哈尔滨金融学院教案
课程名称：金融英语
课程代码：
开课系部：金融系
授课教师：
授课班级：12级金管1、2、3班；
2012级国际金融1、2班
开课学期：2014-2015上
一、课程简介（四号宋体加粗）
课程类别：必修课
授课对象：专科层次金融管理与实务专业；国际金融专业
场地器材：1#308
学时学分：×××（四号宋体）
使用教材：Ian MacKenzie，《剑桥金融财务英语》，人民邮电出版社，2010年
参考教材：《会计专业英语》
《英文国际贸易》
《金融英语》
二、教学目标
扩充学生的金融词汇量，了解地道的外国金融案例。本门课程分为四个领域，会计学、银行业、公司理财、经济与贸易，学生学习后从宏观上可以将4者结合，将所学的知识进行整合，整体上提高自己的就业竞争力。
三、教学过程
第一次课 2学时
教学内容
第一章Basic terms
第1节 money and income
1.Currency
2.Personal finance
第2节 business finance
1.Capital
2.Revenue
3.Financial statement
重点难点
Terminologies
教学组织
1．讲授法
2．集体授课
3. 多媒体教学,板书
作业布置
课后习题，背诵专业术语
第二次课 2学时
教学内容
第三章Banking
第19节 personal banking
1.Current accounts
2.Banking products and services
3.E-banking
第20节 commercial and retail banking
https://www.doczj.com/doc/f610034578.html,mercial and retail banks
2.Credit
3.Loans and credits
重点难点
1.Types of accounts
2.Differences on types of accounts at home and abroad
3.Major activities in commercial banking
教学组织
1．讲授法
2．集体授课
3. 多媒体教学,板书
作业布置
课后习题，背诵专业术语，查阅资料了解中西方账户类型区别
第三次课 2学时
教学内容
第3章Banking
第21节 financial institutions
1.Types of financial institutions
2.Deregulation
3.Specialized banks
第22节 investment banking
1.Raising capital
2.Mergers and acquisitions
3.Consulting and research
重点难点
1.Different kinds of financial institutions and their
major activities
2.The meaning of merger and acquisition
教学组织
1．讲授法
2．集体授课
3. 多媒体教学,板书
作业布置
课后习题，背诵专业术语,查阅资料
第四次课 2学时
教学内容
第3章Banking
第23节 central banking
1.The functions of central banks
2.The central bank and the commercial bank
3.Central banks and exchange rates
重点难点
1.The functions of central banks
2.How to affect exchange rates?
教学组织
1．讲授法
2．集体授课
3. 多媒体教学,板书
作业布置
课后习题，背诵专业术语,查阅资料
第五次课 2学时
教学内容
第3章Banking
第24节 interest rates
1.Interest rates and monetary policy
2.Different interest rates
重点难点
1.Interest rates and monetary policy
2.Different interest rates
教学组织
1．讲授法
2．集体授课
3. 多媒体教学,板书
作业布置
课后习题，背诵专业术语,查阅资料
第六次课 2学时
教学内容
第3章Banking
第25节 money market
1.The money markets
https://www.doczj.com/doc/f610034578.html,mon money markets
3.repos
重点难点
Money market instruments
教学组织
1．讲授法
2．集体授课
3. 多媒体教学,板书
作业布置
课后习题，背诵专业术语,查阅资料
第七次课 2学时
教学内容
第3章Banking
第26节 Islamic banking
1.interest-free banking
2.types of accounts
3.leasing and short-term loans
第27节 money supply and control
1.measuring money
2.changing the money supply
3.monetarism
重点难点
1.The features of Islamic banking
2.The ways to control money supply 教学组织
1．讲授法
2．集体授课
3. 多媒体教学,板书
作业布置
课后习题，背诵专业术语,查阅资料
第八次课 2学时
教学内容
第4章corporate finance
第28节 venture capital
1.Raising capital
2.Return on capital
重点难点
The meaning of venture capital and angel capital 教学组织
1．讲授法
2．集体授课
3. 多媒体教学,板书
作业布置
课后习题，背诵专业术语,查阅资料
第九次课 2学时
教学内容
第4章corporate finance
第29-31节 shares and shareholders
1.The meaning and types of shares
2.Going public
3.Buying and selling shares
4.New share issues
5.Returns
6.Investors and speculators
重点难点
1.The procedures of going public
2.New share issues
教学组织
1．讲授法
2．集体授课
3. 多媒体教学,板书
作业布置
课后习题，背诵专业术语,查阅资料
第十次课 2学时
教学内容
第4章corporate finance
第33节 bonds
1.G overnment bonds and corporate bonds
2.P rices and yields
3.O ther types of bonds
重点难点
The differences between bonds and shares 教学组织
1．讲授法
2．集体授课
3. 多媒体教学,板书
作业布置
课后习题，背诵专业术语,查阅资料
第十一次课 2学时
教学内容
第4章corporate finance
第34节 futures
