金融专业英语词汇大全

a flat percentage rate of income 统一比率的所得税税率。

a long position 多头部位，利多形势。

a long position 多头寸；买进的期货合同。

a put option on a debt security 债务证券的卖出期权。

a sales slip 签购单据，售货清单。

a short position 空头部位，短缺头寸。

a short position 空头；卖出的期货合同。

a tax return 税务申报表。

abnormal depreciation 特别折旧。

abnormal spoilage 非正常损坏。

aboriginal cost 原始成本。

acceptance bank 票据承兑行acceptance method 承兑方式。

acceptance risks 承兑风险。

accepting bank 承兑银行accessory risks 附加保险，附加险。

accident insurance 意外保险。

（不包括海上，火灾和人寿保险）。

accommodation of funds 资金融通。

accompany vt. 附带，伴随，陪同account charges 账户费用account current (A/C,a/c) 往来帐户account number (A/N) 帐号account statement 帐户清单accounting exposure 会计风险。

accounting risks 会计风险。

accounting value 帐面价值。

accounts of assured 保险帐户。

accrued bond interest 应计债券利息accrued depreciation 应计折旧。

accrued dividend 应计股利acknowledgement of declaration (under op预约保险申报确认书。

金融学专业英语词汇（1）流动资本circulating capital, working capital可用资产available capital准备金,储备金reserve催缴资本calling up of capital资金捐献contribution of funds周转基金working capital fund循环基金,周转性基金revolving fund准备金reserve fund偿债基金sinking fund投资,资产investment投资人investor自筹经费,经费自给self-financing银行bank经常帐户current account (美作:checking account)支票帐户current-account holder (美作:checking-account holder) 支票cheque (美作:check)无记名支票,来人支票bearer cheque, cheque payable to bearer划线支票crossed cheque支票簿,支票本chequebook (美作:checkbook)背书endorsement转让,转帐,过户transfer货币money发行issue现钱ready money现金cash现金交易,概不赊欠ready money business, no credit given 零钱change钞票,纸币banknote, note (美作:bill)付现金to pay (in) cash本国货币domestic currency, local currency]可兑换性convertibility可兑换货币convertible currencies汇率,兑换率exchange rate外汇foreign exchange浮动汇率f loating exchange rate汇兑市场free exchange rates外汇兑换券foreign exchange certificate硬通货hard currency投机speculation储装,存款saving减价,贬值depreciation无法控制的通货膨胀runaway inflation通货紧缩deflation证券市场securities business证券交易所stock exchange corporation报价,牌价quotation股份,贡share贡持有人,股东shareholder, stockholder股息,红利dividend现金配股cash dividend贡投资stock investment投资信托investment trust贡经纪人stock-jobber证券公司stock company, stock brokerage firm 有价证券securities普通股share, common stock优先股preference stock股利收入income gain发行贡issue股面价格, 票面价格par value买手, 多头bull卖手, 空头bear过户assigned开盘opening price收盘closing price低潮hard times景气衰退business recession 景气停滞doldrums盘整dull松弛ease涨停板raising limit暴跌break债券bond, debenture短期贷款short term loan长期贷款long term loan中期贷款medium term loan 债权人lender债权人creditor债务人,借方debtor借方,借款人borrower借款borrowing利息interest利率rate of interest贴现,折扣discount再贴现rediscount年金annuity到期日,偿还日maturity摊销,摊还,分期偿付amortization偿还redemption保险insurance抵押mortgage拨款allotment短期信贷short term credit固定债务,长期债务funded debt流动债务floating debt提款,提存drawing援助aid补贴,补助金,津贴allowance, grant, subsidy 短期贷款short term loan长期贷款long term loan中期贷款medium term loan债权人lender债权人creditor债务人,借方debtor借方,借款人borrower借款borrowing成本,费用cost开支,支出expenditure, outgoings固定成本fixed costs营业间接成本overhead costs生产费用,营业成本operating costs营业费用operating expenses日常费用,经营费用running expenses间接费用,管理费用overhead expenses维修费用,养护费用upkeep costs, maintenance costs 运输费用transport costs社会负担费用social charges或有费用contingent expenses, contingencies分摊费用apportionment of expenses收入,收益income利润,收益earnings总收入,总收益gross income, gross earnings毛利,总利润,利益毛额gross profit, gross benefit纯收益,净收入,收益净额net income平均收入average income国收入national income利润率,赢利率profitability, profit earning capacity 产量收益,收益率yield增值,升值increase in value, appreciation税duty税制taxation system征税,纳税taxation财务税收fiscal charges累进税graduated tax增值税value added tax所得税income tax地租,地价税land tax检查fiscality免税的tax-free免税tax exemption纳税人taxpayer收税员tax collector职业经理人必备的英文单词目标mission/ objective集体目标group objective内部环境internal environment外部环境external environment计划planning组织organizing人事staffing领导leading控制controlling步骤process原理principle方法technique经理manager总经理general manager行政人员administrator主管人员supervisor企业enterprise商业business产业industry公司company效果effectiveness效率efficiency企业家entrepreneur权利power职权authority职责responsibility科学管理scientific management现代经营管理modern operational management 行为科学behavior science生产率productivity激励motivate动机motive法律law法规regulation经济体系economic system管理职能managerial function产品product服务service利润profit满意satisfaction归属affiliation尊敬esteem自我实现self-actualization人力投入human input盈余surplus收入income成本cost资本货物capital goods机器machinery设备equipment建筑building存货inventory经验法the empirical approach人际行为法the interpersonal behavior approach集体行为法the group behavior approach协作社会系统法the cooperative social systems approach 社会技术系统法the social-technical systems approach决策理论法the decision theory approach数学法the mathematical approach系统法the systems approach随机制宜法the contingency approach管理任务法the managerial roles approach经营法the operational approach人际关系human relation心理学psychology态度attitude压力pressure冲突conflict招聘recruit鉴定appraisal选拔select培训train报酬compensation授权delegation of authority协调coordinate业绩performance考绩制度merit system表现behavior下级subordinate偏差deviation检验记录inspection record误工记录record of labor-hours lost 销售量sales volume产品质量quality of products先进技术advanced technology顾客服务customer service策略strategy结构structure领先性primacy普遍性pervasiveness忧虑fear忿恨resentment士气morale解雇layoff批发wholesale零售retail程序procedure规则rule规划program预算budget共同作用synergy大型联合企业conglomerate资源resource购买acquisition增长目标growth goal专利产品proprietary product竞争对手rival晋升promotion管理决策managerial decision商业道德business ethics有竞争力的价格competitive price 供货商supplier小贩vendor利益冲突conflict of interests派生政策derivative policy开支帐户expense account批准程序approval procedure病假sick leave休假vacation工时labor-hour机时machine-hour资本支出capital outlay现金流量cash flow工资率wage rate税收率tax rate股息dividend现金状况cash position资金短缺capital shortage总预算overall budget资产负债表balance sheet可行性feasibility投入原则the commitment principle 投资回报return on investment生产能力capacity to produce实际工作者practitioner最终结果end result业绩performance个人利益personal interest福利welfare市场占有率market share创新innovation。

