银行校园招聘考试英语部分专项训练(一)

银行职位招聘考试-英语试题第一部分：单项选择题（40分）1. The primary function of a bank is to:- A. provide loans to customers- B. issue credit cards to customers- C. accept deposits from customers- D. offer insurance services to customers2. Which of the following is NOT a type of bank account? - A. Checking account- B. Savings account- C. Investment account- D. Credit account3. A bank's interest rate is the:- A. cost of borrowing money from the bank- B. amount of money deposited in a bank account- C. fee charged for using a bank's services- D. percentage paid to account holders for keeping money in the bank4. What is the purpose of a bank statement?- A. To show the history of transactions in a bank account- B. To provide information on bank loans and credit cards- C. To inform customers about new banking products- D. To advertise the bank's services to customers5. Which of the following is NOT a characteristic of a secure online banking system?- A. Strong encryption to protect customer information- B. Two-factor authentication for login- C. Regular password changes for customers6. When a customer deposits money into their savings account, the bank:- A. lends the money to other customers- B. invests the money in the stock market- C. uses the money to pay for operating expenses- D. holds the money for safekeeping7. What is the main purpose of the Federal Reserve System in the United States?- A. To regulate and supervise banks- B. To provide loans to individuals and businesses- C. To determine interest rates for bank accounts- D. To issue and regulate the country's currency- A. Issuing credit cards- B. Providing mortgage loans- C. Managing investment portfolios- D. Offering insurance products9. What is the role of a bank teller?- A. To manage a bank's investments- B. To handle customer deposits and withdrawals- C. To develop marketing strategies for the bank- D. To provide legal advice to bank customers10. What is the purpose of the Dodd-Frank Act?- A. To regulate the activities of banks and protect consumers- C. To provide financial assistance to struggling banks第二部分：简答题（60分）2. Describe the role of a bank in the process of issuing a loan to a customer.3. What are the main factors that determine a person's credit score and why is it important?4. Explain the difference between a debit card and a credit card.5. How does online banking benefit both customers and banks? Provide two examples for each.6. Describe the role of a bank's customer service department and why it is important for a bank to have good customer service.7. What is the purpose of the Know Your Customer (KYC) policy in banks and how does it help prevent financial crimes?8. Briefly explain the concept of inflation and how it can affect a country's economy.9. Describe the main steps involved in the process of opening a bank account.10. What is the role of a bank's risk management department and why is it important for a bank to effectively manage risks?第三部分：案例分析题（40分）请根据以下案例回答问题：Case Study: Mr. Johnson wants to apply for a mortgage loan from a bank to buy a house. He has a stable job and a good credit score. The bank offers him a loan with a fixed interest rate of 4% for a term of 30 years.1. What are the advantages and disadvantages of choosing a fixed interest rate for a mortgage loan?2. If Mr. Johnson decides to make a down payment of 20% of the house price, how much money will he need to pay upfront?3. How much will Mr. Johnson's monthly mortgage payment be if he borrows $200,000 from the bank?4. Explain the concept of amortization and how it applies to Mr. Johnson's mortgage loan.第四部分：论述题（60分）请根据以下问题进行论述：1. Discuss the impact of technology on the banking industry. How has technology transformed banking operations and customer experience? Provide examples.2. Explain the role of a bank in promoting financial inclusion. How can banks ensure that individuals and businesses have access to financial services? Provide strategies and examples.3. Discuss the importance of financial literacy for individuals. How can banks and other financial institutions contribute to improving financial literacy? Provide suggestions and examples.4. Explain the concept of corporate social responsibility (CSR) in the banking industry. How can banks integrate CSR into their operations and contribute to sustainable development? Provide strategies and examples.以上是《银行职位招聘考试-英语试题》的内容，希望考生认真阅读并按要求作答。

银行招聘考试试题【英语局部】想要进入银行工作是需要通过笔试的`，下面为大家精心了关于英语局部的银行试题，欢送大家参考借鉴，希望可以帮助到大家!1. Food products containing chocolate are subject to a of up to 35 percent when imported to Japan.A. testB. tariffC. souvenirD. shipment2. The Hinman University Math Team in the 27th annual International Collegiate Math Olympics.A. participateB. participantC. participatedD. participative3. Mr. Voorhies planned to send the dresser and bedthat purchased in Bali to the Netherlands.A. heB. hisC. himD. himself4. Actress Lisa Ross--Ellis filed a lawsuit against The Entertainment Files magazine over false made in their November issue.A. auseC. ausationsD. ausatory5. Although subway fare was cheaper, Danielle chose to take a taxi to the concert hall she would not be late.A. soB. orC. butD. and6. Aording to the travel Web site, many travelers staying at the Reliant Hotel in Hanoi.A. testifyB. concludeC. remendD. disappoint7. Students taking the entrance exam are required to provide their student number.A. identifyB. identifiableC. identifiablyD. identification8. to use crutches for six months severely limited Mr. Locke's ability to work in the shipping facility.A. HasB. HaveD. Has had9. I've been waiting for him for hour and half.A. ×; ×B. the; aC. a; ×D. an; a10. Who draw Jack?A. so well asB. as well asC. so better thanD. as good as11. What you do this Sunday if it ?A. do, will rainB. will, rainC. do, rainsD. will, rains12. I wish it fine tomorrow.A. would beB. will beC. isD. to being13. All the girls swam in the lake except two, who halfway.A. gave offC. gave awayD. gave out14. --Can I get the house cheaper?--Sorry, it's my power to sell it any cheaper.A. withoutB. exceptC. beyondD. out15. Many people believe we are heading for an environmental disaster (灾难) we radically (根本地) change the way we live.A. butB. thoughC. unlessD. in casePresident Arling has put his long-awaited economic restructuring program before the Congress. It provides a coordinated program of investment credits, research grants, educational reforms, and tax changes designed to make American industry more petitive. This is necessary to reverse the economic slide into unemployment, lack of growth, and trade deficits that have plagued the economyfor the past six yearsThe most liberal wing of the President's party has called for stronger and more direct action. They want an ines policy to check inflation while Federal financing helps rebuild industry behind a wall of protective tariffs.The Republicans, however, decry even the modest, graduated tax increases in the President's program. They Want tax cuts and a more open market. They say if Federal money has to be injected into the economy, let it through defence spending.Both these alternatives ignore the unique nature of the economic problem before us. It is not simply a matter of markets or financing. The new technology allows vastly increased production for those able to master it. But it also threatens those who fail to adopt it with permanent second-class citizenship in the world economy. If an industry cannot lever itself up to the leading stage of technological advances, then it will not be able to pete effectively. I fit cannot do this, no amount of government protectionism or aess to foreign markets can keep it profitable for long. Without the profits and experience of technological excellence to reinvest, that industry can only fall still further behind its foreign petitors.So the crux is the technology and that is where the President's program focused. The danger is not that a plan will not be passed, it is that the ideologues of right andleft will distort the bill with amendments that will blur its focus on technology. The economic restructuring plan should be passed intact. If we fail to restructure our economy now, we may not get a second chance.16. The focus of the President's program is on .A. investmentB. economyC. technologyD. tax17. What is the requirement of the most liberal wing of the Democratic Party?A. They want a more direct action.B. They want an ines policy to check inflation.C. They want to rebuild industry.D. They want a wall of protective tariffs.18. What is the editor's attitude?A. Support.B. Distaste.C. Disapproval.D. Compromise.19. The danger to the plan lies in .A. the two parties' objectionB. different ideas of the two parties about the planC. its passageD. distortion20. The passage is .A. a reviewB. a prefaceC. an advertisementD. an editorial。

