有关银行英语的词汇

bank book/pass book存折open an account开户earn interest赚取利息savings account储蓄存款帐户current account活期存款帐户check/cheque account支票帐户deposit account定期存款帐户annual interest rate年利率monthly savings account按月计息帐户daily interest account按天计息帐户instant account速成户头service charge服务费/手续费signature card 签名卡draw/withdraw提款order check/cheque记名支票rubber check/cheque空头支票blank check/cheque空白支票exchange rate汇率denomination=face value面额four in hundred四张一百元面额give the money in fives/tens换成五元或十元面额bill钞票change 零钱cash现金password/code密码amount in figures小写金额amount in words大写金额credit card信用卡the balance of your bank account帐户余额traveler’s check/chque旅行支票coin硬币penny便士nickel（美、加）的五分硬币dime（美、加）的十分硬币unit 货币单位value/worth面值ounce盎司1/16磅commercial/merchant bank商业银行full refund全额偿还extension延期overdraw/overdraft透支rebate回扣payday发薪日pay slip/envelop 薪水单 a princely sum(an excessive amount)巨款mortgage抵押by installment分期付款apply for/grant_______a loan申请/批准贷款debt债务collateral担保物fill out/in填写chquebook/checkbook支票簿loan贷款joint account联名帐户expense account公款支付帐户cashier收银员teller银行职员statement对帐单money order汇票accountant会计A.T.M自动取款机2）常用句型I’d like to open a_____________account. I’d like to check the present balance in ___________account. I’d like to apply for a personal loan. I’d like to change(兑换)___________for_____________. What’s the current rate? How would you like to receive your change（零钱）? 还有时常会考到银行的开放时间，一般是几点到几点？还有周末或许不同（注意）1.bargain(见了就选)2.except for(见了就选)3.offer(录取通知书)4.effects(个人财物)5.gap(不足、差距)6.mark(污点、做标记)7.mind(照料、看管)8.moment(考了8次)9.present(拿出)10. inquire11. deliberate12. advisable13. accuse14. anything but15. but for16. consume with17. extensive at18. intervals19. origin20. preferable to21. procedure22. profitable23. property24. pace25. point26. range27. refuse28. refer to29. relief30. religion31. relatively32. release33. rise34. single35. sole36. spoil37. stick38. suit39. surprise40. urgent41. vary42. tense43. tolerant44. trace45. vacant46. weaken47. wear off(有一些你总见到，但是总是拿不准代表什么，但真的就爱考这个！所以还是背背吧)需要辨析的：1. call off(取消、放弃) 和call up(召集、唤起)2. adapt to 和adopt3. arise 和arouse4. count on = rely on5. cope with = deal with6. no doubt 和in doubt7. employee 和employer8. general 和generous9. instant 和constant10. lie(及物) 和lay(不及物)11. regulate 和regular12. supply(有目的提供) 和offer(无目的提供)语法：(分值小)1. 虚拟语气：采集者退散表示建议的几个词：wish, would rather, had rather;it is time that + 过去式;it is high time that + 过去式;but for、lest、as if、as though、would、should、could、might +动词原型。

银行英语：精选词汇 & 句型【精选词汇】1.overseas bank 国外银行2.unincorporated bank 钱庄3.branch bank 银行分行4.trustee savings bank 信托储蓄银行5.trust company 信托公司6.financial trust 金融信托公司7.unit trust 信托投资公司 8.trust institution 银行的信托部9.credit department 银行的信用部mercial credit company(discount company) 商业信贷公司（贴现公司）11.neighborhood savings bank, bank of deposit 街道储蓄所12.credit union 合作银行 13.credit bureau 商业兴信所14.self-service bank 无人银行 nd bank 土地银行16.construction bank 建设银行 17.industrial and commercial bank 工商银行18.bank of communications 交通银行19.mutual savings bank 互助储蓄银行20.post office savings bank 邮局储蓄银行21.mortgage bank, building society 抵押银行22.industrial bank 实业银行 23.home loan bank 家宅贷款银行24.reserve bank 准备银行 25.chartered bank 特许银行26.corresponding bank 往来银行 27.merchant bank, accepting bank 承兑银行28.investment bank 投资银行29.import and export bank (EXIMBANK) 进出口银行30.joint venture bank 合资银行 31.money shop, native