C.the UK【分析】伦敦是英国的首都.【解答】考查名词词.A.China 中国;B.the US 美国;C.the UK英语;根据London is the capital of伦敦是…的首都,结合常识是英国的,故选:C.【点评】根据句意用合适的名词完成本题.考查名词.4.Beijing is the capital of _______.()A.China B.the US C.the UK【分析】北京是中国的首都.【解答】本题考查英文常识.A.China中国;B.the US美国;C.the UK英国;根据地理常识可知,北京是中国的城市,而且是中国的首都.故选:A.【点评】平时多背单词,并了解文化和生活常识.5.You can _______ the history and culture of the country in Washington DC.()A.feel B.feels C.feeling【分析】你可以在华盛顿感受到这个国家的历史和文化.【解答】考查动词原型..A.feel原型;B.feels第三人称单数;C.feeling 现在分词.根据can后面要动词原型.故选:A.【点评】根据题意,用合适的时态及动词形式完成本题.6.London is full _______ history and culture.()A.of B.in C.on【分析】伦敦充满了历史和文化.【解答】考查短语.A.of,属于…的,be full of 意思是:充满.B.in,在…里面.C.on,在…上面.题干意思是:伦敦充满了历史和文化.故选:A.【点评】多读课文短语,掌握常用短语.7.Tomorrow we will _____ back home.()A.are B.were C.be【分析】明天我们将回家.【解答】考查动词原型.根据will后面要用动词原型.故选:C.【点评】根据题意,用合适的时态及动词形式完成本题.8.We are ________ at the Palace.()A.look B.looks C.looking【分析】我们正在看宫殿.【解答】本题考查动词的现在分词形式.有不完整句子可知,句子时态是正在进行时,结构为:主语(we)+be动词(are)+动词的ing形式+其它.所以be动词后的动词用ing 形式.A选项为动词原形;B选项为动词的第三人称单数形式;C选项为动词的ing形式.故选:C.【点评】结合句子时态,以及现在进行时的结构进行回答.9.Guess where we are ______ the moment.()A.in B.on C.at【分析】猜猜我们现在在哪里?【解答】考查短语.题干意思是:猜猜我们现在在哪里?A.in,在…里面,不符合题意.B.on,在…上面,不符合题意.C.at,在,at the moment表示"现在",符合题意.故选:C.【点评】多读课文,掌握常用短语.10.Today We are _______ the middle of London.()A.in B.on C.at【分析】今天我们在伦敦市中心.【解答】考查地点介词.题干表达今天我们在伦敦市中心.in the middle of在…中心,固定搭配;on/at不构成搭配.故选:A.【点评】考查地点介词,要求熟悉课本所学,掌握句义,结合语法知识,分析句子,结合语法知识,辨析选项,确定答案,完成题目.11.There are many interesting _______ in Beijing.()A.a place B.place C.places【分析】北京有很多有趣的地方.【解答】考查可数名词及其单复数.根据many 很多,后面要用place的复数形式places,故选:C.【点评】根据句子,用合适的名词完成本题.考查可数名词及其单复数.12.The queen ______ there.()A.live B.lives C.living【分析】女王住在那里.【解答】本题考查动词的第三人称单数.live是动词,表示:居住,生活.判断题干句意是:女王住在那里.由此可知句子是一般现在时.主语是the queen,是第三人称单数,因此谓语动词要用第三人称单数.lives是动词live的第三人称单数.living是动词live 的现在分词.可知B正确.故选:B.【点评】首先要学会判断句子的时态.其次要掌握一般现在时的用法.另外要知道动词第三人称单数的变化规则.二.填空题(共1小题,满分5.9分,每小题5.9分)13.按要求,写单词.(1)west(对应词)east(2)why(对应词)because(3)new(对应词)old(4)many(最高级)most(5)big(最高级)biggest【分析】(1)west西,east东(2)why为什么,because因为(3)new新的,old旧的(4)many许多的,most最多的(5)big大的,biggest最大的【解答】(1)考查对应词.west的对应词是east,故答案为:east.(2)考查对应词.why的对应词是because,故答案为:because.(3)考查对应词.new的对应词是old,故答案为:old.(4)考查最高级.many的最高级是most,故答案为:most.(5)考查最高级.big的最高级是biggest,故答案为:biggest.【点评】多读多写课本单词,并熟它们的对应词和最高级.三.句型转换(共4小题,满分23.3分)14.翻译句子It is one of the biggest cities in the world.它是世界上最大的城市之一.【分析】它是世界上最大的城市之一.【解答】本题主要考查英译汉.it is这是,它是.one of……之一.the biggest最大的.cities 城市.in the world在世界上.结合整句与中文的表达习惯,故答案为:它是世界上最大的城市之一.【点评】做英译汉的题目,首先要熟练掌握一定的词汇,平时记忆单词很重要.15.翻译句子There are many interesting places in Beijing.在北京有很多有趣的地方.【分析】在北京有很多有趣的地方.【解答】本题主要考查英译汉.there are这儿有,这里是.many很多.interesting有趣的.places地方.in在……里面.Beijing北京.结合整句与中文的表达习惯,故答案为:在北京有很多有趣的地方.【点评】做英译汉的题目,首先要熟练掌握一定的词汇,平时记忆单词很重要.16.It is one of the biggest cities in the world.(改为一般疑问句)Is it one of the biggest cities in the world?【分析】它是世界上最大的城市之一.它是世界上最大的城市之一吗?【解答】考查转换一般疑问句."It is"表示句子是一般现在时,陈述句,系表结构,一般疑问句把系动词"is"提到句首,其他不变,句末变成问号,按要求完成题目.故答案为:Is it one of the biggest cities in the world?【点评】考查句子转换,要求熟悉课本所学,掌握句义,结合语法知识,确定句子结构系表结构,按要求组织句子,完成题目17.There are many interesting places in Beijing.(改为一般疑问句)Are there any interesting places in Beijing?【分析】北京有很多名胜古迹.【解答】考查转换一般疑问句."there be"句式表示"某地有某物",句子是一般现在时,陈述句式,一般疑问句把"are"提到句首,"some"变成"any",句末变成问号.故答案为:Are there any interesting places in Beijing?【点评】考查改写句子,要求熟悉课本所学,掌握句义,结合语法知识,确定句子结构there be句式,按要求组织句子,完成题目。
New York City/wiki/New_York_CityNew York City, officially the City of New York, is the most populous city in the United States and the most densely populated major city in North America.The city is at the center of international finance, politics, entertainment, and culture, and is one of the world's major global cities with a virtually unrivaled collection of museums, galleries, performance venues, media outlets, international corporations, and financial markets. It is also home to the global headquarters of the United Nations.Located in the state of New York, New York City has a population of 8.1 million[1] within an area of 321 square miles (approximately 830 km²).[2] It is at the heart of the New York Metropolitan Area, which at a population of 22 million is among the largest urban areas in the world.[3] The city proper consists of five boroughs: The Bronx, Brooklyn, Manhattan, Queens, and Staten Island. Each of these boroughs, except for Staten Island, is home to at least a million people and would each be among the nation's largest cities if considered independently.Nicknamed "the Big Apple", the city attracts large numbers of immigrants from over 180 countries, as well as people from all over the United States, who come for its culture, energy, cosmopolitanism, and economic opportunity. The city is also currently notable for having the lowest crime rate among major American cities..................Washington, D.C./wiki/Washington_DCWashington, D.C. is the capital city of the United States of America. "D.C." stands for the "District of Columbia", the federal district containing the city of Washington. The city is named after George Washington, military leader of the American Revolution and the first President of the United States. The District of Columbia and the city of Washington are coextensive and are governed by a single municipal government, so for most practical purposes they are considered to be the same entity (this was not always the case, though, as Georgetown was a separate city within the District until 1871). However, although there is a municipal government and a mayor, as per Article I, Section VIII, of the United States Constitution, Congress has the sole authority overthis federal district. It is commonly known as the District, D.C., or simply Washington. Historically, it was called the Federal City or Washington City.The District of Columbia, founded on July 16, 1790, is a federal district as specified by the United States Constitution. The U.S. Congress has ultimate authority over the District of Columbia, though it has delegated limited local rule to the municipal government. The land forming the original District came from the states of Virginia and Maryland. However, the area south of the Potomac River (39 mi² or about 100 