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新零售外文翻译文献

新零售外文翻译文献
新零售外文翻译文献

文献信息:

文献标题:The New Retail Experience and Its Unaddressed Privacy Concerns: How RFID and Mobile Location Analytics are Collecting Customer Information(新零售体验及其未解决的隐私问题:无线射频识别和移动位置分析是如何收集客户信息的)

国外作者:Ava Farshidi

文献出处:《Journal of Law, Technology and the Internet》,2016,7:15-38 字数统计:英文2574单词,13291字符;中文4313汉字

外文文献:

The New Retail Experience and Its Unaddressed Privacy Concerns: How RFID and Mobile Location Analytics are

Collecting Customer Information

INTRODUCTION

Americans love to shop. Shoppers can shop in any platform, at any time, and anywhere to get just about anything they want. The fashion industry has been at the forefront of customizing the customer experience, and the emergence of omnichannel has shown the significance of connecting brick and mortar stores with digital means of shopping through the Internet and mobile apps. The result of increased technology to facilitate the shopping experience requires the collection of data. Where there is collection of data, there are privacy concerns to be addressed. Pam Dixon, the executive director of the World Privacy Forum, has remarked that the media has focused on companies’ tracking through Internet browsers, but the public is, for the most part, unaware of how brick and mortar stores are tracking them. She comments, “This is an entire business model that has sprung up that I think maybe three people in the entire country know about outside the industry.” Some of the technology that

fashion retailers are now using is so foreign to legal regulators that the privacy implications have not yet been clearly confronted. Throughout the shopping evolution we have gone from brick and mortar to online to eStore—the latest shift in the shopping experience merging technology and the brick and mortar space.

I.BACKGROUND

1.Brick and Mortar Stores Prior to the Wave of Online Shopping

The biggest concern customers had in brick and mortar stores prior to the emergence of online shopping was when making their purchase at the point-of-sale. When a customer swipes a credit card at a reader to make a purchase, the machine reads the magnetic strip holding the customer’s personal information. The ease of fraudsters acquiring credit card data was most apparent to consumers in the wake of two major retailers being hacked. In November 2013, Target revealed that up to 110 million customers were affected by malware found from their point-of-sale devices giving unauthorized access to payment card data. Weeks later, Neiman Marcus acknowledged that 1.1 million of its customers were also affected by malicious software. While data breaches are unfortunately common, the amount of damage done in these instances was unique because of the large number of people that were affected by these breaches.

2. eCommerce and Mobile Apps

When customers go on any webpage, they are traced by tiny files and programs called “cookies.” There are two types of cookies: first-party and third-party. First-party cookies are collected by the direct website that the user is browsing on. Third-party cookies tra ck a customer’s movement throughout all sites affiliated with the track company, and the company can collect information about the person to create a profile on the customer. Third-party cookies are usually the greater privacy concern. Once the cookies pick up the data, the data is used in algorithms that can help further connect the personal information that is collected with probable behavior data such as income, geographic location, and education. This information can not only help them further personalize ads, correspondence, and offers, but it also can put

together independently anonymous information to identify an https://www.doczj.com/doc/936580968.html,panies like Amazon use this data as a recommendation mechanism by monitoring everything that their customers do transactionally and even noting information on the purchases that are not actually made. Even though the consumer is providing a great amount of information, they are getting more accurate recommendations from Amazon.

3.eStores

a.RFID

Beginning around 2012, retail stores began incorporating radio frequency identification (“RFID”) tags into their products. RFID is used to replace bar codes to help in inventory management. RFID tags are small electronic devices used to receive and transmit information from radio frequencies. Using this technology makes the distribution of products and materials more beneficial by keeping track of inventory and limiting costs, which serves as a mutual benefit to consumers as well as businesses. Beyond attaching to individual garments, RFID tags can be attached to materials used for shipping that can help let a manufacturer know where the products are until they reach the retailer. A benefit to RFID tags is that they are reusable and can be removed from the garment at checkout, which is cost effective for retailers. By providing accurate information on the availability of inventory and how to avoid stock-outs, RFID technology elevates the modern day shopper’s experience that expects to find what they want when they want it. The technology takes some of the responsibility away from the employees so they can better assist customers. Additionally, it assists retailers and manufacturers to better serve their retail spaces by looking at shopping patterns to make their supply chain more efficient. It seems to be

a win for both the consumer and the manufacturer.