bank 钱庄32.credit cooperatives 信用社 33.clearing house 票据交换所34.public accounting 公共会计 35.business accounting 商业会计36.cost accounting 成本会计 37.depreciation accounting 折旧会计puterized accounting 电脑化会计39.general ledger 总帐 40.subsidiary ledger 分户帐41.cash book 现金出纳帐 42.cash account 现金帐43.journal, day-book 日记帐，流水帐44.bad debts 坏帐45.investment 投资 46.surplus 结余47.idle capital 游资 48.economic cycle 经济周期49.economic boom 经济繁荣 50.economic recession 经济衰退【精选句型】1.What kind of account did you have in your mind? 你想开哪种帐户?2.Do you like to open a current account? 你想开一个活期存款帐户吗?3.A deposit or current account? 定期还是活期?4. Please tell me how you would like to deposit your money. 请告诉我你想存何种户头?5.There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。

常见银行英语词汇中央银行：中国人民银行,Peopｌe\'s Bank ｏf Chｉｎa, PBC四大国有商业银行：中国银行, Bank ｏf Ｃhina,BOＣ中国工商银行, Ｉndustrial aｎd Commercial Baｎk ｏf China, ICBC中国农业银行, AgricultuｒaｌBank ｏｆＣhina, ABC中国建设银行, ChｉｎａConｓtructiｏn Bank,CＣB政策性银行:国家开发银行，Chｉna Dｅveloｐｍｅnt Bank, CＤB中国农业发展银行，AgｒiｃultｕraｌDeｖelopｍenｔBanｋof Cｈiｎa, ADBC 中国进出口银行，ThｅEｘport-Iｍport Bａｎk of Chinａ, ChinａEｘimｂanｋ股份制商业银行:招商银行, China Merchａnts Bank, ＣMＢ交通银行，Ｂaｎk of Coｍmｕnicａtｉonｓ中国光大银行，China Everｂｒiｇｈt Bａnk, ＣEBB中国民生银行, ChinａMinsheng Ｂanking CorｐｏｒatioｎＬtd., ＣMBC华夏银行, Hua Xｉa Bａnk, ＨXＢ中信银行, Chiｎa CＩTＩＣBａnk兴业银行, Ｉndusｔriａl Ｂank, CIB上海浦东发展银行, Shanghai Pｕｄong DevelopmｅnｔBank, SＰDB 或ＳＰD BANK 广东发展银行, Guaｎgdｏng Develoｐｍｅnt Bank, GDB深圳发展银行，Sｈenzhen ＤｅvｅｌｏpmenｔＢank，ＳDB厦门国际银行,XｉamｅnＩnｔerｎaｔional Bank,XIB投资银行:中国国际金融有限公司，Cｈina InｔernationaｌＣａpital Coｒｐoration Lｉmiteｄ, CIＣC 世界各大银行中国银行Bank ｏｆCｈina 中国汇丰银行Honｇkoｎg and Shanghａi ＢａnkinｇCoｒp．香港ﻫ里昂信贷银行Cｒeｄit Lyonnais 法国巴黎国民银行Banque NaｔionalｅdeＰarｉs法国ﻫ农业信贷国民银行de Caisse Nａt ｉonａlｅCredｉｔAgrｉｃoｌe法国西太平洋银行公司WｅｓtpａｃBanｋing Corp．澳大利亚ﻫ米兰银行Mｉdｌａｎd Bank 英国劳埃德银行ＬlｏyｄｓBank PLC. 英国国民西敏寺银行ＮationaｌＷesｔｍｉｎｓteｒＢａnｋPＬＣ. 英国阿比国民银行Abbey Natiｏｎaｌ英国ﻫ巴克莱银行Barclays ＢａｎkＰLC. 英国ﻫ巴西银行Banco Ｄo Bｒasｉl巴西ﻫﻫ花旗银行Ciｔｉｂaｎｋ美国汉华实业银行MａnｕfacturｅrｓＨanｏver Corp．美国ﻫ大通曼哈顿银行Ｃhase Mａn ｈatｔan Bank 美国ﻫ第一洲际银行First InｔｅrstatｅＢａncorp 美国ﻫ梅隆国民银行Mellon National Corｐ.美国美洲银行（全称／"美洲银行国民信托储蓄会/")BanｋAmericａCｏrｐ(/"Ｂank of AmｅricａNationａl Trusｔａnd ＳａvｉngｓAsｓoｃiations/＂) 美国摩根保证信托银行Morgａn Guaranty Trust Corｐ. oｆNew Yｏrｋ美国纽约化学银行Chｅmical NeｗＹork Corp. 美国纽约银行家信托公司Baｎkeｒs TｒusｔNew York Corp. 美国ﻫ芝加哥第一国民银行First Ｃｈｉcaｇo Ｃorp. 美国ﻫ太平洋安全银行Ｓecuｒｉty Pacｉｆic Ｃoｒp 美国ﻫ西德意志地方银行ＷestdeｕtｓchｅLanｄesｂank Gｉrozｅntｒaｌe德国德累斯顿银行Dresdｎｅr Banｋ德国德意志银行Deuｔsche Bａnk 德国富士银行Ｆuji Bank 日本ﻫ大和银行Ｄaiｗa Bａnk 日本ﻫ第一劝业银行Dａi-Ｉｃhi KangｙoＢａｎk 日本ﻫ东海银行Toｋai Bａnk 日本东京银行Ｂank of Tokyo 日本ﻫ日本兴业银行Industrial Ｂank ｏf Jaｐan 日本三和银行Sａnwa Bａnk日本三井银行MiｔsuｉBank 日本ﻫ三菱银行Mitsｕbisｈi Bank 日本ﻫ住友信托银行Ｓu ｍitｏｍo Tｒust＆Bａｎking 日本国民劳动银行Bａnca NａｚiｏｎaleｄｅｌLａvorｏ意大利都灵圣保罗银行Istｉtuto Bancaｒｉo SaｎＰaolo Di Tｏrｉｎo 意大利伦巴省储蓄银行ＣａssａＤｉRisparmｉo Ｄeｌle ProvinciｅＬoｍbａｒdｅ意大利ﻫ西亚那银行Ｍoｎte ＤeｉPａschi ＤｉSienａ意大利意大利商业银行Baｎｃa ＣｏmｍercialｅItalｉａｎa 意大利意大利信贷银行Cｒｅdito Itaｌiano 意大利多伦多自治领银行Torｏnto-Dominion Banｋ加拿大加拿大帝国商业银行Ｃａｎadiａn IｍｐeriaｌBａnk of Cｏmｍerｃe 加拿大加拿大皇家银行Royal Bａnｋｏf Ｃanadａ加拿大荷兰农业合作社中央银行Cooperatieve Centraｌe Raiffeｒsｓｅn-Boerｅnleenbank 荷兰ﻫ荷兰通用银行AlgemｅnｅBanｋNeｄerlaｎｄ荷兰ﻫ瑞士联合银行Unｉon Bａｎk of Ｓwitzerlanｄ瑞士瑞士信贷银行CredｉｔSｕｉssｅ瑞士瑞士银行公司ＳｗisｓBａnk Ｃｏrp. 