km²) was returned, or "retroceded", to Virginia in 1847 and now is incorporated into Arlington County and the City of Alexandria. The term "District of Columbia" is derived from an old poetic name for the United States, Columbia, which has fallen out of common use since the early 20th century.The centers of all three branches of the U.S. federal government are in Washington, D.C., as well as the headquarters of most federal agencies. Washington also serves as the headquarters for the World Bank, the International Monetary Fund, and the Organization of American States, among other international (and national) institutions. All of this has made Washington the frequent focal point of massive political demonstrations and protests, particularly on the National Mall. Washington is also the site of numerous national landmarks, museums, and sports teams, and is a popular destination for tourists.The population of the District of Columbia, as of 2003 U.S. Census Bureau estimates, is 563,384. The Greater Washington, D.C. metropolitan area includes the District of Columbia and parts of Maryland, Virginia, and West Virginia, with a population surpassing 4.7 million. If Washington, D.C., were considered a state, it would rank last in area behind Rhode Island, 50th in population ahead of Wyoming, and 36th in Gross State Product, ahead of 15 states, and its GSP per capita would be #1 by far compared to other states.............................Los Angeles, California/wiki/Los_AngelesThe City of Los Angeles, also known simply as L.A. or informally as the City of Angels, is the second-largest city in the United States in terms of population. It was incorporated as a city in California on April 4, 1850 and is the county seat and the largest city in Los Angeles County. As of the 2000 U.S. Census, the city had a population of 3.69 million, though a July 1, 2004 estimate placed the city's population at 3.85 million, out of 10 million residents in the county. LosAngeles serves as the core and most important city of the sprawling Southern California urban area which counts nearly 18 million residents. The city is also large by geographic standards since it sprawls over more than 465 square miles (1,200 square kilometers), making it larger than either New York City or Chicago in area.Los Angeles is one of the cultural, economic, scientific and entertainment centers of the country. The city is also one of the most cosmopolitan places in the world, as well as a vanguard of creativity, since it is home to individuals from virtually every nation on Earth. People have always been attracted to the city for its balmy weather, vibrant lifestyle, unique, high-velocity energy, Pacific Rim gateway status, and the opportunity to realize the "American Dream." In addition, Los Angeles hosted two Olympic Games (in 1932 and 1984) and is home to world-renowned scientific and cultural institutions.。
Unit One Dream homes学习目标本单元介绍了一些国家首都所在地的某些标志性建筑物;创设了用数词谈论不同数量国家的人口和面积、所住的楼层、记录电话信息等具体的生活语言实践活动;重点介绍了尼尔、安娜和斯蒂芬所处三个不同国家不同风格的家园及尼尔为自己新家所拍摄的录像。
通过学习要能拓展知识面,讲出家里某些常用家俱的英文名称;掌握基数词与序数词的构成及用法;了解单词中重读音的规则;能模仿所学内容,以口、笔头形式描述自己现在的及理想中家园的概况,培养自己爱家,爱父母的情感。
重点难点1.重点词汇及短语词汇及短语相关提示(1) town n. 镇,市镇辨析town及city。
(2) country n. 国家辨析country, nation及state。
(3)mile n. 英里了解英里与公里的转换。
(4) centre n. 中心(英)了解美国英语的拼法及middle与用法区别。
(5) own adj. 自己的 v. 拥有掌握其作不同词性的用法。
(6) grow v.. 种植; 生长注意其作系动词及构成短语的用法。
(7)over prep. 超过;在……上方掌握其不同含义的不同用法。
(8)double adj. n. 双(的);两倍(的)掌握其在句中的不同用法。
(9) invite v. 邀请掌握其在句中的不同搭配及用法。
(10) stay vi n. 停留,逗留掌握其作不同词性的用法。
(11) share sth. with sb. 了解share作名词的用法。
与某人分享/合用某物(12) be full of 满是辨析be full of及be filled with。
(13) of one’s own 属于某人自己的辨析of one’s own及on one’s own。
(14) take a message 稍个口信掌握其在电话用语中的用法。
(15) at the foot of 在……的脚下掌握at the … of的其他短语。
【英语】英语阅读理解题20套(带答案)及解析一、高中英语阅读理解1.阅读理解Bus Tours in Washington DCThe Lights Night Tour in Washington DCDuration: 3 hours $56.33Highest-rated Night Tour in DC! The ONLY DC Night Tour where the Tour GuidesHOP OFF with you at each stop and tell you about each monument and attraction. Hop aboard the Lights Night Tour! The best time to take a tour of Washington DC is at, night.Best Mount Vernon & Arlington Cemetery Tour from Washington DCDuration: 6 hours. $78.96.See Arlington Cemetery, Old Town Alexandria and George Washington's Mount Vernon Estate on this small group bus tour from Washington DC. Your tour guide will accompany you through Mount Vemon, telling you about all of the attractions there and the history of George Washington's home on the Potomac River.The Best Minibus Tour in Washington DC.Duration: 3 hours $ 46.92See all the key attractions DC has to offer in a 3-hour format. You will learn all about the history and trivia that surrounds Washington and visit the major monuments and attractions DC has to offer.Please Note: Rates for this tour vary by day of the week. When you choose your specific date on the availability calendar, the rates for that date will be displayed.The Blossoms Tour in Washington DC.Duration: 3 hours $ 56.99BEST WAY to Experience the Cherry Blossoms! Each year from mid March to mid April, see the beautiful Cherry Blossoms in Washington DC and get great photos because you'll be led to all the best spots by the best guides. The annual spring bloom in DC is a magical time and this tour promises to provide the very best tour opportunity for you!(1)Which tour would provide you with a sightseeing boat?A. The Lights Night TourB. Best Mount Vemon & Arlington Cemetery TourC. The Best Minibus TourD. The Blossoms Tour(2)What is special about The Best Minibus Tour?A. Its price is not fixed.B. The best time to take it is at night.C. The tour guide accompanies you.D. You can get great photos of cherry.(3)Which date suits The Blossoms Tour most?A. July 4B. August 15C. March 27D. October 8【答案】(1)B(2)A(3)C【解析】【分析】本文是一篇应用文,介绍在Washington DC 的Bus Tours。
