1-30Insurance:
1. He is a holder of an insurance policy.
2. How long is the period from the commencement to termination of insurance?
Insurance companies insured ships and their cargoes against loss at sea.
3. Mr. Rodman is the most heavily insured man in the world, carrying $4,000,000 insurance on his life.
4. One kind of insurance policy is the one that covers a named person.
5. Parties to an insurance contract are required to exercise the utmost good faith and disclose all relevant matters to each other.
6. The coverage is written in the basic form and clauses.
7. What cover will you take out?
8. What do your insurance clauses cover?
9. Who will pay the premium for WPA?1
Real Property:
1 WPA refers to with Particular Average’,即水渍险 10. A man may claim that he owns land by inheritance or purchase from some other person.
11. Land is referred to as realty.2
12. Land may not be sold, leased, mortgaged or illegally transferred by any other means.
13. Land, the main source of wealth, is by the very nature of things treated differently from other kinds of property.
14. Permission for any change in the use of the land owned has to be obtained from the local planning authorities.
15. Property may be classified into real property and personal property.
16. Real property is both a bundle of legal rights and certain physical objects.
17. Real property is land and things immovably attached to the land.
18. The ownership of land grew out of possession.
19. Where a squatter occupies derelict land and continues in uninterrupted possession for 12 years, the owner’s title to land is destroyed.
Encumbrance
20. A landowner who already holds land subject to a mortgage may wish to hypothecate his equity.
2 real property, realty, estate, immovable, which is opposite to personal property. 21. A lien against the property is granted to secure an obligation.
22. A pledge is something more than a mere lien and something less than a mortgage.
23. After the court imposed the lien, it usually issues a writ directing the sheriff to seize the property.
24. If the purpose of the transaction is to transfer property for security only, then the courts will hold the transaction a pledge.
25. It is a charge on land.
26. He decided to redeem the pledge.
27. Mineral rights are not mortgage-able in this jurisdiction.
28. Mortgage is a security interest in real property.
29. The debtor whose property is subject to the mortgage is called the mortgagor.
31-50Process:
1. Address of service of process shall be included in the Articles of Association.
2. Alias summons is a subsequent summons issued to replace one that could not be served or otherwise failed. 3. Smith was subpoenaed as a witness to appear in the circuit court1.
4. Summons is a written notification that one is required to appear in court.
5. The bailiff2 was in charge of issuing a summons on the defendant.
6. The court served a summons on him.
7. The summons was withdrawn.
8. The witnesses were subpoenaed to attend the trial.
9. The writ was indorsed3 with details of the plaintiff’s claim.
10. They were accused of demanding payment with threats.
Judge
11. A good judge can extend the boundary of justice.
12. A judge cannot be a witness in his own case.
1 Inferior court/city court/justice of peace court/municipal or misdemeanor court; trial court of general jurisdiction/district court/circuit court; supreme court
2 The court ordered the bailiff to seize his property because he have not pay his fine.
3 =endorse 背书 13. A judge cannot punish a wrong done to himself.
14. A judge incurs no civil liability for judicial acts, even if guilty of fraud and corruption.
15. An upright judge has more regard to justice than to me4.
16. If the judge departs from the sentencing guideline range he must have a lawful reason for such a departure.
17. Judges shall handle cases impartially and in accordance with the law.
18. Most disputes that arise in any society are not handled through the court system.
19. No one can be at once suitor and judge.
20. No one can be judge in his own case.
51-701.Sentencing is at the discretion of the judge.
1. The chairman of the tribunal asked to see all the facts on the income tax claim.
2. The judge was appointed to sit in a special case.
3. The magistrates committed her for trial at the Crown Court.
4 I am somebody and you are nobody.