瑞士XXX(银行名称)，ＧUAＮGZHOU BRANCＨ，XＸX ＲOＡD SＵBBＲＡＮCＨ银行术语acｃoｕnt nuｍber 帐号depｏsiｔｏr存户pａｙ-iｎｓlｉp 存款单a deposｉｔfｏrｍ存款单ａbaｎdiｎg machinｅ自动存取机to deｐｏsｉt 存款depoｓiｔrｅceipｔ存款收据ｐriｖate depositｓ私人存款certiｆicaｔe of ｄepoｓｉt存单ｄepｏsiｔbook, paｓsbook 存折credit ｃard 信用卡princｉｐal 本金ovｅrdｒaｆｔ,overdraw 透支ｔo counter ｓｉgn双签tｏｅndorｓe 背书eｎｄoｒsｅr 背书人ｔｏcash 兑现to hoｎoｒa cｈeqｕe 兑付to diｓhonor a cｈeque 拒付ｔｏｓuｓpｅnd pａyｍeｎt 止付ｃｈｅque,chｅck 支票cｈeqｕe book 支票本ｏｒｄerｃｈeque 记名支票beareｒcheqｕe 不记名支票croｓsｅd cｈeque 横线支票bｌank cheque 空白支票ruｂbeｒchequｅ空头支票ｃheｑue sｔub，cｏunterfoil 票根ｃaｓh chequｅ现金支票ｔraveleｒ's cｈeｑue 旅行支票ｃheque fｏr trａnｓfer 转帐支票oｕtsｔａｎding cheque 未付支票ｃanceｌeｄchequｅ已付支票forgｅd chｅquｅ伪支票Banｄaｒ's noｔe 庄票,银票banｋer 银行家presidenｔ行长ｓaviｎgs banｋ储蓄银行central ｂａnｋ, ｎationａlｂａｎk, banker'ｓbank 中央银行ｂank ofｉssuｅ, bankｏｆcｉrｃｕlatｉon 发行币银行cｏmmercｉaｌｂａnk 商业银行，储蓄信贷银行meｍｂerｂａｎk,credit bank储蓄信贷银行discount ｂank 贴现银行excｈange bank 汇兑银行requesting ｂaｎｋ委托开证银行isｓuing ｂanｋ, opｅning bank开证银行advisinｇbank，ｎotｉfyiｎg bank 通知银行nｅｇotiａtion ｂａnk 议付银行coｎｆirmｉng banｋ保兑银行payｉｎｇbａｎk 付款银行aｓｓociate bankeｒoｆcolｌecｔｉon 代收银行consｉgned ｂanker of colｌecｔｉon 委托银行clearinｇbaｎk清算银行locaｌｂank 本地银行ｄoｍestic bank 国内银行oｖerｓeａｓbａnk 国外银行uniｎｃorｐorated ｂanｋ钱庄branch bank 银行分行truｓtｅe ｓavings bank 信托储蓄银行tｒuｓt ｃoｍｐaｎy 信托公司ｆiｎancial trust 金融信托公司ｕnｉt tｒｕｓt信托投资公司trust instiｔｕtion 银行的信托部credit ｄeｐartment 银行的信用部ｃｏmmｅrｃial ｃreｄｉtｃompaｎｙ(discounｔcomｐany）商业信贷公司(贴现公司) neighｂoｒhｏod savingｓbaｎk，bank ｏf dｅpｏsiｔ街道储蓄所ｃreditｕnion 合作银行ｃreｄit buｒeaｕ商业兴信所selｆ－ｓｅrvｉｃｅbank 无人银行land ｂａnk 土地银行mutｕaｌｓavｉnｇｓbank互助储蓄银行post ofｆｉcｅｓaｖings bａnk 邮局储蓄银行mｏrtgａge ｂａnｋ,buildinｇsoｃiety抵押银行iｎdｕｓｔｒiaｌbａnｋ实业银行home loaｎbank 家宅贷款银行reｓerveｂank 准备银行chaｒｔｅｒed bａnk 特许银行ｃorｒｅｓpondｉng bank 往来银行merchantｂａnk，aｃceｐtinｇbaｎｋ承兑银行ｉnvｅstment bａnk 投资银行imporｔanｄexｐort bank (EXIMBＡNＫ) 进出口银行joinｔventurｅbank 合资银行mｏney ｓhoｐ，nativｅｂank 钱庄cｒｅｄit cｏoｐｅｒaｔｉves信用社ｃleａrｉng house 票据交换所puｂlｉc ａｃcounting 公共会计bｕsiｎess accoｕnｔing 商业会计coｓt accouｎtｉng 成本会计deｐreｃiation aｃcｏｕnｔinｇ折旧会计ｃoｍputerized acｃouｎｔiｎg电脑化会计geneｒａｌledger 总帐ｓubsｉdiaｒy lｅｄger分户帐ｃasｈbｏok 现金出纳帐casｈａcｃoｕnt现金帐jｏurｎal，day－book 日记帐,流水帐bａd debtｓ坏帐invesｔment 投资suｒplus 结余idle caｐｉtaｌ游资ecoｎoｍｉc cｙcle经济周期ecoｎｏmｉc boｏm 经济繁荣ｅconomｉc reｃessiｏn 经济衰退ｅcｏnomiｃdｅpｒession 经济萧条ｅcｏnomｉc criｓis 经济危机ｅconoｍｉc recovery 经济复苏ｉnflatiｏｎ通货膨胀deflaｔiｏn 通货收缩ｄevaluａtioｎ货币贬值rｅvaｌuａtion 货币增值ｉnteｒnatｉｏｎal balanｃe oｆpａｙmeｎｔ国际收支ｆavouｒable ｂalaｎce顺差ａdvｅｒsｅｂalance 逆差hard cｕｒrency 硬通货ｓoft cｕrreｎcy软通货ｉｎteｒｎatiｏnal mｏｎｅtarｙsystｅm 国际货币制度ｔｈe ｐuｒcｈasing power of money 货币购买力money in cｉｒculａtion 货币流通量nｏｔe ｉｓsue 纸币发行量natｉonal budｇｅt 国家预算national gross prｏduct 国民生产总值puｂlic bｏnd公债stock, sharｅ股票dｅbｅｎｔure债券ｔｒeasury biｌl 国库券debｔｃｈaｉn 债务链dｉｒecｔexchange 直接（对角)套汇indirect exｃhanｇe 间接(三角）套汇cross rａｔe, arbｉtrａｇe rａtｅ套汇汇率ｆｏrｅｉgn ｃurrency （ｅｘcｈange）resｅrｖe 外汇储备foreign exchａnge ｆluctｕaｔion 外汇波动fｏreign eｘｃhange crisis 外汇危机discount 贴现ｄiｓcounｔｒate，bankｒａte 贴现率ｇｏlｄreｓｅrvｅ黄金储备monｅy (finaｎciaｌ）maｒｋet金融市场sｔoｃk exchangｅ股票交易所brｏkｅr 经纪人ｃomｍｉsｓion佣金bｏokｋｅepiｎg簿记bookｋｅeｐer 簿记员aｎapｐlicatiｏn fｏrm 申请单bａnkｓｔａｔemｅｎｔ对帐单ｌeｔteｒof credit信用证stｒong rｏom, vault 保险库eｑｕiｔａbｌe tax sｙsteｍ等价税则speｃimeｎsigｎａｔｕｒe 签字式样banking ｈouｒs, ｂusinｅss hours 营业时间XXＸ(银行名称)，GUＡNGＺHOＵＢRAＮCH，XXX ROAD SＵＢBRAＮCＨ银行英语口语－新开帐户Whａｔkｉnｄof ａccoｕｎt didｙou have ｉn your mind?你想开哪种帐户?Dｏyou like to oｐeｎa current aｃcoｕnｔ?你想开一个活期存款帐户吗?A depositｏｒcurreｎt aｃcounｔ?定期还是活期?Plｅａse tｅll mｅｈｏw you would like to depｏsit yｏuｒmoｎey.请告诉我你想存何种户头?Theｒe's a seｒvicｅcharｇe fｏr theｃhecking accｏunｔbut no cｈaｒｇe fｏr the saｖings.支票户头要收服务费，现金户头不收。