b.Customer Tracking

Technology used inside stores is not only tracking the goods, it is tracking every movement people inside and outside of the store are making. These technologies generally use the Wi-Fi on a mobile device to connect to a customer, but sometimes the customer does not even have to connect to the store’s server to be tracked. One of the most commonly used trackers is Euclid Analytics (“Euclid”). Euclid has been

described as the “Google Analytics for the real world” and detects foot traffic within retail locations. Euclid connects to shoppers’ smartphones through Wi-Fi or Bluetooth technology and collects the mobile device’s media access control (“MAC”) addresses. MAC addresses are unique to each phone, and each address is stored to the Euclid server. Customers have the option to opt- out of the data collection on their phones and retailers using the technology are contractually and legally obligated to make shoppers aware of the use of this technology in their stores. In fact, Euclid provides retailers with a recommended sign to use in their retail space. The information collected about a consumer, known as Mobile Location Analytics, tells the retailer how long a customer is in each part of the store and where they choose to browse. Not only does that allow a retailer to strategize what products are more popular, it also allows the retailer to predict when the store will be busiest and how to use its sales staff more efficiently. Additionally, Euclid can track the number of people that walk by a store window and how long they stand in front of the window before making the decision to go inside or continue walking. This information is beneficial to a retailer to be able to adjust its window display to be more enticing to more customers.

II.THERE IS VERY LITTLE REGULATION CONCERNING THE COLLECTION OF DATA IN RETAIL STORES.

The amount of data that is collected by eStores sparks privacy concerns for consumers. Traditionally, privacy law has been thought of as four major torts: (i) unreasonable intrusion upon the seclusion of another; (ii) appropriation of the other’s name or likeness; (iii) unreasonable publicity given to the other’s private life; or (iv) publicity that unreasonably places the other in a false light before the public. However, privacy rights are protected by state law, and not all states recognize all four torts. Out of the four torts, intrusion upon the seclusion of others embodies the concerns with the information collected by retail technologies. Intrusion upon seclusion is an intrusion into a person’s private matters that are not of public concern, and this intrusion must be considered highly offensive by the reasonable person to be actionable.

A major privacy concern with the gathering of customer information by retailers is that they are collecting highly sensitive person information known as personal identifiable information (“PII”). The United States Department of Labor defines PII as “any representation of informati on that permits the identity of an individual to whom the information applies to be reasonably inferred by either direct or indirect means.” This information can be isolated to identify an individual, such as a name, address, social security number, or phone number, or it can be a combination of elements that help to isolate a person among a group, such as gender, race, and geographic location. Unauthorized access to this information is known as a breach of security and risks the harm of releasing PII. Laws relating to PII are implemented in each state. While many are the same, some are stricter than others. California was the first to enact a data breach notification law in 2002, which required retailers to notify customers if there was a data breach that jeopardized their PII. A delay or lack of disclosure would lead to criminal investigation. Almost all states now have some sort of notification law in place.

The Federal Trade Commission (“FTC”) is permitted to regulate unfair methods of competition and unfair and deceptive acts in commerce. The FTC has explained its approach to data security is based on a reasonableness standard. The FTC set out four major guidelines for companies to follow in their collection of data: (i) knowing what information they have and who has access to it; (ii) limiting the collection and retention of information to what is necessary; (iii) using secure methods to protect the information; and (iv) disposing information when it is no longer necessary. Very few cases have been litigated with the FTC over data security and unfair practices. Currently, Wyndham Hotels & Resorts, LLC is litigating in the Third Circuit over the FTC’s ability to bring an unfairness claim for data security. The outcome of that decision could impact how data security is regulated in the United States as well as potentially leading to more FTC enforcement than before. To handle possible information leaks, the FTC has guides for businesses to help protect customer information and avoid security breaches and identity theft. Additionally, under the Fair Credit Reporting Act, businesses that accept credit or debit cards are required to

truncate or eliminate all but the last five digits of the card number on the customer’s receipt at the point-of-sale.