英语部分专项练习（一）Part I Reading ComprehensionDirections: There are 4 reading passages in this part. Each passage is followed by some questions or unfinished statements. For each of them there are four choices marked A., B., C. and D. You should decide on the best choice and mark the corresponding letter on the Answer Sheet with a single line through the center.Questions 1 to 5 are based on the following passage:If the salinity of ocean water is analyzed, it is found to vary only slightly from place to place. Nevertheless, some of these small changes are important. There are three basic processes that cause a change in oceanic salinity. One of these is the subtraction of water from the ocean by means of evaporation—conversion of liquid water to water vapor. In this manner, the salinity is increased, since the salts stay behind. If this is carried to the extreme, of course, white crystals of salt would be left behind; this, by the way, is how much of the table salt we use is actually obtained.The opposite of evaporation is precipitation, such as rain, by which water is added to the ocean. Here the ocean is being diluted so that the salinity is decreased. This may occur in areas of high rainfall or in coastal regions where rivers flow into the ocean. Thus salinity may be increased by the subtraction of water by evaporation, or decreased by the addition of fresh water by precipitation or runoff.Normally, in tropical regions where the sun is very strong, the ocean salinity is somewhat higher than it is in other parts of the world where there is not as much evaporation. Similarly, in coastal regions where rivers dilute the sea, salinity is somewhat lower than in other oceanic areas.A third process by which salinity may be altered is associated with the formation and melting of sea ice. When seawater is frozen, the dissolved materials are left behind. In this manner, seawater directly beneath freshly formed sea ice has a higher salinity than it did before the ice appeared. Of course, when this ice melts, it well tend to decrease the salinity of the surrounding water.In the Weddell Sea, off Antarctica, the densest water in the oceans is formed as a result of this freezing process, which increases the salinity of cold water. This heavy water sinks and is found in the deeper portions of oceans of the world.1. What is the main topic of the passage?A. Where do we get our table salt?B. Oceanic salinity in tropical regionsC. Three basic processes that alter oceanic salinityD. Variations of salinity in different parts of the ocean2. According to the author, the oceanic salinity is usually lower in _____.A. tropical regionsB. coastal regionsC. places in which warm currents and cold currents meetD. the Antarctica3. All of the following are processes that decrease ocean salinity except _____.A. precipitationB. runoffC. meltingD. evaporation4. What does the word “subtraction" in the fourth line of the first paragraph mean?A. reductionB. influxC. transformationD. freezing5. Which of the following is NOT a result of the formation of ice in oceans?A. The surrounding water sinks.B. The water becomes denser.C. Water salinity decreases.D. The surrounding water becomes colder.Questions 6 to 10 are based on the following passage:More than a century ago, the relationship between glacial ice and the amount of water in the ocean basins was first seen. When the great ice sheet covered vast land areas, the sea level was lowered because the normal return of water from land to the ocean was reduced. As a result, the sea level rose as Ice Age glaciers melted allowing the melted waters to flow into the ocean. If all the glacial ice on the surface of the earth today should melt, the sea level might rise by more than 150 feet. Shoreline variations are also produced through elevation or depression of the land. During times of glacier formations the great weight of the ice slowly depressed the earth's crust. Removal of the weight through glacier melting allowed the slow return of the crust to its former position. Changes in the Great Ice climates from cool and wet to warm and dry produced climate changes far from the glaciated area. For example, at times of cool-wet glacial climates, levels of inland lakes rose, in contrast to the depression of sea level. During the warm-dry interglacial climates, lake levels were lowered. The ancient lake Bonneville, largest of the glacial lakes in Western United States, once covered more than 20,000 square miles. It had a maximum depth of more than 1,000 feet. Great Salt Lake in Utah is the shrunken remnant of this once large lake. Although the first time that early man walked on the earth is uncertain, he is largely a product of the Great Ice Age. Present information shows that during this time he evolved rapidly both physically and culturally. His most primitive tools and skeletal remains have been found in some of the oldest deposits contemporary with the Great Ice Age in Africa, Asia and Europe. These are often associated with remains of extinct animals. With the disappearance of the great ice sheets, the Bronze and Iron Age cultures evolved. About this time many animals suited to cooler climates died. Although much remains to be learned, the story of the Great Ice Age is being unfolded through the efforts of specialists in many fields. Recording field observation, new theories and methods, and worldwide studies of existing glaciers are bringing a clearer understanding of the Great Ice Age.6. Which of the following is NOT implied in the passage?A. Man has a lot more to learn about the Great Ice Age.B. The art of making tools was instrumental in bringing about the evolution of human brain.C. Many species were not suited to the warmer climates of the Bronze and Iron Age.D. The relationship between glacial ice and the amount of water in the ocean basins was not seen until more than a hundred years ago.7. According to the article, which of the following will induce the depression of sea level?A. formation of great masses of ice sheet on the landB. precipitationC. shoreline variationsD. the advent of warm-dry interglacial climates8. Why does the author cite the example of the Great Salt Lake in Utah?A. to show that it is a lake created in the Great Ice AgeB. to show that it once was the largest lake in the United StatesC. to show that it evolved from the Bronze and Iron AgeD. to show that it is what remained of the once large lake Bonneville9. Which of the following can be learned about early man based on the information provided in the passage?A. The exact time of his appearance on the Earth is uncertain.B. He evolved rapidly physically and culturally during the Bronze and Iron Age.C. The ability to make primitive tools distinguished man from other animals.D. Early man lived mainly on animals hunted.10. The best source of information about the Great Ice Age is obtained from _____.A. rock formationsB. fossil remainsC. primitive tools used by early manD. Antarctica's ancient glacierQuestions 11 to 15 are based on the following passage:Prolonging human life has increased the size of the human population. Many people alive today would have died of childhood diseases if they had been born a hundred years ago. Because more people live longer, there are more people around at any given time. In fact, it is a decrease in death rates, not an increase in birth rates, that has led to the population explosion.Prolonging human life has also increased the dependency load. In all societies, people who are disabled or too young or too old to work are dependent on the rest of society to provide for them. In hunting and gathering cultures, old people who could not keep up might be left behind to die. In times of famine, infants might be allowed to die because they could not survive if their parents starved, whereas if the parents survived they could have another child. In most contemporary (当代的) societies, people feel a moral obligation to keep people alive whether they can work or not. We have a great many people today who live past the age at which they want to work or are able to work; we also have rules which require people to retire at a certain age. Unless these people were able to save money for their retirement, somebody