frm 全科必备金融专业英语词汇金融专业是一个广泛且充满挑战的领域，它涉及到许多复杂的概念和术语。

在这篇文章中，我将为你介绍一些金融专业英语词汇，这些词汇对于金融专业的学习和实践非常重要。

1. 资金流动性（liquidity）：指的是一个资产可以快速、方便地被转换成现金的能力。

在金融领域，流动性是一个非常关键的概念，它对于评估资产的价值和风险至关重要。

2. 资产管理（asset management）：是指对个人或机构的资产进行管理和投资的活动。

资产管理的目标是最大化资产的价值，同时控制风险。

3. 投资组合（investment portfolio）：是指一个人或机构所拥有的所有投资的集合。

投资组合的构建需要考虑投资者的风险承受能力和投资目标，以平衡风险和回报。

4. 风险管理（risk management）：是一种评估、控制和减少风险的过程。

风险管理是金融机构和投资者的重要职责，它包括识别和评估风险，并采取适当的措施来管理和减少风险。

5. 金融衍生品（financial derivatives）：是一种金融工具，它的价值是基于一个或多个基础资产的价值。

金融衍生品包括期货合约、期权合约和互换合约等。

6. 股票市场（stock market）：是一种交易股票的市场。

股票市场是企业融资的重要途径，也是投资者获取回报的渠道。

7. 货币政策（monetary policy）：是由中央银行制定和执行的政策，旨在控制货币供应量和利率，以影响经济的总需求和通货膨胀率。

8. 保险业（insurance industry）：是指提供保险服务的行业。

保险业的主要功能是向个人和企业提供风险保障，以分散和转移风险。

9. 财务报表（financial statements）：是企业向外部利益相关者提供的关于其财务状况和业绩的信息。

财务报表包括资产负债表、利润表和现金流量表等。

10. 金融市场（financial market）：是指进行金融交易的场所或平台。

金融行业英语词汇
1.贷款(Loan)：金融机构向借款人提供的资金，借款人需要在一定期限内按照合同约定还款。

2. 利率 (Interest Rate)：贷款或存款所产生的利息比率，通常以年利率形式表示。

3. 存款 (Deposit)：个人或企业将资金存入银行或其他金融机构的行为，可以获得一定的利息收益。

4. 投资 (Investment)：将资金投入到某种资产或项目中，以获得预期的回报。

5. 股票 (Stock)：企业股份的一部分，持有股票的人成为股东，可以获得股息及投票权。

6. 债券 (Bond)：企业或政府向公众募集资金的一种方式，持有债券的人可以获得固定利息。

7. 保险 (Insurance)：为了避免风险而投保，保险公司在保险合同规定的情况下向被保险人提供赔偿。

8. 财务报表 (Financial Statement)：公司编制的反映财务状况和业绩的报告，包括资产负债表、利润表和现金流量表等。

9. 资产管理 (Asset Management)：针对个人或机构资产的投资管理，旨在获得最大化的收益。

10. 风险管理 (Risk Management)：识别、评估和控制风险，以最大程度地降低损失。

- 1 -。

有关金融英语词汇汇总不要以为金融行业离我们很远，其实它在我们生活的各个角落都有体现。

学习一些金融英语词汇对我们的生活以及工作也是有好处的，那些专业的金融词汇一出来你就能大致了解意义，方便又安全。

如果你是金融行业从业者，更要掌握这些金融的英语词汇了。

下面是小编为您收集整理的有关金融英语词汇汇总，供大家参考!有关金融英语词汇汇总1. D/D (Banker’s Demand Draft) 票汇2. decision-making under risk 风险下的决策3. daily limit 每日涨(跌)停板4. date of delivery 交割期5. dealers 批发商6. death and gift tax 遗产和赠与税7. debt of honour 信用借款8. debtor bank 借方银行9. daily interest 日息10. deed 契约11. deed tax 契税12.deflation 通货紧缩13. deficit covering 弥补赤字14. deficit-covering finance 赤字财政15. deferred savings 定期存款16. delivery date 交割日17. demand pull inflation 需求拉动通货膨胀18. demand-deposit or checking-accounts 活期存款或支票帐户19. deposit account (D/A) 存款帐户20. deposit at call 通知存款21. deposit bank 存款银行22. deposit money 存款货币23. deposit rate 存款利率24. deposit turnover 存款周转率25. depreciation risks 贬值风险26. derivative deposit 派生存款27. derived deposit 派生存款28. designated currency 指定货币29. deutsche marks (=DM) 西德马克30. devaluation of dollar 美元贬值31. direct exchange 直接汇兑32. Development Bank 开发银行33. development financing 发展融资34. devise 遗赠35. die intestate 死时没有遗嘱36. Diners card 大莱信用卡37.developer 发展商38. direct financing 直接融资39. direct hedging 直接套做40. direct leases 直接租赁41. direct taxation 直接税42. discount credit 贴现融资43. discount market 贴现市场44. discount on bills 票据贴现45. discount paid 已付贴现额46. discounted cash flow 净现金量47. discounting bank 贴现银行48. dishonour risks 拒付风险49. disintermediation 脱媒50. distant futures 远期期货宜家学中国品牌搞网购，结果赔钱厉害Ikea’s profits have fallen by more than a third as the world’s biggest furnishing retailer invests in improving its online business and tests smaller city-centre stores.宜家作为全球最大的家具零售商，投资改善了自己的网购生意，并且开始测试在市中心开一些小型的店面;而在这么做之后，它的利润跌了1/3。

Financial MarketsFinancial market金融市场: A financial market is a market in which people and entities can trade financial securities, commodities and other fungible items of value at low transaction costs and at prices that reflects supply and demand.International financial market国际金融市场: A financial market that involves participants all over the world.(查不到自己编的，请慎重考虑)Direct financing直接融资: An investor purchases the securities issued by ultimate borrowers (i.e. without intermediaries).Indirect financing间接融资: Indirect financing is where borrowers borrow funds from the financial market through indirect means, such as through a financial intermediary.Money market货币市场: Money market is a component of financial market for assets involved in short-term borrowing, lending, buying and selling with ORIGINAL maturities of one year or less. Capital market资本市场: Capital market provides for the buying and selling of long-term(over 1 year) debts or equity-backed securities.Foreign exchange market (or currency market)外汇市场: Foreign exchange market deals with the exchanges of different means of payment.Primary market一级市场: A primary market is a market in which new issues of a security (like a bond or a stock), are sold to initial buyers by the corporation or government agency borrowing the funds.Secondary market二级市场: A secondary market is where is where the sale of previously issued securities takes place.Exchange market交易所市场: It is a highly organized market where tradable securities, commodities, foreign exchanges, futures and option contracts are sold and bought.OTC market柜台市场: over-the-counter market. A decentralized market of securities not listed on an exchange where market participants trade over the telephone, facsimile or electronic network instead of a physical trading floor.Technical analysis技术分析: It is the art of deducing probable future trend from historical records of stock trading. (the study of the stock market itself rather than external factors) Fundamental analysis基本面分析或基础分析: It examines all relevant factors affecting the stock price in order to determine an intrinsic value for that stock.The top-down approach or Economy-Industry-Company(EIC) model自上而下法:1)select a country which could offer the investors better returns from other economies;2)select promising industries and companies in this country.The bottom-up or stock picking approach自下而上法: It is to find undervalued stocks regardless of the market and industry factors.Capital MarketBond债券: Bonds are securities that represent a debt owed by the issuer to the investor. They obligate the issuer to pay a specified amount at a given date.Government notes and bonds(Treasury bonds)国库券: They are issued to finance the national debt. Difference: notes have a original maturity of 1year to 10 years while bonds have a original maturity of 10-30 years. Note that they are free of default risk.Corporate bonds公司债券: Large corporations issue bonds in order to borrow funds for long periods of time. The bond indenture is a contract that states the lender’s rights and privileges andthe the borrower’s obligations.Stock股票: Shares of stock in the firm represent ownership.Outstanding stock流通股: The shares of a corporation’s stock that have been issued and are in the hands of the public.Mortgage loan抵押贷款: A mortgage loan is a loan secured by real property.Foreign Exchange MarketExchange rate汇率: The ratio of two different currencies.Bills of exchange票据: They are financial documents that require the individual or business that is addressed in the document to pay a specified amount of money on a date that is cited in the document.Demand draft即期汇票: It is a check created by a merchant with a buyer’s checking account number on it, but without the buyer’s original signature.Bankers draft银行汇票: It is a check where the funds are taken directly from financial institutions rather than the individual drawer’s account.Foreign bond外国债务: A bond issued in a domestic market by a foreign entity, in the domestic market’s currency.Dividend check股利支票: A share of profits in the form of checks received by a stockholder. （查不到自己编的，请慎重考虑）Pension check养老金支票: A sum of money in the form of checks paid regularly as a retirement benefit or by way of patronage.(查不到自己编的，请慎重考虑。

金融专业英语词汇大全(三)小编为大家整理了金融专业英语词汇大全，希望对你有帮助哦! 金融专业英语词汇大全(三)：121. bill-paying services 代付帐款122. black market 黑市123. black market financing 黑市筹资124. black money 黑钱125. blanket mortgage 总括抵押126. block positioner 大宗头寸商127. blowout 畅销128. blue-chip stocks 蓝筹股129. board of arbitration 仲裁委员会130. board of governors 理事会131. bond fund 债券基金132. borrowing from affiliates 向联营公司借款133. borrowing power of securities 证券贷款能力134. borrowing risks 借款风险135. bought deal 包销136. bread and butter business 基本业务137. breadth index 宽度指数138. break-even 不亏不盈，收支相抵139. breakout 突破140. bridging finance 过渡性融资141. broker 经纪人，掮客142. brokerage 经纪人佣金143. brokerage 经纪业;付给经纪人的佣金144. brokerage firm 经纪商(号)145. broker's loan 经纪人贷款146. broking house 经纪人事务所147. building agreement 具有约束力的协定148. building tax (tax on construction) 建筑税149. bullish 行情看涨150. business insurance 企业保险151. business risk 营业风险152. business savings 企业储蓄153. business tax 营业税154. business term loan 企业长期贷款155. bust-up risks 破产风险156. buyer's risks 买方风险157. call (option) 买方期权，看涨期权158. call and put options 买入期权和卖出期权159. call for funds 控股、集资160. call loan transaction 短期拆放往来161. call market 活期存款市场162. call money 拆放款163. call options on an equity 权益(证券)的买入期权164. call-options 认购期权165. cancellation 取消166. cancellation money 解约金167. cap 带利率上限的期权168. capital assets 资本资产169. capital lease 资本租赁170. capital market 信贷市场、资本市场171. capital resources 资本来源172. capital surplus 资本盈余173. capital transfer 资本转移174. capital turnover rate 资本周转率175. card issuing institution 发卡单位176. carefully selected applicant 经仔细选定的申请人177. cargo insurance 货物保险178. cash 现金，现款v.兑现，付现款179. cash a cheque 支票兑现180. cash account 现金帐户。

