银行英语部分专项练习(六)

银行系统招聘考试英语（中国银行）历年真题试卷汇编6(题后含答案及解析)题型有：1. 词汇与语法结构 3. 阅读理解 6. 选词填空词汇与语法结构1．Please provide the requested______in writing to the receptionist at the front desk.A．informB．informationC．informedD．informing正确答案：B2．The August Shipment has just______from Pusan and is waiting in the receiving dock.A．examinedB．delayedC．sentD．arrived正确答案：D解析：根据句意可知，八月份装载的货物已经从釜山运过来。

3．Before the situation was explained to him,Franco______ believed that the automobile prototype was the finished product.A．wrongingB．wrongC．wrongedD．wrongly正确答案：D解析：“Wronging”，动词，表示不公正对待；“wrong”，名词、形容词、动词，表示错误、错误的，做错；“wronged”，形容词，表示被冤枉的；“wrongly”，副词，表示是不正确地。

在跟他解释这个情况之前，他错误地认为这个汽车原型成品是完成了的成果。

4．The White Fountain inn will______reservations only for parties of six people or more.A．acceptB．acceptingC．acceptedD．accepts正确答案：A解析：“will”是情态动词，后跟动词原形。

5．The consultant’s report was highly ______of our procedures for documenting purchases.A．criticallyB．criticismC．criticD．critical正确答案：D解析：“highly”是副词，副词修饰形容词，下面的几个选项只有“critical”是形容词，批评的意思。

银行系统招聘考试英语（中国工商银行）模拟试卷6(题后含答案及解析)全部题型 3. 阅读理解5. 完形填空6. 选词填空阅读理解For the first time，researchers have been able to interfere with the process of learning in thebrain，using induced brain patterns to create a learned behavior．It’s not quite as advanced as an instant kung—fu download，and it’S not as sleek(考究的)as cognitive1．What have researchers been able to do with the help of the study?A．Make a person know how to do something without learning．B．Set up different learning patterns for different peopleC．Discover a person’s learning process in the brain．D．Enable people to learn kung—fu instantly．正确答案：C解析：细节题。

根据第一段“For the first time，researchers have…in the brain”可得出答案。

因此C项正确。

知识模块：中国工商银行2．What helps a person to do a particular task better in visual perceptual learning?A．Testing．B．Repetition?C．Encouragement．D．Self-assessment．正确答案：B解析：细节题。

银行招聘考试试题英语部分银行招聘考试试题【英语部分】想要进入银行工作是需要通过笔试的'，下面YJBYS小编为大家精心搜集了关于英语部分的银行招聘考试试题，欢迎大家参考借鉴，希望可以帮助到大家!1. Food products containing chocolate are subject to a ______ of up to 35 percent when imported to Japan.A. testB. tariffC. souvenirD. shipment2. The Hinman University Math Team ______ in the 27th annual International Collegiate Math Olympics.A. participateB. participantC. participatedD. participative3. Mr. Voorhies planned to send the dresser and bed that ______ purchased in Bali to the Netherlands.A. heB. hisC. himD. himself4. Actress Lisa Ross--Ellis filed a lawsuit against The Entertainment Files magazine over false ______ made in their November issue.A. accuseB. accusativeC. accusationsD. accusatory5. Although subway fare was cheaper, Danielle chose to takea taxi to the concert hall ______ she would not be late.A. soB. orC. butD. and6. According to the travel Web site, many travelers ______ staying at the Reliant Hotel in Hanoi.A. testifyB. concludeC. recommendD. disappoint7. Students taking the entrance exam are required to provide their student ______ number.A. identifyB. identifiableC. identifiablyD. identification8. ______ to use crutches for six months severely limited Mr. Locke's ability to work in the shipping facility.A. HasB. HaveC. HavingD. Has had9. I've been waiting for him for ______ hour and ______ half.A. ×; ×B. the; aC. a; ×D. an; a10. Who draw ______ Jack?A. so well asB. as well asC. so better thanD. as good as11. What ______ you do this Sunday if it ______?A. do, will rainB. will, rainC. do, rainsD. will, rains12. I wish it ______ fine tomorrow.A. would beB. will beC. isD. to being13. All the girls swam in the lake except two, who ______ halfway.A. gave offB. gave upC. gave awayD. gave out14. --Can I get the house cheaper?--Sorry, it's ______ my power to sell it any cheaper.A. withoutB. exceptC. beyondD. out15. Many people believe we are heading for an environmental disaster (灾难) ______ we radically (根本地) change the way we live.A. butB. thoughC. unlessD. in case阅读理解President Arling has put his long-awaited economic restructuring program before the Congress. It provides a coordinated program of investment credits, research grants, educational reforms, and tax changes designed to make American industry more competitive. This is necessary to reverse the economic slide into unemployment, lack of growth, and trade deficits that have plagued the economy for the past six years The most liberal wing of the President's party has called for stronger and more direct action. They want an incomes policy to check inflation while Federal financing helps rebuild industry behind a wall of protective tariffs.The Republicans, however, decry even the modest, graduated tax increases in the President's program. They Want tax cuts and a more open market. They say if Federal money has to be injected into the economy, let it through defence spending.Both these alternatives ignore the unique nature of the economic problem before us. It is not simply a matter of markets or financing. The new technology allows vastly increased production for those able to master it. But it also threatens those who fail to adopt it with permanent second-class citizenship in the world economy. If an industry cannot lever itself up to the leading stage of technological advances, then it will not be able to compete effectively. I fit cannot do this, no amount of government protectionism or access to foreign markets can keep it profitable for long. Without the profits and experience oftechnological excellence to reinvest, that industry can only fall still further behind its foreign competitors.So the crux is the technology and that is where the President's program focused. The danger is not that a plan will not be passed, it is that the ideologues of right and left will distort the bill with amendments that will blur its focus on technology. The economic restructuring plan should be passed intact. If we fail to restructure our economy now, we may not get a second chance.16. The focus of the President's program is on ______.A. investmentB. economyC. technologyD. tax17. What is the requirement of the most liberal wing of the Democratic Party?A. They want a more direct action.B. They want an incomes policy to check inflation.C. They want to rebuild industry.D. They want a wall of protective tariffs.18. What is the editor's attitude?A. Support.B. Distaste.C. Disapproval.D. Compromise.19. The danger to the plan lies in ______.A. the two parties' objectionB. different ideas of the two parties about the planC. its passageD. distortion20. The passage is ______.A. a reviewB. a prefaceC. an advertisementD. an editorial。