https://www.doczj.com/doc/f610034578.html,modity futures
2.Financial futures
重点难点
https://www.doczj.com/doc/f610034578.html,modity futures
2.Financial futures
教学组织
1．讲授法
2．集体授课
3. 多媒体教学,板书
作业布置
课后习题，背诵专业术语,查阅资料
第十二次课 2学时
教学内容
第4章corporate finance
第35节 derivatives
1.Options
2.In-the-money and out-of-the-money
3.Warrants and swaps
重点难点
How to make money from option contracts 教学组织
1．讲授法
2．集体授课
3. 多媒体教学,板书
作业布置
课后习题，背诵专业术语,查阅资料
第十三次课 2学时
教学内容
第4章corporate finance
第36节 asset management
1.Allocating and diversifying assets
2.Types of investors
3.Active and passive investment
重点难点
The ways to manage asset
教学组织
1．讲授法
2．集体授课
3. 多媒体教学,板书
作业布置
课后习题，背诵专业术语,查阅资料
第十四次课 2学时
教学内容
第4章corporate finance
第37节 hedge funds and structured products
1.Hedge funds
2.Leverage, short-selling and arbitrage
3.Structured products
重点难点
The meaning and nature of hedge funds
教学组织
1．讲授法
2．集体授课
3. 多媒体教学,板书
作业布置
课后习题，背诵专业术语,查阅资料
第十五次课 2学时
教学内容
第4章corporate finance
第39-40节 mergers, takeovers and leveraged buyouts
1.Mergers, takeovers and joint ventures
2.The types of takeovers
3.Integration
4.Conglomerate
5.raiders
重点难点
1.The types of takeovers
2.Integration
教学组织
1．讲授法
2．集体授课
3. 多媒体教学,板书
作业布置
课后习题，背诵专业术语,查阅资料
第十六次课 2学时
教学内容
第4章corporate finance
第41-42节 financial planning and financial regulations
and supervisions
1.F inancing new investments
2.D iscounted cash flows
3.C omparing investment returns
4.G overnment regulation
5.I nternal controls
重点难点
1.D iscount factor and discount rate
2.T he ways to compare investment returns 教学组织
1．讲授法
2．集体授课
3. 多媒体教学,板书
作业布置
课后习题，背诵专业术语,查阅资料
第十七次课 2学时
教学内容
第5章economics and trade
第43节 international trade
1.Trade
2.Balance of payments
3.protectionism
重点难点
1.The meaning of international trade
2.The ways to restrict imports
教学组织
1．讲授法
2．集体授课
3. 多媒体教学,板书
作业布置
课后习题，背诵专业术语,查阅资料
第十八次课 2学时
教学内容
第5章economics and trade
第44-45节 exchange rates and financing international trade
1.W hy exchange rate change
2.F ixed and floating rates
3.G overnment intervention
4.D ocumentary credit
5.D raft
6.E xport documents
重点难点
1.D ocumentary credit
2.D raft
教学组织
1．讲授法
2．集体授课
3. 多媒体教学,板书
作业布置
课后习题，背诵专业术语,查阅资料
第十九次课 2学时
教学内容
第5章economics and trade
第48-49节 the business cycle and taxation
1.Expansion and contraction
2.Fiscal policy
3.Monetary policy
4.Direct taxes
5.Indirect taxes
6.Non-payment of tax
重点难点
1.Fiscal policy and monetary policy
2.The ways to change money supply
教学组织
1．讲授法
2．集体授课
3. 多媒体教学,板书
作业布置
课后习题，背诵专业术语,查阅资料
第二十次课 2学时
教学内容
第1章accounting
第3-4,10节 accounting and auditing
1.Accounting
2.Auditing
3.bookkeeping
重点难点
1.d ouble-entry bookkeeping
2.i nternal and external auditing
3.t he types of accounting
教学组织
1．讲授法
2．集体授课
3. 多媒体教学,板书
作业布置
课后习题，背诵专业术语,查阅资料
第二十一次课 2学时教学内容
第1章accounting
第5-6节 company law
1.sole trader
2.partnership
https://www.doczj.com/doc/f610034578.html,pany
4.AGMs
重点难点
1.private and public companies
2.limited liabilty
教学组织
1．讲授法
2．集体授课
3. 多媒体教学,板书
作业布置
课后习题，背诵专业术语,查阅资料
第二十二次课 2学时
教学内容
第1章accounting
第7-9节 accounting assumptions and principles 1．Accounting assumptions
2．Accounting principles
重点难点
1.Depreciation and amortization
2.Fixed assets
教学组织
1．讲授法
2．集体授课
3. 多媒体教学,板书
作业布置
课后习题，背诵专业术语,查阅资料
第二十三次课 2学时
教学内容
第1章accounting
第11-12节 financial statements
1.Assets, liabilities and capital
2.Shareholders’ equity