washington dcWashington DC: A Historic Capital of the United StatesIntroductionWashington DC, the capital city of the United States, holds a special place in the nation's history and embodies the ideals and values upon which the country was founded. With its iconic landmarks, rich cultural heritage, and political significance, Washington DC attracts millions of tourists each year. In this document, we will delve into the history, attractions, and significance of this remarkable city.HistoryWashington DC, named after George Washington, the first President of the United States, was established in 1791 as the nation's capital. The location was chosen to be a neutral ground, situated between the North and the South, to avoid favoring any particular region. The city was planned by French architect Pierre Charles L'Enfant, who designed a grid-like layout with wide avenues and open spaces, now known as the L'Enfant Plan.AttractionsWashington DC is known for its iconic landmarks and attractions that showcase the nation's history and culture. One such landmark is the Washington Monument, a towering obelisk that stands at the center of the National Mall. Visitors can take an elevator to the top and enjoy panoramic views of the city. Another notable landmark is the Lincoln Memorial, a grand structure dedicated to President Abraham Lincoln. The memorial houses a larger-than-life statue of Lincoln and is surrounded by powerful inscriptions from his famous speeches.The National Mall itself is a historic park that stretches from the steps of the Capitol to the Lincoln Memorial. It is home to several other famous memorials, including the Thomas Jefferson Memorial and the Vietnam Veterans Memorial. The Mall is also the site of many events and gatherings, such as presidential inaugurations, concerts, and protests.The Smithsonian Institution is another must-visit attraction in Washington DC. It comprises several world-class museums, such as the National Air and Space Museum, the National Museum of American History, and the National Gallery of Art.These museums house a vast collection of artifacts, artworks, and exhibitions that depict various aspects of American history, science, and culture.Political ImportanceBeyond its historical and cultural significance, Washington DC is the political heart of the United States. It houses the three branches of the federal government: the legislative branch (the Capitol), the executive branch (the White House), and the judicial branch (the Supreme Court). The city is also home to numerous government agencies, think tanks, and international organizations.The Capitol building, with its iconic dome, is where the U.S. Congress convenes. Visitors can take guided tours to explore the historic chambers, libraries, and art collections that showcase the nation's democratic heritage. The White House, the official residence of the President, is a symbol of the American presidency and is admired for its architectural beauty. While public tours of the White House are limited, the surrounding area, known as the President's Park or the Ellipse, is open to the public.Culture and EntertainmentWashington DC is not just a city of monuments and politics; it is also a vibrant hub of culture and entertainment. The city boasts a thriving theater and performing arts scene, with venues such as the John F. Kennedy Center for the Performing Arts and the Ford's Theatre, where Abraham Lincoln was assassinated. These venues host a wide range of productions, from classical plays to Broadway shows.Additionally, Washington DC is known for its diverse culinary scene, offering a wide variety of international cuisines. The city has many acclaimed restaurants, food trucks, and farmers' markets, where visitors can indulge in local and international culinary delights.ConclusionWashington DC is a city that exudes history, culture, and political importance. From its iconic landmarks to its world-class museums, the city offers a wealth of attractions for visitors of all interests. Whether you are exploring the historic memorials on the National Mall or attending a performance at the Kennedy Center, Washington DC never fails to leave a lasting impression. As the capital of one of the world'sleading democracies, the city stands as a testament to the ideals and values that the United States was founded upon.。
华盛顿DC美国的政治中心华盛顿DC,美国的政治中心华盛顿特区(District of Columbia)简称华盛顿DC(Washington DC),是位于美国东海岸的一座城市,也是美国的政治中心。
作为美国的首都,华盛顿DC是政府机构的聚集地,同时也是许多历史和文化遗迹的所在地。
本文将深入探讨华盛顿DC作为美国的政治中心的重要性以及其所承载的历史和文化意义。
一、政治中心的地位华盛顿DC作为美国的政治中心,具有不可替代的地位。
首先,美国总统和行政机构都设在这里,包括白宫、国务院、国防部等。
这代表着美国决策的中心就在华盛顿DC。
其次,美国国会也坐落在此地,国会大厦是美国立法机构的所在地,代表着民主制度的核心。
此外,华盛顿DC还是美国最高法院的所在地,司法机构的总部也在这里。
可以说,华盛顿DC是美国三大政府机构的聚集地,承载着美国政府的权力和决策。
二、历史遗迹的保护与传承作为美国的政治中心,华盛顿DC承载着丰富的历史遗迹,这些遗迹承载着美国国家的记忆和发展。
华盛顿纪念碑是华盛顿DC的标志性建筑之一,以纪念美利坚合众国第一任总统乔治·华盛顿为名。
这座高达169米的石塔矗立在国家广场上,象征着美国独立与自由的精神。
此外,林肯纪念堂、杰斐逊纪念堂等也是重要的历史遗迹,见证了美国历史上的重要时刻和伟大领袖的贡献。
华盛顿DC积极致力于历史遗迹的保护与传承,保留了大量历史建筑和文化遗迹。
国家档案馆是一个重要的例子,这里收藏了大量美国历史上的重要文件和记录,为研究美国历史提供了宝贵的资料。
另外,华盛顿DC还有众多博物馆和艺术机构,如史密森尼学会、国家艺廊等,它们不仅展示了美国的历史和文化,也是国际文化交流的重要平台。
三、文化与多元性的融合作为美国的政治中心,华盛顿DC不仅承载着政治的职能,也是文化交流与多元性融合的重要场所。
华盛顿DC融合了来自全美乃至全球的文化元素,不同民族、宗教和文化在这里和谐相处。
每年,华盛顿DC都会举办丰富多彩的文化活动和节庆活动,吸引着全球游客。
实用文档实用文档(英语)高一英语阅读理解题20套(带答案)及解析-CAL-FENGHAI.-(YICAI)-Company One1(英语)高一英语阅读理解题20套(带答案)及解析一、高中英语阅读理解1.阅读理解Bus Tours in Washington DCThe Lights Night Tour in Washington DCDuration: 3 hours $56.33Highest-rated Night Tour in DC! The ONLY DC Night Tour where the Tour GuidesHOP OFF with you at each stop and tell you about each monument and attraction. Hop aboard the Lights Night Tour! The best time to take a tour of Washington DC is at, night.Best Mount Vernon & Arlington Cemetery Tour from Washington DCDuration: 6 hours. $78.96.See Arlington Cemetery, Old Town Alexandria and George Washington's Mount Vernon Estate on this small group bus tour from Washington DC. Your tour guide will accompany you through Mount Vemon, telling you about all of the attractions there and the history of George Washington's home on the Potomac River.The Best Minibus Tour in Washington DC.Duration: 3 hours $ 46.92See all the key attractions DC has to offer in a 3-hour format. You will learn all about the history and trivia that surrounds Washington and visit the major monuments and attractions DC has to offer.Please Note: Rates for this tour vary by day of the week. When you choose your specific date on the availability calendar, the rates for that date will be displayed. The Blossoms Tour in Washington DC.Duration: 3 hours $ 56.99BEST WAY to Experience the Cherry Blossoms! Each year from mid March to mid April, see the beautiful Cherry Blossoms in Washington DC and get great photos because you'll be led to all the best spots by the best guides. The annual spring bloom in DC is a magical time and this tour promises to provide the very best tour opportunity for you!(1)Which tour would provide you with a sightseeing boatA. The Lights Night TourB. Best Mount Vemon & Arlington Cemetery TourC. The Best Minibus TourD. The Blossoms Tour(2)What is special about The Best Minibus TourA. Its price is not fixed.B. The best time to take it is at night.C. The tour guide accompanies you.D. You can get great photos of cherry.(3)Which date suits The Blossoms Tour mostA. July 4B. August 15C. March 27D. October 8【答案】(1)B(2)A(3)C【解析】【分析】本文是一篇应用文,介绍在Washington DC 的Bus Tours。