与银行有关的英语词汇Banking, being a crucial aspect of modern finance, is inundated with a vast array of terminologies that can often be overwhelming for those uninitiated. This article aims to demystify these technical words and phrases, providing a comprehensive guide for those seeking to gain a deeper understanding of the banking industry.**1. Bank:** The fundamental institution of finance, a bank accepts deposits, makes loans, and provides various financial services to its customers.**2. ATM (Automated Teller Machine):** A machine that allows customers to withdraw cash, deposit money, check balances, and transfer funds without the need for a teller. **3. Checking Account:** A type of bank account that allows the holder to make payments and withdrawals using checks. It's also known as a current account.**4. Savings Account:** A type of bank account that earns interest on the deposited funds and is typically used for long-term savings.**5. CD (Certificate of Deposit):** A time deposit issued by a bank to a customer, who agrees to keep acertain amount of money in the bank for a fixed period of time in exchange for a higher interest rate.**6. Mortgage:** A loan taken out to purchase real estate, with the property itself serving as collateral. The borrower repays the loan with interest over a set period. **7. Interest Rate:** The cost of borrowing money, expressed as a percentage. It's the amount paid by a borrower to a lender for the use of assets.**8. Credit Card:** A plastic card issued by a bank or other financial institution that allows the holder to borrow money for purchases, with the promise to repay the debt later.**9. Loan:** Money borrowed from a bank or other financial institution, which must be repaid with interest over a specified period.**10. Overdraft:** A situation where a bank customer withdraws more money than is available in their account, resulting in a negative balance.**11. Debit Card:** A plastic card that allows customers to withdraw money from their bank accounts or make purchases using the funds available in their accounts. **12. Bankruptcy:** A legal process where a person or organization is unable to repay their debts and seeksrelief from their creditors through the court system.**13. FDIC (Federal Deposit Insurance Corporation):** A US government agency that insures deposits in banks and thrift institutions, protecting customers from potential losses if the institution fails.**14. Inflation:** A general increase in prices andfall in the purchasing value of money, caused by an increase in the supply of money relative to the supply of goods and services.**15. Liquidity:** The ease with which assets can be converted into cash without affecting their market value. Banks need to maintain sufficient liquidity to meet their customers' demands for cash.**16. Capital:** The financial resources available to a bank or other financial institution to fund its operations and meet its financial obligations.**17. Leverage:** The use of borrowed funds to increase the potential return on an investment. Banks often leverage their capital to generate higher profits.**18. Credit Score:** A numerical representation of a person's creditworthiness, based on their credit history and repayment behavior. It's used by banks and other financial institutions to assess the risk associated with lending to individuals.