中国人寿保险业经验生命表(2000-2003)
非养老金业务表（男）i
0.06年龄(x)死亡率q x生存人数l x死亡人数d x生存人年数L x T x期望寿命e x
00.00072210000007229996397670992576.71
10.0006039992786039989777571028675.76
20.0004999986754989984267471130974.81
30.0004169981774159979697371288373.85
40.0003589977623579975837271491372.88
50.0003239974053229972447171733071.90
60.0003099970823089969287072008670.93
70.0003029967743019966246972315869.95
80.0003019964733009963236872653468.97
90.0003039961733029960236773021167.99
100.0003059958723049957206673418867.01
110.0003089955683079954156573846866.03
120.0003139952613129951056474305465.05
130.0003249949503229947896374794864.07
140.0003439946273419944576275316063.09
150.0003729942863709941016175870362.11
160.0004129939164099937126076460261.14
170.0004599935074569932795977089060.16
180.0005129930515089927975877761159.19
190.0005649925425609922625778481558.22
200.0006129919836079916795679255257.25
210.0006549913756489910515580087356.29
220.0006899907276839903865480982255.32
230.0007169900447099896905381943654.36
240.0007399893367319889705282974653.40
250.0007579886047489882305184077652.44
260.0007759878567669874735085254651.48
270.0007949870917849866994986507350.52
280.0008189863078079859034887837449.56
290.0008499855008379850824789247148.60
300.0008899846638759842264690738947.64
310.0009379837889229833274592316346.68
320.0009939828669769823784493983645.72
330.00105598189010369813724395745844.77
340.00112198085411009803044297608643.81
350.00119497975511709791704199578142.86
360.00127597858512489779614101661241.91
370.00136797733713369766694003865140.97
380.00147297600114379752833906198140.02
390.00158997456415499737903808669939.08 400.00171597301616699721823711290838.14 410.00184597134717929704513614072737.21 420.00197896955519189685963517027636.27 430.00211396763720459666153420168035.35 440.00225596559321779645043323506534.42 450.00241396341523259622533227056133.50 460.00259596109124949598443130830832.58 470.00280595859626899572523034846431.66 480.00304295590829089544542939121230.75 490.00329995300031449514282843675929.84 500.0035794985633919481602748533128.94 510.00384794646536419446442653717128.04 520.00413294282438969408762559252627.14 530.00443493892841639368462465165026.26 540.00477893476544669325322371480425.37 550.00520393029948409278782278227224.49 560.00574492545853169228002185439423.61 570.00642792014259149171852093159422.75 580.0072691422966379109102001440821.89 590.00822990759174699038571910349821.05 600.00931390012383838959311819964120.22 610.01064489174094928869941730371019.40 620.011805882248104158770411641671618.61 630.013092871833114148661261553967517.82 640.014519860419124928541731467354917.05 650.0161847927136528411011381937616.30 660.017898834275149328268091297827515.56 670.019895819343163018111931215146614.83 680.022113803042177587941641134027314.12 690.024575785285192987756361054610913.43 700.02730776598620917755528977047412.76 710.0303474507022605733767901494612.10 720.03370372246424349710290828117911.46 730.03743469811526133685048757088910.84 740.04146367198227862658051688584110.25 750.0459186441192957762933162277909.67 760.0508396145433124359892155984599.11 770.0562745833003282556688849995388.57 780.0622735504753428053333544326508.05 790.0688915161963556149841538993157.55 800.0761874806343661846232534009007.08 810.084224444016373974253182938574 6.62