3.Fixed assets and current assets
4.Tangible and intangible assets
重点难点
1.The balance sheet
2.Accrued expenses
教学组织
1．讲授法
2．集体授课
3. 多媒体教学,板书
作业布置
课后习题，背诵专业术语,查阅资料
第二十四次课 2学时
教学内容
第1章accounting
第13-14节 financial statements
1.The profit and loss account
2.The cash flow statement
重点难点
The functions of different financial statements 教学组织
1．讲授法
2．集体授课
3. 多媒体教学,板书
作业布置
课后习题，背诵专业术语,查阅资料
第二十五次课 2学时教学内容
第1章accounting
第15-16节 financial ratios
1.Types of financial ratio
2.Liquidity and solvency ratios
3.Earnings and dividends
4.Profitability
5.leverage
重点难点
1.current ratio
2.EPS
3.GPM
4.ROE
教学组织
1．讲授法
2．集体授课
3. 多媒体教学,板书
作业布置
课后习题，背诵专业术语,查阅资料
Lesson One Translate the following passage into Chinese 1.紧缩性货币政策和扩张性货币政策都涉及到改变一个国家的货币供应量水平。 扩张性货币政策增加货币供应量，而紧缩性货币政策会减少货币供应量。 2.当联邦储备体系在公开市场上购买有价证券，会引起证券价格上涨。债券价格 和利率成反比关系。联邦贴现率就是一种利率，因此降低联邦利率实际上就是 降低利率。如果联邦储备系统决定降低法定储备要求，那么银行能够进行投资 的资金会增加。这会引起投资比如债券价格的上涨，因此利率会降低。无论联 邦储备体系用何种方法来增加货币供应量，利率都会降低，债券价格会上涨。 Translate the following sentences into English 1. China would maintain a stable currency and prudent monetary policy, and expected to stay within its growth and inflation targets this year 2.China would also maintain a prudent monetary policy to support economic development while preventing inflationary pressure and financial risks 3. China’s economy continued to grow steadily and rapidly in the first quarter, with investment in fixed assets slowing and domestic consumption accelerating. 4.because of China’s large increase in its trade surplus and foreign exchange reserves in the first quarter, the effectiveness of its monetary policy — used to help control inflation — was facing “serious challenges.” 5. The central bank would seek to further streamline its foreign exchange system to facilitate the orderly outflow of funds. At the same time, it would tighten the management of foreign exchange inflows and settlement. —Three Translation: Translate the following passage into Chinese 1．外汇交易当然是指两种不用货币之间的交易了。每一组货币的交易或“买卖”都包含两个部分。一个是即期市场，在这个市场中支付（交付）需在交易时立即进行（在实际操作中一般是在第二个交易日进行），另一个就是远期市场。远期市场的汇率是在交易的时候就先确定了，但实际的交易，或交付则是在未来的某个特定时间进行的。 2．外汇交易期权是指一种货币和另一种货币在未来进行交付的一个合同，在此合同中，
金融专业英语单词内部编号：（YUUT-TBBY-MMUT-URRUY-UOOY-DBUYI-0128）
金融专业英语词汇大全 a flat percentage rate of income 统一比率的所得税税率 a long position 多头部位，利多形势 a long positio 多头寸；买进的期货合同 a put option on a debt security 债务证券的卖出期权 a sales slip 签购单据，售货清单 a short position 空头部位，短缺头寸 a short position 空头；卖出的期货合同 a tax return 税务申报表 abnormal depreciation 特别折旧abnormal spoilage 非 正常损坏 aboriginal cost 原始成本 acceptance bank 票 据承兑行 acceptance method 承兑方式 acceptance risks 承兑风险 accepting bank 承兑银行 accessory risks 附加保险，附加险 accident insurance 意外保险（不包括海 上，火灾和人寿险） accommodation of funds 资金融通 accompany vt. 附 带，伴随，陪同 account charges 账户费用 account current (A/C,a/c) 往来帐 户 account number (A/N) 帐号 account statement 帐户清单 accounting exposure 会计风险 accounting risks 会计风险 accounting value 帐面价值 accounts of assured 保险帐户 accrued bond interest 应计债券利息 accrued depreciation 应计折旧 accrued dividend 应计股利