美国各港口及对应的州名阿比林,得克萨斯州(Abilene, Texas)阿克伦,俄亥俄州(Akron, Ohio)奥尔巴尼,纽约州(Albany, New York)阿尔伯克基,新墨西哥州(Albuquerque, New Mexico)阿伦敦,宾夕法尼亚州(Allentown, Pennsylvania)阿马里洛,得克萨斯州(Amarillo, Texas)安克雷奇,阿拉斯加(Anchorage, Alaska)阿什维尔,北卡罗来州(Asheville, North Carolina)亚特兰大,佐治亚州(Atlanta, Georgia)大西洋城,新泽西州(Atlantic City, New Jersey)奥斯汀,得克萨斯州(Austin, Texas)巴尔的摩,马里兰州(Baltimore, Maryland)巴吞鲁日,路易斯安那州(Baton Rouge, Louisiana)比灵斯,蒙大拿州(Billings, Montana)伯明翰,亚拉巴马州(Birmingham, Alabama)俾斯麦,北达科他州(Bismarck, North Dakota)博伊斯,爱达荷州(Boise, Idaho)波士顿,马塞诸塞州(Boston, Massachusetts)布里奇波特,康涅迪格州(Bridgeport, Connecticut)布朗斯维尔,得克萨斯州(Brownsville, Texas)布法罗,纽约州(Buffalo, New York)伯灵顿,佛蒙特州(Burlington, V ermont)卡里布,缅因州(Caribou, Maine)卡斯珀,怀俄明州(Casper, Wyoming)查尔斯顿,南卡罗来纳州(Charleston, South Carolina)查尔斯顿,西弗吉尼亚州(Charleston, West Virginia)夏洛特,北卡罗来州(Charlotte, North Carolina)查塔努加,田纳西州(Chattanooga, Tennessee)夏延,怀俄明州(Cheyenne, Wyoming)芝加哥,伊利诺伊州(Chicago, Illinois)辛辛那提,俄亥俄州(Cincinnati, Ohio)克利夫兰,俄亥俄州(Cleveland, Ohio)科罗拉多斯普林斯,科罗拉多州(Colorado Springs, Colorado) 哥伦比亚,南卡罗来州(Columbia, South Carolina)哥伦布,佐治亚州(Columbus, Georgia)哥伦布,俄亥俄州(Columbus, Ohio)康科德,新罕布什尔州(Concord, New Hampshire)科珀斯克里斯蒂,得克萨斯州(Corpus Christi, Texas)达拉斯-沃斯堡,得克萨斯州(Dallas Ft Worth, Texas)代顿,俄亥俄州(Dayton, Ohio)代托纳比奇,佛罗里达州(Daytona Beach, Florida)丹佛,科罗拉多州(Denver, Colorado)得梅因,艾奥瓦(衣阿华)州(Des Moines, Iowa)底特律,密歇根州(Detroit, Michigan)德卢斯,明尼苏达州(Duluth, Minnesota)埃尔帕索,得克萨斯州(El Paso, Texas)埃尔金斯,西弗吉尼亚州(Elkins, West Virginia)伊利,宾夕法尼亚州(Erie, Pennsylvania)尤金,俄勒冈州(Eugene, Oregon)埃文斯维尔,印第安纳州(Evansville, Indiana)费尔班克斯,阿拉斯加(Fairbanks, Alaska)法戈,北达科他州(Fargo, North Dakota)弗拉格斯塔夫,亚利桑那州(Flagstaff, Arizona)弗林特,密歇根州(Flint, Michigan)史密斯堡,阿肯色州(Fort Smith, Arkansas)韦恩堡,印第安纳州(Fort Wayne, Indiana)弗雷斯诺,加利福尼亚州(Fresno, California)古德兰,堪萨斯州(Goodland, Kansas)大章克申,科罗拉多州(Grand Junction, Colorado)大急流村,密歇根州(Grand Rapids, Michigan)大瀑布城,蒙大拿州(Great Falls, Montana)格林贝,威斯康星州(Green Bay, Wisconsin)格林斯伯勒,北卡罗来州(Greensboro, North Carolina) 哈里斯堡,宾夕法尼亚州(Harrisburg, Pennsylvania)海伦娜,蒙大拿州(Helena, Montana)火奴鲁鲁(檀香山),夏威夷(Honolulu, Hawaii)休斯敦,得克萨斯州(Houston, Texas)亨茨维尔,亚拉巴马州(Huntsville, Alabama)印第安纳波利斯,印第安纳州(Indianapolis, Indiana) 杰克逊,密西西比州(Jackson, Mississippi)杰克逊维尔,佛罗里达州(Jacksonville, Florida)朱诺,阿拉斯加(Juneau, Alaska)堪萨斯城,密苏里州(Kansas City, Missouri)基韦斯特,佛罗里达州(Key West, Florida)诺克斯维尔,田纳西州(Knoxville, Tennessee)莱克查尔斯,路易斯安那州(Lake Charles, Louisiana) 兰辛,密歇根州(Lansing, Michigan)拉斯维加斯,内华达州(Las Vegas, Nevada)列克星敦,肯塔基州(Lexington, Kentucky)林肯,内布拉加斯州(Lincoln, Nebraska)小石城,阿肯色州(Little Rock, Arkansas)洛杉矶,加利福尼亚州(Los Angeles, California)路易斯维尔,肯塔基州(Louisville, Kentucky)拉伯克,得克萨斯州(Lubbock, Texas)梅肯,佐治亚州(Macon, Georgia)麦迪逊,威斯康星州(Madison, Wisconsin)梅德福,俄勒冈州(Medford, Oregon)孟菲斯,田纳西州(Memphis, Tennessee)迈阿密,佛罗里达州(Miami, Florida)密尔沃基,威斯康星州(Milwaukee, Wisconsin)明尼阿波利斯,明尼苏达州(Minneapolis, Minnesota)莫比尔,亚拉巴马州(Mobile, Alabama)蒙哥马利,亚拉巴马州(Montgomery, Alabama)纳什维尔,田纳西州(Nashville, Tennessee)新奥尔良,路易斯安那州(New Orleans, Louisiana)纽约市,纽约州(New York City, New York)纽瓦克,新泽西州(Newark, New Jersey)诺福克,弗吉尼亚州(Norfolk, Virginia)北普拉特,内布拉斯加州(North Platte, Nebraska)俄克拉何马城,俄克拉何马州(Oklahoma City, Oklahoma) 奥马哈,内布拉加斯州(Omaha, Nebraska)奥兰多,佛罗里达州(Orlando, Florida)帕迪尤卡,肯塔基州(Paducah, Kentucky)彭德尔顿,俄勒冈州(Pendleton, Oregon)皮奥里亚,伊利诺伊州(Peoria, Illinois)费城,宾夕法尼亚州(Philadelphia, Pennsylvania)菲尼克斯,亚利桑那州(Phoenix, Arizona)匹兹堡,宾夕法尼亚州(Pittsburgh, Pennsylvania)波卡特洛,爱达荷州(Pocatello, Idaho)波特兰,缅因州(Portland, Maine)波特兰,俄勒冈州(Portland, Oregon)普罗维登斯,罗得岛(Providence, Rhode Island)普韦布洛,科罗拉多州(Pueblo, Colorado)罗利-达勒姆,北卡罗来州(Raleigh & Durham, North Carolina) 拉皮德城,南达科他州(Rapid City, South Dakota)里诺,内华达州(Reno, Nevada)里士满,弗吉尼亚州(Richmond, Virginia)罗阿诺克,弗吉尼亚州(Roanoke, Virginia)罗切斯特,纽约州(Rochester, New York)罗克福德,伊利诺伊州(Rockford, Illinois)萨克拉门托,加利福尼亚州(Sacramento, California)塞勒姆,俄勒冈州(Salem, Oregon)盐湖城,犹他州(Salt Lake City, Utah)圣安吉洛,得克萨斯州(San Angelo, Texas)圣安东尼奥,得克萨斯州(San Antonio, Texas)圣迭戈,加利福尼亚州(San Diego, California)圣弗朗西斯科(旧金山)(San Francisco, California)圣何塞,加利福尼亚州(San Jose, California)圣胡安,波多黎各(San Juan, Puerto Rico)苏圣玛丽,密歇根州(Sault Ste. Marie, Michigan)萨凡纳,佐治亚州(Savannah, Georgia)西雅图,华盛顿州(Seattle, Washington)什里夫波特,路易斯安那州(Shreveport, Louisiana) 苏城,艾奥瓦(衣阿华)州(Sioux City, Iowa)苏福尔斯,南达科他州(Sioux Falls, South Dakota) 南本德,印第安纳州(South Bend, Indiana)斯波坎,华盛顿州(Spokane, Washington)斯普林菲尔德,伊利诺伊州(Springfield, Illinois) 斯普林菲尔德,密苏里州(Springfield, Missouri)圣路易斯,密苏里州(St. Louis, Missouri)锡拉丘兹,纽约州(Syracuse, New York)塔拉哈西,佛罗里达州(Tallahassee, Florida)坦帕,佛罗里达州(Tampa, Florida)托莱多,俄亥俄州(Toledo, Ohio)托皮卡,堪萨斯州(Topeka, Kansas)图森,亚利桑那州(Tucson, Arizona)塔尔萨,俄克拉何马州(Tulsa, Oklahoma)韦科,得克萨斯州(Waco, Texas)华盛顿特区(Washington Dc)西棕榈滩,佛罗里达州(West Palm Beach, Florida) 威奇托瀑布场,得克萨斯州(Wichita Falls, Texas) 威奇托,堪萨斯州(Wichita, Kansas)威尔克斯-巴里,宾夕法尼亚州(Wilkes Barre, Pennsylvania)亚基马,华盛顿州(Yakima, Washington)扬斯顿,俄亥俄州(Youngstown, Ohio)尤马,亚利桑那州(Yuma, Arizona)美国主要港口(48)阿特兰大ATLANTA/GA 美国(U.S.)巴尔的摩BALITMORE/MD伯明翰BIRMINGHAM/AL波士顿BOSTON/MA查尔斯顿CHARLESTON/SC夏洛特CHARLOTTE/NC芝加哥CHICAGO/IL辛西那提CINCINNATI/OH克里弗兰CLEVELAND/OH哥伦比亚COLUMBUS/OH达拉斯DALLAS,TX丹佛DENVER,CO底特律DETROIT,MI埃尔帕索EL PASO,TX休斯顿HOUSTON,TX亨兹威尔HUNTSVILLE,AL印第安那波利斯INDIANAPOLIS,IN杰克森威尔JACKSONVILLE,FL堪萨斯城KANSAS CITY,KS堪萨斯城KANSAS CITY,MO拉雷多LAREDO,TX长滩LONG BEACH洛山矶LOS ANGELES路易斯维尔LOUISVILLE,KY孟菲斯MEMPHIS,TN迈阿密MIAMI,FL密尔沃基MILWAUKEE,WI明尼阿波利斯MINNEAPOLIS,MN莫比尔MOBILE,AL纳什维尔NASHVILLE,TN新奥尔良NEW ORLEANS,LA纽约NEW YORK, NT诺福克NORFOLK,VA奥克兰OAKLAND奥马哈OMAHA,NE奥兰多ORLANDO,FL费城PHLADELPHIA,PA费尼克斯(凤凰城)PHOENIX,AZ匹兹堡PITTSBURGH,PA波特兰PORTLAND,OR盐湖城SALT LAKE CITY,UT圣安东尼奥SAN ANTONIO,TX旧金山SAN FRANCISCO萨凡那SAVANNAH,GA西雅图SEATTLE圣路易斯ST,LOUIS,MO圣保罗ST,PAUL,MN坦帕TAMPA,FL按港口所在位置将港口分成(50)太平洋(包括洛杉矶、长滩、奥克兰、西雅图、塔科马、火奴鲁鲁、安克雷奇、波特兰、阿普拉、卡胡卢伊、圣地亚哥、卡威哈也、希罗、卡胡卢伊、怀尼米、埃弗里特、考纳卡卡伊、巴伯斯角共计18个港口)、大西洋(包括纽约/新泽西、查尔斯顿、汉普顿路、萨凡纳、圣胡安、迈阿密、爱沃格拉德斯港、杰克逊维尔、巴尔的摩、特拉华州威明顿、棕榈滩、费城、格尔夫波特、北卡罗来纳州威明顿、开姆丹、里奇蒙、费南迪纳、奥尔巴尼、波特兰、卡纳维拉尔、蓬塞共计21个港口)和墨西哥湾(包括休斯顿、新奥尔良、波士顿、弗里普、莫比尔、坦帕、巴拿马城、大巴顿鲁治、加尔维斯顿、海牛、莱克查尔斯共计11个港口)3个地域组分别统计集装箱吞吐量,2005年太平洋、大西洋和墨西哥湾港口完成的吞吐量分别为23010813TEU、16790798TEU和2162131TEU,占总吞吐量的份额分别为54.8%、40.0%和5.2%。