else must supportthem. In the United States many retired people live on social security checks which are so little that they must live in near poverty. Older people have more illness than young or middle-aged people; unless they have wealth or private or government insurance, they must often go on welfare if they have a serious illness.When older people become senile or too weak to care for themselves, they create grave problems for their families. In the past and in some traditional cultures, they would be cared for at home until they died. Today, with most members of a household working or in school, there is often no one at home who can care for a sick or weak person. To meet this need, a great many nursing homes and convalescent (康复的) hospitals have been built. These are often profit-making organizations, although some are sponsored (赞助) by religious and other nonprofit groups. While a few of these institutions are good, most of them are simply dumping grounds for the dying in which care is given by poorly paid, overworked, and under-skilled personnel.11. What was the cause to the population growth according to the passage?A. increase of birth rateB. advance in medical careC. well-administered social welfareD. the decrease of death rate12. It can be learned from the passage that in some traditional societies _____.A. infants may be left to die when there isn't enough food to go aroundB. old and sick people are cared for at home until they diedC. people are required to retire at a certain ageD. people who are too weak or ill have to take care of themselves13. What does the word “senile” in the first line of the last paragraph mean?A. advanced in ageB. sickC. disabledD. capricious14. What is the author's attitude toward the nursing homes and convalescent hospitals mentioned in the paragraph?A. suspiciousB. optimisticC. neutralD. critical Questions 15 to 20 are based on the following passage:Although we already know a great deal about influenza, and although the World Health Organization is constantly collecting detailed information from its chain of influenza reference laboratories throughout the world, it is extremely difficult for epidemiologists (流行病专家), who study infectious disease, to predict when and where the next flu epidemic will occur, and how severe it will be.There are three kinds of influenza virus, known as A, B and C. Influenza C virus is relatively stable and causes mild infections that do not spread far through the population. The A and B types are unstable, and are responsible for the epidemics that cause frequent concern. Following any virus attack, the human body builds up antibodies which confer immunity to that strain of virus, but a virus with the capacity to change its character is able to by-pass this protection. Variability is less developed in the influenza B virus, which affects only human beings. An influenza B virus may cause a widespread epidemic but will have little effect if introduced into the samecommunity soon afterwards, since nearly everyone will have built up antibodies and will be immune. The influenza A virus, which affects animals also, is extremely unstable and is responsible for some of the worst outbreaks of the disease, such as the unparalleled pandemic, or world epidemic, of 1918-1919, when about half the world's population were infected and about twenty million people died, some from pneumonia caused by the virus itself and some from secondary complications(并发症) caused by bacteria.Accurate prediction is difficult because of the complication of the factors. A particular virus may be related to one to which some of the population have partial involved immunity. The extent to which it will spread will depend on factors such as its own strength, or virulence, the ease with which it can be transmitted and the strength of the opposition it encounters. Scientists, however, have a reliable general picture of the world situation. Influenza A attacks us in waves every two or three years, while influenza B, which travels more slowly, launches its main assaults every three to six years. The outbreaks vary from isolated cases to epidemics involving a tenth or more of the population. We may confidently prophesy that sooner or later large numbers of people will be feeling the unpleasant effects of some kind of influenza virus.15. Which of the following is the most appropriate title for the passage?A. Symptoms of InfluenzaB. Man Versus VirusC. World Health Organization: Forefront against Influenza VirusD. Variability of Influenza Virus16. According to the author, which of the following is NOT true about influenza?A. Man has obtained a great deal of knowledge about influenza.B. The occurrence of influenza is still unpredictable.C. Influenza is being studied extensively and systematically in many countries in the world under the guidance of World Health Organization.D. No reliable treatment of influenza has yet been found.17. What does the author say about the influenza B virus?A. B virus is relatively stable and causes mild infections that do not spread far through the population.B. B virus is unstable, and is responsible for the epidemics that cause frequent concern.C. B virus is extremely unstable and is responsible for some of the worst outbreaks of the disease.D. B virus has a very developed variability, and it affects only human beings.18. Which of the following is the most dangerous virus according to the passage?A. influenza A virusB. influenza B virusC. influenza C virusD. it cannot be determined by the information provided19. What does the word “assault” in the eighth line of the last paragraph mean?A. influenceB. attackC. symptomD. damage20. Which of the following is NOT mentioned as a factor contributing to the extent towhich a virus spreads?A. the strength of the virusB. the strength of the opposition the virus encountersC. the ease with which the virus can be transmittedD. the immunity the virus can inducePart II Vocabulary and StructureDirections: There are 30 incomplete sentences in this part. For each sentence there are four choices marked A., B., C. and D. Choose the ONE that best completes the sentence. Then mark the corresponding letter on the Answer Sheet with a single line through the center.21. The facts he supplied were not relevant _____the case in question.A. withB. toC. forD. about22. A committee has been _____ by the counsel to look into the causes of unemployment.A. designedB. devisedC. workedD. set up23. Few articles in the newspapers _____more attention than that reporting the murder case with O.J. Simpson involved.A. enlistB. divertC. drawD. absorb24. Julia _____two children since she got married in 1990.A. gives birth toB. has given birth toC. has been giving birth toD. gave birth to25. The hospital was built on the side of a river, hence _____.A. it has the name RiversideB. given the name RiversideC. has got the name RiversideD. the name Riverside26. It took them several weeks to _____the wild horse.A. cultivateB. civilizeC. curbD. tame27. By the time you graduate, we _____in Australia for one year.A. will be stayingB. will have stayedC. would have stayedD. have stayed28. He appreciated _____the chance to deliver his thesis in the annual symposium on Comparative Literature.A. having givenB. to have been givenC. to have givenD. having been given29. They left for the airport very early in the morning _____traffic jam.A. in line withB. at the risk ofC. in case ofD. for the sake of30. Living in the desert involves a lot of problems, _____water shortage is the worst.A. not to mentionB. of whichC. let aloneD. for what31. The government official can hardly find sufficient grounds _____his arguments infavor of the revision of the tax law.A. on which to baseB. which to be based onC. to base on whichD. on which to be based32. Hydrogen is one of the most important element in the universe _____it provides the building blocks from which the other elements are produced.A. so thatB. but thatC. provided thatD. in that33. Just as relaxation is an important part of our lives, _____ stress.A. so isB. as it isC. and so isD. the same is34. While a young man, he decided to put aside a little money every month to make for his old age.A. provisionB. supplyC. adjustmentD. insurance35. The