常见银行英文词汇 储蓄 银行及金融机构 会计 经济政策 金融债券 FORFAITING 储蓄(save) account number帐目编号depositor存户 pay-in slip存款单 a deposit form存款单 a banding machine自动存取机to deposit存款 deposit receipt存款收据private deposits私人存款certificate of deposit存单deposit book,passbook存折credit card信用卡 principal本金 overdraft,overdraw透支 to counter sign双签 to endorse背书 endorser背书人 to cash兑现 to honor a cheque兑付 to dishonor a cheque拒付 to suspend payment止付cheque,check支票 cheque book支票本 order cheque记名支票 bearer cheque不记名支票crossed cheque横线支票 blank cheque空白支票 rubber cheque空头支票cheque stub,counterfoil票根cash cheque现金支票 traveler's cheque旅行支票cheque for transfer转帐支票outstanding cheque未付支票canceled cheque已付支票
forged cheque伪支票 Bandar's note庄票，银票 银行及金融机构(Banks and financial organizations) banker银行家 president行长 savings bank储蓄银行 Chase Bank大通银行 National City Bank of New York花旗银行 Hongkong Shanghai Banking Corporation汇丰银行 Chartered Bank of India,Australia and China麦加利银行 Banque de I'IndoChine东方汇理银行 central bank,national bank,banker's bank中央银行 bank of issue,bank of circulation发行币银行 commercial bank商业银行，储蓄信贷银行 member bank,credit bank储蓄信贷银行 discount bank贴现银行 exchange bank汇兑银行 requesting bank委托开证银行 issuing bank,opening bank开证银行 advising bank,notifying bank通知银行 negotiation bank议付银行 confirming bank保兑银行 paying bank付款银行 associate banker of collection代收银行 consigned banker of collection委托银行 clearing bank清算银行 local bank本地银行 domestic bank国内银行 overseas bank国外银行 unincorporated bank钱庄 branch bank银行分行 trustee savings bank信托储蓄银行 trust company信托公司 financial trust金融信托公司 unit trust信托投资公司 trust institution银行的信托部 credit department银行的信用部 commercial credit company(discount company)商业信贷公司（贴现公司）neighborhood savings bank,bank of deposit街道储蓄所 credit union合作银行 credit bureau商业兴信所
帝秀女性网https://www.doczj.com/doc/f610034578.html, 金融英语阅读：货币的职能_英语题库 What is money?Anything which performs the functions of money is monoy.Money's essential characteristic is that it is generally acceptable.When people generally refuse to accept something as money,it is not money.什么是货币?任何有货币功能的商品就是货币。货币的基本特征是它被普遍接受。当人们普遍拒绝接受某种商品作为货币时，它就不是货币。We can identify four important functions by money.First,money serves as a medium of exchange.Money simplifies the exchange of goods by providing a mutually acceptable item for exchange.Second, money provides a measure of value.Money provides a convenient yardstick by which to express the value of other goods.Third,money acts as a store of value.Money provides a neat,orderly form of wealth that may be temporarily held before it is spent on services or consumption goods.Fourth,money as a standard of deferred payments performs the function of establishing a future value or obligation in definitive terms.货币有四大职能。第一，货币充当一种交易双方都愿意接受的媒介物，简化了商品交换，执行流通手段职能。第二，货币作为一种价值标准，可用来表现商品的价值，并能够衡量商品价值量的大小，执行价值尺度职能。第三，货币在支付劳务或消费品之前，被当作一般财富储藏起来，执行储藏手段职能。第四，货币用来表现商品的未来价值，或明确债权债务关系，执行支付手段职能。The ideal money is something universally acceptable,easily stored and transported,and highly divisible.Precious metals have commonly been used as money for these reasons. The intrinsic value of gold and silver,the ease with which they can be carried, and the simplicity of weighing out any desired amount have promoted the use of these commodities.理想的货币是被普遍接受的一般等价物，便于储藏和携带，而且易于分割。贵金属由于具备了这些条件，所以一直在充当货币。金银本身的内在价值，携带方便、计量简捷，使之从众多商品中分离出来成为货币 帝秀女性网https://www.doczj.com/doc/f610034578.html,
