信用证翻译

letter of credit翻译
信用证（letter of credit）是指由买方的银行以买方的名义，向卖
方的银行发出的一种有关国际贸易的支付方式。

它的原则是：买方的银行
承诺支付给卖方指定金额的钱，只要卖方能够提供指定的货品或服务证明，并满足其他条款。

信用证的出现有助于加强买卖双方的信任，确保交易的
安全性。

信用证是保证国际贸易支付的重要手段。

买卖双方中，买方希望确认
购买的货物是否满足约定标准，也希望卖方能够按时到货；而卖方希望保
证货款的安全，也希望能够与买方建立更长久的合作关系。

信用证能够双
方都满足其所需。

一般地，一个信用证包含了四方的信息，即卖方和买方，以及卖方和
买方的银行。

在贸易过程中，卖方向买方发货的时候，卖方的银行必须先
获得买方银行的确认，买方的银行才会向卖方支付货款。

卖方银行开出的
信用证是对卖方的一种担保，如果买方的银行没有严格按照信用证的条款
支付，卖方的银行有权要求买方支付损失。

所以，信用证是保障国际贸易
交易安全及双方利益的重要保证措施。

信用证翻译参考译文信用证翻译参考译文Issue of a Documentary Credit开具跟单信用证（说明此电文的目的）BKJPYUTYA 08E SESSION: 000 ISN: 000000（是开证行的密押，可不翻译出来）BANK OF OSAKANEWYORKNO. 216，AUMAHU，AKI_GUN，JAPAN ------- 开证行Destination Bank: 目地的银行或目地行Xxxxxxxxxxx (通知行的密押Test key)BANK OF CHINA, NANTONG BRANCH153, RENMING RD NANTONG CHINATEL: 0513-*******---- 中国银行南通分行中国南通人民路153号电话：0513-*******Type of Documentary Credit 40A IRREVOCABLE --信用证性质: 不可撤消Letter of Credit Number 20 LGU-002156 --信用证号码: LGU-002156 Date of Issue 31C 010302 -开证日期：2001年3月2日Date and Place of Expiry 31D 010330 CHINA----有效时间地点：2001年3月30日，在中国到期Applicant Bank 51A NEWYORK BANK, OSAKA---开证行：纽约银行大阪分行Applicant 50 YOUNGAN TRADING --开证申请人：永安贸易株式会社Beneficiary 59 JIAHA INTER TRADING CO.,60NONGJU RD HUAIAN JIANGSU, CHINA----受益人: 佳哈国际贸易公司中国江苏淮安农具路Currency Code, Amount 32B USD 26 520，00----币制和总金额：26 520，00美元Available with...by... 41D ANY BANK BY NEGOTIATION-----议付适用银行：任何银行议付Drafts at 42C AT SIGHT ----汇票期限：即期Drawee 42D NEW YORK BANK,OSAKA-----付款行：大阪纽约银行Partial Shipments 43P N OT ALLOWED ---分批装运：不允许Transshipment 43T NOT ALLOWED ---转运：不允许Shipping on Board/Dispatch/Packing in Charge at/ from 44A SHANGHAI----起运港：上海Transportation to 44B OSAKA, JAPAN----目的港: 日本大阪Latest Date of Shipment 44C 010320 ------最迟装运期：2001年3月20日Description of Goods or Services: 45A ------货物描述100 PCT RAYON DIASH CLOTH ---- 100% 人造丝合成纤维布30S X 30S / 56 X 54 /40 X 40CM 2 PLY ---人造丝合成纤维布幅度规格CIF OSAKA --- CIF大阪CHINA ORIGIN ---中国原产（不是“中国起源”）Documents Required: 46A ------议付单据（需要提交的跟单单据）1. SIGNED COMMERCIAL INVOICE IN 5 COPIES.------签字的商业发票一式五份2. FULL SET OF CLEAN ON BOARD OCEAN BILLS OF LADING MADE OUT TO ORDER AND BLANK ENDORSED, MARKED "FREIGHT PREPAID" NOTIFYING ACCOUNT------全套清洁已装船提单, 抬头人/收货人为TOORDER(凭指示)，空白背书，且注明运费已付(FREIGHT PREPAID),通知人是客户或开证申请人。

信用证类型1. This revocable credit may be cancelled by the Issuing Bank at any moment withoutprior notice这个可撤销的信用证可以被开证行在没有提前通知的任何时候撤销。

2. This credit is subject to cancellation or amendment at any time without priornotice to he beneficiary.这个信用证以没有提前通知收益人的任何时候的取消或修改为准。