820.093071406619378443876972513256 6.18 830.1028368775379103498202125559 5.76 840.113489330865375503120901775739 5.37 850.125221293315367292749511463649 4.99 860.13808256586354292388711188698 4.63 870.15215722115733651204331949827 4.29 880.16754318750631415171799745495 3.98 890.18433315609128773141704573697 3.68 900.20262112731825797114419431992 3.39 910.22251015212258890227317573 3.13 920.244059789321926469300227346 2.88 930.267383596681595451691158046 2.65 940.292544437141278837320106355 2.43 950.3196043092698842598469035 2.23 960.3486062104273351737443051 2.05 970.3795721370652031110525677 1.87 980.41249585043508675014572 1.71 990.4473344996223538797822 1.57 1000.484012761133620933943 1.43 1010.522397142574410531851 1.30 1020.562317680383489798 1.17 1030.603539298180208309 1.04 1040.6457711876801010.85 1051424221210.50假设：死亡人的分数年龄为0.5
中国人寿保险业经验生命表(2000-2003)—换算函数表
非养老金业务表（男）
利率为0.06
年龄(x)生存人数lx Dx Nx Cx Mx Rx 010000001000000.0017300940.42681.1320701.491020906.57 1999278942715.0916300940.42536.2820020.351000205.08 2998675888817.5815358225.32418.4219484.07980184.73 3998177838088.7414469407.74328.9119065.66960700.65 4997762790320.8413631319.00266.9218736.75941635.00 5997405745318.7812840998.16227.1118469.83922898.25 6997082702903.8112095679.38204.9018242.72904428.42 7996774662911.9011392775.56188.8718037.81886185.70 8996473625199.7210729863.66177.5317848.95868147.89 9996173589633.5210104663.94168.5517671.41850298.94 10995872556089.499515030.42160.0117502.87832627.53 11995568524452.728958940.92152.3917342.86815124.66 12995261494614.338434488.20146.0517190.47797781.80 13994950466471.247939873.87142.5817044.42780591.33 14994627439924.637473402.62142.3516901.84763546.91 15994286414880.887033477.99145.6016759.49746645.07 16993916391251.466618597.11152.0716613.89729885.58 17993507368953.086227345.65159.7616461.82713271.69 18993051347909.185858392.57168.0516302.05696809.88 19992542328048.165510483.40174.5516134.00680507.83 20991983309304.855182435.24178.5815959.46664373.82 21991375291618.454873130.39179.9215780.88648414.36 22990727274931.824581511.94178.7115600.96632633.48 23990044259190.944306580.12175.0815422.25617032.53 24989336244344.674047389.18170.3515247.17601610.28 25988604230343.493803044.51164.5015076.82586363.11 26987856217140.683572701.01158.7614912.32571286.28 27987091204690.943355560.33153.3314753.57556373.96 28986307192951.343150869.39148.9014600.24541620.39 29985500181880.662957918.05145.6814451.34527020.15 30984663171439.862776037.39143.7814305.66512568.81 31983788161591.932604597.53142.8414161.88498263.15 32982866152302.382443005.60142.6814019.04484101.26 33981890143538.812290703.22142.8613876.36470082.22 34980854135271.112147164.41143.0613733.50456205.86 35979755127471.202011893.30143.5913590.45442472.36 36978585120112.261884422.10144.4713446.86428881.91 37977337113168.981764309.84145.9513302.39415435.05 38976001106617.241651140.86148.0613156.44402132.66
39974564100434.251544523.61150.5613008.38388976.22 4097301694598.741444089.36153.0512857.83375967.84 4197134789091.041349490.63155.0712704.77363110.01 4296955583893.081260399.59156.5512549.71350405.23 4396763778987.871176506.51157.4512393.16337855.53 4496559374359.401097518.65158.1912235.70325462.37 4596341569992.191023159.25159.3312077.51313226.67 4696109165871.04953167.06161.2611918.18301149.15 4795859661981.23887296.02164.0211756.92289230.97 4895590858308.84825314.80167.3411592.91277474.05 4995300054841.00767005.96170.6811425.57265881.14 5094985651566.12712164.95173.6711254.89254455.57 5194646548473.61660598.84175.9211081.22243200.68 5294282445553.90612125.23177.5710905.30232119.46 5393892842797.80566571.33179.0210727.72221214.16 5493476540196.26523773.53181.1910548.70210486.43 5593029937739.81483577.27185.2510367.51199937.73 5692545835418.35445837.46191.9310182.27189570.22 5792014233221.61410419.11201.439990.34179387.95 5891422931139.71377197.50213.289788.91169397.61 5990759129163.81346057.79226.409575.63159608.70 6090012327286.62316893.98239.749349.23150033.06 6189174025502.36289607.35256.089109.49140683.83 6288224823802.75264104.99265.098853.41131574.34 