期末检测卷(八)(满分100分,考试时间100分钟)第一部分听力部分(20分)一、听力(本题有15小题,第一、二节每小题1分,第三节每小题2分,共20分)(改编)第一节:听小对话,从题中所给的A、B、C三个选项中选出最佳选项。
()1. What does Bob want to be?()2. How does Lucy’s sister go to work?()3. What are the twins going to do this weekend?()4. Why can’t Gina go to Sun Ning’s party?()5. What did Alan’s mother give him?第二节:听较长对话,从题中所给的A、B、C三个选项中选出最佳选项。
听下面一段较长的对话,回答第6—7两个小题。
()6. What’s the matter with Mr Lee?A. He has a sore back.B. He has the flu.C. He has a toothache.()7. When will Mr Lee go to see a doctor?A. After school.B. After dinner.C. After work.听下面一段较长的对话,回答第8—10三个小题。
()8. The party is for .A. DaveB. Dave’s sisterC. Sandra()9. Sandra is leaving for London to .A. go sightseeingB. visit her grandmaC. visit her grandpa()10. Sandra is going there .A. with her parentsB. aloneC. with friendsC. Toronto()12. A. For three weeks B. For two weeks C. For one week()13. A. Because it’s beautifulB. Because it’s easy to be seenC. Because it’s cool()14. A. 850 4436 B. 580 4463 C. 580 4436()15. A. An English teacher B. A cleaner C. An officer第二部分笔试部分(80分)二、单项选择(本题有10小题,每小题1分,共10分)从A、B、C、D四个选项中选出可以填入空白处的最佳选项。
Washington, DC A World-Class City for Captive InsuranceWashington, DCA World-Class City for Captive InsuranceThe Risk Finance Bureau regulates captive insurance companies, risk retention groups and other kinds of non-traditional risk transfer mechanisms that are licensed by the Department of Insurance, Securities and Banking (DISB). DISB licenses qualified institutions, performs financial analyses and conducts regular financial examinations to ensure financial solvency. DISB provides practical and innovative regulatory responses in a timely mannerto captive insurance companies seeking to establish operations or transact business in the District.1: A modern, progressive captive insurance law thatmeets the demands of the marketplace and stayscurrent with market trends.2: L awmakers who understand the intricacies ofbalancing sound regulation with the changingnature of the captive insurance market.3: E xperienced and dedicated staff committedto working with risk managers and businessowners to provide creative solutions to your riskfinancing needs.4: A n efficient regulatory process that makesWashington, DC a flexible and innovativecaptive domicile.5: T he Captive Insurance Council of the Districtof Columbia (DC’s captive insurance tradeassociation), which holds quarterly meetings andan annual conference for captive businesses.Washington, DC Captive Domicile Offers: 6: S everal legal, accounting, actuarial, captive management and investment professionals with extensive expertise establishing and managing captive insurance businesses. 7: A revitalized capital city experiencing an unprecedented economic and cultural renaissance, making it one of the most attractive business destinations. 8: A well-developed transportation infrastructure, making travel to Washington, DC inexpensive and convenient. 9: A prestigious location that reflects influence, connection, reputation and good judgment. 10: A fast-growing domicile that ranks among the leading domiciles in the nation.Call 202.727.1563 or visit DISB’s Web site at .Why a Washington, DC Captive?• A ny type of captive, including risk retention groups, may create one or more protected cells. Captives also have the option of establishing protected cells as separate legal entities.• P arity provision will permit a captive to engage in any type of business in Washington that is permitted in any other captive jurisdiction (on-shore or off-shore).• T he minimum capital required is only $100,000 for all types of captives.• C aptives have the flexibility of following an investment strategy that meets the needs of the owners of the captive.• P remium tax rates have been lowered, and the maximum tax obligation is capped at $100,000.• C aptives may take credit for risks ceded to “unauthorized” reinsurers.• C aptives are permitted to file financial statements on a GAAP (Generally Accepted Accounting Principles) basis rather than on a SAP (Statutory Accounting Principles) basis.• C aptives undergo a financial examination once every five years.• R edomestication provisions facilitate easy entry and exit from the domicile.• C aptive managers are not required to have an office in Washington until they reach critical mass.• A pplications are reviewed within 30 days.• No local director required.Investment Limitations• A captive may invest its assets in any investment approved by CommissionerFinancial Reporting Requirements • N on-risk retention groups must file annual unaudited financials on DC form on GAAP basis• R isk retention groups must file annual and quarterly unaudited financials on National Association of Insurance Commissioners (NAIC) Yellow Blank on GAAP basis• A ll captives must file annual audited financials and actuarial certification of loss reservesApplication• Application review fee: $500 (non-refundable)Process/Fees • Issuance of certificate of authority fee: $300• Annual license renewal fee: $300• Completed applications processed within 30 days of filingOther Requirements• Captive must retain qualified manager, attorney, accountant and actuary• Captive must hold annual board of directors meeting in DCDC Department of Insurance, Securities and Banking ART Staff • T he DC DISB ART (Alternative Risk Transfer) staff consists of nine full-time employees dedicated to providing reasonable and prompt regulation for DC captivesFrequently Asked Questions about Captive Insurance Companies and Washington, DC1: What is a captive?A captive insurance company is generally defined as an insurance company owned