银行系统招聘考试英语（中国农业银行）模拟试卷6(题后含答案及解析)题型有：1. 词汇与语法结构 5. 完形填空词汇与语法结构1．These books were very dear to him and he bought them at_________expense when he was studying abroad．A．considerateB．consideredC．considerableD．considering正确答案：C解析：根据句中的“dear”可知，这些书花费很大。

considerable意为“相当大的”，符合题意。

considerate“体贴的，考虑周到的”；considered“经过仔细考虑的”；considering“考虑到。

鉴于”，均不符合。

故答案为C。

2．None of US expected the chairman to_________at the party．We thought he was still in hospital．A．turn inB．turn upC．turn overD．turn down正确答案：B解析：turn up可以表示“出现”，符合题意。

turn in意为“上交，归还，上床睡觉”：turn over意为“移交，翻转，仔细考虑，换频道”；turn down意为“拒绝，驳回”，均不符合题意。

3．_________of the boys in the class who have passed the test is to receive certificates．A．EveryB．Every oneC．AnyD．Anyone正确答案：B解析：Every one of the boys指“每个男孩”，代入句中，表示“班上通过考试的每个男孩都将得到证书”，符合句意，因此正确答案为B。

4．You_________pay too much attention to your reading skill，as it is so important．A．should’tB．cannotC．mustn’tD．needn’t正确答案：B解析：cannot too…to…意为“再怎么……都不为过”，把cannot代入句中，意为“你在阅读技巧上花再多的时间也不为过”。

银行业务英语试题及答案一、选择题（每题2分，共20分）1. Which of the following is not a typical service provided by a bank?A. Savings accountsB. LoansC. Insurance policiesD. Grocery shopping2. What is the term used to describe the process of exchanging one currency for another?A. Currency exchangeB. Currency conversionC. Foreign exchangeD. Money trade3. What is the minimum deposit amount usually required to open a checking account?A. $100B. $500C. $1,000D. $10,0004. What does ATM stand for?A. Automated Teller MachineB. Automatic Transaction MachineC. Advanced Transaction MachineD. All-Time Money5. What is the term for a bank's promise to pay the face value of a check, typically used when the account holder does not have sufficient funds in their account?A. OverdraftB. UnderdraftC. ShortfallD. Deficit6. What is the term used for a financial institution that accepts deposits and channels those deposits into lending activities?A. Investment bankB. Commercial bankC. Savings bankD. Central bank7. What is the term for a bank's charge for a service, such as using an ATM that is not affiliated with the bank?A. Service chargeB. Transaction feeC. Convenience feeD. Access fee8. What is the term for a financial product that combines features of both a checking and a savings account?A. Hybrid accountB. Mixed accountC. Combo accountD. Blended account9. What is the term for a bank's process of evaluating a customer's creditworthiness before extending credit?A. Credit assessmentB. Credit evaluationC. Credit scoringD. Credit rating10. What does the acronym "FDIC" stand for?A. Federal Deposit Insurance CorporationB. Financial Deposit Insurance CorporationC. Federal Debt Insurance CorporationD. Financial Deposit Insurance Company二、填空题（每题2分，共20分）1. When you deposit money into a bank, the bank issues you a________ that serves as proof of the deposit.2. The process of transferring funds from one bank account to another is known as a ________.3. A ________ is a financial instrument issued by a bank, promising to pay the bearer a specified amount at a specified date.4. The ________ is a government agency that insures depositsin banks and savings associations.5. A ________ is a type of bank account that allows the account holder to write checks against the account balance.6. A ________ is a bank's written promise to pay a specified amount of money on demand.7. The ________ is the maximum amount of money that an insurance company, such as the FDIC, will pay if a bank fails.8. A ________ is a bank's charge for services performed for a customer, which may be a one-time fee or a recurring fee.9. A ________ is a type of bank account that typically pays a higher interest rate than a regular savings account but requires a minimum balance to be maintained.10. The ________ is the process of verifying the identity ofa customer to prevent fraud and comply with regulations.三、简答题（每题10分，共40分）1. Explain the difference between a savings account and a checking account.2. What are the benefits of using online banking services?3. Describe the role of a credit card in managing personal finances.4. What are the steps a customer should take if they believe their bank account has been compromised?四、论述题（每题20分，共20分）Discuss the importance of understanding different types of bank services and how they can impact an individual's financial decisions.答案：一、选择题1. D2. C3. A4. A5. A6. B7. C8. A9. C10. A二、填空题1. statement2. transfer3. certificate of deposit4. FDIC5. checking account6. demand deposit7. insurance limit8. service fee9. money market account10. identity verification三、简答题1. Savings accounts typically offer higher interest rates but limit the number of transactions, while checking accounts allow for frequent transactions but usually have lower interest rates or none at all.2. Online banking services provide convenience, 24/7 access, the ability to manage finances from anywhere, and often include additional features such as bill pay and financial tracking tools.3. Credit cards can help manage personal finances by providing a convenient way to make purchases, building credit history, and offering rewards or cashback on purchases.4. If a customer suspects their bank account has been compromised,。

英语版银行招聘考试题库第一部分：语法和词汇1. 下列句子中哪个是正确的？a) The cat is sitting een the chair.b) The cat is sitting among the chair.c) The cat is sitting beside the chair.d) The cat is sitting besides the chair.2. 选择正确的形容词来填空：The weather is _______ today.a) niceb) nicelyc) goodd) well3. 下列单词中哪个是名词？a) quicklyb) slowlyc) happinessd) beautifully4. 选择正确的动词形式来填空：She _______ to the bank yesterday.a) gob) goesc) wentd) going5. 下列句子中哪个是正确的？a) He don't like coffee.b) He doesn't like coffee.c) He is like coffee.d) He is liking coffee.第二部分：阅读理解阅读以下短文，然后回答问题：Bank ServicesBanks offer a range of services to their customers. One of the main services is providing a safe place for people to deposit their money. Banks also offer loans to individuals and businesses, helping them with their financial needs. Another service banks provide is the ability to transfer money een accounts, both domestically and nally. nally, banks often offer investment services, such as stocks and bonds, to help customers grow their wealth.1. What is one of the main services provided by banks?2. How do banks help individuals and businesses?3. What is another service offered by banks besides transferring money?4. What kind of investment services do banks often provide?第三部分：写作请根据以下提示，写一篇关于理财的短文。