sales department has submitted a _____of their annual sales report to the board of directors.A. scheduleB. sketchC. shorthandD. scheme36. It would be difficult for anyone to behave in a _____way when one is in a furious state.A. rationalB. legalC. stableD. credible37. The final exams approached, _____the students became more and more nervous.A. notwithstandingB. forC. althoughD. as38. Vingo took a bus and headed for home, if his wife would have _____him back.A. not to knowB. not knownC. not knowingD. not having known39. We can make an exception _____.A. in any case of JohnB. in case of JohnC. in case of John'sD. in the case of John40. When the Cultural Revolution was launched in China, his father _____college.A. attendedB. had been attendingC. was attendingD. has been attending41. It's not safe to carry valuables around here. You'd better _____them in the hotel safe along with your passport.A. saveB. hideC. packD. deposit42. To proof-read these piles of documents is very time _____.A. consumingB. spendingC. expendingD. wasting43. According to the weather _____, tomorrow will be overcast and dull.A. forecastB. forewordC. premonitionD. prophecy44. Armed with all the first-hand evidence, I was able to _____his argument in the court.A. denyB. refuseC. contradictD. refute45. This information doesn't shed any light _____the problem.A. inB. towardC. onD. to46. They feel they are justified _____the child because he was not behaving himself.A. to punishB. to be punishingC. in punishingD. punishing47. We can't just _____his guilt. We've got to have some hard evidence to prove it.A. assumeB. presumeC. believe inD. guess48. _____in the first round of the competition, our team took the earliest flight back.A. Being knocked outB. Having been knocked outC. We were knocked outD. We had been knocked out49. If the door was not forced open, _____that the burglar must have had a key.A. it followsB. it is followedC. following isD. it will be followed50. The famous football star was _____ with the murder of his ex-wife and her boyfriend.A. convictedB. chargedC. blamedD. accusedPart III Error CorrectionDirections: This part consists of a short passage. In this passage, there are altogether 10 mistakes, one in each numbered line. You may have to add a word, cross out a word, or change a word. If you add a word, put an insertion mark (∧) in the right place and write the missing word in the blank. If you cross out a word, put a slash (/) in the blank. If you change a word, cross it out and write the correct word in the corresponding blank.Most speakers are surprising to learn that people who 51._____speak only one language form a minority of the world'spopulation that most people function in two or more languages. 52._____While few people are truly balanced bilinguals or polyglotswho feel equal comfortable with all languages, 53._____the fact is that most of the world's population functionsin more than language. Given this, it's somewhat surprising 54._____that so much attention is paid to the English-speaking worldto the matter of learning a additional language. If so many 55._____people seem to do it so easily, then just what is the problem?The simplest answer is that there really isn't one.Giving ample opportunity and time, most people can learn as 56._____many languages as they want or need to. But as teacherscharged with the responsibility of adding English to thelinguistic inventory of non-English-speaking children, wemust be concerned precisely these matters—providing ample 57._____and effective opportunity and using time as effectively as possible.This chapter will look briefly how children become bilingual. 58._____First, we'll examine the conditions lead to bilingualism 59._____in preschoolers, then we'll turn our attention to languagelearning in the classroom. In focusing on the differences betweenlanguage acquisition at home and at school, we'll see that there'sthe potential for conflict from children's informal language 60._____ learning in the home and the more formal experience of the school.Part IV Translation from English to ChineseDirections: In this part, there are five items, which you should translate into Chinese, each item consists of one or two sentence. These sentences are all taken from the reading passages you have just read in the Second Part of the Test Paper.You are allowed 15 minutes to do the translation. You can refer back to the passages so as to identify their meanings in the context.61.Normally, in tropical regions where the sun is very strong, the ocean salinity is somewhat higher than it is in other parts of the world where there is not as much evaporation.62.Although much remains to be learned, the story of the Great Ice Age is being unfolded through the efforts of specialists in many fields. Recording field observation, new theories and methods, and worldwide studies of existing glaciers are bringing a clearer understanding of the Great Ice Age.63.Older people have more illness than young or middle-aged people; unless they have wealth or private or government insurance, they must often “go on welfare" if they have a serious illness.64.While a few of these institutions are good, most of them are simply “dumping grounds“ for the dying in which “care" is given by poorly paid, overworked, and under-skilled personnel.65.Following any virus attack, the human body builds up antibodies which conferimmunity to that strain of virus, but a virus with the capacity to change its character is able to by-pass this protection.Part V Short Answer QuestionsDirections: In this part, there is a short passage with five questions or incomplete statements. Read the passage carefully. Then answer the questions or complete the statements in the fewest possible words (not exceeding 10 words).For most of us, work is the central, dominating fact of life. We spend more than half our conscious hours at work, preparing for work, travelling to and from work. What we do there largely determines our standard of living and to a considerable extent the status we are accorded by our fellow citizens as well. It is sometimes said that because leisure has become more important the indignities and injustices of work can be pushed into a corner, that because most work is pretty intolerable, the people who do it should compensate for its boredom, frustrations and humiliations by concentrating their hopes on the other parts of their lives. I reject that as a counsel of despair. For the foreseeable future the material and psychological rewards which work can provide, and the conditions in which work is done, will continue to play a vital part in determining the satisfaction that life can offer. Yet only a small minority can control the pace at which they work or the conditions in which their work is done; only for a small minority does work offer scope for creativity, imagination, or initiative. Inequality at work and in work is still one of the cruelest and most glaring forms of inequality in our society. We cannot hope to solve the more obvious problems of industrial life, many of which arise directly or indirectly from the frustrations created by inequality at work, unless we tackle it head on. Still less can we hope to create a decent and humane society.Questions:66. According to the author, people judge others mainly by _____________________________________________.67. The author believes that and the conditions in which work is done _____________________________________________ will continue to play a vital part in determining the satisfaction that life can offer.68. The author believes that _____________________________________________is still one of the cruelest and most glaring forms of inequality in our society.69. The author believes that only _______________________________________can control the pace at which they work or the conditions in which their work is done. 70. The author will go on to discuss ___________________________________in the following paragraph.Part VI WritingDirections: For this part, you are allowed 30 minutes to write a composition on the title Water Shortage according to the following OUTLINE given in Chinese. Your part of writing should be no less than 120 words.1. 缺水的现状。