3. This advice, revocable at any time without notice, is for your guidance onlyin preparing drafts and documents and conveys no engagement or obligation on our part of our above mentioned correspondent.这个通知在任何时候都可能在没被通知的情况下被撤销，只是为了方便你准备票据和单据提供了一个指南，本通知书不构成我行对相关信用证之保兑和其他任何责任。

4.We undertake to honour your drafts drawn and negotiated in conformity with theterms of this credit provided that such negotiation has been made prior to receipt by the notice of cancellation.我们承担承兑和议付你方根据信用证开出的的相一致的汇票，该信用证在收到取消通知书之前都将被议付。

5.We hereby issue this irrevocable documentary credit in your favour, which isavailable by payment against presentation of the following documents.我方在此开具了以你方为收益人的不可撤销的跟单信用证，该信用证将根据以下单据的出示时议付。

一、信用证翻译05AUG26, 09:05:27 LOGICAL TERMINALP05ISSUE OF A DOCUMENTARY CREDIT PAGE 00001FUNC SWPR3UMR00574MSGACK DWS7651 AUTH OK, KEY C394680346023HD38603, BKCHCNBJ LUMIFRPP RECORDBASIC HEADER F 01 BKCHCNBJA300 8306 B41602APPLICANTION HEADER 0 700 1737 970825 LUMIFRPPAXXX 1952 217075 050825 2337*BANQUE LEUMI FRANCE S.A.*PARISUSER HEADER SERVICE CODE 103:BANK PRIORITY 113:MSG USER REF. 108: ETRANGER/01296INFO. FORM CI 115SEQUENCE OF TOTAL *27: 1/1FORM OF DOC. CREDIT *40A: IRREVOCABLEDOC. CREDIT NUMBER *20: 55583DATE OF ISSUE *31C: 050826EXPIRY *31D: DA TE 051004 PLACE A T OUR COUNTERSAPPLICANT *50: BOUTONNERIE SAINT DENIS193 RUE SAINT DENIS 75002 PARISBENEFICIARY *59: CHEN HUA IMPORT/EXPORT CO.NO.869 GUANGZHOU ROAD,SHANGHAI,CHINAAMOUNT *32B: CURRENCY USD AMOUNT 52050.00PERCENTAGE CREDITAMOUNT TOLERANCE *39B: MAXIMUMA V AILABLE WITH/BY *41D: A T SIGHT OF DOCUMENTS IN ORDER AT OUR COUNTERS BY PAYMENT PARTIAL SHIPMENTS *43P: PROHIBITEDTRANSSHIPMENT *43T: PROHIBITEDLOADING IN CHARGE *44A: CHINESE PORTFOR TRANSPORT TO... 44B: MARSEILLESLATEST DA TE OF SHIP. 44C: 050919 BY SINOTRANSDESCRIPT. OF GOODS 45A: NYLON HOOK AND LOOP FASTENERSSALES BASIS: CIF MARSEILLESDOCUMENTS REQUIRED 46A:1/ORIGINALL Y MANUALLY SIGNED COMMERCIAL INVOICE IN 6 FOLD STA TING GOODS,DESTINATION, QUANTITIES AND UNIT PRICE STRICITY2/PACKING LIST IN 4 FOLD3/WEIGHT NOTE IN 4 FOLD4/FULL SET CLEAN ON BOARD OCCEAN BILL OF LADING MADE OUT TO THE ORDER OFBANQUE LEUMI FRANCE SA 100 RUE REAUMUR 75002 PARIS NOTIFYBOUTONNERIE SAINT DENTS 193 RUE SAINT DENIS 75002 PARIS MARKEDFREIGHT PREPAID SHOWING ‘SHIPPED ON BOARD’DUL Y DATED AND SIGNED BY THE CARRIER AND QUOTE BANQUE LEUMI FRANCE SADOCUMENTARY CREDIT NO.555835/ORIGINAL PLUS COPY OR PHOTOCOPY CERTIFICATE OF ORIGIN FORM A GSP6/ORIGINAL PLUS DUPLICATE INSURANCE POLICY COVERING ALL RISKS05AUG26 09:06:05 LOGICAL TERMINALP05ISSUE OF A DOCUMENTARY CREDIT PAGE 00002FUNC SWPR3UMR00574FOR 110 PCT INVOICED GOODS V ALUE. CLAIMS PAYABLE IN FRANCE BY USD7/BENEFICIARY’S STATEMENT IN 2 FOLD STATING NO MARK OF COUNTY/ORIGN INDICA TED ON SHIPPED GOODS OR ON CARTONSADDITIONAL COND. 47A:1/IN CASE OF PRESENTATION OF DISCREPANT DOCUMENTS EUR 55(OR COUNTER V ALUE)HANDLING CHARGES FOR EACH SET OF DISCREPANT DOCUMENTS AND EUR 22(ORCOUNTER V ALUE) FOR EACH TELEX OR SWIFT WILL BE ON BENEFICIARY’S ACCOUNTAND DEDUCTED FROM THE PROCEEDS.2/ANY OF OUR PAYMENT EFFECTED AGAINST DISCREPANT DOCUMENTS NOTCONSTITUTE AN AMENDMENT OF THIS L/C, NOR OUR AUTHORIZATION TONEGOTIATE/PAY WITH DISCREPANT DOCUMENTS APPL Y TO FUTURE DRAWINGS.3/5PCT MORE OR LESS IN SHIPPING QUANTITY IS ACCEPTABLEDETAILS OF CHARGES 71B:ABROAD/BENEF. AS WELL AS OUR AMENDMENT CHARGESPRESENTA