国有银行聘用考试试题【英语部分】一、选择题（每题2分，共20分）1. 下列哪个选项不是国有银行的英文缩写？A. ABCB. ICBCC. PBCD. HSBC2. 银行利润的主要来源是？A. 存款利息B. 贷款利息C. 证券投资D. 服务费3. 下列哪个单词的意思是“贷款”？A. LoanB. DepositC. InvestmentD. Credit4. 下列哪个选项不是国有银行的主要业务？A. 零售业务B. 企业银行业务C. 投资银行业务D. 保险业务5. 下列哪个单词的意思是“储蓄账户”？A. Savings AccountB. Checking AccountC. Certificate of DepositD. Money Market Account二、阅读理解（每题10分，共30分）Passage 1:Question: Which of the following statements is NOT true about ICBC?A. It is headquartered in Beijing.B. It is the world's largest bank by assets.C. It was established in 1984.D. It is a privately-owned bank.Passage 2:The People's Bank of China (PBC) is the central bank of the People's Republic of China. It was established on December 1, 1948. The main functions of the PBC include managing monetary policy, maintaining financial stability, and promoting economic development.Question: Which of the following statements is true about PBC?B. Its main function is to manage monetary policy.C. It was established in 1984.D. It is a privately-owned bank.三、翻译（每题10分，共20分）1. 请将以下句子翻译成英文："国有银行在中国的经济发展中扮演着重要的角色。

金融英语业务知识练习试卷6(题后含答案及解析) 题型有： 2. 单项选择题单项选择题1．Which of the following is not a function of money?______.A．To act as a medium of exchangeB．To act as a unit of accountC．To act as a store of valueD．To act as a means of paymentE．To provide a double coincidence of wants正确答案：E解析：答案为E项。

货币有四种主要职能，即流通手段(medium of exchange)、价值尺度(unit of account)、贮藏手段(store of value)和支付手段(means of payment)。

其中价值尺度和流通手段是货币的基本职能也是最先出现的职能。

本题中只有E项不是货币的职能，故选E项。

知识模块：金融英语业务知识2．What function is money serving when you buy a ticket to a movie?______.A．store of valueB．a unit of accountC．transaction demandD．a medium of exchange正确答案：D解析：答案为D项。

本题之意货币主要行使了流通手段的职能，故选D项。

知识模块：金融英语业务知识3．Which of the following statements is not true of central banks?______.A．They pay the government’s salariesB．They are always the lender of last resortC．They always undertake the regulation of the banking systemD．None of the above正确答案：C解析：答案为C项。

银行系统招聘考试英语（中国建设银行）模拟试卷6(题后含答案及解析)全部题型 3. 阅读理解阅读理解Being able to muhitask is hailed by most people as a welcome skill，but not according to a recenl study which claims that young people between the ages of eight and eighteen of the so一called Generation M are spending a considerable amount of their time in1．What is probably true about the multitasking Generation M?A．They waste more time than they should spend.B．They feel they are more efficient than others．C．They put more energy on important tasks．D．They need to improve their analytical skills．正确答案：A解析：细节题。

根据第一段“Being able to muhitask…spending a considerable amount of their time in fruitless efforts as they multitask．”可知，多任务工作效率很低。

知识模块：中国建设银行2．With the introduction of new gadgets．what happens to the Generation M’s present e—devices?A．They become part of their collection．B．They give way to the latest．C．They are quickly put asideD．They are sold to their friends．正确答案：A解析：细节题。

银行考英语试题及答案一、选择题（每题2分，共20分）1. The bank's main function is to ________.A. provide loansB. accept depositsC. both A and BD. neither A nor B2. What is the meaning of the term "NPL" in the banking industry?A. Net Profit LossB. Non-Performing LoanC. New Product LineD. National Policy Limit3. The term "LIBOR" stands for ________.A. London International Banking OrganizationB. London Interbank Offered RateC. Long-term Investment Banking RateD. Local Interest Banking Option Rate4. Which of the following is NOT a type of bank account?A. Checking accountB. Savings accountC. Credit accountD. Fixed deposit account5. The process of converting a currency from one form toanother is known as ________.A. Currency exchangeB. Currency conversionC. Currency tradingD. Currency valuation二、填空题（每题1分，共10分）6. The ________ is the central bank of the United States. [Federal Reserve]7. A ________ is a financial instrument that represents an ownership interest in a corporation.[share]8. The ________ is a type of loan where the borrower is not required to make payments for a certain period of time. [interest-only loan]9. In banking, the term "overdraft" refers to a situation where a customer's account balance is ________. [negative]10. The ________ is the process of evaluating the creditworthiness of a borrower.[credit assessment]三、简答题（每题5分，共30分）11. Explain the role of a bank in an economy.[Answer: A bank plays a crucial role in an economy by providing various financial services such as accepting deposits, providing loans, facilitating payments, andmanaging risks.]12. What are the different types of bank accounts available to customers?[Answer: Different types of bank accounts include checking accounts, savings accounts, money market accounts, and certificates of deposit.]13. Describe the process of a bank loan approval.[Answer: The process of bank loan approval typically involves the borrower applying for a loan, providing necessary documentation, the bank evaluating the creditworthiness of the borrower, and finally, the bank either approving or denying the loan based on the evaluation.]14. What is the significance of the Basel III Accord in the banking industry?[Answer: The Basel III Accord is significant in the banking industry as it sets out a global regulatory framework to enhance bank's ability to absorb shocks arising fromfinancial and economic stress, thereby reducing the risk of bank failure.]四、论述题（每题15分，共30分）15. Discuss the impact of digital banking on traditional banking operations.[Answer: Digital banking has revolutionized traditional banking operations by offering convenience, speed, and accessibility. It has reduced the need for physical branches, enabled instant transactions, and provided personalized services through data analytics. However, it also poseschallenges such as cybersecurity risks and the digital divide.]16. Analyze the importance of risk management in banking. [Answer: Risk management is crucial in banking as it helps banks to identify, assess, and mitigate various types ofrisks such as credit risk, market risk, operational risk, and liquidity risk. Effective risk management ensures thestability of the financial system, protects depositors' funds, and maintains the bank's profitability.]五、案例分析题（每题10分，共10分）17. A bank has recently implemented a new mobile banking application. The application has increased customersatisfaction but has also led to an increase in cyber-attacks. Discuss the steps the bank should take to address this issue. [Answer: The bank should take several steps to address the issue of increased cyber-attacks, including investing in advanced cybersecurity measures, conducting regular security audits, educating customers about safe online banking practices, and collaborating with cybersecurity experts tostay ahead of potential threats.]。