III.ESTORES SHOULD DEVELOP SELF-REGULATORY SCHEMES TO ADDRESS PRIV ACY CONCERNS WITH THE CUSTOMER DATA THAT IS COLLECTED

Lawmakers are discussing the changes happening in the retail space. Senator Charles Schumer has called retailer tracking of buyers “intrusive and unsettling.” While the FTC regulates deceptive or unfair conduct that companies engage in, the FTC has yet to bring any enforcement actions against a fashion company for tracking. Without any regulatory or legal precedent it is difficult to determine if companies are crossing the line with the collection of this data. This poses two major questions: (i) Does the definition of PII need to be expanded? and (ii) Are customers ready to accept the technological capabilities of these shopping enhancing services?

The California courts have used a wider interpretation of PII, but it seems that PII may need to be expanded to less specific information that can still be used to identify people. Data collection, particularly by mobile location analytics systems, are allowed in these practices because they are not collecting what has been defined as traditional PII. Non-PII can be pieced together with other information to personalize the information and connect it to a particular individual. A new approach to PII has been explained as information that has a good possibility of future identification.

Even though some customers have heightened awareness around the information that is collected about them, customers have also become accustomed to having a highly personalized shopping experience and expect these types of services from their retailers. Some customers are willing to give up their personal information for the perks that companies will give them, even if they are unaware of how the information is being collected. Consumers are willing to trade their personal information if it means they will be rewarded with exclusive perks and coupons. A Seattle based company developed a mobile app that gave customers cash and gift cards in exchange for information about where the customer was in a store. The app has gained a

significant following despite selling customer’s gender, age, and income to store owners, online retailers, and app developers. There is a hard balance between what customers want in their shopping experience and what they are willing to give up to get these benefits. However, customers should not feel hopeless with the growing world of technology and data collection. In fact, customers do have tools to prevent or allow information to be collected about them.

California’s privacy-related laws are the broadest and most robust, but they have an overall theme of providing as much information as possible to the people whose privacy is being impacted. The key to harmonizing the tension between customers and retailers is transparency, which is what California laws seem to be emphasizing. The more information that is made available to consumers, the more comfortable they will feel because it is no longer a hidden secret. There are a great number of people who are unaware of this information, and a leak of their information can feel like a violation of their rights. However, providing disclaimers that can be easily understood in a direct and non-intimidating manner will help to develop a trusting relationship between retailers and customers. Relationships between retailers and customers are just like any other type of relationship: to be sustained they must be built on trust.

The reality is that data collection is not going to slow down, but customers need to have the ability to control their data. Customers can turn off Wi-Fi and Bluetooth services to prevent mobile location analytics from working, but this is impractical because consumers are likely to forget. However, companies participating in the Code allow customers to opt-out of their services by registering online. This seems like the more practical solution for customers to protect themselves with one opt-out rather than voluntarily adjusting their phone setting every time they are in a retail space. The importance of clear opt-out procedures is apparent in the consent order between Nomi Technologies, a mobile location analytics tracker, and the FTC. Nomi recently settled with the FTC over investigation that Nomi was not properly allowing opt-out mechanisms for in-store collection of data, even though Nomi had a clear opt-out mechanism on their website. This stresses the importance of complying with opt-out procedures. Additionally, there is some push to allow the collection of data but to use

it in an aggregate way. Rather than pinpointing individual patterns, looking at a group of people to indicate a trend can be more beneficial to a company’s strategy and simultaneously protect the identities of the customers they are monitoring.

CONCLUSION

The evolution of the eStore is a shopping experience that customers should be eager to embrace. If retailers want to run the most efficient business based on the data they collect about their customers, they must always put the customer first by prioritizing the customer’s rig ht to know what data is being collected. Shoppers will continue to make purchases in brick and mortar stores even as they become eStores, but transparency will help cultivate and maintain the type of relationship that will be most mutually beneficial for both parties.