TION PERIOD 48:WITHIN 15DAYS AFTER ON BOARD B/L DATECONFIRMATIONS *49:WITHOUTINSTRUCTIONS 78:ALL DOCUMENTS PRESENTED IN CONFORMITY WITH THE TERMS OF THE CREDIT IN ORDER AT OUR COUNTERS WE SHALL EFFECT PAYMENTSEND. TO REC. INFO. 72:SUBJECT TO UCP 1993 ICC PUB. 500PLS ACKNOWLEDGE RECEIPT OF THIS L/C QUOTING YOUR REFERENCE NUMBERBEST REGARDS DC DEPY SETRALER ORDER IS <MAC:><PAC:><ENC:><CHK:><TNG:><PDE:>MAC:A6B46FB1CHK:006094029B56二、试将下列信用证条款翻译成中文（1）Insurance Policy cover for 110% of total invoice value against All Risks and War Risk as per and subject to therelevant Ocean Marine Cargo Clauses of the People’s Insurance Company of China dated 1/1/1981.（2）Insurance Policy covered for 110% of total invoice value against Institute Cargo Clauses (A) and Institute War Clauses (Cargo).（3）Policy of Insurance in duplicate issued or endorsed to the order of endorsed to the order of ABC Co., Ltd. in the currency of the credit for the CIF value of the shipment plus 10 percent covering all risks and war risks of the People’s Insurance Company of China.（4）Insurance Policy/Certificate in 2 fold issued for 110% of the invoice value, covering Insurance Cargo Clauses A and war Clauses , staring claims payable in Holland by claims paying agent.（5）Full set 3/3 originals plus 3 non-negotiable copies clean on board ocean B/L , consigned to order and blank endorsed , marked ‘Freight Prepaid ’,showing shipping agent at destination , notifying applicant and evidencing the goods have been shipped by full container load.（6）Full set 3/3 of clean on board bill of lading established to order and blank endorsed , notifying buyer , mentioning ‘ Freight Prepaid ’and CIF Genoa in transit to Switzerland .（7）Shipment must be effected in three equal lots by separate steamers with an interval of at least 30 days between shipments .Documents must be separately negotiated.（8）Third party as consigner B/L is not acceptable.（9）Beneficiary’s original signed commercial invoices in quintuplicate with indication of the merchandise names , country of origin and other relevant information.（10）Signed commercial invoice u=in 6 copies , original of which must be certified by the Chamber of Commerce. （11）Commercial Invoice in 8 copies CFI Bangkok price and showing FOB value , freight charges and insurance premium separately.（12）The commercial invoice must show the accrual price of the goods described and certify that no other invoices have been or will be issued and that all particulars are true and correct.（13）Drafts in duplicate at sight bearing the clauses ‘Drawn under XYZ Bank Credit NO.34956 ’.（14）Drafts to be drawn at 30 day s’ sight on us for 100% of invoice values.（15）Bill of Exchange must be negotiated within 15 days from the date of Bill of Lading but not later than the L/C expiry date.（16）Drafts drawn under this credit must be negotiated in China on or before August 12 , 2005 after which date which dare this credit expires.（17）Documents to accompany drafts are listed below and must be presented for negotiation with 10 days of date of Bill of Lading or other document evidencing dispatch of goods.。

信用证条款中英文对照——基础27：Sequence of total 序列号1/1 指只有一张电文40A: Form of documentary credit 跟单信用证形式IRREVOCABLE 不可撤消的信用证20: Data of issue12345678 信用证号码31C：Date of issue 开证日精2002XXXX31D: Date and place of expiry 信用证有效期2002XXXXBENEFICIARY’S COUNTRY 有效地50: Applicant 信用证开证审请人（你们的客户名）ABC CO。