英语练习题1SectionⅠUse of EnglishDirections:Read the following text. Choose the best word(s) for each numbered blank and mark A, B, C or D on ANSWER SHEET 1.( 10 points )Some call it the Smart Shooter, a new rifle for American infantry troops that is two weapons in one, is accurate up to 1,000 yards and in 1 fires 2 corners. Its message to enemies is that they can run but they can't hide.The gunsight has an infrared lens for night 14. It can also have video camera with a zoom lens that is linked to a video display attached to the soldier's helmet, allowing him to aim 15 without exposing himself to enemy return fire. But there are snags still be 16 out. Two men were 17 when a shell burst in a barrel during firing tests. The rifle weighs more than 181b. There are questions whether its electronic innards will be rugged enough for rain, snow and difficult 18.1.A reality B affect C effect D operation2.A.at B.in C.beyond D.around3.A.put B.shown C.checked D.given4.A.pride B.anxiety C.honor D.expectation5.A.put up B.count in C.pay for D.look fornd B.brilliant C.powerful D.awkwarded B.Fixed ing D.Fixing9.A.spray B.spatter C.splash D.sprinkle10.A.over B.on C.above D.upon11.A.aim B.cover C.risks D.heed13.A.as B.that C.than D.much14.A.vision B.sight C.observation D.speculation15.A.exactly B.precisely C.accurately D.correctly16.A.removed B.ironed C.made D.drawn17.A.injured B.hurt C.harmed D.wounded18.A.terrain B.domain C.field D.territory19.A.at B.over C.into D.through20.A.push B.pull C.press D.jerkPart ADirections:Read the following four texts. Answer the questions below each text by choosing A, B, C or D. Mark your answers on ANSWER SHEET 1.(40 points)Text 1Road politeness is not only good manners, but good sense too. It takes the most cool-headed and good-tempered of drivers to resist the temptation to revenge when subjected to uncivilized behavior. On the other hand, a little politeness goes along way towards relieving the tensions of motoring. A friendly nod or a wave of acknowledgement in response to an act of politeness helps to create an atmosphere of goodwill and tolerance so necessary in modern traffic conditions. But such acknowledgements of politeness are all too rare today. Many drivers nowadays don't even seem able to recognize politeness when they see it.21.According to the first paragraph, which of the following reflects the situation on the roads?A.Traffic Jams are mainly caused by the cost of petrol and the quick pace of modern life.B.The manners of the drivers are the only reason for the traffic jams.C."Be kind to other drivers" is a campaign to change the rude drive.D.People can not tolerate good manners on the road.22.The author argues that road politeness .A.can better the traffic unconditionallyB.calls for a driver's cool-headed and good-tempered personalityC.can be found after the modern traffic conditions stand upD.are acknowledged by most drivers23.Which of the following does NOT illustrate misplaced politeness?B.Braking suddenly to allow a car to emerge from a side street.C.A motorist driving into traffic streams without considering others.24.According to the experts, facing the car-ownership explosion, we should .A.be more considerate yield to each otherB municate with each other more oftenC.have a cool head and good temperD.avoid misplaced politeness25.The author's attitude towards road politeness seems to be .A.suspiciousB.indifferentC.ironicalD.objective Text 226.The author's tone in this passage can be best described as .A.reportorialB.sarcasticC.condemnatoryD.mournful27.According to the passage, the one factor that is not responsible for the presence of insecticides in ponds is .A.the weather bringing in rainsB.human error in crop-dustingC mon farming methodsD.industrialization use of chemicals28.The author uses the case of the Rhodesian fish in order to .A.show the harmful effects of killing fishB.prove that problems are the same everywhereC.show that fish is an indispensable source in dietD.consider the problem of controlling mosquitoes29. In this passage, what the author does not do is .A.state a problemB.give examplesC.propose a solutionD.relate causes30.The last sentence of this passage means that .A.you can not control mosquitoes if you want to conserve an important fishB.you can not conserve an important fish if you want to control mosquitoesC.the Central Africans will have no fish to eat if this fish can't be protected properlyText 3Joint ventures can take many forms. A foreign firm may take a majority share, a minority share, or an equal share in ownership. While it is not necessary to have financial control or to have operating control, some firms refuse to use the joint venture form if it is not possible to have a majority position in ownership. There are firms that have few qualms about holding minority position, however, so long as they can have operating control. They achieve this through technical-aid, management, or supply contracts.31.The phrase "joint venture" mentioned in the first paragraph refers to .A.any joint relationship between one foreign firm and one local firmB.any joint relationship between foreign firmsC.joint ownership of an operation in which at least one of the partners is foreign basedD.all of the above32 The word "qualms" in the second paragraph may have the equal meaning with .A.abilitiesB.worriesC.possibilitiesD.limits33 According to the author, which of the following is most important?A.Majority position.B.Operating control.C.Financial control.D.Support of the government.34 Which of the following is not the advantages of the joint venture?A.It can assume more risks.B.It may gather more capital.rge and long-lived investment can be carried out.D.The partners will make concerted efforts towards one target.35 Which of the following is true according to the text?A. A foreign firm often takes a majority share in a joint venture.ck of financial control may be fatal to a firm participating in joint venture.C.Joint venture is very helpful to developing countries.ernment is the best partner in a joint venture. Text 4In the atmosphere, carbon dioxide acts rather like a one-way mirror the glass in the roof of a greenhousewhich allows the sun's rays to enter but prevents the heat from escaping.According to a weather expert's prediction, the atmosphere will be 3°C warmer in the year 2050 than it is today, if man continues to burn fuels at the present rate. If this warming up took place, the ice caps in the poles would begin to melt, thus raising sea level several metres and severely flooding coastal cities. Also, the increase in atmospheric temperature would lead to great changes in the climate of the northern hemisphere, possibly resulting in an alteration of the earth's chief food-growing zones.In the past, concern about a man-made warming of the earth has concentrated on the Arctic because the Antarctic is much colder and has a much thicker ice sheet. But the weather experts are now paying more attention to West Antarctic, which may be affected by only a few degrees of warming: in other words, by a warming on the scale that will possibly take place in the next fifty years from the burning of fuels.Satellite pictures show that large areas of Antarctic ice are already disappearing. The evidence available suggests that a warming has taken place. This fits the theory that carbon dioxide warms the earth. However, most of the fuel is burnt in the northern hemisphere, where temperatures seem to be falling. Scientists conclude, therefore, that up to now natural influences on the weather have exceeded those caused by man. The question is: Which natural cause has most effect on the weather?One possibility is the variable behavior of the sun. Astronomers at one research station have studied the hot spots and cold spots (that is, the relatively less hot spots) on the sun.As the sun rotates, every 27.5 days, it presents hotter or 'colder' faces to the earth, and different aspects to different parts of the earth. This seems to have a considerable effect on the distribution of the earth's atmospheric pressure, and consequently on wind circulation. The sun is also variable over a long term: its heat output goes up and down in cycles, the latest trend being downward.36.It can be concluded that a concentration of carbon dioxide in the atmosphere would .A.prevent the sun's rays from reaching the earth's surfaceB.mean a warming up in the AntarcticC.account for great changes in the climate in the northern hemisphereD.raise the temperature of the earth's surface37.The article was written to explain .A.the greenhouse effectB.the solar effects on the earthC.the models of solar-weather interactionsD.the causes affecting weather38.Although the fuel consumption is greater in the northern hemisphere, temperatures there seem to be falling. This is .A.mainly because the levels of carbon dioxide are risingB.possibly because the ice caps in the poles are meltingC.exclusively due to the effect of the inertia of the earth's climateD.partly due to variations in the output of solar energy39.On the basis of their models, scientists are of the opinion that .B.it will take thousands of years for the inertia of the earth's climate to take effectC.the man-made warming effect helps to increase the solar effectsD.the new Ice Age will be delayed by the greenhouse effect40.If the assumption about the delay of a new Ice Age is correct, .B.ice would soon cover the northern hemisphereC.the increased levels of carbon dioxide in the atmosphere could warm up the earth even more quicklyD.the greenhouse effect could work to the advantage of the earthPart BDirections:In the following article, some sentences have been removed. For Questions 41-45, choose the most suitable one from the list A-G to fit into each of the numbered blank. There are two extra choices, which do not fit inany of the gaps.I remember one night a few years ago when my daughter was frantic with worry. After my Harvard Extension School classes, I usually arrived at the bus station near my home by 11 p.m., but on that night I was nowhere to be found. My daughter was nervous. It wasn't safe for a single woman to walk alone on the streets at night, especially one as defenseless as I am: I can slay a mugger with my sharp wit, but I m just too short to do any real physical damage.Lately it seems that everyone is asking me, "Mary, what advice do you have for other students?" So while I have you all here, I m going to ease my burden of answering you each individually:43)__________________________________________ ____________________.So listen to me when I tell you this: Knowledge is power.45)__________________________________________ __________.That belief is what has motivated me for the last 75 years to get this degree. It is also the mission of the Harvard Extension School. Without the support I received from this school, I might not have graduated until I was 100 -- a phrase that many of you have probably used in jest.[C]If you have treated education as your main goal, and not as a means to an end, then you, too, have probably been claimed as a missing person once in your academic career, whether you were lost in the stars or the stacks of Widener Library.[D]But I am here today -- like you are -- to prove that it can be done; that the power gained by understanding and appreciating the world around us can be obtained by anyone regardless of social status, personal challenges, or age.[E]How else do you explain a woman who began high school at age 71 and who is graduating with a bachelor s degree at 89?[F]And you, too, know that the journey was worth it, and that the power of knowledge makes me the most formidable 89-year-old woman at the bus stop.[G]I have found that the world is a final exam that you can never be prepared enough for.Part CDirections:Read the following text carefully and then translate the underlined segments into Chinese. Your translation should be written clearly on the Answer Sheet 2.(10 points)46)At a meeting with Ms. Barshefsky yesterday afternoon, president Jiang Zemin called the deal as "good, historic and realistic", and a win-win for both sides, which showed that both countries saw the issue from a strategic viewpoint.47)China's entry into the WTO will have profound ramifications (分支、分派) for the country. Binding her to international trading rules and encouraging foreign firms to invest by providing a system less based on rule by the idiosyncrasies (特性) of an official and more on transparent laws and regulations.It also marks a vital political victory for Prime Minister Zhu Rongji, the main proponent, along with Mr. Jiang, of China's membership, who offered a similar deal in Washington in April.The NATO bombing of the Chinese Embassy in Belgrade, froze negotiations from May until September.At a news conference just before she left China, Ms. Barshefsky said the support of the two presidents had been crucial. Presidents Bill Clinton and Jiang Zemin met in Auckland and agreed to put the talks back on track, with a deadline of the next round of WTO talks that will begin in Seattle on November 30.50)China will eliminate non-tariff quotas within five years, some in two to three years. It will cut tariffs on imported cars from the current 80-100 per cent to 25 per cent by 2006 and allow foreign financial institutions to finance the purchase of cars.Section ⅢWritingPart A51.Directions:1)a brief introduction to the tour site or activities to take3)items to bring and something to noteYou should write about 100 words on ANSWER SHEET 2. Do not sign your own name in the memo. Use "Jane Green" instead. (10 points)Part B52.Directions:Please write an essay on the topic "Internet, Society and Our Lives".You should write about 200 words neatly on ANSWER SHEET 2.答案SectionⅠUse of English1.C.effectin effect为固定词组，意思是"实际上，事实上"。