Opposite指“位置、方向、地位、性质、意义等对立的、相反的”, 如: 如: “True” and “ false ” have opposite meanings. “真”与“假”有着相反的意思。 Contrary指“两物朝相反的方向发展”, 含有“互相冲突, 不一致”的意思, 如: Your plan is contrary to mine. 你的计划与我的相反。 Inverse 颠倒的；倒数的 Evil is the inverse of good. Reverse 反过来，翻转 He reversed the car. 他倒车. 教育类 素质教育 education for all-round development 应试教育 the examination-oriented education 义务教育 compulsory education 片面追求升学率 place undue emphasis on the proportion of students' entering school of a higher level 高分低能 good scores but low qualities 扩招 expand enrollment 教书育人 impart knowledge and educate people 因材施教 teach students according to their aptitude 提高身心素质 improve the health and psychological quality 大学生创业 the university students' innovative undertaking 社会实践 social practice 文凭 diplomas and certificates 复合型人才 interdisciplinary talents 文化底蕴 the rich cultural deposits 适应社会的改变 adjust to the social changes 满足社会的急需 meet the urgent needs the society 工作类 人才流动和双向选择 talent flow and a dual-way selection 试用期 probationary period 跳槽 job-hopping 自由职业 freelance work 拜金主义 money worship 获得名利 achieve fame and wealth 充分发挥个人的潜力 develop fully one's potential and creativity 工作出色 excel in one's work 社会和个人的尊重 social and personal esteem 生计问题 a bread and butter issue 人才交流 talents exchange 培养人才 cultivate talents 人才外流 brain drain 失业问题 unemployment problems 下岗职工 the laid-off workers 自谋生路 be self-employed 劳动力短缺 shortage of manpower 医药卫生类 卫生环境 sanitary environment 营养不良 malnutrition
大学英语说课课件 大学英语说课课件 大学的本质是一种功能独特的文化机构，是与社会的经济和政治机构既相互关联又鼎足而立的传承、研究、融合和创新高深学术的高等学府。那么大学英语如何学习？ 教学教材: 《新视野大学英语》,外语教学与研究出版社出版.这是当前国内一套全方位立体式教材系列.该套教材与传统教材的不同之处在于,除了读写教程,听说教程以及快速阅读练习册等纸质教材外,还提供了教学光盘,网络课程,试题库和语料库.课文题材和体裁广泛,词汇量大,词汇分布呈渐进式,词汇在课文中复现率高.课后练习以主观题为主,有利于发展学生的语言运用能力. 教学大纲: 大学英语教学指基础阶段的英语学习,即一至二年级四个学期.其目的是为学生打好扎实的语言基础的同时,进一步培养和提高学生的阅读能力和一定的听,说,读,写,译能力.通过提问和讨论,培养学生分析,推理,归纳,综合等思考能力和表述,
研讨,争辩,应答等语言运用能力.挖掘课本中富有“内涵意 义”的语言内容,注重人对社会现实的思考. 教学内容: 《新视野大学英语》,第二册,第三单元,A部分:跨国婚姻. A部分为整个单元的精讲部分,起导入,语言学习的作用. 教学对象: 08级化学系本科班 教学时间: 4课时 第一节至第二节:导入,听说活动 第三节至第四节:A课文《跨国婚姻》分析 教学目的: 学生通过学习第三单元A部分内容,能够做到了解对于世 界各地不同文化中对于婚姻的传统看法. 思考相关话题: 来自于不同文化的人结为夫妻,这样的婚姻将有怎样的优 点和缺点理解课文篇章结构以及如何使用论证法来写作. 掌握A部分词汇及语言点. (通过达成以上教学目的,学生能够更好地理解课文A《跨 国婚姻》的内容,以及在课文中出现的问题:为什么盖尔的父母反对她的跨国婚姻 )
unit one division of labor 劳动分工 commodity money 商品货币 legal tender 法定货币 fiat money 法定通货 a medium of exchange交换媒介 legal sanction法律制裁 face value面值 liquid assets流动资产 illiquidl assets非流动资产 the liquidity scale 流动性指标 real estate 不动产 checking accounts,demand deposit,checkable deposit 活期存款time deposit 定期存款 negotiable order of withdrawal accounts 大额可转让提款单money market mutual funds 货币市场互助基金 repurchase agreements 回购协议 certificate of deposits存单 bond 债券 stock股票 travelers'checks 旅行支票 small-denomination time deposits小额定期存款 large-denomination time deposits大额定期存款 bank overnight repurchase agreements 银行隔夜回购协议 bank long-term repurchase agreements 银行长期回购协议 thrift institutions 存款机构 financial institution 金融机构 commercial banks商业银行 a means of payment 支付手段 a store of value储藏手段 a standard of value价值标准 unit two reserve 储备 note 票据 discount贴现 circulate流通 central bank 中央银行 the Federal Reserve System联邦储备系统 credit union 信用合作社 paper currency 纸币 credit creation 信用创造 branch banking 银行分行制 unit banking 单一银行制