银行招聘考试英语真题及答案一、Part 1Directions: A word or phrase is missing in each of the sentences below. Four answer choices are given below each sentence. Select the best answer to complete the sentence.1.All who completed the voluntary ______ on Friday will receive a certificate recognizing their participation.A. trainB. trainedC. training √D. trainable【解析】空格为被形容词voluntary 修饰的名词的位置，因此A 和C为正确答案的备选项。

句子要求表示“志愿培训〞句意才自然，因此答案为C。

2.Mr. Arman admitted that he had been ______ surprised by the high volume of sales his company had generated last quarter.A. most thoroughB. thoroughly√C. thoroughnessD. thorough【解析】空格出如今be 动词和过去分词之间时，把副词当做正确答案的首位候补来分析句意。

选项中只有意为“非常地，完全地〞的throughly 为副词，而且将其放在空格处也符合句意。

3.Most of the meeting was spent going over the sales ______ from the previous month.A. shapesB. celebritiesC. figures√D. measures【解析】和空格前的sales 相关的为数字，因此figures 放在空格处最恰当。

2020银行校园招聘考试_英语模拟试题(一)1. The management of personal banking department trains all its staff members to deal with guest inquiries ______.A. courtesyB. courteousC. courteouslyD. more courteous2. Ms. Sykes is an ______ manager who is always able to make the best of her employees.A. imaginaryB. exclusiveC. inactiveD. effective3. Several prominent business people in the Dunbar region ______ together to form the Dunbar Chamber of Commerce.A. has joinedB. have joinedC. joiningD. be joined4. Because of the economic recession, many small businesses are having difficulty ______ their budget.A. manageB. managingC. to manageD. management5. Ms. Rudders will be ______ looking through all the job applications to make sure we select the best person.A. careB. caringC. carefulD. carefully6. A year-long ____ of Gardeners’Monthly magazine costs just $ 85.50, and it comes with a free pair of gardening gloves.A. subscriptionB. entryC. warrantyD. membership7. Spitting on the ground is not only ______ but also harmful to others’health.A. disgustingB. bangingC. grabbingD. blasting8. The policeman stopped him when he was driving home and ______ him of speeding.A. chargedB. accusedC. blamedD. deprived答案解析：1.【答案】C。