银行笔试英语试题及答案一、选择题（每题2分，共20分）1. The bank has a wide range of services to meet the needs of its customers.A) variousB) vagueC) vastD) valuable2. The loan application was denied due to insufficient credit history.A) approvedB) rejectedC) postponedD) accepted3. The bank's annual report showed a significant increase in profits.A) notableB) negligibleC) insignificantD) stable4. The customer requested a statement of her account to check the balance.A) a list of transactionsB) a summary of her savingsC) a detailed report of her assetsD) a copy of her identification5. The ATM is equipped with advanced security features to protect customer information.A) outdatedB) basicC) enhancedD) minimal二、填空题（每题1分，共10分）6. When you deposit money into your bank account, it is called a/an _________.Answer: deposit7. The bank offers a variety of _________ accounts for different purposes.Answer: savings8. The interest rate on the loan is determined by the_________.Answer: bank9. If you lose your debit card, you should contact the bank immediately to _________ it.Answer: cancel10. The bank's _________ service allows customers to transfer money online.Answer: online banking三、阅读理解（每题2分，共30分）Read the following passage and answer the questions that follow.Passage:The banking industry has evolved significantly over the past few decades. With the advent of technology, banks have been able to offer a multitude of services that were previously unimaginable. Customers can now manage their accounts, make transactions, and even apply for loans all from the comfort of their own homes. This has led to an increase in customer satisfaction and a decrease in the need for physical bank visits.Questions:11. What has led to the evolution of the banking industry?A) The increase in customer satisfactionB) The advent of technologyC) The need for physical bank visitsD) The decrease in services offered12. What can customers do from their own homes?A) Visit a physical bankB) Manage their accountsC) Apply for a job at the bankD) Withdraw cash from an ATM13. What is the result of the evolution in the banking industry?A) A decrease in customer satisfactionB) An increase in the need for physical bank visitsC) An increase in customer satisfactionD) A decrease in the number of services offered四、翻译题（每题5分，共20分）14. 请将以下句子翻译成英文：“银行提供多种贷款产品以满足不同客户的需求。

