金融报告(8)
- 格式:docx
- 大小:36.00 KB
- 文档页数:7
银行涉农金融服务工作总结8篇银行涉农金融服务工作总结(篇1)__年,在__银监分局的大力支持和帮助下,__行紧紧围绕省局和__分局案防安保工作总体思路,狠抓制度落实、力促问题整改,着力加强案件风险防控体系的建设,始终坚持把案件防控工作放在首位,案防工作取得阶段成效,实现“零案件”案防目标,各项业务呈现良好发展态势。
下面,将__行的具体工作情况汇报如下:一、加强领导,全力抓好案件防控工作__年初,__行专门召集相关部门及人员专题研究安全运营和案件防控工作,并通过召开全行案防工作大会的形式,安排部署全年案防工作,提出抓好“四个落实”的案防工作要求:一是按照监管部门案防工作要求,确定案防工作的年度目标,做到目标落实。
二是制定全年案防工作方案和工作计划,做到计划落实。
三是深刻领会__银监局和__分局文件精神,提高思想认识,高度认识案件防控工作的重要性,紧密围绕案防十项重点工作,稳步扎实做好案件防控工作,确保完成各项工作任务,做到“重点工作落实”。
四是__行案防工作实行各层级一把手负总责制,并在不同层级设立专兼职案防岗位,指定专人负责案件防控工作,实行定人、定岗、定责的“三定”管理,做到责任落实。
目前,__行上下更加重视案防工作,工作的主动性、自觉性得到提高,确保了案防工作的有效落实。
二、强化教育,筑牢思想防线思想教育工作常常说起来重要,但实际上却最容易被忽视,在基层则更显薄弱。
思想教育工作的缺失,也是引发道德风险和操作风险的一个重要因素,为此,我们着重抓了以下几方面工作:(一)持续开展制度培训,提高全员遵章守纪意识。
__行以各项规章制度的学习培训为重点,全面组织开展了各个条线规章制度的培训活动。
截至__月底,全行已有__余人、参加了集中培训,使员工的综合业务素质得到提高,为__行工作的顺利开展奠定了基础。
(二)开展警示教育活动,增强员工防范意识。
__行注重将业务培训和法律知识培训有机结合,抓教育、抓引导,抓防范。
金融专业心得体会(模板8篇)(经典版)编制人:__________________审核人:__________________审批人:__________________编制单位:__________________编制时间:____年____月____日序言下载提示:该文档是本店铺精心编制而成的,希望大家下载后,能够帮助大家解决实际问题。
文档下载后可定制修改,请根据实际需要进行调整和使用,谢谢!并且,本店铺为大家提供各种类型的经典范文,如合同协议、工作计划、活动方案、规章制度、心得体会、演讲致辞、观后感、读后感、作文大全、其他范文等等,想了解不同范文格式和写法,敬请关注!Download tips: This document is carefully compiled by this editor. I hope that after you download it, it can help you solve practical problems. The document can be customized and modified after downloading, please adjust and use it according to actual needs, thank you!Moreover, our store provides various types of classic sample essays, such as contract agreements, work plans, activity plans, rules and regulations, personal experiences, speeches, reflections, reading reviews, essay summaries, and other sample essays. If you want to learn about different formats and writing methods of sample essays, please stay tuned!金融专业心得体会(模板8篇)体会是指将学习的东西运用到实践中去,通过实践反思学习内容并记录下来的文字,近似于经验总结。
金融类实习报告金融类实习报告8篇在当下这个社会中,需要使用报告的情况越来越多,我们在写报告的时候要避免篇幅过长。
一起来参考报告是怎么写的吧,以下是小编为大家收集的金融类实习报告8篇,欢迎阅读,希望大家能够喜欢。
金融类实习报告篇1我的这段实习旅程是我的财富,毕业后,这就是一新的起点,每个人的理想不一样,所以以后要走的路也就不一样了。
下面是我的实习经历,和大家分享下。
这段实习的时间里,我主要学习的都是一些基本业务处理系统,不断的熟悉银行的会计科目,同时,也基本掌握了该系统的记账和复核的操作,并能独立处理同城交换、证券清算和外汇核算。
这些天,每个人都我都很关心,十分照顾我,不论是带教领导也好,还是银行的员工,他们都十分协助我的工作,看到他们对我这么好,我没有理由不好好学了,自己的努力,自感收益不小。
这次实习把我从学校纯理论学习中拉到了在实践中学习的环境。
一进入岗位,我就意识到,该把学生时代的野性收敛了。
没有规矩是不行的,虽说在这个银行内部是很和谐的,就像一个大家庭,也没有什么束缚,但它毕竟是一个跟钱打交道的机构,需要有严谨的纪律和详细的规程,我就应该严于律己,这样不仅可以遵守银行的规矩,对我自己更有好处。
这一个月里,我深刻的体例到了团队的力量,也明白了团队的重要性,记得那时我在工行已独立上岗二个星期了,已不像第一次那样紧张了。
我记得那天的业务特别多,每个人都好忙呢,计算机运行得也很慢,其中有一笔900元的取款已发生,但发票打印不出,查了流水也成功了,主管确认这笔业务已成功,至于发票只好用手工补。
到了晚上轧帐时,数字对不到了,无论怎么弄,都是少了钱,而且还是900元,真是把我急坏了,我赶快再仔细一次,看到那900元的取款还是在发送中,可是我们的主管也确认过了,并确认也成功了,大概是系统不好,电脑自动充值,所以才会这样。
还好这位客户是在我这边办的业务,同事也赶快过来帮我找了这人的联系方式,主管帮我追回了900元,当时我真好感激行里的每位同事,我认识到团队合作真的是很重要。
目录一、金融运行情况 (5)(一)银行业发展良好,各项贷款增长加快 (5)(二)证券业运行稳健,开放式基金销售增长 (7)(三)保险业保持稳定,保障能力不断巩固 (8)(四)社融规模同比多增,金融市场运行平稳 (8)(五)金融服务质效日益提升,金融生态环境持续向好 (9)二、经济运行情况 (10)(一)市场需求持续改善,投资出口加快增长 (10)(二)三次产业协同发力,供给能力持续增强 (11)(三)消费价格温和上涨,就业形势总体平稳 (12)(四)财政收入稳中有升,民生保障有力有效 (13)(五)房地产市场调整筑底,制造业加快发展 (14)三、预测与展望 (14)附录 (17)(一)2023年宁夏回族自治区经济金融大事记 (17)(二)2023年宁夏回族自治区主要经济金融指标 (18)专栏专栏1用好结构性货币政策工具全力稳经济保增长促发展 (7)专栏2宁夏建成省级地方征信平台助力企业融资发展 (13)表表1 2023年银行业金融机构情况 (5)表2 2023年金融机构人民币贷款各利率 (6)表3 2023年证券业基本情况 (8)表4 2023年保险业基本情况 (8)表5 2023年金融机构票据业务量统计 (9)表6 2023年金融机构票据贴现、转贴现利率 (9)图图1 金融机构人民币存款增长变化 (5)图2 金融机构人民币贷款增长变化 (5)图3 金融机构本外币存、贷款增速变化 (6)图4 金融机构外币存款余额及外币存款利率 (6)图5 社会融资规模分布情况 (8)图6 地区生产总值及其增长率 (10)图7 固定资产投资(不含农户)增长率 (10)图8 社会消费品零售总额及其增长率 (11)图9 外贸进出口变动情况 (11)图10 利用外资情况....................................................................... H 图11 规模以上工业增加值增长率 . (12)图12 居民消费价格和生产者价格变动趋势 (12)图13 财政收支状况 (13)图14 房屋施工和销售变动趋势 (14)图15 银川市新建商品住宅销售价格指数变动趋势 (14)一、金融运行情况款630亿元,同比多增305亿元;新增机关团体及财政性存款248亿元,同比多增255亿元。