金融监管英语词汇表以下是一些常见的金融监管英语词汇：1.Financial Regulation：金融监管2.Central Bank：中央银行3.Securities Regulator：证券监管机构4.Insurance Regulator：保险监管机构5.Banking Regulator：银行业监管机构6.Anti-Money Laundering：反洗钱7.Counter-Terrorism Financing：反恐怖主义融资8.Shadow Banking：影子银行9.Macroprudential Regulation：宏观审慎监管10.Microprudential Regulation：微观审慎监管11.Capital Adequacy Ratio：资本充足率12.Liquidity Ratio：流动性比率13.Asset Quality Review：资产质量审查14.Stress Test：压力测试pliance Officer：合规专员16.Reporting Obligation：报告义务17.Sanctions Program：制裁计划18.Whistleblower Program：举报人计划19.Money Market：货币市场21.Capital Market：资本市场22.Derivatives：衍生品23.Swap：掉期24.Futures：期货25.Options：期权26.Credit Default Swap：信用违约掉期27.Repurchase Agreement：回购协议28.Clearing House：结算所29.Swap Execution Facility：掉期执行机制30.Over-the-Counter Derivatives：场外衍生品31.Market Maker：做市商32.Prime Brokerage：主经纪业务33.Underwriting：承销34.Bond Issuance：债券发行35.Loan Syndication：贷款银团36.Credit Rating Agency：信用评级机构37.Deposit Insurance：存款保险38.Consumer Protection：消费者保护39.Fraud Prevention：防欺诈40.Securities Lending and Borrowing：证券借贷41.Market Abuse：市场滥用。

金融英语专业大全一、金融英语入门知识1.1 金融英语的定义与作用金融英语是指在金融领域中使用的英语专业术语和表达方式。

由于金融领域的快速发展和国际化程度的提高，金融英语成为了金融从业人员必备的技能之一。

金融英语的学习和掌握可以帮助金融从业人员更好地进行跨国交流和开展国际业务。

1.2 金融英语的重要性在金融领域，准确无误的沟通和专业术语的运用至关重要。

金融英语能够帮助金融从业人员更好地理解和应用金融领域的知识，与国际同行进行有效的交流，并更好地服务于客户需求。

金融英语不仅能提高个人在金融行业中的竞争力，也是金融机构发展壮大的重要一环。

二、金融英语专业词汇2.1 金融市场与投资类词汇•Securities （证券）•Stocks （股票）•Bonds （债券）•Mutual funds （共同基金）•Futures （期货）•Options （期权）•Hedge fund （对冲基金）•Margin call （追加保证金）•Bull market （牛市）•Bear market （熊市）2.2 银行与金融机构类词汇•Bank （银行）•Credit union （信用合作社）•Commercial bank （商业银行）•Investment bank （投资银行）•Central bank （中央银行）•Mortgage （抵押贷款）•Loan （贷款）•Interest rate （利率）•ATM （自动取款机）•Credit card （信用卡）2.3 保险与风险管理类词汇•Insurance （保险）•Policy （保单）•Premium （保费）•Underwriting （承保）•Claim （索赔）•Risk management （风险管理）•Actuary （保险精算师）•Reinsurance （再保险）•Catastrophe bond （灾害债券）•Liability （责任）三、金融英语学习资源3.1 金融英语课程和培训•各大高校提供的金融英语专业课程•国际金融英语证书（IFEC）3.2 金融英语书籍与教材•《金融英语实用教程》•《金融会计学》•《金融英语词汇宝典》•《金融英语听说教程》3.3 学习网站和在线资源•Investopedia金融知识网站•Coursera在线学习平台•英语角金融英语学习社群四、金融英语实践技巧4.1 阅读金融英语资讯阅读金融英语资讯可以帮助拓宽金融行业的视野，熟悉不同领域的金融术语和表达方式。

金融专业常用词汇金融行业作为现代经济的核心部门之一，涉及到许多专业术语和常用词汇。

在本文中，将介绍一些金融专业常用词汇，并对其进行解释和用例说明。

一、财务会计类词汇1. 资产负债表（Balance Sheet）：记录企业在特定时点上的资产、负债和所有者权益状况。

例句：The company's balance sheet shows a strong financial position with high asset values.2. 利润表（Income Statement）：总结了企业一定期间内的销售收入、成本和利润。

例句：The income statement reflects the company's profitability for the year.3. 现金流量表（Cash Flow Statement）：显示了企业一定期间内的现金流入和流出情况。

例句：The cash flow statement indicates that the company has a positive cash flow from operating activities.4. 财务比率（Financial Ratios）：用于评估企业财务健康状况和业绩的指标，如盈利能力、偿债能力和资产效率等。

例句：The current ratio is a financial ratio used to measure a company's short-term liquidity.二、投资金融类词汇1. 股票（Stocks）：代表了一个公司的所有权，在证券市场上买卖。

例句：Investors often buy stocks with the expectation of capital appreciation.2. 债券（Bonds）：企业或政府发行的借款工具，支付一定利息并在到期时偿还本金。

金融专业英语必备个70词汇Real Interest Rate：实质利率名目利率减去通货膨胀率，即为实质利率。

REPO：附条件买回协议Repurchase Agreement的简称。

交易标的物卖方同意在某特定日期，以特定价格再买回其所卖出交易标的物的协议。

卖方提供交易标的物给买方作担保，若卖方不履行协议，则买方持有此交易标的物。

Reverse Repo：附条件卖回协议Reverse Repurchase Agreement的简称。

交易标的物的买方同意在未来的某一特定日期，以特定价格再卖回交易标的物给卖方的协议。

Rollbake：提前交割在外汇或货币市场中，将原来有交易的交割日提早以实行交割，称之为：Rollbake。

Rollover：展期交割在外汇或货币市场上，将原有的交割日向后延展，称之为展期。

Scale Order：分段交易指单顾客指示交易员在一定的价格差别下，连续实行某一特定交易标的物的交易，直到完全买入(卖出)顾客所需要的量为止。

例如Buy 10 USD/YEN at 123.50 and 10 each 0.2down for 50,意即在123.50买入100万USD兑日元，当价格每下降0.2时加买1000万USD兑日元,直到总数量达到美金5000万元止。

Short：在一般金融产品的交易过程中，Short代表卖出该金融产品的动作。

在外汇市场中Short就是表示卖出被报价币的动作。

在货币拆放市场中，Short就是表示贷出货币的动作。

Short Position：短部位；卖超部位对一般金融产品来说，卖超部位就是账上未持有但已售出的部位。

在外汇市场中，部位的计算是以被报价币为计算的基础。

所以卖超部位就是指账上未持有的被报价币，但已被出售的部位在货币拆放市场中，所谓卖超部位就是将未持有的货币先行贷放出去。

Speculation：投机交易在金融产品的交易中，在考虑风险水准的情况下，若预测获利的机会大于可能损失的几率，而实行金融商品的买卖行为。

金融专业英语词汇全解Cover: 补回、冲销在金融市场的交易中，作一个原先交易动作相反的买卖，称之为补回。

如原先是买进，尔后再卖出，再进行买回的动作。

亦即使原先持有的部位，得以轧平的交易行为。

Credit Risk: 信用风险在交易完成后，交易对手因故不能履行合约而可能发生缺失的风险。

Cross Hedge: 交叉避险指利用某一交易工具的买卖，以达到规避另一交易工具风险的操作。

此两种交易工具务必具有高度的有关性，才能达到避险的工具。

Easy Money: 廉价货币由于宽松的资金状况，使资金借贷者能够用比较低的利率借得所需之资金。

亦有人称之为Cheap Money。

Effective interest Rate: 有效利率以年利率表示借贷时所实现收付的利率。

尽管各国利率相同，但利率的计算方式(单利计算或者复利计算)，及计算的时间基础(每天、每月、或者每年)不一致，而使得实际收付的利率是完全不一致的，这就是有效利率有的时候不一致于名目利率的原因。