金融英语原文 A Guide To Loan Payment Protection Insurance Loan payment protection insurance can be taken out at the time of borrowing, lenders will in fact try to push the cover with their loans to grab back profits and make up for the cheap loan. Of course this is one of the dearest ways of protecting the money you are borrowing against the fact that you might be unable to work due to an accident or sickness. It would also provide you with an income if you should become unemployed due to redundancy. So when taking on a loan or credit card always make sure that you choose to cover the borrowing by buying it independently. High street lenders at one point would sometimes add cover onto the borrowing without you being aware of what you were taking on. However for the most part this has changed since the intervention by the Financial Services Authority. It is always worthwhile making sure that it hasn't been added onto the loan you are taking out. Policies taken with a standalone provider are one of the cheapest ways to protect your borrowing and in order to get the cheapest loan payment protection insurance quote you have to compare with several providers. The premium that is charged for the protection is based on the amount that you wish to cover each month up to a certain amount and your age. Age based insurance makes payment protection products affordable for all. The amount you insure against is what you would receive if you should become incapacitated or unemployed. You can protect not only your loan repayments but also any credit card debts you have. As more and more people turn to using "plastic" to get by, covering your borrowings is essential. When the policy would payout and for how long would all depend on the provider you chose to go with. Therefore it is essential to read the small print
金融专业英语翻译学习：跟单信用证常见条款及短语applicant 开证人（申请开证人） principal 开证人（委托开证人） accountee 开证人 accreditor 开证人（委托开证人） opener 开证人 for account of Messrs 付（某人）帐 at the request of Messrs 应（某人）请求 on behalf of Messrs 代表某人 by order of Messrs 奉（某人）之命 by order of and for account of Messrs 奉（某人）之命并付其帐户 at the request of and for account of Messrs 应（某人）得要求并付其帐户 in accordance with instruction received from accreditors 根据已收到得委托开证人得指示 2.beneficiary 受益人 beneficiary 受益人 in favour of 以（某人）为受益人 in o ne′s favour 以……为受益人 favouring yourselves 以你本人为受益人
3.drawee 付款人（或称受票人，指汇票） to drawn on (or ：upon) 以（某人）为付款人 to value on 以（某人）为付款人 to issued on 以（某人）为付款人 4.drawer 出票人 5.advising bank 通知行 advising bank 通知行 the notifying bank 通知行 advised th rough…bank 通过……银行通知 advised by airmail/cable through…bank 通过……银行航空信/电通知 6.opening bank 开证行 opening bank 开证行 issuing bank 开证行 establishing bank 开证行 7.negotiation bank 议付行 negotiating bank 议付行 negotiation bank 议付行 8.paying bank 付款行 9.reimbursing bank 偿付行
常用金融英语词汇大全必备单词 在英语的学习中，词汇量的积累无疑是很重要的，有关金融方面的英语单词你知道多少呢，下面是学习啦小编整理的一些常用金融英语词汇，希望对大家有帮助。 常用金融英语词汇：H 合理预期 rational expectation 核心资本 core capital 合资企业 joint-venture enterprises 红利 dividend 宏观经济运营良好 sound macroeconomic performance 宏观经济基本状况 macroeconomic fundamentals 宏观调控 macroeconomic management(or adjustment) 宏观调控目标 macroeconomic objectives(or targets) 坏账 bad debt 还本付息 debt service 换汇成本 unit export cost;local currency cost of export earnings 汇兑在途 funds in float 汇兑支出 advance payment of remittance by the beneficiary's bank 汇率并轨 unification of exchange rates 活期存款 demand deposits 汇率失调 exchange rate misalignment 混合所有制 diversified(mixed)ownership 货币政策态势 monetary policy stance 货款拖欠 overdue obligations to suppliers 常用金融英语词汇：J 基本建设投资 investment in infrastructure 基本经济要素 economic fundamentals 基本适度 broadly appropriate 基准利率 benchmark interest rate
