国际贸易实务Chapter 8笔记版
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Chapter 8 International Cargo Transportation Insurance
1. Parties to the insurance
Insurer/underwriter/insurance Company
Insured
Insurance broker
Claimant
claimant原告,索赔人;
2. Risks
Natural calamity
Perils of the sea Fortuitous accidents:
fire, explosion, vessel
being stranded, grounded, sunk or capsized, collision
or contact of vessel with any external object other
than water, etc.
General extraneous risk:
theft and pilferage,
contamination, leakage, breakage, sweating
and/or heating, taint of odor, rusting, hook
damage, fresh and/or rain water damage…
Extraneous risk
Special extraneous risk:
social and political
effects.
coverage 险种; premium 保险费用; fortuitous意外的; Taint of odor窜味;
contamination污染; short-delivery短交货; non-delivery提货不着/未交货; clashing碰撞.
Damages to the
goods
Damages to the ship
3. Losses
Actual total loss实际全损
Total loss Constructive total loss推定全损
General average共同海损
Partial loss
Particular average
单独海损
indemnity赔偿; average海损; salvage救助
4. Expenses covered
Sue and labor expenses
施救费用
{Made by insured; charge by Insurer}
Salvage charges
救助费用
{Made by the third party; charge by insurer}
1. seriously damage made goods can’t use
2. salvaging charge is more than the loss
Only when the sacrifice is
successful, all interests at risk
contribute to the loss based on their
respective saved goods