**19. Credit Risk:** The potential loss that a bank or other financial institution may face due to a borrower's default on a loan.**20. Market Risk:** The risk that arises from changes in market prices, such as interest rates, exchange rates, and equity prices, which can affect a bank's assets and liabilities.In conclusion, banking terminology can be complex and overwhelming, but with a basic understanding of these keyterms, one can navigate the financial world more confidently. This guide provides a solid foundation for those seeking to deepen their knowledge of the banking industry and its associated terminologies.**银行术语：全面指南**银行业作为现代金融的核心，充斥着大量的专业术语，对于初学者来说可能会感到困惑。

更多资料请访问.(.....)常见银行英语词汇accountnumber 帐号 depositor 存户pay-inslip 存款单adepositform 存款单abandingmachine 自动存取tohonoracheque 兑付todishonoracheque 拒付tosuspendpayment 止付cheque,check 支票 chequebook 支票本 ordercheque 记名支票bearercheque 不记名支票crossedcheque 横线支票forgedcheque 伪支票Bandar'snote 庄票，银票banker银行家president行长savingsbank储蓄银行ChaseBank大通银行Citibank花旗银行HongkongShanghaiBanking Corporation汇丰银行CharteredBankofIndia,AustraliaandChina麦加利银行BanquedeI'IndoChine东方汇理银行centralbank,national bank,banker'sbank中央银行bankofissue,bank ofcirculation发行币银行commercialbank商业银行，储蓄信贷银行memberbank,creditbank 储蓄信贷银行discountbank贴现银行exchangebank汇兑银行requestingbank委托开证银行issuingbank,openingbank开证银行advisingbank,notifyingbank通知银行negotiationbank议付银行confirmingbank保兑银行payingbank付款银行associatebankerofcollection代收银行consignedbankerofcollection委托银行clearingbank清算银行localbank本地银行domesticbank国内银行overseasbank国外银行unincorporatedbank钱庄branchbank银行分行trusteesavingsbank信托储蓄银行trustcompany信托公司financialtrust金融信托公司unittrust信托投资公司trustinstitution银行的信托部creditdepartment银行的信用部Commercialcreditcompany(discountcompany)商业信贷公司（贴现公司）neighborhoodsavingsbank,bankofdeposit街道储蓄所creditunion合作银行creditbureau商业兴信所self-servicebank无人银行landbank土地银行constructionbank建设银行 industrialandcommercialban k 工商银行bankofcommunications 交通银行mutualsavingsbank 互助储蓄银行postofficesavingsbank 邮局储蓄银行mortgagebank,buildingsocie ty 抵押银行industrialbank 实业银行homeloanbank 家宅贷款银行 reservebank 准备银行 charteredbank 特许银行correspondingbank 往来银行 merchantbank,acceptingban k 承兑银行investmentbank 投资银行importandexport bank(EXIMBANK)进出口银行jointventurebank 合资银行moneyshop,nativebank 钱庄creditcooperatives 信用社 clearinghouse 票据交换所 publicaccounting 公共会计 businessaccounting 商业会计 costaccounting 成本会计 depreciationaccounting 折旧会计computerizedaccounting 电脑化会计 generalledger 总帐subsidiaryledger 分户帐 cashbook 现金出纳帐 cashaccount 现金帐 journal,day-book 日记帐，流水帐baddebts 坏帐 investment 投资 surplus 结余 idlecapital 游资economiccycle 经济周期 economicboom 经济繁荣economicrecession 经济衰退economicdepression 经济萧条economiccrisis 经济危机 economicrecovery 经济复苏inflation 通货膨胀 deflation 通货收缩 devaluation 货币贬值 revaluation 货币增值 internationalbalanceof payment 国际收支 favourablebalance 顺差 adversebalance 逆差hardcurrency 硬通货 softcurrency 软通货internationalmonetarysyste m国际货币制度 thepurchasingpower ofmoney 货币购买力 moneyincirculation 货币流通量noteissue 纸币发行量 nationalbudget 国家预算 nationalgrossproduct 国民生产总值 publicbond 公债 stock,share 股票 debenture 债券 treasurybill 国库券 debtchain 债务链directexchange 直接（对角套汇indirectexchange 间接三角套汇crossrate,arbitragerate 套汇汇率foreigncurrency (exchange)reserve 外汇储备 foreignexchangefluctuatio n 外汇波动foreignexchangecrisis 外汇危机 discount 贴现discountrate,bankrate 贴现率goldreserve 黄金储备 money(financial)market 金融市场stockexchange 股票交易所 broker 经纪人 commission 佣金bookkeeping 簿记 bookkeeper 簿记员anapplicationform 申请单 bankstatement 对帐单letterofcredit 信用证 strongroom,vault 保险库equitabletaxsystem 等价税则specimensignature 签字式样bankinghours,business hours 营业时间银行英语口语－新开帐户Whatkindofaccountdid youhaveinyourmind? 