大学英语教学方案设计(说课材料) 教学内容:新视野大学英语2 第3单元Marriage Across Nations (导入及课文内容学习) 时间分配:2节 一,教学理念:大学英语课程是大学生的一门必修的基础课程,旨在培养学生的英语综合应用能力,特别是听说能力.在教学过程中,教师应特别注重学生语言应用能力的培养,努力为学生营造英语语言环境,加大课堂中语言的输入,引导学生进行语言表达,进行语言输出. 二,教材:本课程使用教材为《新视野大学英语》(第二版).这一教材包含有《读写教程》,《听说教程》,《视听说教程》以及《快速阅读》,并带有书后光盘和强大的网络资源,是一套立体化的英语教材,注重培养学生听说能力,有利于学生进行自主式,个性化的学习,也有利于启发教师在教学模式,教学方法上的创新. 三,教学内容:本课程主要处理《读写教程》和《听说教程》.每单元8学时.话题讨论1学时,section A 3学时,Section B 2学时,听说练习2学时. 本课是《新视野大学英语读写教程2》第三单元的第1,2节课,重点内容为话题导入和课文理解.本单元话题围绕着跨文化/ 跨种族婚姻(mixed marriages)这一话题展开.爱情和婚姻是学生有话可说的话题,而跨文化因素使得这一话题更加有趣.处理本单元时,对学生加以引导,对相关话题进行讨论必不可少.而课文理解部分,教师不宜直接进行课文讲解,而是提出课文相关问题,让学生带着问题阅读课文,并了解课文大意,这种任务型教学能更好地培养学生的阅读理解能力,同时创造师生口语交流机会. 四,教学方案设计 Teaching Plan 教学对象Teaching Subjects non- English major freshmen 教学内容Lesson Content Lead-in activities 导入--- 45' Text study 课文学习--- 45' 教学目标Teaching Objectives 1. Talk about love, marriage and mixed marriages in class; 2. understand the main idea and structure of Section A 3. learn device for developing a paragraph which starts with a correction of one idea and goes on to present another idea. 4. conduct a series of reading, listening, speaking and writing activities related to the theme of the unit 教学方法Methodology 1. Communicative Method 2. Task-driving 3. Audio-visual Approach 4. Analysis and explanation 难点及对策Potential Difficulties & Solutions 1. Using the vocabulary and sentence structures learnt to talk about personal views on intercultural marriages. --- More examples should be given in class. 2. Mastering the device for developing a paragraph which starts with a correction of one idea and goes on to present another idea. --- writing practice 教具Teaching Aids Multi-media equipments 教学过程设计Teaching Procedure: 步骤1 Step 1 导入Lead-in
1.The 3 main functions of commercial banks: the creation of money accomplished through lending and investing activities the holding of deposits the provision of a mechanism for payments and transfers of funds 2.What are negotiable instruments? Negotiable Instruments are documents used in commerce to represent the ownership and secure the payment of money. 3.Why do we need negotiable instruments when making payments? Paying large sums of money in cash is inconvenient and risky. Negotiable Instruments such as Bills of Exchange, Cheques and Promissory Notes are wildly used as instruments in the international settlement. They represent a right to payment. A right is a promise and not a tangible piece of property. 4.What is a crossing? It is a direction to the paying bank that the money proceeds should be paid to the payee’s bank and not directly to the payee himself. General crossings: consisting of two transverse parallel lines across the face of the cheque. Special crossings: consisting of the name of a particular bank to which payment must be made, and the name itself is the crossing. 5.What is the most important difference between bills of exchange and promissory notes? 6.Why debit cards are named as “debit”cards? The amount of the purchase is immediately debited from the account and no credit is involved. 7. fiduciary /fi‘dju:?i?ri/ a. 受托的n.