银行校园招聘考试英语部分专项训练（三）Section ⅠUse of EnglishDirections:Read the following text. Choose the best word(s) for each numbered blank and mark A, B, C or D on ANSWER SHEET 1. (10 points)There is growing interest in East Japan Railway Co. ltd., one of the six companies, created out of the privatized national railway system. In an industry lacking exciting growth__1__, its plan to use real-estate assets in and around train stations__2__is drawing interest.In a plan called “Station Renaissance”that it__3__in November, JR East said that it would__4__using its commercial spaces for shops and restaurants, extending them to__5__more suitable for the information age. It wants train stations as pick-up__6__for such goods as books, flowers and groceries__7__over the Internet. In a country where city__8__depend heavily on trains__9__commuting, about 16 million people a day go to its train stations anyway, the company __10__. So, picking up commodities at train stations__11__consumers extra travel and missed home deliveries. JR East already has been using its station__12__stores for this purpose, but it plans to create__13__spaces for the delivery of Internet goods.The company also plans to introduce __14__cards—known in Japan as IC cards because they use integrated circuit for__15__information__16__ train tickets and commuter passes__17__the magnetic ones used today, integrating them into a/an __18__pass. This will save the company money, because__19__for IC cards are much less expensive than magnetic systems. Increased use of IC cards should also__20__the space needed for ticket vending.1.［A］perspectives ［B］outlooks ［C］prospects ［D］spectacles2.［A］creatively ［B］originally ［C］authentically ［D］initially3.［A］displayed ［B］demonstrated ［C］embarked ［D］unveiled4.［A］go beyond ［B］set out ［C］come around ［D］spread over5.［A］applications ［B］enterprises ［C］functions ［D］performances6.［A］districts ［B］vicinities ［C］resorts ［D］locations7.［A］acquired ［B］purchased ［C］presided ［D］attained8.［A］lodgers ［B］tenants ［C］dwellers ［D］boarders9.［A］for ［B］in ［C］of ［D］as10.［A］figures ［B］exhibits ［C］convinces ［D］speculates11.［A］deprives ［B］retrieves ［C］spares ［D］exempts12.［A］conjunction ［B］convenience ［C］department ［D］ornament13.［A］delegated ［B］designated ［C］devoted ［D］dedicated14.［A］clever ［B］smart ［C］ingenious ［D］intelligent15.［A］checking ［B］gathering ［C］holding ［D］accommodating16.［A］as ［B］for ［C］with ［D］of17.［A］but for ［B］as well as ［C］instead of ［D］more than18.［A］unique ［B］single ［C］unitary ［D］only19.［A］devices ［B］instruments ［C］readers ［D］examiners20.［A］reduce ［B］narrow ［C］dwarf ［D］shrinkSection ⅡReading ComprehensionDirections:Read the following four texts. Answer the questions below each text by choosing A, B, C or D. Mark your answers on ANSWER SHEET 1.Text 1“I’ve never met a human worth cloning,”says cloning expert Mark Westhusin from the cramped confines of his lab at Texas A&M University. “It’s a stupid endeavor.”That’s an interesting choice of adjective, coming from a man who has spent millions of dollars trying to clone a 13-year-old dog named Missy. So far, he and his team have not succeeded, though they have cloned two calves and expect to clone a cat soon. They just might succeed in cloning Missy later this year—or perhaps not for another five years. It seems the reproductive system of man’s best friend is one of the mysteries of modern science.Westhusin’s experience with cloning animals leaves him vexed by all this talk of human cloning. In three years of work on the Missyplicity project, using hundreds upon hundreds of canine eggs, the A&M team has produced only a dozen or so embryos carrying Missy’s DNA. None have survived the transfer to a surrogate mother. The wastage of eggs and the many spontaneously aborted fetuses may be acceptable when you’re dealing with cats or bulls, he argues, but not with humans. “Cloning is incredibly inefficient, and also dangerous,” he says.Even so, dog cloning is a commercial opportunity, with a nice research payoff. Ever since Dolly the sheep was cloned in 1997, Westhusin’s phone at A&M College of Veterinary Medicine has been ringing busily. Cost is no obstacle for customers like Missy’s mysterious owner, who wishes to remain unknown to protect his privacy. He’s plopped down $ million so far to fund the research because he wants a twin to carry on Missy’s fine qualities after she dies. But he knows her clone may not have her temperament. In a statement of purpose, Missy’s owners and the A&M team say they are “both looking forward to studying the ways that her clone differs from Missy.”The fate of the dog samples will depend on Westhusin’s work. He knows that even if he gets a dog viably pregnant, the offspring, should they survive, will face the problems shown at birth by other cloned animals: abnormalities like immature lungs and heart and weight problems. “Why would you ever want to clone humans,”Westhusin asks, “when we’re not even close to getting it worked out in animals yet?”1. Which of the following best represents Mr. Westhusin’s attitude toward cloning?［A］Animal cloning is a stupid attempt.［B］Human cloning is not yet close to getting it worked out.［C］Cloning is too inefficient and should be stopped.［D］Animals cloning yes, and human cloning at least not now.2. The Missyplicity project does not seem very successful probably because _____.［A］there isn’t enough fund to support the research［B］cloning dogs is more complicated than cloning cats and bulls［C］Mr. Westhusin is too busy taking care of the business［D］the owner is asking for an exact copy of his pet3. When Mr. Westhusin says “... cloning is dangerous,” he implies that _____.［A］lab technicians may be affected by chemicals［B］cats and dogs in the lab may die of diseases［C］experiments may waste lots of lives［D］cloned animals could outlive the natural ones4. We can infer from the third paragraph that _____.［A］rich people are more interested in cloning humans than animals［B］cloning of animal pets is becoming a prosperous industry［C］there is no distinction between a cloned and a natural dog［D］Missy’s master pays a lot in a hope to revive the dog5. We may conclude from the text that _____.［A］human cloning will not succeed unless the technique is more efficient［B］scientists are optimistic about cloning technique［C］many people are against the idea of human cloning［D］cloned animals are more favored by owners even if they are weakerText 2For more than two decades, . courts have been limiting affirmative-action programs in universities and other areas. The legal rationale is that racial preferences are unconstitutional, even those intended to compensate for racism or intolerance. For many colleges, this means students can be admitted only on merit, not on their race or ethnicity. It has been a divisive issue across the ., as educators blame the prolonged reaction to affirmative-action for declines in minority admissions. Meanwhile, activists continue to battle race preferences in courts from Michigan to North Carolina.Now, chief executives of about two dozen companies have decided to plunge headfirst into this politically unsettled debate. They, together with 36 universities and 7 nonprofitable organizations, formed a forum that set forth an action plan essentially designed to help colleges circumvent court-imposed restrictions on affirmative action. The CEOs’ motive: “Our audience is growing more diverse, so the communities we serve benefit if our employees are racially and ethnically diverse as well”, says one CEO of a compang that owns nine television stations.Among the steps the forum is pushing: finding creative yet legal ways to boost minority enrollment through new admissions policies; promoting admissions decisions that look at more than test scores; and encouraging universities to step up their minority outreach and financial aid. And to counter accusations by critics to challenge these tactics in court, the group says it will give legal assistance to colleges sued for trying them. “Diversity diminished by the court must be madeup for in other legitimate, legal ways,” says, a forum member.One of the more controversial methods advocated is the so-called 10% rule. The idea is for public universities—which educate three-quarters of all . undergraduates—to admit students who are in the top 10% of their high school graduating class. Doing so allows colleges to take minorities who excel in average urban schools, even if they wouldn’t have made the cut under the current statewide ranking many universities use.1. . court restrictions on affirmative action signifies that______.［A］minorities no longer hold the once favored status［B］the quality of American colleges has improved［C］racial preferences has replaced racial prejudice［D］the minority is on an equal footing with the majority2. What has been a divisive issue across the United States?［A］Whether affirmative action should continue to exist.［B］Whether this law is helping minorities or the white majority.［C］Whether racism exists in American college admission.［D］Whether racial intolerance should be punished.3. CEOs of big companies decided to help colleges enroll more minority students because they_____.