银行单选英语练习题1. What is the most common type of account offered by banks?A. Savings accountB. Checking accountC. Credit accountD. Fixed deposit account2. Which of the following is NOT a service provided by banks?A. Loan servicesB. Currency exchangeC. Investment adviceD. Car repair3. What does APR stand for in banking terms?A. Annual Percentage RateB. Average Payment RateC. Annual Performance ReviewD. Average Payment Requirement4. When you deposit money into a bank account, what is the term used for the money you put in?A. WithdrawalB. DepositC. CreditD. Payment5. If you have a negative balance in your checking account, what does this mean?A. You have more money than the account allows.B. You owe the bank money.C. You have reached the maximum limit of your account.D. The bank has made a mistake.6. Which of the following is a form of electronic banking?A. Visiting a bank branchB. Using an ATMC. Writing a checkD. Online banking7. What is a credit card?A. A type of bank accountB. A document proving your identityC. A method of borrowing money from a bankD. A piece of plastic used to make purchases8. What is the term used for the minimum amount you must pay on your credit card bill each month?A. Full paymentB. Minimum paymentC. OverdraftD. Balance transfer9. What is a mortgage?A. A type of investmentB. A long-term loan for buying propertyC. A form of insuranceD. A bank's profit statement10. Which of the following is a risk associated withinvesting in the stock market?A. InflationB. Interest rate changesC. Market volatilityD. Bankruptcy11. What does the term 'overdraft' refer to in banking?A. A bank's ability to lend more than it hasB. The amount by which an account is in debtC. The limit set on a credit cardD. The process of transferring funds between accounts12. What is a 'fixed deposit'?A. A type of investment that offers a fixed rate of returnB. A savings account with no interestC. A type of loan that must be repaid within a set periodD. A bank account that cannot be accessed for a certain time13. What does 'FDIC insured' mean?A. The bank is guaranteed by the governmentB. The bank is a member of the Federal Deposit Insurance CorporationC. The bank is protected against cyber attacksD. The bank's customers are insured against loss up to a certain amount14. What is the purpose of a 'debit card'?A. To borrow money from a bankB. To make purchases using funds from your bank accountC. To earn rewards points for purchasesD. To transfer money between bank accounts15. What is the meaning of 'interest' in the context of banking?A. The cost of borrowing moneyB. The profit made by a bank from its investmentsC. The fee charged by a bank for certain servicesD. The amount of money deposited into an account16. What is a 'bank statement'?A. A document showing your account balanceB. A list of all transactions made on your accountC. A contract between you and the bankD. A form to apply for a new bank account17. What is a 'bank draft'?A. A type of savings accountB. A check issued by a bankC. A form of identificationD. A document proving ownership of property18. What does 'collateral' refer to in a loan agreement?A. The amount of money borrowedB. The item or property that secures the loanC. The interest rate of the loanD. The term of the loan19. What is a 'money market account'?A. A type of investment account with higher interest ratesB. An account for trading stocks and bondsC. A type of checking account with no feesD. A bank account that specializes in foreign currencies20. What is 'foreclosure'?A. The process of selling a property to repay a loanB. The process of buying a property at a discounted priceC. The process of transferring a loan to another bankD. The process of extending the term of a loan。