, LTD.CHINA59: Beneficiary 受益人(你们公司名）EFG CO。

, LTD.ADDRESS32B：Currency code amount 信用证项下的金额USD XXXXXXX，41D：Available with 议付适用银行ANY BANKBY NEGOTIATION 任何议付行42C：Draft at 开汇票XXX DAYS AFTER SIGHTFOR FULL INVOICE V ALUE 见票XXX天付款（发票全额）42A：Drawee 付款人ABOCCNBJXXX AGRICULTURAL BANK OF CHINA，XXX BRANCH 某农业银行某支行43P：Partial shipment 是否允许分批装运ALLOWED 可以43T: TransshipmentALLOWED 允许转运44A: Taking charge 装船港口XXXXXX PORT44B: For transportation to 目的港CHINESE PORT44C：Latest date of shipment 最后装船期2002XXXX45A: Description goods and/or services 货物/服务描述GENERAL MERCHANDISE 日用品46A: Documents required 须提供的单据文件MERCIAL INVOICE IN TRIPLICATE 一式三份商业发票2.FULL SET OF CLEAN ON BOARD B/L MARKED FREIGHT PREPAID MADE OUT TO ORDER OF SHIPPER AND NOTIFYING APPLICANT 全套已装船清洁提单,标明运费预付，收货人一栏填根据发货人指示，通知开证审请人3。

14．4信用证的翻译信用证是由银行发行的证书，授权持证者可从开证行，其支行或其他有关银行或机构提取所述款项。

它作为贸易上最重要的信用保证方法，代表买方的外汇银行，接手买方的委托，保证其货款的支付。

万一买方付不出货款，根据契约规定，银行必须履行向卖方付款的责任。

信用证是保证卖方收到汇票后即可收取货款的信用文件。

在卖方将货物装船后，外汇银行代替买方，开立汇票给卖方；卖方带着汇票和装船单据，到自己往来的外汇银行办理结算而取得货款。

信用证由开证行（Opening Bank）通过通知行（Informing Bank）交给卖方。

装船后，有议付行（Negotiating Bank）结算后转回开证行。

14．4．1格式化和规范化信用证的句式虽然句中缺少一定的成分，但却独立成句。

例如：Latest shipment Sep.10, 2005. 最近装船时间为2005年9月10 日。

Shipment from Dalian to Nagoya. 从大连运往名古屋的货物。

Each document to show B/L number and date and to be dated not earlier than 7 days from B/L date. 显示提单编号和日期的每张信用证，其开具日期不得早于提单日期7天。

All correspondence to be sent to City Bank import services department. 请将所有的信件送到花旗银行进口部。

Transshipment prohibited. 禁止转运。

14．4．2 专业术语的使用信用证因为具有国际通用性，意义精确严谨，文体特色鲜明，因此常使用专业术语。

为了描述进出口流程的各个环节和与此相关的各类单据，信用证使用大量表意清楚的专业术语。

翻译时必须熟悉该专业知识和专业表达法，否则会贻笑大方。

比如有关信用证类别的词汇：documentary L/C 跟单信用证clean L/C 光票信用证reciprocal L/C 对开信用证irrevocable L/C 不可撤销信用证又如有关当事人的词汇：party 当事人applicant/principal 开证申请人beneficiary 受益人issuing bank 开证行再如表示单据的词汇：draft 汇票invoice 发票packing list 装箱单bill of lading(B/L) 提单inspection certificate 检验证书fumigation certificate 熏舱证书下面再举例说明：back-to-back (letter of) credit 背对背信用证/转开信用证bona fida holder 善意持有人议付行向受益人垫付资金、买入跟单汇票后，即成为汇票持有人，也就是善意持有人。