中文译文:

新零售体验及其未解决的隐私问题:

无线射频识别和移动位置分析是如何收集客户信息的

引言

美国人喜欢购物。购物者可以在任何平台、任何时间、任何地点购物,获得他们想要的任何东西。时尚界一直走在客户体验定制的前沿,全方位购物的出现表明了通过互联网和移动应用将实体店与数字购物方式连接起来的重要性。增加技术以促进购物体验的结果需要收集数据。有数据收集的地方,就有隐私问题需要解决。世界隐私论坛执行董事Pam Dixon曾表示,媒体一直关注企业通过互联网浏览器进行的跟踪,但公众大多不知道实体店是如何跟踪它们的。她说:“这是一种全新的商业模式,我认为全国大概有三个人知道这个行业以外的情况。”时尚零售商目前使用的一些技术对法律监管机构来说太过于陌生,以至于隐私的影响还没有得到明确解决。在整个购物过程中,我们已经从实体商店发展到了网

上商店——最新的购物体验将技术和实体空间融合在一起。

一、背景

1.网上购物浪潮之前的实体店

在网购出现之前,消费者在实体店里最担心的是在销售点购物的时候。当客户在读卡器上刷卡购买时,机器读取持有客户个人信息的磁条。在两家大型零售商被黑客攻击后,消费者很明显地感受到了欺诈者获取信用卡数据的便捷性。在2013年11月,塔吉特公司透露,多达1.1亿的客户受到恶意软件的影响,发现他们的销售点设备未经授权访问支付卡数据。数周后,内曼·马库斯承认,110万名客户也受到恶意软件的影响。虽然数据泄露是常见的,但在这些情况下造成的损害是巨大的,因为受这些违规行为影响的人数众多。

2.电子商务和移动应用

当用户访问任何网页时,都会被称为“Cookie”的小文件和程序跟踪。Cookie 有两种类型:第一方和第三方。第一方Cookie由用户正在浏览的直接网站收集。第三方Cookie跟踪客户的移动遍及所有与轨道公司关联的站点,并且公司可以收集有关该人员的信息,以创建客户档案。第三方Cookie通常涉及到更大的隐私问题。一旦Cookie提取数据,则数据就被用于算法中,这些算法可以帮助进一步将收集的个人信息与诸如收入、地理位置和教育等可能的行为数据联系起来。这些信息不仅可以帮助他们进一步个性化广告、信件和优惠,而且还可以将独立的匿名信息放在一起来识别个人。亚马逊等公司将这些数据作为推荐机制,通过监控客户所做的一切交易,甚至注意到没有实际购买的信息。尽管消费者提供了大量的信息,但他们也从亚马逊得到了更准确的建议。

3.电子商店

a.RFID

从2012年开始,零售商店开始在他们的产品中加入无线射频识别(“RFID”)。RFID被用来替代条形码以帮助库存管理。 RFID标签是一种小型电子设备,用于接收和传输来自无线电频率的信息。使用这一技术,通过跟踪库存和限制成本,使产品和材料的分配更加有利,这对消费者和企业都是互利的。除了贴在个人服装上之外,RFID标签还可以附加到用于装运的材料上,可以帮助让制造商知道

网络营销外文翻译

E---MARKETING (From:E--Marketing by Judy Strauss,Adel El--Ansary,Raymond Frost---3rd ed.1999 by Pearson Education pp .G4-G25.) As the growth of https://www.doczj.com/doc/936580968.html, shows, some marketing principles never change.Markets always welcome an innovative new product, even in a crowded field of competitors ,as long as it provides customer value.Also,Google`s success shows that customers trust good brands and that well-crafted marketing mix strategies can be effective in helping newcomers enter crowded markets. Nevertheless, organizations are scrambling to determine how they can use information technology profitably and to understand what technology means for their business strategies. Marketers want to know which of their time-ested concepts will be enhanced by the Internet, databases,wireless mobile devices, and other technologies. The rapid growth of the Internet and subsequent bursting of the dot-com bubble has marketers wondering,"What next?" This article attempts to answer these questions through careful and systematic examination of successful e-mar-keting strategies in light of proven traditional marketing practices. (Sales Promotion;E--Marketing;Internet;Strategic Planning ) 1.What is E--Marketing E--Marketing is the application of a broad range of information technologies for: Transforming marketing strategies to create more customer value through more effective segmentation ,and positioning strategies;More efficiently planning and executing the conception, distribution promotion,and pricing of goods,services,and ideas;andCreating exchanges that satisfy individual consumer and organizational customers` objectives. This definition sounds a lot like the definition of traditional marketing. Another way to view it is that e-marketing is the result of information technology applied to traditional marketing. E-marketing affects traditional marketing in two ways. First,it increases efficiency in traditional marketing strategies.The transformation results in new business models that add customer value and/or increase company profitability.