European Style Option: 欧式选择权选择权买方于到期日之前，不得要求选择权卖方履约，仅能于到期日要求选择权卖方履约。

Expiry Date: 选择权合约到期日选择权买方有权向选择权卖方要求履约的最后一日。

Face Value: 面值乃股票、债券、票据或者其它支付工具上所记载的名目价格，它既是计算利息、股息的基础；也是在到期时，持有人据以请求支付的金额。

亦有人称之为：Par value。

Far Date: 远期在换汇交易或者资金拆放市场中，就是指第二个交割日，亦即距交易日比较远的交割日。

Financial Futures: 金融期货在期货交易市场中，以金融产品如利率、货币、债券等为交易标的物的期货交易。

Firm Market: 行情挺升的市场乃指在金融市场中，市场行情持续看涨的状况，因其下跌的机率比较小因而称之为“Firm Market”。

金融专业英语词汇大全a flat percentage rate of income 统一比率的所得税税率a long position 多头部位，利多形势a long positio 多头寸；买进的期货合同a put option on a debt security 债务证券的卖出期权a sales slip 签购单据，售货清单a short position 空头部位，短缺头寸a short position 空头；卖出的期货合同a tax return 税务申报表abnormal depreciation 特别折旧abnormal spoilage 非正常损坏aboriginal cost 原始成本acceptance bank 票据承兑行acceptance method 承兑方式acceptance risks 承兑风险accepting bank 承兑银行accessory risks 附加保险，附加险accident insurance 意外保险（不包括海上，火灾和人寿险）accommodation of funds 资金融通accompany vt. 附带，伴随，陪同account charges 账户费用account current (A/C,a/c) 往来帐户account number (A/N) 帐号account statement 帐户清单accounting exposure 会计风险accounting risks 会计风险accounting value 帐面价值accounts of assured 保险帐户accrued bond interest 应计债券利息accrued depreciation 应计折旧accrued dividend 应计股利acknowledgement of declaration(under op预约保险申报确认书active securities 热头股票，活跃的证券actual cash value （保险用语）实际现金价值actual rate 实际汇率adaptive expectations 适应性预期additional insurance 加保，附加保险additional reserve 追加准备金adjustable policy 可调整的保险单adjustable premium 可调整的保险费adjusted debit balance已调整的借方余额advance payment of premium预缴保险费advance-decline theory 涨跌理论adverse exchange 逆汇、逆汇兑advice of drawing 提款通知书advising bank 通知银行affiliated bank 联行affiliated person 关联人aftermarket 次级市场agent for collection 托收代理银行Agricultural Bank of China农业银行agricultural loans 农业贷款agricultural（animal husbandry）tax农（牧）业税allowance for doubtful debt 坏账准备alternative (either/or) order 选择指令American Express card 运通卡American terms 美国标价法amount in figures 小写金额amount in words 大写金额annual membership dues 年费application form for a bankingaccount 银行开户申请书appointed bank 外汇指定银行appreciation of exchange rate 汇率升值arbitrage 套利arbitrage of exchange 套汇arbitrage opportunity 套价机会arbitrage risks 套汇风险as agent 做代理as principal 做自营Asian Development Fund (ADB)亚洲开发银行ask price = asking price = offer price出售价，报价，开价，出价ask-bid system 竞价系统assessment of loss 估损assets insurance 资产保险assignment of policy 保单转让assumption of risk 承担风险asymmetry 不对称at owner's risk 风险由货主负担at-the-close order 收盘指令at-the-market 按市价at-the-money 平值期权at-the-opening (opening only) order开盘指令auction marketplace 拍卖市场automated teller machines (24 hoursa day) 自动取款机（24小时服务）automatic transfers between accounts自动转帐average 平均数baby bond 小额债券back spreads 反套利back wardation 现货溢价balance n. 结余，差额，平衡bank balance 存款余额bank balance over required reserves超出法定（必备）储备的银行存款余额bank deposit 银行存款Bank of China 中国银行Bank of Communications 交通银行bank of deposit 存款银行bank of the government 政府的银行banker's association 银行协会banker's bank 中央银行banker's guarantee 银行担保bank's buying rate 银行买入价bank's selling rate 银行卖出价banks with business dealing with the center中央银行的往来银行Barclay card 巴克莱银行信用卡base rate 基本汇价basis order 基差订单basis risk 基差风险bear market 熊市bear operation 卖空行为bear raiders 大量抛空者beneficial owner 受益所有人beneficiary of insurance 保险金受益人best-efforts offering 尽力推销发行bid and ask prices 买入和卖出价bid and ask spread 买卖差价bid price = buying price 买价bid-ask spread 递盘虚盘差价big board 大行情牌big slump 大衰退（暴跌）bill-paying services 代付帐款black market 黑市black market financing 黑市筹资black money 黑钱blanket mortgage 总括抵押block positioner 大宗头寸商blowout 畅销blue-chip stocks 蓝筹股board of arbitration 仲裁委员会board of governors 理事会bond fund 债券基金borrowing from affiliates 向联营公司借款borrowing power of securities 证券贷款能力borrowing risks 借款风险bought deal 包销bread and butter business 基本业务breadth index 宽度指数break-even 不亏不盈，收支相抵breakout 突破bridging finance 过渡性融资broker 经纪人，掮客brokerage 经纪人佣金brokerage firm 经纪商（号）broker's loan 经纪人贷款broking house 经纪人事务所building agreement 具有约束力的协定building tax =tax on construction建筑税bullish 行情看涨business insurance 企业保险business risk 营业风险business savings 企业储蓄business tax 营业税business term loan 企业长期贷款bust-up risks 破产风险buyer's risks 买方风险call (option) 买方期权，看涨期权call and put options买入期权和卖出期权call for funds 控股、集资call loan transaction 短期拆放往来call market 活期存款市场call money 拆放款call options on an equity 权益证券的买入期权call-options 认购期权cancellation 取消cancellation money 解约金cap 带利率上限的期权capital assets 资本资产capital lease 资本租赁capital market 信贷市场、资本市场capital resources 资本来源capital surplus 资本盈余capital transfer 资本转移capital turnover rate 资本周转率card issuing institution 发卡单位carefully selected applicant 经仔细选定的申请人cargo insurance 货物保险cash 现金，现款v.兑现，付现款cash a cheque 支票兑现cash account 现金帐户cash advance 差旅预支款cash against bill of lading 凭提单付现cash against documents 凭单付现，凭单据付现金=documentagainst cashcash and carry 付现自运；现金交易和运输自理；现购自运商店cash and carry wholesale 付现自运批发cash assets 现金资产cash audit 现金审核cash balance 现金余额，现款结存cash basis 现金制cash basis accounting 现金收付会计制cash bonus 现金红利cash book 现金簿；现金帐；现金出纳帐cash boy 送款员cash budget 现金预算cash card1 （银行）自动提款卡cash card2 现金卡cash claim 现金索赔cash collection basis 收现法，收现制cash credit 活期信用放款，现金付出cash credit slip 现金支出传票cash currency 现金通货cash cycle 现金循环，现金周期cash day 付款日cash debit slip 现金收入传票cash department （商业机构中的）出纳部=counting-housecash deposit 现金存款；保证金cash deposit as collateral 保证金，押金cash desk （商店、饭馆的）付款处cash disbursements 现金支出cash discount (c.d.) 现金折扣，付现折扣=settlement discountcash dispenser(美)自动提款机=cashomatcash dividend 现金股利cash down 即付，付现cash equivalent value现金等值，现金相等价值cash flow 现金流动cash flow stream 现金流（量）cash holdings 库存现金cash in bank 存银行现金，银行存款cash in hand （商行的）库存现金cash in transit 在途现金，在运现金cash in transit policy 现金运送保险单cash in treasury 库存现金cash invoice 现购发票cash items 现金帐项，现金科目cash journal 现金日记簿cash liquidity 现金流动情况，现金周转cash loan 现金贷款cash management services现金管理业务cash market 现金交易市场，现货市场，付现市场cash nexus 现金交易关系cash on arrival 货到付现，货到付款cash on bank 银行存款；银行付款；现金支票付款cash on delivery (COD) 交割付款cash order（C/O）现金订货cash paid book 现金支出簿cash payment 现金支付cash payments journal 现金支出日记帐cash position 头寸cash price 现金售价，现金付款价格cash purchase 现购，现金购买cash railway （商店中的）货款传送线cash ratio 现金比率cash receipts (CR) 现金收入cash receipts journal 现金收入日记帐cash records 现金记录cash register 现金登记机，现金收入记录机，收银机cash remittance 汇款单；解款单cash remittance note 现金解款单，解款单cash requirement 现金需要量cash reserve 现金储备（金）cash resources 现金资源，现金来源cash resources (reserves) 现金准备cash sale 现金销售=sale by real cashcash sale invoice 现销发票，现售发票cash settlement 现金结算，现汇结算cash short and over 现金尾差，清点现金余差；现金短溢cash slip 现金传票cash statement 现金报表，库存表cash ticket 现销票，门市发票cash transaction 现金交易cash verification 现金核实，现金核查cash voucher 现金凭单；现金收据cash without discount 付现无折扣cash yield discount 现金获利率，现金收益率cash-and-carry arbitrage 现货持有套利cashier 出纳员，收支员cashier's cheque (C.C.)银行本票=cashier's ordercentral rate 中心汇率（一国货币对美元的汇率，并据此计算对其他货币的汇率）certificate of balance 存款凭单Certificate of Deposits (CDs) 大额定期存款单certificated security 实物证券certificates of deposit (CDs) 大面额存款单certifying bank 付款保证银行change hands 交换，换手chartered bank 特许银行chattel 动产chattel mortgage 动产抵押chattel mortgage bond （美）动产抵押（公司）债券chattel personal （私人）动产chattel real 准不动产（土地权等）check certificate 检验证明书check deposit 支票存款check list （核对用的）清单check sheet 对帐单checking account 支票帐户checking deposits 支票存款，活期存款checking reserve 支票现金储备checkstand （超级市场的）点货收款台cheque (payable) to bearer 来人支票，不记名支票cheque book 支票簿cheque book stub 支票簿存根cheque card 支票卡cheque collection 支票兑取cheque collector 支票兑取人cheque crossed 划线支票cheque crossed generally 普通划线支票cheque crossed specially 特别划线支票cheque deposit 支票存款cheque drawer 支票出票人cheque holder 支票执票人cheque only for account 转帐支票cheque payable at sight 见票即付支票cheque protector 支票银码机cheque rate 票据汇兑汇率，票汇价格=sight rate ,short ratecheque register 支票登记簿cheque returned 退票，退回的支票cheque signer 支票签名机cheque stub 支票存根cheque to order 记名支票，指定人支票China Investment Bank 中国投资银行circulation risks 流通风险circulation tax （turnover tax）流转税city bank 城市银行claim a refound 索赔clean collections 光票托收clearing bank 清算银行clearing house 清算所clearinghouse 清算公司，票据交换所close out 平仓，结清（账）closed and mortgage 闭口抵押closing order 收市价订单closing rate 收盘价closing transaction 平仓交易collar 带利率上下限的期权collateral loan 抵押借款collecting bank 托收银行collecting bank 托收银行collecting bank 代收行collection instructions 委托的单据collection items 托收业务，托收项目collection of trade charges 托收货款collection on clean bill 光票托收collection on documents 跟单托收collection order 托收委托书collection risk 托收风险collection risks 托收风险collection service 托收服务collective-owned enterprise bonustax 集体企业奖金税collective-owned enterprise incometax 集体企业所得税commercial and industrial loans工商贷款commercial deposit 商业存款commercial paper 商业票据commercial paper house 经营商业票据的商号commercial risk 商业风险commercial terms 商业条件commission 佣金commodity futures 商品期货commodity insurance 商品保险common collateral 共同担保common fund 共同基金common stock 普通股common trust fund 共同信托基金compensatory financing 补偿性融资competitive risks 竞争风险composite depreciation 综合折旧compound interest 复利compound rate 复利率compound rate deposit 复利存款comprehensive insurance 综合保险condominium 公寓私有共有方式confirming bank 保兑银行congestion area 震荡区congestion tape 统一自动行情显示conservatism and liquidity 稳健性与流动性consortium bank 银团银行constructure risk 建设风险consumer financing 消费融资contingent risks 或有风险contract money 合同保证金contract size 合约容量contracts of difference 差异合约contractual value 合同价格controlled rates 控制的汇率converge 集聚,(为共同利益)结合一起conversion 汇兑、兑换convertible currency 可兑换的货币cooling-off period 等待期cooperative financing 合作金融cornering the market 操纵市场corners 垄断corporate deposits 法人存款correspondent 代理行cost of maintenance 维修费counter-inflation policy 反通货膨胀对策cover 弥补（损失等）；负担（开支）；补进（商品或股票等）；保险coverage 承保险别;保险总额;范围保险coverage ratio 偿债能力比率cover-note 暂保单；投保通知单credit 信用，信贷credit account 赊帐=open account2credit agreement 信贷协定credit amount 信贷金额;信用证金额credit analysis 信用分析credit balance 贷方余额，结欠，贷余credit bank 信贷银行credit beneficiary 信用证受益人credit business 赊售，信用买卖credit buying 赊购credit capital 信贷资本credit cards 信用卡credit control 信用控制credit control instrument 信用调节手段credit expansion 信用扩张credit extending policy 融资方针credit facility 信用透支credit limit 信用额度credit restriction 信用限额credit risk 信用风险credit union 信用合作社creditor bank 债权银行crop up (out) 出现，呈现cross hedge 交叉套做cross hedging 交叉保值cum dividend 附息cum rights 含权cumulative preferred stock 累积优先股currency futures 外币期货currency futures contract 货币期货合约current fund 流动基金current futures price 现时的期货价格current ratio 流动比率customize 按顾客的具体要求制作customs duty（tariffs）关税D/D (Banker's Demand Draft) 票汇daily interest 日息daily limit 每日涨（跌）停板date of delivery 交割期dealers 批发商death and gift tax 遗产和赠与税debt of honour 信用借款debtor bank 借方银行decision-making under risk风险下的决策deed 契约deed tax 契税deferred savings 定期存款deficit covering 弥补赤字deficit-covering finance 赤字财政deflation 通货紧缩delivery date 交割日demand pull inflation需求拉动通货膨胀demand-deposit or checking-accounts 活期存款或支票帐户deposit account (D/A) 存款帐户deposit at call 通知存款deposit bank 存款银行deposit money 存款货币deposit rate 存款利率deposit turnover 存款周转率depreciation risks 贬值风险derivative deposit 派生存款derived deposit 派生存款designated currency 指定货币deutsche marks (=DM) 西德马克devaluation of dollar 美元贬值developer 发展商Development Bank 开发银行development financing 发展融资devise 遗赠die intestate 死时没有遗嘱Diners card 大莱信用卡direct exchange 直接汇兑direct financing 直接融资direct hedging 直接套做direct leases 直接租赁direct taxation 直接税discount credit 贴现融资discount market 贴现市场discount on bills 票据贴现discount paid 已付贴现额discounted cash flow 净现金量discounting bank 贴现银行dishonour risks 拒付风险disintermediation 脱媒distant futures 远期期货diversification 分散投资dividends 红利document of title 物权单据documentary collection 跟单托收Documents against Acceptance 承兑交单Documents against Payment 付款交单domestic correspondent 国内通汇银行domestic deposit 国内存款domestic exchange 国内汇兑double leasing 双重租赁double mortgage 双重抵押double option 双向期权Dow Jones average 道·琼斯平均数down payment 首期downgrade 降级downside 下降趋势downtick 跌点交易Dragon card 龙卡draw 提款draw cheque 签发票据drawee bank 付款银行drawing account 提款帐户dual exchange market 双重外汇市场dual trading 双重交易due from other funds 应收其他基金款due to other funds 应付其他基金款dumping 抛售early warning system 预警系统easy credit 放松信贷economic exposure 经济风险efficient portfolio 有效证券组合electronic accounting machine 电子记帐机electronic cash 电子现金electronic cash register 电子收款机electronic debts 电子借贷electronic funds transfer 电子资金转帐electronic transfer 电子转帐emergency tariff 非常关税encumbrance 债权（在不动产上设定的债权）endorsement for collection 托收背书engage in arbitrage (to) 套汇entity n. 单位，整体，个体entrance fee 申请费equalization fund （外汇）平衡基金equipment leasing services设备租赁业务equity portfolio 股票资产establishing bank 开证银行ethics risks 道德风险Euro-bank 欧洲银行Eurocard 欧洲系统卡European terms 欧洲标价法evaluation of property 房产估价evasion of foreign currency 逃汇exception clause 免责条款excess insurance 超额保险exchange adjustment 汇率调整exchange alteration 更改汇率exchange arbitrage 外汇套利exchange bank 外汇银行exchange broker 外汇经纪人exchange brokerage 外汇经纪人佣金exchange business 外汇业务exchange clearing agreement 外汇结算协定exchange clearing system 汇结算制exchange competition 外汇竞争exchange contract 外汇成交单exchange control 外汇管制exchange convertibility 外汇兑换exchange customs 交易所惯例exchange depreciation 外汇下降exchange dumping 汇率倾销exchange fluctuations 汇价变动exchange for forward delivery 远期外汇业务exchange for spot delivery即期外汇业务exchange freedom 外汇自由兑换exchange loss 汇率损失exchange parity 外汇平价exchange position 外汇头寸exchange position 外汇头寸；外汇动态exchange premium 外汇升水exchange profit 外汇利润exchange proviso clause 外汇保值条款exchange quota system 外汇配额制exchange rate 汇价exchange rate fluctuations 外汇价的波动exchange rate parity 外汇兑换的固定汇率exchange rate risks 外汇汇率风险exchange reserves 外汇储备exchange restrictions 外汇限制exchange risk 外汇风险exchange risk 兑换风险exchange settlement 结汇exchange speculation 外汇投机exchange stability 汇率稳定exchange surrender certificate 外汇移转证exchange transactions 外汇交易exchange value 外汇价值exchange war 外汇战excise 货物税，消费税exercise date 执行日exercise price, striking price 履约价格，认购价格expenditure tax 支出税expenditure tax regime 支出税税制expenses incurred in the purchase 购买物业开支expiration date 到期日export and import bank 进出口银行export gold point 黄金输出点exposure 风险external account 对外帐户extraneous risks 附加险extrinsic value 外在价值face value 面值facultative insurance 临时保险fair and reasonable 公平合理far future risks 长远期风险farm subsidies 农产品补贴farmland occupancy tax 耕地占用税favourable exchange 顺汇fax base 税基feast tax 筵席税feathered assets 掺水资产fee 不动产fee interest 不动产产权fictions payee 虚构抬头人fictitious assets 虚拟资产fictitious capital 虚拟资本fiduciary a. 