6387183322190.34240302.24274.078588.32122720.93 6486041920660.21218111.90282.998314.25114132.61 6584792719207.78197451.69291.748031.27105818.35 6683427517828.80178243.92301.047739.5397787.09 6781934316518.59160415.11310.047438.4990047.56 6880304215273.54143896.52318.637128.4582609.07 6978528514090.37128622.98326.676809.8375480.62 7076598612966.13114532.61334.026483.1668670.79 7174507011898.18101566.48340.566149.1362187.64 7272246410884.1489668.30346.065808.5756038.51 736981159921.9978784.16350.405462.5150229.93 746719829009.9768862.17352.435112.1144767.42 756441198147.5459852.20352.944759.6839655.31 766145437333.4251704.66351.724406.7434895.63 775833006566.6044371.24348.614055.0230488.89 785504755846.2937804.65343.463706.4026433.88 795161965171.9131958.36336.133362.9522727.47 804806344543.0326786.45326.533026.8219364.53 814440163959.3522243.42314.602700.2916337.71
824066193420.6418284.07300.342385.6913637.42 833687752926.6814863.43283.832085.3511251.73 843308652477.1811936.75265.221801.529166.38 852*********.749459.57244.741536.307364.86 862565861709.737387.83222.721291.565828.57 872211571390.245678.09199.561068.844537.01 881875061111.994287.85175.76869.283468.17 89156091873.283175.86151.86693.522598.89 90127318671.992302.58128.45541.651905.38 91101521505.501630.59106.11413.201363.72 9278932370.781125.0985.37307.10950.52 9359668264.42754.3166.70221.73643.42 9443714182.75489.8950.44155.03421.70 9530926121.97307.1336.78104.59266.67 962104278.29185.1625.7567.81162.09 971370648.11106.8717.2342.0694.27 98850428.1658.7610.9624.8352.21 99499615.6130.60 6.5913.8827.38 10027618.1414.99 3.727.2913.50 1011425 3.96 6.85 1.95 3.57 6.21 102680 1.78 2.890.95 1.62 2.64 1032980.74 1.100.420.67 1.02 1041180.280.370.170.250.34 105420.090.090.090.090.09
Sx
############0.001197 ############0.001228 ############0.001269 ############0.001318 ############0.001375 ############0.001438 ############0.001508 ############0.001583 ############0.001663 ############0.001749 ############0.001839 ############0.001936 ############0.002038 ############0.002147 ############0.002262 ############0.002383 ############0.00251 97415306.610.002643 91187960.950.002783 85329568.380.002928 79819084.980.00308 74636649.750.003238 69763519.360.003405 65182007.420.003581 60875427.300.003767 56828038.120.003964 53024993.610.004174 49452292.600.004397 46096732.270.004634 42945862.880.004886 39987944.830.005153 37211907.440.005437 34607309.920.005738 32164304.320.006058 29873601.090.006396 27726436.680.006755 25714543.380.007136 23830121.270.00754 22065811.440.007968
20414670.580.008422 18870146.970.008904 17426057.600.009414 16076566.970.009957 14816167.380.010534 13639660.870.011149 12542142.220.011804 11518982.970.012504 10565815.920.01325 9678519.890.014047 8853205.100.014896 8086199.140.015804 7374034.190.016775 6713435.350.017815 6101310.120.018934 5534738.790.02014 5010965.250.021439 4527387.980.022839 4081550.520.024342 3671131.400.025952 3293933.900.027671 2947876.120.029503 2630982.140.031455 2341374.790.033522 2077269.800.03574 1836967.560.038119 1618855.660.040675 1421403.960.043421 1243160.050.04637 1082744.940.049539 938848.410.052944 810225.430.056605 695692.820.060543 594126.340.064778 504458.040.069335 425673.880.074237 356811.710.079524 296959.510.085229 245254.850.091388 200883.600.098041 163078.950.105229 131120.600.112998 104334.150.121397
82090.730.130479 63806.660.140301 48943.230.150922 37006.480.162407 27546.910.174822 20159.080.188239 14480.990.20273 10193.140.218371 7017.280.235238 4714.700.253407 3084.110.272951 1959.010.293944 1204.700.31645 714.810.340527 407.680.366227 222.520.393593 115.650.422666
56.890.453518
26.290.486324
11.310.521615
4.450.561079
1.560.610503
0.460.692921
0.090.943396