你想开哪种帐户? Doyouliketoopena currentaccount? 你想开一个活期存款帐户吗?Adepositorcurrentacco unt?定期还是活期? Pleasetellmehowyouwouldliketodeposityourmoney. 请告诉我你想存何种户头? There'saservicechargefor thecheckingaccountbut nochargeforthesavings. 支票户头要收服务费， 现金户头不收。

常见银行英语词汇中央银行:中国人民银行, People\'s Bank of China, PBC四大国有商业银行:中国银行, Bank of China, BOC中国工商银行, Industrial and Commercial Bank of China, ICBC中国农业银行, Agricultural Bank of China, ABC中国建设银行, China Construction Bank, CCB政策性银行:国家开发银行, China Development Bank, CDB中国农业发展银行, Agricultural Development Bank of China, ADBC中国进出口银行, The Export-Import Bank of China, China Eximbank股份制商业银行:招商银行, China Merchants Bank, CMB交通银行, Bank of Communications中国光大银行, China Everbright Bank, CEBB中国民生银行, China Minsheng Banking Corporation Ltd., CMBC华夏银行, Hua Xia Bank, HXB中信银行, China CITIC Bank兴业银行, Industrial Bank, CIB上海浦东发展银行, Shanghai Pudong Development Bank, SPDB 或SPD BANK 广东发展银行, Guangdong Development Bank, GDB深圳发展银行, Shenzhen Development Bank, SDB厦门国际银行, Xiamen International Bank, XIB投资银行:中国国际金融有限公司, China International Capital Corporation Limited, CICC世界各大银行中国银行Bank of China 中国汇丰银行Hongkong and Shanghai Banking Corp. 香港里昂信贷银行Credit Lyonnais 法国巴黎国民银行Banque Nationale de Paris 法国农业信贷国民银行de Caisse Nationale Credit Agricole 法国西太平洋银行公司Westpac Banking Corp. 澳大利亚米兰银行Midland Bank 英国劳埃德银行Lloyds Bank PLC. 英国国民西敏寺银行National Westminster Bank PLC. 英国阿比国民银行Abbey National 英国巴克莱银行Barclays Bank PLC. 英国巴西银行Banco Do Brasil 巴西花旗银行Citibank 美国汉华实业银行Manufacturers Hanover Corp. 美国大通曼哈顿银行Chase Manhattan Bank 美国第一洲际银行First Interstate Bancorp 美国梅隆国民银行Mellon National Corp. 美国美洲银行(全称/"美洲银行国民信托储蓄会/") Bank America Corp( /"Bank of America National Trust and Savings Associations/") 美国摩根保证信托银行Morgan Guaranty Trust Corp. of New York 美国纽约化学银行Chemical New York Corp. 美国纽约银行家信托公司Bankers Trust New York Corp. 美国芝加哥第一国民银行First Chicago Corp. 美国太平洋安全银行Security Pacific Corp 美国西德意志地方银行Westdeutsche Landesbank Girozentrale 德国德累斯顿银行Dresdner Bank 德国德意志银行Deutsche Bank 德国富士银行Fuji Bank 日本大和银行Daiwa Bank 日本第一劝业银行Dai-Ichi Kangyo Bank 日本东海银行Tokai Bank 日本东京银行Bank of Tokyo 日本日本兴业银行Industrial Bank of Japan 日本三和银行Sanwa Bank 日本三井银行Mitsui Bank 日本三菱银行Mitsubishi Bank 日本住友信托银行Sumitomo Trust & Banking 日本国民劳动银行Banca Nazionale del Lavoro 意大利都灵圣保罗银行Istituto Bancario SanPaolo Di Torino 意大利伦巴省储蓄银行Cassa Di Risparmio Delle Provincie Lombarde 意大利西亚那银行Monte Dei Paschi Di Siena 意大利意大利商业银行Banca Commerciale Italiana 意大利意大利信贷银行Credito Italiano 意大利多伦多自治领银行Toronto-Dominion Bank 加拿大加拿大帝国商业银行Canadian Imperial Bank of Commerce 加拿大加拿大皇家银行Royal Bank of Canada 加拿大荷兰农业合作社中央银行Cooperatieve Centrale Raifferssen-Boerenleenbank 荷兰荷兰通用银行Algemene Bank Nederland 荷兰瑞士联合银行Union Bank of Switzerland 瑞士瑞士信贷银行Credit Suisse 瑞士瑞士银行公司Swiss Bank Corp. 瑞士XXX(银行名称)，GUANGZHOU BRANCH，XXX ROAD SUBBRANCH银行术语account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间XXX(银行名称)，GUANGZHOU BRANCH，XXX ROAD SUBBRANCH银行英语口语－新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings.支票户头要收服务费，现金户头不收。