信托的,受信托的（人）fiduciary field 信用领域，信托领域finance broker 金融经纪人financial advising services金融咨询服务financial arrangement 筹资安排financial crisis 金融危机financial forward contract 金融远期合约financial futures 金融期货financial futures contract 金融期货合约financial insolvency 无力支付financial institutions' deposit 同业存款financial lease 金融租赁financial risk 金融风险financial statement analysis 财务报表分析financial system 金融体系financial transaction 金融业务financial unrest 金融动荡financial world 金融界first mortgage 第一抵押权fiscal and monetary policy财政金融政策fixed assets 固定资产fixed assets ratio 固定资产比率fixed assets turnover ratio 固定资产周转率fixed capital 固定资本fixed costs 固定成本fixed deposit (=time deposit) 定期存款fixed deposit by installment 零存整取fixed exchange rate 固定汇率fixed par of exchange 法定汇兑平价fixed savings withdrawal 定期储蓄提款fixed-rate leases 固定利率租赁flexibility and mobility 灵活性与机动性flexibility of exchange rates 汇率伸缩性flexible exchange rate 浮动汇率floating exchange rate 浮动汇率floating policy 流动保险单floating-rate leases 浮动利率租赁floor 带利率下限的期权floor broker 场内经纪人fluctuations in prices 汇率波动foregift 权利金foreign banks 外国银行foreign correspondent 国外代理银行foreign currency futures 外汇期货foreign enterprises income tax 外国企业所得税foreign exchange certificate 外汇兑换券foreign exchange crisis 外汇危机foreign exchange cushion 外汇缓冲foreign exchange dumping 外汇倾销foreign exchange earnings 外汇收入foreign exchange liabilities 外汇负债foreign exchange loans 外汇贷款foreign exchange parity 外汇平价foreign exchange quotations 外汇行情foreign exchange regulations 外汇条例foreign exchange reserves 外汇储备foreign exchange restrictions 外汇限制foreign exchange retaining system外汇留存制foreign exchange risk 外汇风险foreign exchange services 外汇业务foreign exchange transaction centre外汇交易中心forward exchange 期货外汇forward exchange intervention 期货外汇干预forward exchange sold 卖出期货外汇forward foreign exchange 远期外汇汇率forward operation 远期（经营）业务forward swap 远期掉期fraternal insurance 互助保险free depreciation 自由折旧free foreign exchange 自由外汇freight tax 运费税fringe bank 边缘银行full insurance 定额保险full payout leases 充分偿付租赁full progressive income tax 全额累进所得税fund 资金、基金fund account 基金帐户fund allocation 基金分配fund appropriation 基金拨款fund balance 基金结存款fund demand 资金需求fund for relief 救济基金fund for special use 专用基金fund in trust 信托基金fund liability 基金负债fund obligation 基金负担fund raising 基金筹措fundamental insurance 基本险funds statement 资金表futures commission merchants 期货经纪公司futures contract 期货合约futures delivery 期货交割futures margin 期货保证金futures market 期货市场futures price 期货价格futures transaction 期货交易FX futures contract 外汇期货合约galloping inflation 恶性通货膨胀gap 跳空general endorsement 不记名背书general fund 普通基金general mortgage 一般抵押Giro bank 汇划银行given rate 已知汇率go long 买进，多头go short 短缺；卖空，空头going away 分批买进going rate 现行汇率Gold Ear Credit Card 金穗卡government revenue 政府收入graduated reserve requirement 分级法定准备金Great Wall card 长城卡gross cash flow 现金总流量guarantee of payment 付款保证guaranteed fund 保证准备金hammering the market 打压市场handling charge 手续费harmony of fiscal and monetary policies 财政政策和金融政策的协调hedge 套头交易hedge against inflation 为防通货膨胀而套购hedge buying 买进保值期货hedge fund 套利基金hedging mechanism 规避机制hedging risk 套期保值风险hire purchase 租购hit the bid 拍板成交hoarded money 储存的货币holding the market 托盘horizontal price movement 横盘hot issue 抢手证券hot money deposits 游资存款hot stock 抢手股票house property tax 房产税hypothecation 抵押idle capital 闲置资本idle cash (money) 闲散现金，游资idle demand deposits 闲置的活期存款immobilized capital 固定化的资产immovable property 不动产import regulation tax 进口调节税imposition 征税；税；税款imprest bank account 定额银行存款专户in force （法律上）有效的in the tank 跳水inactive market 不活跃市场income in kind 实物所得income tax liabilities 所得税债务income taxes 所得税indemnity 赔偿，补偿indirect arbitrage 间接套汇indirect finance 间接金融indirect hedging 间接套做indirect leases 间接租赁(即:杠杆租赁)indirect rate 间接汇率indirect taxation 间接税individual income regulation tax 个人调节税individual income tax 个人所得税individual savings 私人储蓄Industrial and Commercial Bank ofChina 中国工商银行industrial financing 工业融资industrial-commercial consolidatedtax工商统一税industrial-commercial income tax工商所得税industrial-commercial tax 工商税inflation 通货膨胀inflation rate 通货膨胀率inflationary spiral 螺旋式上升的通货膨胀inflationary trends 通货膨胀趋势infrastructure bank 基本建设投资银行initial margin 初始保证金initial margin 期初保证权initial margins 初始保证金initial reserve 初期准备金insider 内幕人installment savings 零存整取储蓄institution 机构投资者insurance appraiser 保险损失评价人insurance broker 保险经纪人insurance contract 保险契约，保险合同insurance saleman 保险外勤insurance services 保险业务insure against fire 保火险insured 被保险人interbank market 银行同业市场inter-business credit 同行放帐interest on deposit 存款利息interest per annum 年息interest per month 月息interest rate futures contract 利率期货合约interest rate policy 利率政策interest rate position 利率头寸interest rate risk 利率风险interest restriction 利息限制interest subsidy 利息补贴interest-rate risk 利息率风险interim finance 中间金融intermediary bank 中间银行intermediate account 中间帐户internal reserves 内部准备金international banking services 国际银行业务International Investment Bank (IIB)国际投资银行international leasing 国际租赁in-the-money 有内在价值的期权intraday 日内intrinsic utility 内在效用intrinsic value 实际价值，内部价值inward documentary bill forcollection 进口跟单汇票，进口押汇（汇票）isolation of risk 风险隔离issue bank 发行银行JCB card JCB卡joint financing 共同贷款key risk 关键风险kill a bet 终止赌博land use tax 土地使用税large deposit 大额存款large leases 大型租赁latent inflation 潜在的通货膨胀lease agreement 租约lease and release 租借和停租lease broker 租赁经纪人lease financing 租赁筹租lease immovable 租借的不动产lease in perpetuity 永租权lease insurance 租赁保险lease interest insurance 租赁权益保险lease land 租赁土地lease mortgage 租借抵押lease out 租出lease property 租赁财产lease purchase 租借购买lease rental 租赁费lease territory 租借地leaseback 回租leasebroker 租赁经纪人leased immovable 租借的不动产leasehold 租赁土地leasehold 租借期，租赁营业，租赁权leasehold property 租赁财产leaseholder 租赁人leaseholder 承租人，租借人leases agent 租赁代理leases arrangement 租赁安排leases company 租赁公司leases structure 租赁结构leasing 出租leasing agreement 租赁协议leasing amount 租赁金额leasing asset 出租财产，租赁财产leasing clauses 租赁条款leasing consultant 租赁顾问leasing contract 租赁合同leasing cost 租赁成本leasing country 承租国leasing division 租赁部leasing equipment 租赁设备leasing industry 租赁业leasing industry (trade) 租赁业leasing money 租赁资金leasing period 租赁期leasing regulations 租赁条例legal interest 法定利息legal tender 法定货币legal tender 本位货币，法定货币lessee 承租人，租户lessor 出租人letter of confirmation 确认书letter transfer 信汇leveraged leases 杠杆租赁lien 扣押权，抵押权life insurance 人寿保险life of assets 资产寿命limit order 限价指令limited floating rate 有限浮动汇率line of business 营业范围，经营种类liquidation 清仓liquidity 流动性liquidity of bank 银行资产流动性listed stock 上市股票livestock transaction tax 牲畜交易税loan account 贷款帐户loan amount 贷款额loan at call 拆放loan bank 放款银行loan volume 贷款额loan-deposit ratio 存放款比率loans to financial institutions 金融机构贷款loans to government 政府贷款local bank 地方银行local income tax (local surtax) 地方所得税local surtax 地方附加税local tax 地方税long arbitrage 多头套利long position 多头头寸long-term certificate of deposit 长期存款单long-term credit bank 长期信用银行long-term finance 长期资金融通loss leader 特价商品，亏损大项loss of profits insurance 收益损失保险loss on exchange 汇兑损失low-currency dumping 低汇倾销low-currency dumping 低汇倾销M/T (= Mail Transfer) 信汇main bank 主要银行maintenance margin 最低保证金，维持保证金major market index 主要市场指数management risk 管理风险managing bank of a syndicate 财团的经理银行manipulation 操纵margin 保证金margin call 保证金通知margin call 追加保证金的通知margin money 预收保证金，开设信用证保证金margin rate 保证金率markdown 跌价market discount rate 市场贴现率market expectations 市场预期market makers 造市者market order 市价订单market risk 市场风险marketability 流动性market-clearing 市场结算Master card 万事达卡matching 搭配mature liquid contracts 到期合约maximum limit of overdraft 透支额度measures for monetary ease 金融缓和措施medium rate 中间汇率medium-term finance 中期金融member bank 会员银行Million card 百万卡minimum cash requirements 最低现金持有量（需求）minimum reserve ratio 法定最低准备比率mint parity 法定平价monetary action 金融措施monetary aggregates 货币流通额monetary and credit control 货币信用管理monetary and financial crisis 货币金融危机monetary area 货币区monetary assets 货币性资产monetary base 货币基础monetary circulation 货币流通monetary device 金融调节手段monetary ease 银根松动monetary market 金融市场monetary risk 货币风险monetary stringency 银根奇紧monetary unit 货币单位money capital 货币资本money collector 收款人money credit 货币信用money down 付现款money equivalent 货币等价money paid on account 定金money-flow analysis 货币流量分析money-over-money leases 货币加成租赁moral hazard 道德风险mortgage bank 抵押银行motor vehicle and highway user tax 机动车和公路使用税movables all risks insurance 动产综合保险movables insurance 动产保险multinational bank 跨国银行multiunit 公寓楼mutual insurance company 相互保险公司national bank 国家银行nationalized bank 国有化银行near money 准货币nearby contracts 近期合约nearby futures 近期期货nearby risks 近期风险negotiability 流通性negotiating bank 议付银行nesting 配套net settlement status 净结算状况，净结算头寸neutral money 中介货币neutrality of the central bank 中央银行的中立性nominal account 名义帐户nominal deposit 名义存款non-member bank 非会员银行non-resident account 非居民存款notional principal 名义本金notional sum 名义金额off-balance-sheet 表外业务offer rate 卖出汇率official borrowing 政府借款official devaluation 法定贬值official rate (of exchange) 官方汇价official short-term credit 官方短期信用offset reserve 坏帐准备金on a discount basis （以）折价形式open account business (= openaccount trade)赊帐交易open an account 开户open fair transaction tax 集市交易税open market 公开市场open market operation 公开市场业务open market policy 公开市场政策open mortgage 可资抵押open negotiation 公开议付open outcry 公开喊价，公开叫价open policy 预约保单open position （期货交易中的）头寸open positions 敞口头寸open-ended 无限制的，无限度的opening order 开市价订单operating bank 营业银行operating cash flow 营运现金流（量）operating lease 经营租赁operating leases 操作租赁operating risk 经营风险operation account 交易帐户option 期权，选择权，买卖权option buyer 期权的买方option fee (=option premium orpremium o期权费option purchase price 期权的购进价格option seller 期权的卖方options on futures contract 期货合同的期权交易ordinary bank 普通银行ordinary deposit 普通存款ordinary time deposit 普通定期存款our bank 开户银行out-of-the-money 无内在价值的期权output-capital ratio 产出与资本的比率outright position 单笔头寸outward documentary bill forcollection 出口跟单汇票，出口押汇outward remittance 汇出汇款over-loan position 贷款超额overnight call loan 日拆overseas bank 海外银行overseas branches 国外分行oversold 超卖over-the-counter 场外的，买卖双方直接交易的，不通过交易所交易的over-the-counter (OTC) option场外交易市场overvalued 估价过高Pacific card 太平洋卡package policy 一揽子保险painting the tape 粉饰行情pairing 配对parking 寄售partial assignment 部分转让parties to a collection 托收各当事人pawn 典当pay up 付清，缴清payee or beneficiary 受款人，收款人paying bank 付款银行paying bank 汇入行，付款行payment facilities 支付服务设施payment of account 预付金payment of exchange 结汇payment reserve 支付准备payment risks 支付风险payroll tax 薪金税pegging 固定汇率permanent capital 永久性资本personal account 个人帐户personal deposit 私人存款personal loans 个人贷款petty current deposit 小额活期存款petty insurance 小额保险place an order 订购；下单plastic card 塑料卡Po card 牡丹卡point of delivery 交割地点policy of discount window窗口指导政策political risk 政治风险poor for insurance 风险大的保险户popularity bank 庶民银行position 头寸；交易部位；部位post 过帐；登入总帐postal remittance 邮政汇款postal savings 邮政储蓄pre-credit risk 信贷前风险predetermined 预先约定的premium 期权费premium 期权权利金premium for lease 租赁保证金premium rate 保险费率premium rates 优惠率premium tariff 保险费率表present discount value 贴现现值presenting bank 提示银行prevailing rate 现行汇率price discovery 价格发现primary insurance 基本险principal 本金principal (= drawer,consignor) 委托人principal and interest 本利principals (stockholders) 股东privately owned enterprise incometax 私营企业所得税product tax 产品税productivity risk 产量风险profit and loss accounts 损益帐户profit or loss on exchange 外汇买卖损益profit taking 获利回吐progressive taxation 累进税property 物业property assets 不动产property company 房地产公司property insurance 财产保险property taxes 财产税property under construction 楼花property value 房产价proposal form 投保单proposal of insurance 要保书proprietary 自有资产proprietary insurance 营业保险prospectus 募资说明书protective tariffs 保护性关税provident fund 准备基金provisional account 临时帐户proxy 代理委托证书public audit 公开审计public deposit 政府存款public money 公款pure interest 纯利息put (option) 卖方期权，看跌期权put-options 认售期权quality risks 质量风险quantity risks 数量风险ransom 赎金rate of deposit turnover 存款周转率rate of depreciation 折旧率ratio of cash reserves to deposits存款支付准备率ratio of cash reserves to deposits存款支付准备率ratio of cash reserves to deposits存款支付准备率ratio of doubtful loans to total loans坏帐比率ratio of profit to capital 收益同资本的比率rationing of exchange 外汇配售real estate 不动产real estate and personal property tax不动产和动产税real estate brokerage services不动产经纪业务real estate investment trust 不动产投资信托公司real estate loans 不动产贷款real estate mortgage 不动产抵押real estate mortgage bonds 不动产抵押债券real estate tax 不动产税reciprocal reinsurance 互惠互保red balance 赤字差额red balance 赤字差额red balance 赤字差额rediscount bank 再贴现银行rediscount policy 再贴现政策reexchange 回汇、退汇registration fee 注册费related documents 有关单据remit vt. 传寄，汇寄，送remittance bank 汇款银行remittance by draft 汇票汇款。