［A］think it wrong to deprive the minorities of their rights to receive education［B］want to conserve the fine characteristics of American nation［C］want a workforce that reflects the diversity of their customers［D］think it their duty to help develop education of the country4. The major tactic the forum uses is to_____.［A］battle the racial preferences in court［B］support colleges involved in lawsuits of racism［C］strive to settle this political debate nationwide［D］find legally viable ways to ensure minority admissions5. If the 10% rule is applied, ______.［A］the best white high school students can get into colleges［B］public universities can get excellent students［C］students from poor rural families can go to colleges［D］good minority students can get into public universitiesText 3Positive surprises from government reports on retail sales, industrial production, and housing in the past few months are leading economists to revise their real gross domestic product (GDP) forecasts upward supporting the notion that the recession ended in December or January.Bear in mind: This recovery won’t have the vitality normally associated with an upturn. Economists now expect real GDP growth of about in the first quarter. That’s better than the theconsensus projected in December, but much of the additional growth will come from a slower pace of inventory drawdowns, not from surging demand.Moreover, the economy won’t grow fast enough to help the labor markets much. The only good news there is that jobless claims have fallen back from their spike after September 11 and that their current level suggests the pace of layoffs is easing.The recovery also does not mean the Federal Reserve will raise interest rates soon. The January price indexes show that inflation remains tame. Consequently, the Fed can take its time shifting monetary policy from extreme accommodation to relative neutrality.Perhaps the best news from the latest economic reports was the January data on industrial production. Total output fell only , its best showing since July. Factory output was flat, also the best performance in six months. Those numbers may not sound encouraging, but manufacturers have been in recession since late 2000. The data suggest that the factory sector is finding a bottom from which to start its recovery.Production of consumer goods, for instance, is almost back up to where it was a year ago. That’s because consumer demand for motor vehicles and other goods and the housing industry remained healthy during the recession, and they are still growing in early 2002.Besides, both the monthly homebuilding starts number and the housing market index for the past two months are running above the averages for all of 2001, suggesting that home-building is off to a good start and probably won’t be big drag on GDP growth this year.Equally important to the outlook is how the solid housing market will help demand for home-related goods and services. Traditionally, consumers buy the bulk of their furniture, electronics, and textiles within a year of purchasing their homes. Thus, spending on such items will do well this year, even as car sales slip now that incentives are less attractive. Look for the output of consumer goods to top year-ago level in coming months.Even the business equipment sector seems to have bottomed out. Its output rose % in January, led by a % jump computer gear. A pickup in orders for capital goods in the fourth quarter suggests that production will keep increasing—although at a relaxed pace—in coming months.1. American economists are surprised to see that______.［A］they have to revise the GDP forecasts so often［B］their government is announcing the end of a recession［C］US economy is showing some signs of an upturn［D］GDP growth reflects stronger domestic demand2. The most encouraging fact about the US economy is that_____ .［A］employment rates have risen faster than expected［B］the Federal Reserve will raise interest rates soon［C］industrial production is reaching its lowest point［D］some economic sectors have become leading industries3. Of which of the following did the author provide a guardedly optimistic view?［A］GDP growth. ［B］The number of layoffs.［C］Price indexes. ［D］Output of consumer goods.4. Which of the following is the guarantee of a better future for US economy?［A］Motor vehicles. ［B］Housing market.［C］Business equipment. ［D］Computer gear.5. Which of the following best summarizes the U. S. economic situation today?［A］American economists are painting a gloomy picture.［B］It is slowly warming up with moderate growth.［C］Recession may come back anytime in the coming months.［D］Most sectors are picking up at a surprisingly fast pace.Text 4Timothy Berners-Lee might be giving Bill Gates a run for the money, but he passed up his shot at fabulous wealth—intentionally—in 1990. That’s when he decided not to patent the technology used to create the most important software innovation in the final decade of the 20th century: the World Wide Web. Berners-Lee wanted to make the world a richer place, not a mass personal wealth. So he gave his brainchild to us all.Berners-Lee regards today’s Web as a rebellious adolescent that can never fulfill his original expectations. By 2005, he hopes to begin replacing it with the Semantic Web—a smart network that will finally understand human languages and make computers virtually as easy to work with as other humans.As envisioned by Berners-Lee, the new Web would understand not only the meaning of words and concepts but also the logical relationships among them. That has awesome potential. Most knowledge is built on two pillars: semantics and mathematics. In number-crunching, computers already outclass people. Machines that are equally adroit at dealing with language and reason won’t just help people uncover new insights; they could blaze new trails on their own.Even with a fairly crude version of this future Web, mining online repositories for nuggets of knowledge would no longer force people to wade through screen after screen of extraneous data. Instead, computers would dispatch intelligent agents, or software messengers, to explore Web sites by the thousands and logically sift out just what’s relevant. That alone would provide a major boost in productivity at work and at home. But there’s far more.Software agents could also take on many routine business chores, such as helping manufacturers find and negotiate with lowest-cost parts suppliers and handling help-desk questions. The Semantic Web would also be a bottomless trove of eureka insights. Most inventions and scientific breakthroughs, including today’s Web, spring from novel combinations of existing knowledge. The Semantic Web would make it possible to evaluate more combinations overnight than a person could juggle in a lifetime. Sure scientists and other people can post ideas on the Web today for others to read. But with machines doing the reading and translating technical terms, related ideas from millions of Web pages could be distilled and summarized. That will lift theability to assess and integrate information to new heights. The Semantic Web, Berners-Lee predicts, will help more people become more intuitive as well as more analytical. It will foster global collaborations among people with diverse cultural perspectives, so we have a better chance of finding the right solutions to the really big issues—like the environment and climate warming.1. Had he liked, Berners-Lee could have _____.［A］created the most important innovation in the 1990s［B］accumulated as much personal wealth as Bill Gates［C］patented the technology of Microsoft software［D］given his brainchild to us all2. The Semantic Web will be superior to today’s web in that it _____.［A］surpasses people in processing numbers［B］fulfills user’s original expectations［C］deals with language and reason as well as number［D］responds like a rebellious adult3. To search for any information needed on tomorrow’s Web, one only has to _____.［A］wade through screen after screen of extraneous data［B］ask the Web to dispatch some messenger to his door［C］use smart software programs called “agents”［D］explore Web sites by the thousands and pick out what’s relevant4. Thanks to the Web of the future, _____.［A］millions of web pages can be translated overnight［B］one can find most inventions and breakthroughs online［C］software manufacturers can lower the cost of computer parts［D］scientists using different specialty terms can collaborate much better5. The most appropriate title for this text is.［A］Differences between Two Webs［B］The Humanization of Computer Software［C］A New Solution to World Problems［D］The Creator and His Next CreationSection ⅢWritingDirections:You have received an invitation to the birthday party of your friend, Tom. But you can’t attend it. Write a note to Tom to1) thank him for the invitation,2) give reasons why you can’t go, and3) apologize and express your wishes.You should write about 100 words neatly on ANSWER SHEET 2. Do not sign your own name. Use “Li Ming”instead. You do not need to write the address.银行校园招聘考试英语部分专项训练答案解析Section ⅠUse of English 答案1.［精解］本题考查名词的词义辨析。