and controlled by its insureds. The captive’s primary purpose is to insure the risks of its owners. It issues policies, buys reinsurance, pays claims and invests premiums similar to a traditional insurance company.2: Why should I form a captive?There are many advantages to insuring risks through a captive insurance program as well as disadvantages in terms of risk and commitment. Some commonly cited advantages include:• T ailored coverage: the captive can custom-write a policy to fit the needs of its insureds, even when suchcoverages are unavailable or prohibitively expensive in the commercial market;• P ricing stability: stable loss experience results in stable premiums. Since the captive insures only the risks of its owners, broad market conditions that result in fluctuations to premiums may not affect your captive insurance program;• D irect access to the reinsurance market: the captive can negotiate directly with the reinsurance market thereby avoiding commissions charged by commercial carriers;• G reater control over claims: captive insurance, essentially self-insurance, provides financialincentives to control claims costs through proactive risk management;• A ccumulation of investment income: the captive receives and invests premium payments until such time when those funds are needed to pay claims, operating expenses or dividends; and• I ncreased insurance capacity: a successful captive will build surplus over time, which will enable the captive to retain more risks.3: What types of captives can be formed in Washington, DC?•P ure captives: a captive insuring only the risks of its parent and affiliated companies;• A ssociation captives: a captive that insures the risks of the member organizations of an association and the affiliated companies of those members;• A gency captives: a captive that is owned by an insurance agency or brokerage and that only insures risks of policies that are placed by or through the agency or brokerage; • B ranch captives: an alien (i.e., foreign) captive licensed to transact insurance in the District through a business unit with a principal place of business in the District;• R ental captives: a captive formed by an organizer in which the rental captive enters into contractual agreements to insure the risks of policyholders or participants. The rental captive offers some or all of the same benefits of a traditional captive without all of the costs and responsibilities associated with a traditional captive insurance program; and•P rotected cells: any type of captive insurer may form one or more protected cells to insure the risks of the captive’s participants. Each protected cell is capitalized separately, and the assets and liabilities in the protected cells are legally separate from the assets and liabilitiesin the captive insurer and the other protected cells.4: What types of insurance can captives write?Captives are generally restricted to writing only commercial lines of coverage, such as commercial property, auto liability, general liability, professional liability and employers’ liability. Many captives also insure workers’ compensation; however, this line must generally be written through a commercially licensed insurer and reinsured by the captive.5: What is a risk retention group (RRG)?A risk retention group is a captive insurance company operating under the federal Liability Risk Retention Act, and organized for the primary purpose of insuring liability risk exposures of its group members. Members of the RRG must be engaged in similar business activities (e.g., doctors seeking medical malpractice insurance).6: What is a feasibility study?The feasibility study, generally prepared by a consulting actuary, is documentation of how the captive program will operate and is a required element of the captive application. The study is often the pivotal piece of information used to decide whether ornot to proceed with the formation of the captive. The study may include both a written summary of the business plan and five years’ worth of projected financial results. Those interested in forming a captive will need to accumulate three to five years worth of past premium and claims data, as well as prospective information related to the insurance risks the captive is anticipated to write. The cost of the feasibility studies varies with the complexity of the captive program.7: What involvement will I have in operating the captive?Many of the day-to-day operations of the captive, including accounting, regulatory compliance and routine claims handling, are typically handled by contracted service providers, including an approved captive manager. However, the ultimate responsibility for management rests with the captive’s board of directors. Management must provide direction, coordinate the work of contracted services providers, ensure that loss control programs are executed and attend board meetings, among other responsibilities. Appropriate management participation is critical to achieving success in a captive program.Where can I find more information on captive insurance?A variety of good information on captives is available on the Web, including:• • • • • • 8: What is a captive manager?A captive manager is a contracted service provider that specializes in running the day-to-day operationsof captive insurers. The captive manager will often perform the accounting function, interface with the Risk Finance Bureau on regulatory issues and provide general consulting assistance. A captive manager can also be helpful in steering management through the captive formation process. Contact DISB for a list of approved captive managers.9: What services do actuaries perform? An actuary experienced in captive programs can assist in the formation of a captive by preparing a feasibility study, determining the appropriate premium to charge and recommending appropriate reinsurance coverage. The captive must also engage an actuary to perform an annual estimate of the captive’s liability for future claims (i.e., reserves).10: What is a fronting company?A fronting company is a commercially licensed insurance carrier that issues a policy and reinsures all or a