division of labor 劳动分工commodity money 商品货币legal tender 法定货币fiat money 法定通货a medium of exchange交换媒介legal sanction法律制裁face value面值liquid assets流动资产illiquidl assets非流动资产the liquidity scale 流动性指标real estate 不动产time deposit 定期存款bond 债券stock股票thrift institutions 存款机构financial institution 金融机构commercial banks商业银行a means of payment 支付手段 a store of value储藏手段a standard of value价值标准certificate of deposits存单repurchase agreements 回购协议travelers'checks 旅行支票money market mutual funds 货币市场互助基金small-denomination time deposits小额定期存款large-denomination time deposits大额定期存款bank overnight repurchase agreements 银行隔夜回购协议bank long-term repurchase agreements 银行长期回购协议checking accounts,demand deposit,checkable deposit 活期存款negotiable order of withdrawal accounts 大额可转让提款单unit tworeserve 储备note 票据discount贴现circulate流通central bank 中央银行credit union 信用合作社paper currency 纸币credit creation 信用创造branch banking 银行分行制unit banking 单一银行制out of circulation 退出流通capital stock股本at par以票面价值计electronic banking电子银行the gold standard金本位reserve ratio 准备金比率banking holding company 公司银行the stock market crash 股市风暴the Federal Reserve System联邦储备系统the Federal Reserve Board 联邦储备委员会unit threedeficit 亏损roll展期wholesale批发default不履约auction拍卖collateralize担保markup价格的涨幅dealer交易员broker经纪人pension funds 养老基金face amount面值commerical paper商业票据Fed fund 联邦基金eurodollar欧洲美元treasury bills 国库券floating-rate 浮动比率fixed-rate 固定比率default risk 拖欠风险credit rating信誉级别tax collection税收money market货币市场capital market资本市场original maturity 原始到期期限surplus funds过剩基金premium升水discount贴水par平价deficit赤字future期货capital movements资本流动foreign exchange dealings外汇交易balance of payment国际收支eurodollar market欧洲美元市场spot rate 即期汇率forward rate远期汇率cross rate交叉汇率arbitrage transation套汇交易space arbitrage地点套汇time arbitrage时间套汇interest arbitrage 套利direct quotation直接标价法indirect quotation间接标价法decimal system十进制long position多头short position空头banker's acceptance银行承兑汇票swedish kronor瑞典克郎Sfr 瑞士法郎DM德国马克FFr法国法郎Dkr丹麦克郎Nkr挪威克郎Yen日元Can＄加拿大元Lit意大利里拉Aus＄澳大利亚元DG荷兰盾BF比利时法郎￡英镑unit fiveover-the-counter market场外交易市场turnover总成交额invoice发票，发货单portfolio债务，投资组合not-for-profit cooperative非盈利性组织triangular arbitrage三角套汇the society for worldwide interbank financial telecommunication(SWIFT)环球银行金融电讯协会the clearing house interbank payments system(CHIPS)纽约银行同业清算系统unit sixquota 配额guaratee保函fixed exchange rate固定汇率balance of payment deficit国际收支逆差international reserve国际储备credit tranche drawing信贷份额借款credit tranche信贷份额credit tranche facilities信贷份额贷款便利international payment国际收支buffer stock缓冲存货extended facilities补偿信贷便利government borrowing国债；政府借款price fluctuation价格波动，价格涨落export earning 出口收益enlarged access policy 延期进入政策credit policy信用政策financial intermediary 金融中介concessional terms特惠条件trade credit商业信贷earning capacity收益能力debt restructuring债务重组，债务调整financial settlement财务清算Bretton Woods Agreement布雷顿森林协议International Monetary Fund 国际货币基金组织International Development Association（I.D.A.)国际开发协会International Fincance Corporation（I.F.C.)国际金融公司Bank for International Settlements（B.I.S.)国际清算银行International Bank for Resonstruction and Development(IBRD)国际复兴与开发银行unit sevensyndication辛迪加underwrite包销，认购hedge对冲买卖、套期保值innovation到期交易spread利差principal本金swap掉期交易eurobond market 欧洲债券市场Federal Reserve Bank (FRB)联邦储备银行euronote欧洲票据fixed term time deposit定期支付存款unsecured credit无担保贷款neogotiable time deposit议付定期存款lead bank牵头银行inter-bank money market银行同业货币市场medium term loan 中期贷款syndicated credit银团贷款merchant bank商业银行portfolio management 有价债券管理lease financing租赁融资note issurance facility票据发行安排floating-rate note 浮动利率票据bearer note不记名票价underwriting facility包销安排bond holder债券持持有者back-up credit line备用信贷额promissory note(P.N..p/n)本票interest rate controls 利率管制interest rate ceiling 利率上限interest rate floor 利率下限deposit insurance 存款保险London Interbank Offered Rate(LIBOR)伦敦同业优惠利率revolving cerdit 循环信用证，即revolving letter of credit non interest-bearing reserves无息储备金。