银行实用英语一、银行实用词汇account number 账户；deposit 存户；pay-in slip存款单；a banding machine 自动存款机；to deposit 存款；private deposits私人存款；certificate of deposit存单；deposit book,passbook 存折； credit card 信用卡；principal 本金；overdraft,overdraw 透支；to endorse 背书；cheque,check 本票；cheque book支票本；blank cheque空白支票；rubber cheque 空头支票；cash cheque 现金支票；cheque for transfer 转账支票；banker 银行家；president 行长；credit union 合作银行；credit cooperatives 信用社；banking hours,business hours 营业时间；current deposit, current account 活期存款；fixed deposit, fixed account 定期存款；fixed deposit by installments 零存整取；joint account 联名存款帐户 to open an account 开户头；currency, money货币；money changing 兑换货币；an exchange form 兑换单；bank note 钞票；note of large denomination 大票；note of small denomination 小票；small change 零钱；subsidiary money 辅币；nickel piece镍币；convertible money 可兑换（黄金）纸币；exchange table, conversion table 汇兑换算表；foreign exchange 外汇；exchangerate 外汇率；conversion rate 折合率；foreign exchange restriction 外汇限额；foreign exchange quotations 外汇行情；to check the rate for sb. 查牌价；interest rate 利率In triplicate 一式三份；In duplicate 一式两份；Mail-transfer=M/T信汇；Telegraphic-transfer=T/T电汇；Draft on demand=D/D票汇；Pin number 密码;dollar 美元；pound 英镑；french franc 法国法郎；foreign currency 外币二、日常用语口语（一）迎宾Good morning/afternoon/evening/night,sir.Can I help you? 早上好/下午好/晚上好，先生。

常有银行英语词汇account number 帐号depositor 存户pay-in slip存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收条private deposits 个人存款certificate of deposit 存单deposit book, passbook 存折credit card 信誉卡 principal本金overdraft, overdraw 透支to counter sign 双签 to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票rubber cheque 一纸空文cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅游支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银专家president 行长 savingsbank 积蓄银行 ChaseBank 大通银行Citibank花旗银行Hongkong Shanghai BankingCorporation 汇丰银行 CharteredBank ofIndia, Australia and China麦加利银行Banque de I'IndoChine东方汇理银行central bank, nationalbank, banker's bank 中央银行bank of issue, bankof circulation刊行币银行commercial bank商业银行，积蓄信贷银行member bank, creditbank 积蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 拜托开证银行issuing bank, opening bank开证银行advising bank, notifyingbank 通知银行 negotiationbank 议付银行 confirmingbank 保兑银行 paying bank付款银行 associate bankerof collection 代收银行consigned banker ofcollection 拜托银行clearing bank 清理银行local bank 当地银行domestic bank 国内银行overseas bank 外国银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank信托积蓄银行trust company 信托企业financial trust 金融信托企业unit trust信托投资企业trust institution银行的信托部credit department银行的信誉部Commercial credit company(discount company)商业信贷企业（贴现企业）neighborhood savings bank,bank of deposit 街道积蓄所credit union 合作银行 creditbureau 商业兴信所 self-servicebank 无人银行 land bank 土地银行 construction bank 建设银行 industrial and commercialbank工商银行bank of communications 交通银行mutual savings bank相助积蓄银行post office savingsbank 邮局积蓄银行mortgage bank, building society抵押银行industrial bank 实业银行 homeloan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 来往银行merchant bank, acceptingbank 承兑银行investment bank 投资银行import and exportbank (EXIMBANK)出入口银行joint venture bank合资银行money shop, native bank 钱庄credit cooperatives 信誉社clearing house 单据互换所public accounting公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book日志帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital游资economic cycle经济周期economic boom 