历年存贷款利率调整表(截止2015-1-31)

14.11.2212.7.612.6.811.7.711.4.611.2.910.12.2610.10.2008.12.2308.11.2708.10.3008.10.0908.09.1607.12.2107.09.1507.08.2207.07.2107.05.1907.03.1806.08.1906.04.2805.03.1704.10.2902.02.2199.06.1098.12.070.350.350.400.500.500.400.360.360.360.360.720.720.720.720.810.810.810.720.720.720.720.720.720.720.991.44 三个月2.352.602.853.102.852.602.251.911.711.982.883.153.333.332.882.612.342.071.981.801.711.711.711.711.982.79整 半年2.552.803.053.303.052.802.502.201.982.253.243.513.783.783.423.152.882.612.432.252.072.072.071.892.163.33存 一年2.753.003.253.503.253.002.752.502.252.523.603.874.144.143.873.603.333.062.792.522.252.252.251.982.253.78 二年3.353.754.14.404.153.903.553.252.793.064.144.414.684.684.504.233.963.693.333.062.702.702.702.252.433.96整 三年4.004.254.655.004.754.504.153.853.333.604.775.135.405.405.224.954.684.413.963.693.243.243.242.522.704.14取 五年4.754.755.15.505.255.004.554.203.603.875.135.585.855.855.795.495.224.954.414.143.603.603.602.792.884.50 八年零存整取 一年2.352.852.853.102.852.602.251.911.711.982.883.153.333.332.882.612.342.071.981.801.711.711.711.711.983.33整存零取 三年2.552.903.053.303.052.802.502.201.982.253.243.513.783.783.423.152.882.612.432.252.072.072.071.892.163.78存本取息 五年2.753.003.253.503.253.002.752.502.252.523.603.874.144.143.873.603.333.062.792.522.252.252.251.982.254.141.151.150.851.311.311.211.171.171.171.171.531.531.531.531.531.531.531.441.441.441.441.441.441.441.712.16 一天0.800.800.850.950.950.850.810.810.810.811.171.171.171.171.171.171.171.081.081.081.081.081.081.081.351.80 七天1.351.351.391.491.491.391.351.351.351.351.711.711.711.711.711.711.711.621.621.621.621.621.621.621.892.34六个月5.605.605.856.105.855.605.355.104.865.046.036.126.216.576.486.216.035.855.675.585.405.225.225.045.586.12一年5.606.006.316.566.316.065.815.565.315.586.666.937.207.477.297.026.846.576.396.125.855.585.585.315.856.39一至三年6.006.156.406.656.406.105.855.605.405.676.757.027.297.567.477.207.026.756.576.306.035.765.765.495.946.66三至五年6.006.406.656.906.656.456.225.965.765.947.027.297.567.747.657.387.206.936.756.486.125.855.855.586.037.20五年以上6.156.556.807.056.806.606.406.145.946.127.207.477.747.837.837.567.387.207.116.846.396.126.125.766.217.56五年以下3.754.004.204.454.24.003.753.503.333.514.054.594.774.774.594.504.414.324.144.143.963.783.60五年以上4.254.504.704.904.74.504.304.053.874.054.595.135.225.225.044.954.864.774.594.594.414.234.05一至三年4.95五年以下4.954.77五年以上5.315.041.621.621.621.621.621.621.621.621.621.621.890.720.720.720.720.720.720.720.720.720.720.993.253.153.463.463.463.463.563.653.603.603.783.783.874.144.414.414.504.504.414.324.143.873.873.603.873.06按一年以内定期整存整取同档次利率打

在再贴现利率基础上，按不超过同期贷款利率（含浮动）加点期

按同期商业性贷款利率执行（至2005年3月17日起上限放开，下限为贷款基准利率的0.9倍）款

人行对金融机构存款法定准备金超额准备金民 调整时间类别及期限历年金融机构人民币存贷款利率调整表活 期 存 款定

币存定活两便协定存款通知存款

贷短期贷款个人公积金住房贷款人 以再贴现利率为下限加点确定

三个月存款存贷款1年基准利率差额款中长期贷款贴现自营性个人住房贷款按一年以内定期整存整取同档次利率打六折执行(从1993.03.01起执行

6.00 8.00 10.00 12.00 14.00 16.00 18.00

时间利率表系列1系列2系列3系列4系列5系列6贷款表0.00 2.00 4.00 6.00 135791113151719212325272931利率系列6系列7系列8系列9系列10系列11

0.00 2.00 4.00 6.00 8.00 10.00 12.00 14.00 16.00

135791113151719212325272931项目

利率利率表六个月一年一至三年三至五年五年以上98.07.0198.03.2597.10.2396.08.2396.05.0193.07.1193.05.1591.04.2190.08.211.441.711.711.982.973.15*2.16*1.8*2.162.792.882.883.334.866.664.863.244.323.964.144.145.407.209.007.205.406.484.775.225.677.479.1810.989.187.568.464.865.585.947.929.9011.709.907.929.364.956.216.218.2810.8012.2410.808.2910.085.226.666.669.0012.0613.8612.069.0011.5217.1014.5810.0813.683.964.144.145.407.209.007.206.127.204.775.225.677.479.1810.989.186.848.644.956.216.218.2810.8012.2410.807.5610.082.702.852.853.003.756.577.027.659.189.729.008.828.108.646.937.928.6410.0810.9810.989.368.649.367.119.009.3610.9813.1412.2410.809.0010.087.659.729.9011.7014.9413.8612.069.5410.808.0110.3510.5312.4215.1214.0412.249.7211.16

2.973.784.504.683.781.982.162.522.16整存整取同档次利率打9折计息省级人行自主确定

从1988年9月1日起，在同档次贷款利率基础上下浮动5—10%98.12.07.前通知存款执行1至12个月档次利率按同期同档次存款利率打6.5折计单位：年利率％

3.03.01起执行)