受托人 A company director owes a fiduciary duty to the company 7.The three most-commonly used means of international settlement: remittance collection documentary credit The other two means: standby L/C & bonds 9.A documentary collection gives greater security than settlement on open account, because the importer cannot take possession of the goods without either making payment or accepting a bill of exchange. The banks concerned are under no obligation to pay. 10.Can the exporter be sure at the time of dispatch of the goods that the buyer will actually pay the sum owed? No. So this form of settlement is therefore most appropriate in the following cases: if the exporter has no doubt about the buyer’s willingness and ability to pay; if the political, economic and legal environment in the importing country is considered to be stable;
常用金融英语词汇 Accounts payable 应付帐款 Accounts receivable 应收帐款 Accrued interest 应计利息 Accredited Investors 合资格投资者；受信投资人 指符合美国证券交易委员(SEC)条例，可参与一般美国非公开(私募)发行的部份机构和高净值个人投资者 Accredit value 自然增长值 ACE 美国商品交易所 ADB 亚洲开发银行 ADR 美国存股证；美国预托收据；美国存托凭证 [股市] 指由负责保管所存托外国股票的存托银行所发行一种表明持有人拥有多少外国股票(即存托股份)的收据。ADR一般以美元计价和进行交易，及被视为美国证券。对很多美国投资者而言，买卖ADR比买卖ADR所代表的股票更加方便、更流动、成本较低和容易。大部份预托收据为ADR；但也可以指全球预托收(GDR) ，欧洲预托收据(EDR) 或国际预托收据(IDR) 。从法律和行政立场而言，所有预托收据具有同样的意义。 ADS 美国存托股份 Affiliated company 关联公司；联营公司 After-market 后市 [股市] 指某只新发行股票在定价和配置后的交易市场。市场参与者关注的是紧随的后市情况，即头几个交易日。有人把后市定义为股价稳定期，即发行结束后的30天。也有人认为后市应指稳定期过后的交易市况。然而，较为普遍的是把这段时期视为二级市场 AGM 周年大会 Agreement 协议；协定 All-or-none order 整批委托 Allocation 分配；配置 Allotment 配股 Alpha (Market Alpha) 阿尔法；预期市场可得收益水平 Alternative investment 另类投资 American Commodities Exchange 美国商品交易所 American Depository Receipt 美国存股证；美国预托收据；美国存托凭证(简称“ADR ”参见ADR栏目) American Depository Share 美国存托股份 Amercian Stock Exchange 美国证券交易所 American style option 美式期权 Amex 美国证券交易所 Amortization 摊销 Amsterdam Stock Exchange 阿姆斯特丹证券交易所 Annual General Meeting 周年大会 Antitrust 反垄断 APEC 亚太区经济合作组织(亚太经合组织) Arbitrage 套利；套汇；套戥
What really happened at LivingSocial? Yesterday morning, news leaked that the company had raised $110 million in new financing. Seemed to be a long-awaited hallelujah moment for the daily deal company, particularly after investor https://www.doczj.com/doc/f610034578.html, (AMZN) significantly wrote down its LivingSocial investment in recent quarterly earning reports. But the storm clouds came quickly, when a research group called PrivCo claimed that the financing actually was convertible debt that wiped out the value of founder and employee liquidity and included a whole rash of onerous terms. PrivCo also claimed that the round was "emergency" round of funding that staved off imminent bankruptcy. Multiple investor sources took issue with the PrivCo report during background conversations earlier this morning, and now Fortune has obtained a memo that LivingSocial CEO Tim O'Shaughnessy just issued to employees. Here it is, in its entirety: Hey folks, In light of a recent report on our financing round that contained significant inaccuracies and errors, I wanted to provide some additional details on yesterday's round. If you've seen some of that misinformation, here's the real story: This was not an emergency round. We received our first term sheet on December 23rd, nearly two months ago, and this has been an organized,