银行校园招聘笔试英语试练习题（一）银行招聘网为正在备考银行考试的考生们提供最新的网申、笔试、面试答题技巧。

第一时间提供银行校园招聘各类信息，帮助考生了解各所银行校园招聘时间与报考条件。

提供各大银行备考指导与备考流程，提高考生网申、笔试、面试成功率。

银行校园招聘将在9月份开始，笔试是银行校招中的重点，笔试一般包括行测、综合知识、英语和性格测试。

中公金融人为广大考生提供银行校园招聘笔试英语模拟试题，助考生们顺利通过考试。

1. Be sure to ______ your wife when we go to the party this evening.A.bringB.takeC.getD.carry2. -----Ring me _____ every day, will you? -----With pleasure. Do ring _____, please.A.up; backB.back; backC.back; upD.on; for3. People ______ the new TV play.A.think high ofB.think well ofC.think poor ofD.think good of4. It's foolish to _____ your foot into a shoe that is too small for you.A.putB.tryC.forceD.make5. I know well how to _____ children.A.do withB.dealing withC.deal withD.doing with【答案解析】：1. A解析：bring带来；take带走；carry去取来。

【译文】今天晚上的舞会你一定要把你的妻子带来。

2. A解析：ring up打电话；ring back回电话。

【译文】--每天给我打电话，好吗？--好的，请给我回电话。

银行招聘英语考试参考题目第一部分：听力理解 (20分)
1. 听录音，选择正确的答案。

2. 听对话，回答以下问题。

3. 听短文，回答以下问题。

第二部分：阅读理解 (40分)
1. 阅读下面的短文，回答问题。

2. 阅读下面的短文，判断正误。

3. 阅读下面的短文，选择正确的选项。

4. 阅读下面的短文，完成句子。

第三部分：语言知识 (40分)
1. 选择正确的单词填空。

2. 选择正确的词组填空。

3. 根据句意，选择正确的动词形式。

4. 根据句意，选择正确的形容词或副词。

第四部分：写作 (30分)
1. 根据提示，写一篇短文。

2. 根据所给的问题，写一篇短文。

3. 根据所给的图表，写一篇短文。

第五部分：口语表达 (20分)
1. 根据所给话题，进行口头表达。

2. 根据所给情景，进行口头表达。

第六部分：翻译 (30分)
1. 将中文句子翻译成英文。

2. 将英文句子翻译成中文。

第七部分：写作 (30分)
1. 根据所给情景，写一封电子邮件。

2. 根据所给信息，写一篇小广告。

以上是《银行招聘英语考试参考题目》的内容。

希望能够帮助您为银行招聘英语考试做好准备。

祝您考试顺利！。

国有银行聘用考试试题【英语部分】一、选择题（每题2分，共20分）1. 下列哪个选项不是国有银行的英文缩写？A. ABCB. ICBCC. PBCD. HSBC2. 银行利润的主要来源是？A. 存款利息B. 贷款利息C. 证券投资D. 服务费3. 下列哪个单词的意思是“贷款”？A. LoanB. DepositC. InvestmentD. Credit4. 下列哪个选项不是国有银行的主要业务？A. 零售业务B. 企业银行业务C. 投资银行业务D. 保险业务5. 下列哪个单词的意思是“储蓄账户”？A. Savings AccountB. Checking AccountC. Certificate of DepositD. Money Market Account二、阅读理解（每题10分，共30分）Passage 1:Question: Which of the following statements is NOT true about ICBC?A. It is headquartered in Beijing.B. It is the world's largest bank by assets.C. It was established in 1984.D. It is a privately-owned bank.Passage 2:The People's Bank of China (PBC) is the central bank of the People's Republic of China. It was established on December 1, 1948. The main functions of the PBC include managing monetary policy, maintaining financial stability, and promoting economic development.Question: Which of the following statements is true about PBC?B. Its main function is to manage monetary policy.C. It was established in 1984.D. It is a privately-owned bank.三、翻译（每题10分，共20分）1. 请将以下句子翻译成英文："国有银行在中国的经济发展中扮演着重要的角色。

银行招聘考试专用：英语题库第一部分：单选题1. Which of the following is NOT a type of bank account?A. Checking accountB. Savings accountC. Credit card accountD. Investment account2. What is the primary role of a central bank?A. Lending money to individualsB. Managing the country's monetary policyC. Providing financial advice to businessesD. Issuing credit cards to consumers3. What does the term "ATM" stand for?A. Automatic Teller MachineB. Advanced Transaction MethodC. Automated Transfer ModuleD. All-Time Money4. When a bank is "insolvent," it means that:A. The bank is experiencing high profitsB. The bank is unable to meet its financial obligationsC. The bank is expanding its operationsD. The bank has a large customer baseA. Conducting monetary policyB. Regulating the stock marketC. Providing loans to businesses and individualsD. Issuing government bonds第二部分：填空题1. The process of converting assets into cash is called __________.2. A __________ is a financial institution that facilitates the buying and selling of stocks and other securities.3. The __________ rate is the interest rate at which banks lend to each other in the short term.5. The __________ is the difference between a country's exports and imports.第三部分：简答题1. What are the main functions of a central bank?3. What is the role of credit rating agencies in the banking industry?5. How does inflation affect the banking system?第四部分：阅读理解Read the following passage and answer the questions:Passage:Question 1: What are the benefits of using credit cards?Question 2: Why is it important to use credit cards responsibly?Question 3: What can happen if individuals misuse credit cards?---以上题目仅供参考，具体的题目内容可以根据实际需要进行调整和修改。