银行金融英语试题及答案一、单选题（每题2分，共20分）1. The term "NPL" in banking refers to:A. Non-Performing LoanB. Non-Profit LoanC. New Product LaunchD. National Payment License答案：A2. Which of the following is not a function of a central bank?A. Issuing currencyB. Regulating monetary policyC. Providing financial services to individualsD. Acting as a lender of last resort答案：C3. The process of converting a company's assets into cash is known as:A. LiquidationB. CapitalizationC. ConsolidationD. Diversification答案：A4. In finance, the term "leverage" refers to:A. The use of borrowed funds to increase potential returnsB. The process of reducing debtC. The ratio of assets to liabilitiesD. The ability to influence market prices答案：A5. What is the term used to describe a situation where a bank's assets are insufficient to cover its liabilities?A. InsolvencyB. BankruptcyC. OverdraftD. Default答案：A6. The risk associated with the possibility that a borrower will default on a loan is known as:A. Credit riskB. Market riskC. Liquidity riskD. Operational risk答案：A7. Which of the following is not a type of financial derivative?A. FuturesB. OptionsC. StocksD. Swaps答案：C8. The process of evaluating a company's financial stability and creditworthiness is called:A. Due diligenceB. Financial analysisC. Credit assessmentD. Risk management答案：C9. What is the term used for the practice of lending money toa borrower with a high risk of defaulting?A. Subprime lendingB. Prime lendingC. Secured lendingD. Unsecured lending答案：A10. In banking, the term "LIBOR" stands for:A. London Interbank Borrowing RateB. London International Banking OrganizationC. London International Bankers' RateD. London Interbank Offered Rate答案：D二、填空题（每题2分，共20分）1. The _______ is the rate at which banks lend to each other overnight.答案：LIBOR2. A _______ is a financial instrument that represents ownership in a company.答案：share3. The _______ is the process of evaluating the creditworthiness of a borrower.答案：credit check4. A _______ is a type of financial institution that provides banking services to individuals and businesses.答案：bank5. The _______ is the central bank of the United States.答案：Federal Reserve6. A _______ is a financial instrument that represents a debt owed by one party to another.答案：bond7. The _______ is the process of converting assets into cash. 答案：liquidation8. A _______ is a financial institution that specializes in providing loans to individuals and businesses.答案：credit union9. The _______ is the risk associated with the possibility that a borrower will default on a loan.答案：credit risk10. A _______ is a type of financial derivative that allows the holder to buy or sell an asset at a specified price.答案：option三、简答题（每题10分，共40分）1. What is the role of a central bank in an economy?答案：A central bank plays a crucial role in an economy by implementing monetary policy, managing the money supply,maintaining financial stability, and acting as a lender oflast resort to the banking system.2. Explain the concept of "leverage" in finance.答案：Leverage in finance refers to the use of borrowed funds to increase the potential return on an investment. Itamplifies both potential gains and losses, as it allows investors to control a larger amount of assets with a smaller amount of their own capital.3. What are the main types of financial risks that banks face? 答案：Banks face various financial risks, including credit risk, market risk, liquidity risk, operational risk, and interest rate risk. Each type of risk represents a different potential threat to the bank's financial stability and profitability.4. Describe the process of a bank's loan approval.答案：The loan approval process typically involves a borrower applying for a loan, the bank conducting a credit assessmentto evaluate the borrower's creditworthiness, the bankdeciding whether to approve the loan based on the assessment, and if approved, the bank disbursing the funds to the borrower. The process may also include collateral evaluation, interest rate determination, and loan term negotiations.。

招聘考试资料：银行英语题目题目一请根据下面的对话，选择正确的答案：A: Excuse me, could you please tell me where the nearest bank is?B: Sure! There is a bank just around the corner. Take the second left and you'll see it on your right.A: Thank you very much!1. Where is the nearest bank located?- A. On the left side- B. Just around the corner- C. Straight ahead- D. On the right side题目二请根据下面的短文，选择正确的选项补全空白处的内容：1. __________ is a simple process that can be done in person or online.- A. Opening a bank account- B. Providing identification documents- C. Visiting a bank branch- D. Starting the account opening process- A. A valid ID card, proof of address, and a social security number - B. A passport and driver's license- C. A birth certificate and utility bill- D. A credit card and employment contract题目三请根据下面的对话，选择正确的答案：A: I would like to withdraw $200 from my savings account.B: Certainly, could you please provide your account number and ID card?A: Sure, here they are.B: Thank you. How would you like to receive the money?A: I would like to receive it in cash, please.1. What does the person want to do?- A. Deposit money into the savings account- B. Withdraw money from the savings account- C. Open a new savings account- D. Close the savings account2. How does the person want to receive the money?- A. Through a bank transfer- B. In cash- C. By check- D. Via mobile payment题目四请根据下面的短文，判断以下说法是否正确：1. Online banking only allows customers to check their account balance.- A. True- B. False2. Online banking provides convenience for customers.- A. True- B. False题目五请根据下面的对话，选择正确的答案：A: I am interested in opening a fixed deposit account. What is the interest rate?B: The current interest rate for a fixed deposit account is 3% per annum.A: How long can I keep the money in the account?B: The minimum tenure is 1 year, and the maximum is 5 years.1. What type of account does the person want to open?- A. Savings account- B. Checking account- C. Fixed deposit account- D. Credit card account2. What is the current interest rate for a fixed deposit account?- A. 1% per annum- B. 2% per annum- C. 3% per annum- D. 4% per annum3. What is the maximum tenure for keeping the money in the account?- A. 1 year- B. 2 years- C. 3 years- D. 5 years题目六请根据下面的短文，选择正确的选项补全空白处的内容：1. Credit cards are widely used by individuals to __________.- A. withdraw cash from ATM machines- B. open savings accounts- C. make purchases and pay for services- D. invest in the stock market2. What should users do to avoid accumulating debt?- A. Use credit cards for all expenses- B. Make timely payments and track expenses- C. Ignore credit card statements- D. Maximize credit card limits3. What benefits can credit card rewards programs offer?- A. Cashback, travel points, or discounts- B. Higher credit limits- C. Lower interest rates- D. Free insurance coverage以上为招聘考试资料中的一部分银行英语题目，希望对您有所帮助。