银行金融实习报告10篇银行金融实习报告1实习地点:湖北省襄樊市实习单位:中国银行襄樊分行营业部实习时间:7月23-8月实习岗位:大堂经理助理实习工作内容:接待客户,产品介绍,为客户答疑。
“选择中国银行,实现心中理想”。
四个星期前,我带着一丝敬畏的心情进入中国银行;作为一名大二金融系学生,能够有机会进入中行学习我感到非常荣幸,并非常珍惜这次实习机会,通过这次学习,我想在今后追逐梦想的路上,我会又多一份勇气和动力。
首先,我来介绍一下中行一些基本情况,中国银行,全称中国银行股份有限公司,是中国大型国有控股商业银行之一。
中国银行主营传统商业银行业务,包括公司金融业务、个人金融业务、金融市场业务。
公司金融业务基于银行的核心信贷产品,为客户提供个性化、创新的金融服务。
个人金融业务主要针对个人客户的金融需求,提供基于银行卡之上的系统服务。
金融市场业务主要是为全球其他银行、证券公司和保险公司提供国际汇兑、资金清算、同业拆借和托管等全面服务。
作为中国金融行业的百年品牌,中国银行在稳健经营的同时,积极进取,不断创新,创造了国内银行业的许多第一,在国际结算、外汇资金和贸易融资等领域得到业界和客户的广泛认可和赞誉。
中国银行多年来的信誉和业绩,得到了银行同业、国内外客户和权威媒体的广泛认可。
在近百年岁月里,中国银行以其稳健的经营、雄厚的实力、成熟的产品和丰富的经验,深得广大客户信赖,并与客户建立了长期稳固的合作关系。
中国银行将秉承“以客户为中心,以市场为导向,强化公司治理,追求卓越效益,创建国际一流大银行”的宗旨,依托其雄厚的实力、遍布全球的分支机构、成熟的产品和丰富的经验,为客户提供全方位、高品质的银行服务,与广大客户携手共创美好未来。
另外,我来介绍一下我的实习生活:每天6:40前起床;8:00之前赶到银行参加晨会,然后开始工作;中午12:00下班回家吃饭休息,下午2:30上班一直到下午5:40多下班;回到家吃过饭已是晚上7:00;吃饭、写实习日志、洗澡,然后10:00左右睡觉;几周以来,从没迟到过,更没早退,——这就是我每天的生活,一个人但非常有规律的生活,忙碌但感觉很愉快的生活。
CHAPTER 8: Discussion Questions and Problems1. Differentiate the following terms/concepts:a.Good company and good stockA good company has positive attributes such as a strong management team. A good stock is one you expect to outperform in the future. If markets are efficient there are no good or bad stocks.b.Momentum-chaser and contrarianA momentum-chaser buys stocks that have performed well in the past. A contrarian buys stocks that have not performed well in the past.c.International diversification and domestic diversificationPortfolio theory teaches us that diversification pays off. If we stick with domestic securities, this is domestic diversification. If, as we should, we move to foreign securities as well, this is international diversification.d.Anchoring and herdingAnchoring means sticking with maintained or prior views. Herding is going with the crowd. One could imagine a group of anchored analysts. In response to some new information several change their views. Others may herd (i.e., follow these analysts) even without studying the new information.2. In a regression of perceived long-term investment value (LTIV) on size (S), bookto market (B/M), and management quality (MQ), the following coefficients (all significant) were estimated:LTIV = -.86 + 0.15log(S) + -.11log(B/M) +.85MQDiscuss what can be learned from this regression (which appears in Shefrin, H., and M. Statman, 1995, "Making sense of beta, size, and book-to-market,"Journal of Portfolio Management 21 (no. 2), 26-34).In this regression, value as a long-term investment is regressed on size, book-to-market, and management quality. Management quality strongly impacts perceived investment value. This does not make sense because all positive attributes should already be embedded in stock price. Additionally, size and book-to-market, even after accounting for their impact on management quality, independently influence investment value. Big firms are viewed as good investments, and growth companies are viewed as good investments. In other words, big high-growth firms are viewed as representative of good investments. Interestingly, the