年龄死亡率生存人数死亡人数平均余额(x)x qx
lx dx Lx Tx ex 00.002909
100000029099985467567315875.6710.002016
99709120109960867467461274.8920.00147
99508114639943497367852674.0430.001114
99361811079930657268417773.1540.000872
9925118659920787169111272.2350.000702
9916466969912987069903471.2960.000579
9909505749906636970773670.3470.000489
9903764849901346871707469.3880.000421
9898924179896836772694068.4290.000374
9894753709892906673725767.45100.000346
9891053429889346574796766.47110.000339
9887633359885956475903365.5120.000356
9884273529882516377043864.52130.000396
9880753919878806278218763.54140.000457
9876844519874586179430762.56150.000529
9872335229869726080674961.59160.000602
9867115949864145981987760.63170.00067
9861176619857865883346359.66180.000724
9854567139850995784767758.7190.000762
9847427509843675686257857.74200.000778
9839927669836095587821156.79210.000784
9832267719828415489460255.83220.00078
9824567669820725391176154.87230.000767
9816897539813135292968853.92240.000752
9809367389805685194837552.96250.000738
9801997239798375096780852260.000728
9794757139791194998797151.04270.000727
9787627129784064900885250.07280.00073
9780517149776944803044649.11290.000743
9773377269769744705275248.14300.000773
9766117559762334607577947.18310.000809
9758567899754614509954546.22320.000855
9750068349746494412408545.25330.00091
9742328879737894314943544.29340.000976
9733469509728714217564643.33350.001057
97239610289718824120277542.37360.001146
97136811139708124023089341.42370.001249
97025512129696493926008240.46380.001366
96904313249683813829043339.51390.001497
96771914499669953732205138.57400.00165
96627115949654743635505637.62410.00181296467617489638023538958336.69
中国人寿保险业经验生命表(1990--1993)China Life Insurance Mortality Table (1990--1993)非养老金业务男女表CL3(1990--1993)生存人年数
420.00199396292819199619693442578135.75 430.00219396100921079599553346381234.82 440.00240995890223109577473250385633.9 450.00265895659225439553203154611032.98 460.00293395404927989526503059078932.06 470.00323195125130739497142963813931.16 480.00355894817733749464912868842530.26 490.00392594480437089429502774193529.36 500.00432294109540679390622679898528.48 510.0047793702844709347932585992327.6 520.00526393255849089301042492513026.73 530.0057992765053719249652399502625.87 540.00636792227958729193432307006125.01 550.00700591640764199131972215071824.17 560.00773590998870399064682123752023.34 570.00852490294976978991012033105222.52 580.00938689525284038910511943195221.71 590.01034988684991788822601854090120.91 600.01137887767199868726781765864020.12 610.012508867685108538622591678596219.35 620.013779856832118068509291592370418.58 630.015167845026128178386181507277517.84 640.016672832209138758252721423415717.1 650.018275818335149558108571340888516.39 660.020107803380161547953031259802815.68 670.022111787226174067785231180272514.99 680.024315769820187187604611102420214.32 690.036701751102200557410741026374113.66 700.02929673104621417720338952266713.03 710.03215270963022816698222880232912.4 720.03530568681421248674690810410711.8 730.03874666256625672649730742941711.21 740.04246563689427046623371677968810.64 750.04658260984828408595644615631610.09 760.0510785814402969956659155606729.56 770.0559265517423085753631349940819.05 780.0612365208853189750493644577688.56 790.0669584889883274247261739528328.08 800.0730924562463334843957234802157.63 810.0798234228983375740602030406427.19 820.087192389141339303721762634622 6.77 830.095102355211337813383212262446 6.37 840.103653321430333173047711924126 5.99 850.112976288113325502718381619354 5.62 860.123047255563314462398401347516 5.27 870.133927224117300152091091107676 4.94 880.14563119410128267179968898567 4.63
890.15807916583426215152727718599 4.33 900.17159913961923959127640565873 4.05 910.18570211566121478104922438233 3.79 920.200967941821892884719333311 3.54 930.217252752551634967080248592 3.3 940.23445589061381052000181512 3.08 950.253233450951142039385129512 2.87 960.2823443367691712909090127 2.68 970.2926642450471722091861037 2.49 980.3146511733354541460640118 2.31 990.336441118793997988125512 2.15 1000.3580878822823647115632 1.98 1010.3814555060193040959161 1.81 1020.4053973130126924955066 1.62 1030.429801186180014612570 1.38 1040.45455610614828201109 1.05 10515795792892890.05
计算年末给付的基本人寿保险的趸缴纯保费(年利率为6%)v^k+1k/qx v^k+1*k/qx SUM
0.9433962260.0043215620.0040769450.047511149 0.889996440.0047497860.004227293
0.8396192830.0052152010.004378784
0.7920936630.0057071820.004520622
0.7472581730.006239540.004662547
0.704960540.0068207780.004808379
0.6650571140.0074795850.004974351
0.6274123710.008178770.005131462
0.5918984640.008928960.005285038
0.5583947770.0097524690.005445728