银行英语试题及答案一、选择题（每题2分，共20分）1. Which of the following is the correct way to express "银行账户" in English?A. Bank accountB. Bank reportC. Bank statementD. Bank loan答案：A2. "存款" in English is:A. DepositB. WithdrawalC. LoanD. Payment答案：A3. What does "ATM" stand for?A. Automatic Teller MachineB. Advanced Transaction MachineC. Automatic Transaction MachineD. Advanced Teller Machine答案：A4. If you want to express "货币兑换" in English, you should say:A. Currency exchangeB. Money exchangeC. Cash exchangeD. Exchange rate答案：A5. "信用卡" is translated into English as:A. Credit cardB. Debit cardC. Charge cardD. Prepaid card答案：A6. The term for "银行对账单" in English is:A. Bank statementB. Account statementC. Financial statementD. Balance sheet答案：A7. "利率" in English is:A. Interest rateB. Exchange rateC. Discount rateD. Prime rate答案：A8. What is the English term for "支票"?B. TicketC. VoucherD. Coupon答案：A9. "贷款" in English is:A. LoanB. MortgageC. EquityD. Debt答案：A10. If you want to say "银行业务" in English, you should use:A. Banking businessB. Financial businessC. Corporate businessD. Commercial business二、填空题（每题2分，共20分）1. When you deposit money into your bank account, you are making a(n) _________.答案：deposit2. The process of taking money out of your bank account is called a(n) _________.答案：withdrawal3. A(n) _________ is a machine that allows you to withdraw cash using your bank card.答案：ATM4. When you need to change foreign currency into your local currency, you go to a(n) _________ counter.答案：currency exchange5. A(n) _________ is a card that allows you to borrow money and pay it back with interest.答案：credit card6. The document that shows your account balance and transaction history is called a(n) _________.答案：bank statement7. The percentage at which a bank lends money to customers is known as the _________.答案：interest rate8. A(n) _________ is a written order instructing a bank to pay a certain amount of money to a specified person or entity.答案：check9. A(n) _________ is an agreement between a borrower and a lender where the borrower receives money with the obligation to pay it back over a set period.答案：loan10. The activities and services provided by a bank are collectively referred to as _________.答案：banking services三、阅读理解题（每题5分，共30分）阅读下面的短文，并回答问题。

银行校园英语试题及答案一、选择题（每题2分，共40分）1. Which of the following is the correct way to address a bank manager?A. Dear Mr. SmithB. Hello, SmithC. Hi, ManagerD. Hey, Boss答案：A2. The customer wants to open a savings account. What should the bank teller ask first?A. How much money do you have?B. What type of account would you like to open?C. Can I see your ID, please?D. Do you have a bank account with us?答案：C3. When a customer wants to withdraw money, what is the most important document they need to provide?A. PassportB. Driver's licenseC. Bank cardD. Social security card答案：C4. What does "APY" stand for in banking terms?A. Annual Percentage YieldB. Annual Percentage YieldC. Annual Percentage YieldD. Annual Percentage Yield答案：A5. If a customer wants to apply for a loan, what is the first step they should take?A. Fill out an application formB. Speak to a loan officerC. Deposit money into their accountD. Provide collateral答案：A6. What is the term for the minimum amount of money that must be kept in a bank account to avoid fees?A. BalanceB. Minimum balanceC. OverdraftD. Credit limit答案：B7. Which of the following is not a type of bank account?A. Checking accountB. Savings accountC. Credit accountD. Fixed deposit account答案：C8. What does "NRI" stand for in banking?A. Non-Resident IndianB. National Retailer IdentityC. National Retailer IndexD. National Retailer Initiative答案：A9. If a customer wants to transfer money to another country, what service would they use?A. Wire transferB. Cash depositC. ATM withdrawalD. Check payment答案：A10. What is the term for a bank's promise to pay the face value of a check, plus interest, to the bearer on demand?A. OverdraftB. Letter of creditC. Bank guaranteeD. Promissory note答案：C11. What is the term for a financial institution that accepts deposits, channels the money into loans, and provides other financial services?A. Insurance companyB. Investment bankC. Commercial bankD. Savings and loan association答案：C12. What is the term for a bank's charge for a service, such as using an ATM or overdraft fees?A. CommissionB. FeeC. InterestD. Penalty答案：B13. What is the term for a bank's promise to pay a specified amount of money on demand or at a predetermined date?A. Promissory noteB. Letter of creditC. Bank draftD. Certificate of deposit答案：D14. What is the term for a bank's charge for a service, such as using an ATM or overdraft fees?A. CommissionB. FeeC. InterestD. Penalty答案：B15. What is the term for a bank's charge for a service, such as using an ATM or overdraft fees?A. CommissionB. FeeC. InterestD. Penalty答案：B16. What is the term for a bank's charge for a service, such as using an ATM or overdraft fees?A. CommissionB. FeeC. InterestD. Penalty答案：B17. What is the term for a bank's charge for a service, such as using an ATM or overdraft fees?A. CommissionB. FeeC. InterestD. Penalty答案：B18. What is the term for a bank's charge for a service, such as using an ATM or overdraft fees?A. CommissionB. FeeC. InterestD. Penalty答案：B19. What is the term for a bank's charge for a service, such as using an ATM or overdraft fees?A. CommissionB. FeeC. InterestD. Penalty答案：B20. What is the term for a bank's charge for a service, such as using an ATM or overdraft fees?A. CommissionB. FeeC. InterestD. Penalty答案：B二、填空题（每题2分，共20分）21. When you go to the bank to deposit money, you need to fill outa ________.答案：deposit slip22. If you lose your bank card, you should immediately contact your bank to ________.答案：report it23. The ________ is a document that proves the ownership of a property or asset.答案：title24. A ________ is a financial institution that accepts deposits, channels the money into loans, and provides other financial services.答案：bank25. The ________ is the minimum amount of money that must be kept in a bank account to avoid fees.答案：minimum balance26. When you want to borrow money from a bank, you can apply for a ________.答案：loan27. A ________ is a financial instrument issued by a bank or other financial institution that is a promise to pay the bearer a specified amount of money.答案：certificate of deposit28. The ________ is the annual cost of borrowing, expressed as a percentage of the principal loan amount.答案：interest rate29. A ________ is a bank's charge for a service, such as using an ATM or overdraft fees.答案：fee30. A ________ is a bank's promise to pay the face value of a check, plus interest, to the bearer on demand.答案：bank guarantee三、阅读理解题（每题2分，共20分）阅读以下短文，回答问题。