empirical evidence points in the exact opposite direction. It is small-cap value firms that have historically outperformed. Indeed, the tendency for individuals to use representativeness in this context may have contributed to the small-firm and value anomalies.3. Home bias has a potential information-based explanation. Discuss.One reason why investors may favor local markets –where local is interpreted as either domestic or close-to-home but within the same country – is because they may possess, or may feel that they possess, informational advantages. Gains from being geographically close to a company may appear in improved monitoring capability and access to private information. One paper established that mutual fund managers, consistent with familiarity bias, tend to favor local investments, that is, they tend to buy firms headquartered within a 100-mile (or 161-kilometer) radius of their head office. Specifically, they conclude that the average manager invests in companies that are located within 160-84 kilometers, or 9-11%, closer to her than the average firm she could have held.Research has shown a payoff to local investing. Fund managers on average earn 2.67% per year more on local investments, while local stocks avoided by managers underperform by 3% per year. Moreover, they find that those better able to select local stocks tend to concentrate their holdings more locally. There is even evidencethat retail investors are able to benefit from local investing. Based on a dataset of retail investors, local investments outperform remote investments by 3.2% per year.4. In Canada there are two official languages, French and English. Some Canadiancorporations are headquartered in Quebec where French is the official language.Most however are headquartered outside Quebec where English is dominant.Would you expect Quebecers to invest more in Quebec companies, and non-Quebecers to invest more in companies based outside Quebec? Also, do you think the first language of the CEO might matter in accounting for investor preferences? Explain.We would expect to see the same as in the study using Finnish data where the two languages/ethnicities were Swedish and Finnish. Specifically, we would expect to see English-speaking investors preferring companies based outside of Quebec and French-speaking investors preferring companies based inside of Quebec. Similarly, we might expect to see a preference on the part of English-speaking investors for English-speaking CEOs (and the same for French-speaking investors).5. Anchors are ubiquitous in financial markets. Give some examples.Many examples could be given. One is the current level of stock prices. Many people accept the current level as valid and only see changes in it as being justified if new information arrives. This is true whether or not the market as a whole is arguably undervalued or overvalued.。
关于金融总结报告(实用版)编制人:__________________审核人:__________________审批人:__________________编制单位:__________________编制时间:____年____月____日序言下载提示:该文档是本店铺精心编制而成的,希望大家下载后,能够帮助大家解决实际问题。