substantial part of the risk to another carrier, such as a captive.11: Will my captive have to use a fronting company to issue insurance policies? Possibly. Certain types of coverage require evidenceof insurance from admitted insurers. In addition, some insureds may be required to show evidence of insurance from a highly rated carrier.12: What types of investments are captives allowed to use?As part of its business plan filed with DISB, the captive will document its investment plan, including the proposed types of invested assets to be acquired and held by the captive. DISB will review the proposed investment strategy and may approve the plan as submitted or require revisions. Typically, newly formed captives invest in bank instruments (e.g., money market funds and certificates of deposit) and highly ratedmarketable securities, including mutual funds.13: Does the captive get to keep its investment income?Yes. The captive retains all of the income earned on its investments and can use that revenue for any purpose. The captive retains the risk of default and depreciation on its investments as well.14: Does a captive pay income taxes? Yes and no. A captive insurance company is required to file a federal income tax return but generally isnot subject to state income taxes. The federal rules for taxing captive insurance programs are complex, and professional advice is often important for making appropriate tax elections.15: Can a state guaranty fundassess captives who write businessin their state?No. Captives are exempt from state guarantyfund assessments.16: What information is required to accompany the captive application?The application must include the following:• A completed signed application• A business plan summary• An actuarial feasibility study• A rticles, by-laws, participation or shareholders agreements• C aptive manager and other service provider agreements• A description of the risk management program• A description of the underwriting and claims administration process• F ive-year financial proformas showing expected and adverse scenarios• B iographical affidavits for all officers, directors and key service providers• A non-refundable application fee ($500) and certificate of authority fee ($300)Who should I contact at DISB to talk about forming a captive?Your first call should be directly to the Risk Finance Bureau of the Department of Insurance, Securities and Banking at 202.727.5074 to set up an initial meeting to discuss your captive program.17: What are the common sources of formation capital?Capital, either in the form of cash or an approved letter of credit, is often funded by the owner(s), but may also be obtained through assessments on the individual insureds.18: Can I use a letter of credit to capitalize the captive?Yes. The District’s Captive Law allows for a letter of credit as evidence of the formation capital. A letterof credit can satisfy both the minimum capital and surplus requirements.19: What fees are involved in setting up a captive in the District of Columbia?A non-refundable fee of $500 is required with the application and a licensing fee of $300 will be assessed upon approval of the application. DISB will chargethe applicant an additional fee (currently $3,200) if it deems it necessary to send the feasibility study to an independent actuary for review.The costs of professional services to complete the application, feasibility study and incorporate the entity can vary significantly based on the type of captive, the nature of the risks and the complexity of the program. In our experience, we have seen organizational costs range from $50,000 to $150,000.20: What is underwriting?Underwriting is the process of selecting and rating (i.e., pricing) the risks to insure.21: What is reinsurance?“Insuring the insurer.” A form of insurance whereby one insurer agrees to indemnify another insurer for losses resulting from retained risks. Reinsurance is very common in captive programs and can take a variety of forms including:• Q uota share reinsurance: the captive andthe reinsurer agree to split premiums and losses proportionally (e.g., 50/50 split); and• E xcess of loss: the reinsurer agrees to reimburse the captive for claims costs over a specified amount (e.g., individual claims over $100,000).22: What is the difference between gross written premium and netwritten premium?Gross written premium represents the consideration charged to the insured. When the captive shares risk with a reinsurer, part of the gross premium is paid to the reinsurer. The remaining premium (i.e., gross less reinsurance premium) represents the net written premium.Captive Form Paid-In-Capital Surplus Total Pure captive$100,000$150,000$250,000Association captive–stock $100,000$300,000$400,000Association captive–mutual N/A $500,000$500,000Agency or rental captive $100,000$300,000$400,000Protected cellsAmount of capital and surplus to be determined by the CommissionerWhat are the minimum capital and surplus requirements in Washington, DC?The statutory minimum capital and surplus requirements are listed below. Additional capital may be required based on the volume and type of risk to be retained. An actuary or captive manager will be helpful in determining an appropriate level of capital to maintain.23: How should I decide whatreinsurance programs are appropriate for my captive?It is very important to consult someone experienced in forming captive programs to select an appropriate reinsurance program for your captive. Actuaries and captive managers may be valuable resources in designing the reinsurance program and contracting with reinsurers.24: What are premium taxes?Captive domiciles each charge a tax on theamount of premium written by the captive.The District’s tax rates can be found at.25: How does a captive settle claims?Claims against captive insurance policies are settled essentially in the same manner as commercial policies. Often, captive programs are structured so that the fronting carrier settles the claims. In other cases, the captive may settle claims directly or through use of service providers (i.e., insurance adjustment firms and attorneys).FAQ’s prepared by: James A. Murphy, CPA | Partner, Johnson Lambert & Co. Courtesy of The Captive Insurance Council of the District of Columbia, Inc.810 First Street NE, Suite 701, Washington, DC 20002 p202.727.8000 。