金融专业常用术语inflationary spiral 螺旋式上升的通货膨胀neutrality of the central bank 中央银行的中立性counter-inflation policy 反通货膨胀对策open market policy 公开市场政策deficit-covering finance 赤字财政fiscal and monetary policy 财政金融政策harmony of fiscal and monetary policies 财政政策和金融政策的协调interest rate policy 利率政策monetary device 金融调节手段monetary action 金融措施measures for monetary ease 金融缓和措施easy credit 放松信贷monetary and credit control 货币信用管理deficit covering 弥补赤字restrictive lending policy 贷款紧缩政策over-loan position 贷款超额credit expansion 信用扩张credit control instrument 信用调节手段credit control 信用控制restrictive monetary policy 紧缩通货膨胀credit extending policy 融资方针ultra-cheap money policy 超低息政策financial transaction 金融业务monetary market 金融市场financial unrest 金融动荡financial crisis 金融危机financial system 金融体系financial world 金融界policy of discou nt window 窗口指导政策open market operation 公开市场业务金融英语必背词汇表UNIT O NEdivision of lab or 劳动分工commodity money 商品货币legal tender 法定货币fiat money 法定通货a medium of exchange 交换媒介legal sanction 法律制裁face value 面值liquid assets 流动资产illiquidl assets 非流动资产the liquidity scale 流动性指标real estate 不动产checking accounts,demand deposit,checkable deposit 活期存款time deposit 定期存款negotiable order of withdrawal accounts 大额可转让提款单money market mu tual funds 货币市场互助基金repurchase agreements 回购协议certificate of deposits 存单bond 债券stock 股票travelers'checks 旅行支票small-denomination time deposits 小额定期存款large-denomination time deposits 大额定期存款bank overnight repurchase agreements 银行隔夜回购协议bank long-term repurchase agreements 银行长期回购协议thrift institu tions 存款机构financial institu tion 金融机构commercial banks 商业银行a means of payment 支付手段a store of value 储藏手段a standard of value 价值标准UNIT T WOreserve 储备note 票据discount 贴现circulate 流通central bank 中央银行the Federal Reserve System 联邦储备系统credit union 信用合作社paper currency 纸币credit creation 信用创造branch banking 银行分行制unit banking单一银行制out of circulation 退出流通capital stock 股本at par 以票面价值计electronic banking 电子银行banking holding company 公司银行the gold standard金本位the Federal Reserve B oard联邦储备委员会the stock market crash 股市风暴reserve ratio 准备金比率UNIT T HREEdeficit 亏损roll 展期wholesale 批发default 不履约auction 拍卖collateralize 担保markup 价格的涨幅dealer 交易员broker 经纪人pension fu nds 养老基金face amount 面值commerical paper 商业票据banker's acceptance 银行承兑汇票Fed fu nd 联邦基金eurodollar 欧洲美元treasury bills 国库券floating-rate 浮动比率fixed-rate 固定比率default risk 拖欠风险credit rating 信誉级别tax collection 税收money market 货币市场capital market 资本市场original maturity 原始到期期限surplus funds 过剩基金常见“金融英语”词汇一览big macs,big/large-cap stock,mega-issue 大盘股offering,list 上市bourse 证交所corporate champion 龙头企业Shang hai Exchange 上海证交所pension fu nd 养老基金mu tual fund 共同基金hedge mu tual fund 对冲式共同基金share 股票valuation 股价underwriter 保险商government bond 政府债券saving account 储蓄帐户equity market 股市shareholder 股东delist 摘牌mongey-loser 亏损企业inventory 存货traded company,trading enterprise 上市公司stakeholder 利益相关者transparency 透明度market fundamentalist 市场经济基本规则damage-contral machinery 安全顾问efficient market 有效市场intellectual property 知识产权opportunistic practice 投机行为entrepreneur 企业家cook the book 做假帐regulatory system 监管体系portfolio 投资组合money-market 短期资本市场capital-market 长期资本市场volatility 波动diversification 多元化real estate 房地产option 期权call option 看涨期权pu t option 看跌期权merger 并购arbitrage 套利Securities and Exchange C ommission 〈美〉证券交易委员会dollar standard美元本位制budget 预算deficit 赤字bad debt 坏帐macroeconomic 宏观经济fiscal stimulus 财政刺激a store of value 保值transaction cu rrency 结算货币forward exchange 期货交易intervention currency 干预货币Treasury b ond财政部公债current-accou nt 经常项目picku p in rice 物价上涨Federal Reserve 美联储inflation 通货膨胀deflation 通货紧缩tighter credit 紧缩信贷monetary policy 货币政策foreigh exchange 外汇spot transaction 即期交易forward transaction 远期交易option forward transaction 择期交易swap transaction 调期交易quote 报价settlement and delivery 交割buying rate 买入价selling rate 卖出价spread 差幅contract 合同at par 平价premium 升水discount 贴水direct quotation method 直接报价法indirect quoation method 间接报价法dividend 股息domestic currency 本币floating rate 浮动利率parent company 母公司credit swap 互惠贷款venture capital 风险资本book value 帐面价值physical capital 实际资本IPO(initial public offering) 新股首发；首次公开发行job machine 就业市场welfare capitalism 福利资本主义collective market cap 市场资本总值golbal corporation 跨国公司transnational status 跨国优势transfer price 转让价格consolidation 兼并leverage 杠杆Federal Reserve 美联储financial turmoil/meltd own 金融危机file for bankru ptcy 申请破产bailou t 救助take over 收购buy out 购买(某人的)产权或全部货物go u nder 破产take a nosedive （股市）大跌tumble 下跌falter 摇摇欲坠on the hook 被套住shore up confidence 提振市场信心stave off 挡开, 避开,liquidate assets 资产清算at fire sale prices 超低价sell-off 证券的跌价《简爱》是一本具有多年历史的文学着作。