lc的名词解释在当今快速发展的数字化时代，我们经常会在各种场合听到LC这个词。

那么，什么是LC呢？LC是Letter of Credit的缩写，翻译过来即为信用证。

信用证是国际贸易中常用的一种支付方式。

本文将深入探讨信用证的定义、作用、类型以及流程等相关内容。

一、信用证的定义与作用信用证是一种银行在买卖双方之间介入的支付保障工具。

它通过发行信用证来承诺向卖方支付一定金额的款项，前提是卖方在向买方交付货物或提供服务时符合合同约定的条件。

信用证在国际贸易中起到了保障买卖双方利益的作用，特别是在跨国贸易中降低了交易风险，增加了交易安全性。

信用证的作用不仅仅体现在金融方面，也可以促进交易双方的信任与合作。

通过信用证，买方可以放心地支付货款，因为卖方只有在满足合同条件后才能得到款项。

同时，卖方也能够获得资金保障，在发货前就能确保收到货款。

这种信用证的运作机制，为国际贸易的发展提供了重要的保障与便利。

二、信用证的类型根据信用证的使用范围与性质，可以将其分为几种主要类型：进口信用证、出口信用证、转口信用证、备用信用证等。

1. 进口信用证：指的是买方向其银行申请开立的信用证，用于保证卖方按合同约定向买方供货。

在进口贸易中，买方通常会向银行申请开立信用证，并要求卖方提供相应的符合合同的文件以取得付款。

2. 出口信用证：指的是卖方出售商品或提供服务后，向买方的银行申请的信用证。

出口信用证一般由卖方委托其银行发出，向买方的银行保证在收到符合合同的单据后支付货款。

3. 转口信用证：在某些复杂的贸易活动中，买卖双方可能存在委托第三方进行中转或转口的情况。

此时，可以使用转口信用证。

转口信用证允许中间商接收来自原始卖方的信用证，并在符合合同要求时转发给最终买方。

4. 备用信用证：在某些商业合同中，可能需要卖方在特定情况下使用备用信用证。

备用信用证不仅可以在主信用证无效时起到替补作用，还可以保障买方和卖方的权益，以应对可能出现的不可预见的情况。

信用证翻译完整版样本顺利交单，感谢所有曾给我帮助人，做一份信用证翻译，供新手参考。

27 SEQUENCE OFTOTAL1/140A FORM OF L/C(Y/N/T)IRREVOCABLE （不可撤销信用证）20 DOCUMENT CREDITNO019080531C DATE OFISSUE070918 （开证日期）40EUCPURR LATEST VERSION 依照UCP最新版本31D DATE AND PLACE OF EXPIRE 到期日和到期地点071220CHINA51D APPLICANT BANK 开证行THE HOUSINGBANKINT'L TRADEOPERATIONP.O.BOX JORDAN.50 APPLICANT 申请人M/S:GD IMP. ANDEXP.GROUPP.O.BOX AMMAN 11118JORDANTEL:00962-6222259 BENEFICIARY 受益人COG GROUP CO.LTDADD:NO.619 HUBIN SOUTH RD XIAMENCITYCHINATEL: 0086-592-2222232B CURRENCYCODE,AMOUNTUSD35985, （信用证金额）39A PERCENTAGE CREDITAMOUNT05/05 （金额允许5% 上下浮动）41A AVAILABLEWITH..BYSCBLCNSXXXX（SCBLCNS是渣打银行的代码，意思是渣打银行议付）BY PAYMENT （by payment没有注明远期，为即期）43P PARTIALSHIPMENTALLOWED （允许分批装运）43T TRANSSHIPMENTALLOWED （允许转船）44ETIANJIN/CHINA （装运港）44F （注意B/L 的port of discharge 和port of deliver都得是AQABA PORT ）AQABA PORT - JORDAN BY VESSEL INCONTAINER.44C LATEST DATE OF SHIPMENT 最后装船期07113045A DESCRIPTION OF GOODS 货物描述2300 SQM OF GRANITE PRODUCT (MONGOLLAN BLACK-DEGREEOFPOLISHED MORE 90 0/0) AT TOTAL AMOUNT USD35985ALL OTHER DETAILS AS INVOICE NO.XM2007082701, DATED 25/3/2007FOB: TIANJIN/CHINA 特别注意要完全按照这个描述做发票。

信用证常用英语翻译第二期内容主要是翻译关于信用证类型的翻译，比如可撤销的信用证的翻译，不可撤销的跟单信用证翻译，信用证增加保兑翻译等内容，请大家继续关注我们的文章，详情可以去我们的外贸论坛了解更多，下面就认真的看看这期信用证英语翻译的正文：1.We have been requested to add our confirmation to this credit and we hereby undertake to honour all drafts drawn in accordance with terms of this credit.我们被要求对这个信用证证增加保兑，我们在此承诺当所有的当所有的开具的汇票单据和信用证条款相一致时就履行承兑议付。

2.This credit bears our confirmation and we hereby engage to negotiate on presentation to us,drafts drawn and presented in conformity with the terms of this credit.这张信用证有我们的保兑，我们会对于那些根据该信用证条款开出并且对我们出示的汇票的履行议付义务。

3.At the request of the Issuing Bank,we(Advising Bank)have been requested to add our confirmation to this credit and we hereby undertake that all drafts drawn by you in accordance with the terms of the credit will be duly honoured by us.应开证行的请求，我们被要求对这张信用证加以保兑，我们在此承诺所有由你根据信用证条款开具的汇票将会得到我们的承兑。