主题:文化面面观-美国主要城市地图及简介1收藏本贴| 好友分享| 推广拿分点击:6450 | 回复:4 | 标签: 文化掠影图片词汇海外文化文化面面观-美国主要城市地图及简介1国的大城市一直是美国文化的精华所在,在城市中了解美国文化,学习英语,我想会收到意想不到的效果。
以后的几贴里,我会陆续介绍美国的几个主要城市以及这个城市的著名LANDMARK。
shington D.C天我们来参观一下美国首都华盛顿:家都知道美国有两个华盛顿,但是首都华盛顿的全称知道的人估计甚少,这里介绍一下:"D.C." is an abbreviatio District of Columbia, the federal district coextensive with the city of Washington. The city is named after Washington(乔治。
华盛顿), military leader of the American Revolution and the first President of the Unit and Columbus,the first visitor of America continent.国国会大厦(US capitol)会大厦建在海拔83英尺的高地上,故称之为“capitol hill”国会山.绍一下相关词汇:议院senate议长speaker众议院house of representatives议员representative肯纪念堂(Lincoln Memorial )肯的威名自不用说,我们介绍一首著名诗人惠特曼赞颂林肯的诗吧~O Captain! My Captain!Walt WhitmanCaptain! my Captain! our fearful trip is done,e ship has weathered every rack, the prize we sought is won,e port is near, the bells I hear, the people all exulting,hile follow eyes the steady keel, the vessel grim and daring;t O heart! heart! heart!the bleeding drops of red,here on the deck my Captain lies,len cold and dead.Captain! my Captain! rise up and hear the bells;e up—for you the flag is flung—for you the bugle trills,r you bouquets and ribboned wreaths—for you the shores a-crowding, r you they call, the swaying mass, their eager faces turning;re Captain! dear father!s arm beneath your head!s some dream that on the deck,u’ve fallen cold and dead.Captain does not answer, his lips are pale and still;father does not feel my arm, he has no pulse nor will;e ship is anchored safe and sound, its voyage closed and done;om fearful trip the victor ship comes in with object won;ult O shores, and ring O bells!t I, with mournful tread,alk the deck my Captain lies,len cold and dead.,船长!我的船长!我们可怕的航程已经终了,们的船已安然渡过所有的难关,我们所追求的锦标也已经得到,口就在前面,我已听见钟声,听到了人们的欢呼,万只眼睛都在望着我们的船安稳前进,它是那样威严和勇敢;是,啊,心哟!心哟!心哟!,鲜红的血滴,在那甲板上,我的船长躺下了,已浑身冰冷,心脏停止了跳动。
【章节训练】Unit 2 Big cities一.选择题(共12 小题,满分70.8 分,每小题5.9 分)1.Washington DC is the capital of .()A.China B.the US C.the UK 2.Beijing is in the of China.()A.north B.south C.west 3.London is the capital of .()A.China B.the US C.the UK 4.Beijing is the capital of .()A.China B.the US C.the UK 5.You can the history and culture of the country in Washington DC.()A.feel B.feels C.feeling 6.London is full history and culture.()A.of B.in C.on 7.Tomorrow we will back home.()A.are B.were C.be 8.We are at the Palace.()A.look B.looks C.looking 9.Guess where we are the moment.()A.in B.on C.at10.Today We are the middle of London.()A.in B.on C.at11.There are many interesting in Beijing.()A.a place B.place C.places 12.The queen there.()A.live B.lives C.living二.填空题(共 1 小题,满分 5.9 分,每小题 5.9 分)13.按要求,写单词.(1)west(对应词)(2)why(对应词)(3)new(对应词)(4)many(最高级)(5)big(最高级)三.句型转换(共4 小题,满分23.3 分)14.翻译句子It is one of the biggest cities in the world.15.翻译句子There are many interesting places in Beijing.16.It is one of the biggest cities in the world.(改为一般疑问句)17.There are many interesting places in Beijing.(改为一般疑问句)【章节训练】Unit 2 Big cities参考答案与试题解析一.选择题(共12 小题,满分70.8 分,每小题5.9 分)1.Washington DC is the capital of .()A.China B.the US C.the UK【分析】华盛顿特区是美国的首都.【解答】考查专有名词.A.China 中国;B.the US 美国;C.the UK 英国;根据Washington DC is the capital of 华盛顿特区是…的首都,结合常识是美国的,故选:B.【点评】根据句意用合适的名词完成本题.2.Beijing is in the of China.()A.north B.south C.west【分析】北京在中国的北部.【解答】考查名词的词义辨析.north 北部;south 南部;west 西部;根据地理常识可知,北京是在中国的北部.故选:A.【点评】平时多背单词,掌握单词的词义和词性.3.London is the capital of .()A.China B.the US C.the UK【分析】伦敦是英国的首都.【解答】考查名词词.A.China 中国;B.the US 美国;C.the UK 英语;根据London is the capital of 伦敦是…的首都,结合常识是英国的,故选:C.【点评】根据句意用合适的名词完成本题.考查名词.4.Beijing is the capital of .()A.China B.the US C.the UK【分析】北京是中国的首都.【解答】本题考查英文常识.A.China 中国;B.the US 美国;C.the UK 英国;根据地理常识可知,北京是中国的城市,而且是中国的首都.故选:A.【点评】平时多背单词,并了解文化和生活常识.5.You can the history and culture of the country in Washington DC.()A.feel B.feels C.feeling【分析】你可以在华盛顿感受到这个国家的历史和文化.【解答】考查动词原型..A.feel 原型;B.feels 第三人称单数;C.feeling 现在分词.根据can 后面要动词原型.故选:A.【点评】根据题意,用合适的时态及动词形式完成本题.6.London is full history and culture.()A.of B.in C.on【分析】伦敦充满了历史和文化.【解答】考查短语.A.of,属于…的,be full of 意思是:充满.B.in,在…里面.C.on,在…上面.题干意思是:伦敦充满了历史和文化.故选:A.【点评】多读课文短语,掌握常用短语.7.Tomorrow we will back home.()A.are B.were C.be【分析】明天我们将回家.【解答】考查动词原型.根据will 后面要用动词原型.故选:C.【点评】根据题意,用合适的时态及动词形式完成本题.8.We are at the Palace.()A.look B.looks C.looking【分析】我们正在看宫殿.【解答】本题考查动词的现在分词形式.有不完整句子可知,句子时态是正在进行时,结构为:主语(we)+be 动词(are)+动词的ing 形式+其它.所以be 动词后的动词用ing 形式.A 选项为动词原形;B 选项为动词的第三人称单数形式;C 选项为动词的ing形式.故选:C.【点评】结合句子时态,以及现在进行时的结构进行回答.9.Guess where we are the moment.()A.in B.on C.at【分析】猜猜我们现在在哪里?【解答】考查短语.题干意思是:猜猜我们现在在哪里?A.in,在…里面,不符合题意.B.on,在…上面,不符合题意.C.at,在,at the moment 表示"现在",符合题意.故选:C.【点评】多读课文,掌握常用短语.10.Today We are the middle of London.()A.in B.on C.at【分析】今天我们在伦敦市中心.【解答】考查地点介词.题干表达今天我们在伦敦市中心.in the middle of 在…中心,固定搭配;on/at 不构成搭配.故选:A.【点评】考查地点介词,要求熟悉课本所学,掌握句义,结合语法知识,分析句子,结合语法知识,辨析选项,确定答案,完成题目.11.There are many interesting in Beijing.()A.a place B.place C.places【分析】北京有很多有趣的地方.【解答】考查可数名词及其单复数.根据many 很多,后面要用place 的复数形式places,故选:C.【点评】根据句子,用合适的名词完成本题.考查可数名词及其单复数.12.The queen there.()A.live B.lives C.living【分析】女王住在那里.【解答】本题考查动词的第三人称单数.live 是动词,表示:居住,生活.判断题干句意是:女王住在那里.由此可知句子是一般现在时.主语是the queen,是第三人称单数,。
美国首都-华盛顿(Washington)美国首都华盛顿,全称“华盛顿哥伦比亚特区”是美国的政治和文化中心。
是世界上少有的仅以行政职能为主的大城市,管理国家是华盛顿的主要工作。
华盛顿原是一片灌木丛生之地,只有一些村舍散落其间。
1789年,美国联邦政府正式成立,但在首都选址上造成巨大分歧,国会最后达成妥协,由总统华盛顿选定南北方的天然分界线——波托马克河畔长宽各为16公里的地区作为首都地址,并请法国工程师皮埃尔·夏尔·朗方主持首都的总体规划和设计。
新都尚未建成,华盛顿便于1799年去世。
为了纪念他,这座新都在翌年建成时被命名为华盛顿。
世界上最繁忙的城市-纽约(New York)纽约(New York),世界上最繁忙的城市,全球十大国际大都市之首,位于纽约州东南部,下辖五个区。
纽约是世界上公认的最大城市和最大的国际金融中心,也是整个美国的金融经济中心、最大港口和人口最多的城市,是全世界的经济中心,它的一举一动无时无刻不在影响着世界。
作为全世界最大的都会区之——纽约都会区的核心,在超过一个世纪中,纽约在商业和金融的方面发挥了极为重要的全球影响作用。
纽约是一座世界级城市,它左右着全球的媒体、政治、教育、娱乐与时尚界的风云。
联合国总部和世界上很多国际机构和跨国公司的总部都设在纽约天使之城-洛杉矶(Los Angeles)洛杉矶位于美国西岸加州南部的城市,是美国的第二大城,是拥有巨大影响力的国际化大都市。
1769年8月2日(天主教圣母节第二天),西班牙远征队为寻找开设教会地点来到这里,1781年在这里建镇,并把这里称为“天使女王圣母玛利亚的城镇”,简称“天使之城”洛杉矶是全世界的文化、科学、技术、国际贸易和高等教育中心之一,有世界知名的各种专业与文化领域的机构。
闻名遐迩的“电影王国”好莱坞、引人入胜的迪斯尼乐园、峰秀地灵的贝佛利山庄使洛杉矶成为举世闻名的“电影城”和“旅游城”。
美国最古老的城市-波士顿(Boston)1630年9月17日,来自英国的清教徒移民创建了波士顿。