Back Pricing往后定价某些期货合约采用的方法，期货商品的价格由买方在签署合约后特定日期决定Back-to-Back Loan背对背贷款两家位于不同国家的公司向对方借贷相同金额的对方国家货币贷款，目的在于对冲货币波动的风险Backstop最后担保为一项证券发行提供最终的保证或担保Bad Debt不良贷款不能回收的债务，因此对债权人没有价值Balanced Fund平衡基金将资产投资于货币市场、债券、优先股及普通股的共同基金，目的在于同时实现增长及收益Balanced Investment Strategy平衡投资策略旨在平衡风险及回报的投资组合分配及管理方法Balance Of Payments (BOP)国际收支差额一个国家在特定期间进行的所有交易的纪录，可用作比较一个国家与其他国家的经济活动量Balance Of Trade (BOT)国际贸易差额一个国家收支差额的最大组成项目。

指出口及进口的差额。

减项包括进口、外国援助、国民在国外的开支及国民在国外的投资。

加项包括出口、外国国民在国内的开支以及外国国民在国内的投资Balance Sheet资产负债表一家企业的财务报表，报告公司在一个特定时间的资产、负债及净值Balloon Option气球型期权名义付款额在达到若干标准后提高的期权Balloon Maturity气球型期限 1. 在一次债券发行中，在某一时间（一般于最终到期日）有大量债券到期的还款安排2. 贷款最后一次的偿还金额远高于之前偿还金额Bancassurance银行出售保险法文词汇，指通过银行既有的分销渠道销售保险Bank Guarantee银行担保放贷机构发出的担保，证明债务人的负债可获偿还。

换言之，若债务人不能偿还债务，银行将承担责任国际结算银行旨在加强各国中央银行及国际金融机构合作的国际组织Bank for International Settlements(BIS)Bank Insurance银行保险一家公营或私营机构发出的担保，保证若银行破产，将承担特定金额以内的银行存款Bank Investment Contract (BIC)银行投资合约附有银行发出的利率保证的证券，可在特定时期内带来固定的收益率Bank Rate银行利率中央银行向国内银行借贷的利率Bank run银行挤兑大量银行客户在同一时间要求提取银行存款，而银行的储备不足以应付提款Bankruptcy破产由于一名人士或一家公司未能偿还债务。

cfa金融英语词汇表
如您所提，以下是一些与CFA (Chartered Financial Analyst) 金融英语相关的词汇表：
1. Asset Management - 资产管理
2. Equity - 股票/股权
3. Fixed Income - 固定收益
4. Derivatives - 衍生品
5. Portfolio - 投资组合
6. Risk Management - 风险管理
7. Hedge Fund - 对冲基金
8. Mutual Fund - 共同基金/互惠基金
9. Valuation - 估值/价值评估
10. Financial Reporting - 财务报告
11. Securities - 证券
12. Investment Banking - 投资银行业务
13. Alternative Investments - 另类投资
14. Performance Measurement - 绩效评估
15. Capital Markets - 资本市场
16. Financial Analysis - 财务分析
17. Private Equity - 私募股权
18. Risk Assessment - 风险评估
19. Corporate Finance - 公司金融
20. Ethics - 伦理规范
以上词汇可以作为CFA金融英语方面的参考，涵盖了金融业务的各个方面。

可根据需要进一步扩展相关词汇。