经济繁华economic recession 经济衰败economic depression 经济冷清economic crisis经济危机economic recovery经济复苏inflation 通货膨胀deflation 通货缩短devaluation 钱币贬值revaluation 钱币增值international balance of payment 国际进出favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system国际钱币制度the purchasing powerof money 钱币购置力money in circulation钱币流通量note issue 纸币刊行量national budget 国家估算national gross product公民生产总值public bond 公债stock, share 股票debenture 债券treasury bill国库券debt chain 债务链direct exchange 直接（对角套汇indirect exchange 间接三角套汇cross rate, arbitrage rate套汇汇率foreign currency(exchange) reserve 外汇贮备foreign exchange fluctuation外汇颠簸foreign exchangecrisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金贮备 money(financial) market金融市场stock exchange 股票交易所broker 经纪人 commission佣金 bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单 letter ofcredit 信誉证 strong room,vault 保险库 equitable taxsystem 等价税则 specimensignature 署名式样 bankinghours, business hours 营业时间银行英语口语－新开帐户What kind of account did youhave in your mind? 你想开哪一种帐户 ?Do you like to open acurrent account?你想开一个活期存款帐户吗?A deposit or current account?按期仍是活期?Please tell me how you wouldlike to deposit your money.请告诉我你想存何种户头?There's a service charge forthe checking account but nocharge for the savings.支票户头要收伏务费，现金户头不收。

金融英语词汇大全1. Introduction金融英语是指与金融相关的英语表达和词汇。

在全球化的经济和金融市场中，金融英语的学习和应用显得尤为重要。

本文将为您提供一个综合的金融英语词汇大全，帮助您更好地了解和应用金融英语。

2. Banking and Finance2.1 基本金融词汇•Bank - 银行•Deposit - 存款•Withdraw - 取款•Account - 账户•Transaction - 交易•Credit - 信贷•Debit - 借记•Interest - 利息•Loan - 贷款•Invest - 投资•Exchange - 兑换•Stock - 股票•Bond - 债券•Mortgage - 抵押贷款•Insurance - 保险•Asset - 资产•Liability - 负债•Interest Rate - 利率•Inflation - 通货膨胀•Market - 市场•Economy - 经济•Currency - 货币•Exchange Rate - 汇率2.2 金融机构和职位•Banker - 银行家•Investor - 投资者•Broker - 经纪人•Accountant - 会计师•Economist - 经济学家•Trader - 交易员•Analyst - 分析师•Auditor - 审计员•Financial Planner - 理财规划师•Risk Manager - 风险经理•Asset Manager - 资产经理•Underwriter - 承销商•Teller - 出纳员2.3 金融活动和操作•Open an Account - 开户•Close an Account - 销户•Make a Deposit - 存款•Withdraw Money - 取钱•Transfer Funds - 转账•Take out a Loan - 借款•Pay off a Loan - 还款•Invest in Stocks - 投资股票•Buy Bonds - 购买债券•Trade on the Stock Market - 在证券市场交易•Issue Shares - 发行股票•Apply for Insurance - 申请保险•Calculate Interest - 计算利息•Analyze Financial Statements - 分析财务报表•Audit Financial Records - 审计财务记录•Manage Risk - 管理风险•Plan for Retirement - 规划退休3. Investment and Trading3.1 投资和交易相关词汇•Portfolio - 投资组合•Dividend - 股息•Capital Gain - 资本收益•Hedge Fund - 对冲基金•Short Sell - 卖空•Day Trading - 日内交易•Leverage - 杠杆•Margin - 保证金•Diversification - 分散化投资•Blue-chip Stock - 蓝筹股•Bull Market - 牛市•Bear Market - 熊市•Volatility - 波动性•Volatility Index (VIX) - 波动率指数•Option - 期权•Futures - 期货•Commodity - 商品•Exchange-traded Fund (ETF) - 交易所交易基金3.2 金融市场•Stock Market - 股票市场•Bond Market - 债券市场•Forex Market - 外汇市场•Commodity Market - 商品市场•Derivatives Market - 衍生品市场•Cryptocurrency Market - 加密货币市场4. Risk Management4.1 风险管理相关词汇•Risk - 风险•Risk Assessment - 风险评估•Risk Tolerance - 风险承受能力•Risk Appetite - 风险偏好•Risk Mitigation - 风险缓解•Risk Diversification - 风险分散•Credit Risk - 信用风险•Market Risk - 市场风险•Operational Risk - 运营风险•Systemic Risk - 系统性风险•Liquidity Risk - 流动性风险•Reputation Risk - 声誉风险•Counterparty Risk - 对手方风险•Risk Management Plan - 风险管理计划•Risk Control - 风险控制5. Conclusion通过阅读和学习这个金融英语词汇大全，您已经了解了金融英语中最常用的词汇和表达方式。