文档下载后可定制修改,请根据实际需要进行调整和使用,谢谢!并且,本店铺为大家提供各种类型的实用范文,如自我介绍、自我总结、自我鉴定、职场资料、工作报告、策划方案、演讲致辞、合同协议、条据文书、其他范文等等,想了解不同范文格式和写法,敬请关注!Download tips: This document is carefully compiled by this editor. I hope that after you download it, it can help you solve practical problems. The document can be customized and modified after downloading, please adjust and use it according to actual needs, thank you!In addition, this shop provides various types of practical sample essays, such as self-introduction, self-summary, self-assessment, workplace information, work report, planning plan, speeches, contracts, agreements, documents, other sample essays, etc. Please pay attention to the different formats and writing methods of the model essay!关于金融总结报告关于金融总结报告(精选8篇)关于金融总结报告要怎么写,才更标准规范?根据多年的文秘写作经验,参考优秀的关于金融总结报告样本能让你事半功倍,下面分享【关于金融总结报告(精选8篇)】,供你选择借鉴。
《投资组合管理(双语)》课程报告Portfolio Report班级金融13-2班学号2013026605(01)姓名历佳欣olicy Statement:In the face of the pressure of the economic downturn, to better use the optimization of investment structure, to reform the system of investment and improve the investment efficiency measures, for the steady growth of create more favorable conditions is placed in front of us reality problem. Continued good policies, capital market injected fresh blood to the source of a constant. And after that, in the face of the pressure of the economic downturn, the better use to optimize the investment structure, to reform the system of investment and improve the investment efficiency measures, for the steady growth of creating more favorable conditions.First talk about the infrastructure investment. Studies have shown that, infrastructure investment for stimulating national economic growth and private investment has a significant positive influence, among them, transportation and water systems and other areas of the investment effect is more significant and more lasting. At present, China's infrastructure investment growth although running at a high level, but with the advance of new urbanization, Midwest transportation, communication network, oil and gas pipelines, and other infrastructure investment demand potential huge, to infrastructure investment as expanding public works of the main starting point "will undoubtedly in the steady growth and stable investment play the main engine.Look at manufacturing investment. China's manufacturing industry is to invest a higher degree of marketization, in recent years, the decline in investment growth, private investment growth rate down, mainly affected by factors such as excess capacity. Especially in the 30 years of high-intensity, large-scale development and construction, investment in traditional manufacturing industries is relatively saturated, food manufacturing, chemical products manufacturing, non-ferrous metal smelting industry investment downward trend of the fear will continue. But with in-depth implementation of the "made in China 2025" Internet "action plan and strategy, manufacturing industry will appear network, digital, intelligent profound changes, manufacturing industry investment there will be another round of development opportunities.First, continue to increase investment in major infrastructure projects, which are the national economy padded short board is an important focal point, the primary way to large public investment. Especially to focus on investment in shantytowns and reconstruction of city underground pipe network, water conservancy and other livelihood projects, as well as the Midwest railway, information technology and facilities in the next generation, oil gas pipeline and gas storage, the major construction projects The Belt and Road channel. Secondly, increase manufacturing and innovation in the field of investment, which is a key way to strengthen the real economy.Assets Allocation:For how to build a portfolio I choose a robust portfolio, buying stocks. Bonds and cash, respectively, to buy 10000 shares and 1000 shares of bonds and some cash in the presence of a bank to do the flow of funds.Securities Selection:Stock purchase Shanghai Pudong Development Bank for bondNo. 