科技外文文献译文

流动的:一个快速的,多平台的开放源码的同步化多媒体整合语言唱机Dick C.A. Bulterman, Jack Jansen, Kleanthis Kleanthous, Kees Blom and Daniel Benden CWI: Centrum voor Wiskunde en Informatica Kruislaan 413 1098 SJ Amsterdam, The Netherlands +31 20 592 43 00 Dick.Bulterman@cwi.nl 摘要: 本文概述了一个出现在早期的流动性的同步化多媒体唱机。不同于其它同步化的实现,早期的播放器是一个可重组的同步化引擎,可以定制作为一个实验媒体播放器的核心。同步化唱机是一个引用了同步化多媒体引擎并可以集成在一个广泛的媒体播放器的项目。本文是以我们要创造一个新的同步化引擎为动机的综述开始的。然后论述的是早期媒体播放器的核心架构(包括可扩展性,播放器自定义的集成装置)。我们以一个关于我们在windows,Mac,Linux版本应用于台式机以及PDA设备上实施流动性例子的体验的讨论结束。 类别和主题描述符: H.5.2 多媒体的信息系统。 H.5.4 超级文本/超级媒体。 一般词汇: 试验,性能,验证。 关键词: 同步化多媒体整合语言,唱机,公开源代码,演示。 1.动机: 早期公开的同步化媒体播放器是一个非常有特色的公开源代码的同步化 2.0播放器,它以研究团体的意图被使用(在我们的研究团体内外)目的是为了研究项目的团体在需要源代码的时候可以访问生产特性的同步化播放器的网站。它也被用作一个独立的不需要专有的媒体格式的同步化播放器使用,播放器支持一系列同步化2.0配置文件(包括台式机和移动的配置)可以被分配利用在Linux,Macintosh,windows系统的台式机,PDA设备和掌上电脑。 同时现存的几个同步化播放器,包括网络视频播放软件,IE浏览器,小型同步化播放器, GRiNS ,X- GRiNS ,以及各种各样专有移动设备,我们发展流动性唱机有三个原因: 准许制作数字以及个人或者课堂使用中的的全部硬拷贝即时没有提供拷贝权限或者商业性的利益分摊,而且在第一页有这种拷贝的注意事项。服务器上有关于复制以及翻版的分发列表的通知。需要事先明确具体的许可权以及费用。 'MM’04, October 10-16, 2004, New Y ork, New Y ork, USA. Copyright 2004 ACM 1-58113-893-8/04/0010...$5.00. 现有的同步化播放器没有提供一个完整同步化2.0播放器的正确实现。早期的播放器所有的同步化工具,是以同步化2.0语言的属性为基础加上扩展功能能够支持高级的动画以及规范可移动设备以3GPP/PSS-6同步化使用. 所有的同步化播放器都是针对商业SMIL表达专有媒介。早期的播发器使用开源的媒体解码器和开源的网络传输协议,以便播放器可以轻松定制广泛的使用范围的研究计划。 我们的目标是建立一个鼓励发展类似的多媒体研究输出的平台,,我们期望的是一个标准的基线播放器的供给,其他研究人员和开发机构可以集中精力到基线播放器的集成扩展(从新媒体的解码器或新的网络控制算法任何一个中)。这些扩展可以在其它的平台上被共享。 在2004年中期,与螺旋形客户机对照,同时移动到一个GPL核心,早期的播放器支持一个广阔的范围的同步化应用指标构架,它提供了一个准确实现的更完整的同步化语言,它在低资源配置下提供了更好的性能,提供了更多可扩展的媒体播放器架构。它也提供了一个包含所有媒体解码作为部分开放的客户基础。

零售企业营销策略中英文对照外文翻译文献

零售企业营销策略中英文对照外文翻译文献(文档含英文原文和中文翻译)

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