04 to buy bonds, cash in the Construction Bank.Shanghai Pudong Development Bank's core informationIncome (a): 0.696 PE (dynamic): 6.19Net Worth: 15.96 book value: 1.08Total revenue: 42.19 billion year on year: 27.89%Net profit: 13.92 billion year on year: 24.37%Gross margin: 0.00% net profit margin: 33.27%ROE: 4.50% debt ratio: 93.34%Total share capital: 19,650,000,000 total value: 338 800 000 000 Outstanding shares: 18,650,000,000 current value: 321 600 000 000 Retained earnings per share: 5.280 yuanTime to market: 1999-11-10Stock: Expected rate of return=2.65%Standard deviation=0.08459Bond: Expected rate of return=6.89%Standard deviation=0.15Cash: Expected rate of return=0.35%Standard deviation= 0.15Shanghai Pudong Development BankNational debtThrough the above investment combination, we can see that this is a robust portfolio of stocks, bonds and cash with different number of collocation can make us different types of portfolio can be obtained through the.The company has broken through the traditional reflective material business capacity bottlenecks, profitability rebounded. Set by the project micro prismatic reflective film has achieved sales of some products, is expected to be the first to put into operation in 2015, a strong drive to improve performance, the next three years the company will maintain rapid growth. The company actively enter the field of lithium batteries flexible packaging films and optical film, functional film to a comprehensive business transformation, the future is vast.Evaluation of Portfolio:For cash just for a rainy day and ready to respond, but on China's current deposit interest rate has dropped to 0.3%, so in fact the liquidity ofmoney but I do not need much to play safe most of the funds set aside to my personal point of view or to secure the main, I also bought a country Treasuries. While the stock in order to save time I chose a stock, although there are some risks, but for simplicity I so chose Shanghai Pudong Development Bank shares.For determining an effective portfolio is a very complex decision-making process, we already know that the risk is part of the portfolio by increasing the number of assets and eliminate this part of the risk is called unsystematic risk. Non-systematic risk is the possibility of the company's own shares for some reason caused by falling stock prices, it only exists in relatively independent of range, or individual industries, it comes from the micro-factors within the enterprise. This unique event risk arising from certain securities or a certain industry, such as bankruptcy, breach of contract, systematic contact with the entire stock market does not occur, this is the total investment risk in addition to the risk of accidental systemic risk outside, or called residual risk.Therefore, constructing efficient portfolios to avoid some of the unsystematic risk is necessary.。